OFF MARKET

Off market jan 2017 for $280K

$507,664

Est. refi paymentEst. refi $1,846/mo

•

2,288

sq ft

1074 Spinnaker St, Elgin, IL 60123

About this home

Best lot in the sub-division. MOVE-IN ready 4 bedroom / 2.5 bath home. Recently renovated with NEW carpet, NEW paint, NEW granite countertops, NEW flooring, & NEW GE Slate appliances. Two story foyer with open rail staircase. Separate living and dining rooms. Large eat-in kitchen with center island. Perfectly sized family room with fireplace. 9 foot tall first floor ceilings. Main floor laundry room. Master suite includes vaulted ceiling and walk-in closet. Master bathroom features double bowl sink, separate shower, soaker tub, and separate toilet room. Remaining bedrooms all large with ample closet space. Full basement ready for finishing. Maintenance free deck with full pond view. Rear yard shed for storage. Amazing home. Broker interest.

Single-familyProperty Type

2002Year Built

0.25 acresLot Size

$222Est. Price/Sq.Ft.

2 car garageParking

Listed by Michael Zwemke • Charles Rutenberg Realty of IL

Bought with Linda McNeil • Berkshire Hathaway HomeServices Chicago

Redfin checked: 2 minutes ago

•Source:MRED as Distributed by MLS Grid #09397026

Redfin Estimate

$507,664

$228K since sold in January 2017$10K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 13.8% higher than the average sale price ($446K) of 6 comparable homes.

SOLD SEP 23, 2026
$425,000
A
4 beds2.5 baths2,052 sq ft
3 Ridge Ct, South Elgin, IL 60177
SOLD AUG 17, 2026
$449,900
B
4 beds2.5 baths2,115 sq ft
1683 Seaton Ln, Elgin, IL 60123
SOLD JUL 20, 2026
$441,000
C
4 beds2.5 baths1,896 sq ft
1113 Annandale Dr, Elgin, IL 60123
SOLD SEP 11, 2026
$440,000
D
3 beds2.5 baths2,819 sq ft
829 Red Barn Ln, Elgin, IL 60124
SOLD AUG 14, 2026
$445,000
E
4 beds2.5 baths2,953 sq ft
1467 Birch Ln, South Elgin, IL 60177
SOLD AUG 25, 2026
$475,000
F
4 beds2.5 baths2,474 sq ft
1117 Annandale Dr, Elgin, IL 60123

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Earn from this home

Sell

$305,558

Est. take-home

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Est. cash available

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Rent

$2,046/mo

Redfin rental estimate

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Market trends in 60123, IL

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.0%

0.3% MoM

Median sale price

$320K

$8K MoM

Avg. days on market

41d

2 days MoM

Recently sold homes

136

4 MoM

New listings for sale

$399,000
3 beds2 baths1,416 sq ft
2338 Coral Cv, Elgin, IL 60123
$375,000
3 beds2 baths2,499 sq ft
1223 Larkin Ave, Elgin, IL 60123
OPEN SUN, 12PM TO 2PM
$409,900
3 beds3 baths1,583 sq ft
218 Wing Park Blvd, Elgin, IL 60123
FOR SALE BY OWNER
$245,000
2 beds1 bath864 sq ft
409 Wilcox Ave, Elgin, IL 60123
$285,000
2 beds1.5 baths1,026 sq ft
124 S Commonwealth Ave, Elgin, IL 60123
$267,000
3 beds1 bath990 sq ft
58 Vine St, Elgin, IL 60123
$475,000
6 beds3 baths— sq ft
656 South St, Elgin, IL 60123
$469,000
4 beds3 baths— sq ft
176-178 N Dubois Ave, Elgin, IL 60123
$245,000
2 beds2 baths1,008 sq ft
1820 W Highland Ave Unit D, Elgin, IL 60123
See all

Provided by Redfin

Sale history for 1074 Spinnaker St

Date

Event

Price

MRED as Distributed by MLS Grid #09397026

Jan 27, 2017

Sold (MLS) (Closed Sale)

$280,000

$122/sq ft

Dec 4, 2016

Contingent

—

Nov 30, 2016

Listed (New)

$284,900

$125/sq ft

MRED as Distributed by MLS Grid #09327376

Oct 26, 2016

Sold (MLS) (Closed Sale)

$178,500

$78/sq ft

Sep 19, 2016

Contingent

—

Aug 27, 2016

Listed (New)

$187,200

$82/sq ft

+14

MRED as Distributed by MLS Grid #07766793

Mar 30, 2012

Listing Removed

—

MRED as Distributed by MLS Grid #07681941

Mar 11, 2011

Listing Removed

—

Dec 9, 2010

Listing Removed

—

Public Records

Jan 10, 2006

Sold

$328,000

$143/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$11,164 (+4.0%)

$34,886 + $119,830

$154,716

2024

$10,736 (+4.6%)

$34,886 + $119,830

$154,716

2023

$10,265 (+6.6%)

$32,132 + $110,371

$142,503

2022

$9,634 (+3.6%)

$29,029 + $99,712

$128,741

2021

$9,297 (+2.7%)

$26,469 + $90,920

$117,389

2020

$9,048 (+2.8%)

$24,747 + $85,454

$110,201

2019

$8,799 (+0.7%)

$22,504 + $77,709

$100,213

2018

$8,740 (−4.8%)

$22,504 + $77,709

$100,213

2017

$9,180 (+12.1%)

$21,200 + $73,207

$94,407

2016

$8,191 (+4.1%)

$20,042 + $69,207

$89,249

2015

$7,870 (+24.6%)

$18,594 + $64,205

$82,799

2013

$6,315 (−8.4%)

$15,224 + $52,774

$67,998

2012

$6,894 (−2.1%)

$15,224 + $52,774

$67,998

2011

$7,044 (−5.3%)

$16,444 + $57,004

$73,448

2010

$7,438 (+0.7%)

$20,374 + $70,629

$91,003

2009

$7,384 (−3.4%)

$20,374 + $70,629

$91,003

2008

$7,641

$21,842 + $85,955

$107,797

2007

$7,639

$21,140 + $84,377

$105,517

Tax history for 1074 Spinnaker St

Year

Property tax

Land + Additions

Assessment*

2025

$11,164 (+4.0%)

$34,886 + $119,830

$154,716

2024

$10,736 (+4.6%)

$34,886 + $119,830

$154,716

2023

$10,265 (+6.6%)

$32,132 + $110,371

$142,503

2022

$9,634 (+3.6%)

$29,029 + $99,712

$128,741

2021

$9,297 (+2.7%)

$26,469 + $90,920

$117,389

2020

$9,048 (+2.8%)

$24,747 + $85,454

$110,201

2019

$8,799 (+0.7%)

$22,504 + $77,709

$100,213

2018

$8,740 (−4.8%)

$22,504 + $77,709

$100,213

2017

$9,180 (+12.1%)

$21,200 + $73,207

$94,407

2016

$8,191 (+4.1%)

$20,042 + $69,207

$89,249

2015

$7,870 (+24.6%)

$18,594 + $64,205

$82,799

2013

$6,315 (−8.4%)

$15,224 + $52,774

$67,998

2012

$6,894 (−2.1%)

$15,224 + $52,774

$67,998

2011

$7,044 (−5.3%)

$16,444 + $57,004

$73,448

2010

$7,438 (+0.7%)

$20,374 + $70,629

$91,003

2009

$7,384 (−3.4%)

$20,374 + $70,629

$91,003

2008

$7,641

$21,842 + $85,955

$107,797

2007

$7,639

$21,140 + $84,377

$105,517

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

10,890

Year renovated

2020

Sq. Ft.

2,288

Year built

2002

Style

Single Family Residential

County

Kane County

APN

0628452016

Parking Spaces

Basement

Yes

Accessible

HOA Dues

$145 /month

Garage

Yes

Features

Views, Green, Waterfront, Pool

Last updated by owner on Aug 28, 2026.

Property details

Parking

Parking Information
# Of Cars: 2
# of Garage Spaces: 2
Parking: Garage
Garage Ownership: Owned
Garage On-Site: Yes
Garage Type: Attached
Garage Details: None/NA
Driveway: Asphalt

Interior

Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 1
Bath Amenities: Separate Shower

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Possible: 4

Room Information
Room Type: Foyer
Level: Main
Dimensions: 10 x 7
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 12 x 10
Window Treatments: None
Flooring: Carpet

Room Information
Room Type: Bedroom 3
Level: Second
Dimensions: 12 x 10
Window Treatments: None
Flooring: Carpet

Room Information
Room Type: Bedroom 4
Level: Second
Dimensions: 11 x 10
Flooring: Carpet

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 11 x 10
Window Treatments: None
Flooring: Carpet

Room Information
Room Type: Family Room
Level: Main
Dimensions: 19 x 14
Window Treatments: None
Flooring: Carpet

Room Information
Room Type: Kitchen
Level: Main
Dimensions: 14 x 17
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Laundry
Level: Main
Dimensions: 7 x 8
Window Treatments: None
Flooring: Other

Room Information
Room Type: Living Room
Level: Main
Dimensions: 12 x 14
Window Treatments: None
Flooring: Carpet

Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 17 x 13
Window Treatments: None
Flooring: Carpet

Additional Rooms Information
Foyer
Dining Room: Separate
Basement: Full
Basement Description: Unfinished

Interior Features
Interior Features: Vaulted/Cathedral Ceilings
# of Rooms: 8

Equipment
Appliances: Range, Microwave, Dishwasher, Refrigerator

Fireplace Information
# of Fireplaces: 1
Fireplace Location: Family Room
Fireplace Features: Gas Starter

Exterior

Exterior Features
Exterior Features: Deck

Building Information
Living Area Source: Assessor
Exterior Building Type: Aluminum Siding
Age: 11-15 Years
Built Before 1978 (Y/N): No
Roof: Asphalt
Foundation Details: Concrete Perimeter

Property Information
Property Type: Detached Single
Property Type: 2 Stories
Ownership: Fee Simple w/ HO Assn.
Rebuilt (Y/N): No
Rehab (Y/N): Yes
Rehab Year: 2016
General Information: School Bus Service
Parcel Number: 0628452016

Lot Information
Dimensions: 75X140
Lot Size: .25-.49 Acre
Lot Features: Water View

Financial

Tax Information
Tax Annual Amount: $7,870.18
Tax Year: 2015
Tax Exemptions: Homeowner

Financial Information
Finance Code: Conventional
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Electric: Circuit Breakers

Heating & Cooling
Heating: Natural Gas, Forced Air
Cooling: Central Air

Location

Community Information
Community Features: Sidewalks, Street Lights, Street Paved

Homeowners Association Information
Association Fee: $145
Association Fee Frequency: Annually
Association Fee Includes: Other

School Information
Elementary School District: 46
Elementary School: FOX MEADOW ELEMENTARY SCHOOL
Middle Or Junior School District: 46
Middle Or Junior School: KENYON WOODS MIDDLE SCHOOL
High School District: 46
High School: SOUTH ELGIN HIGH SCHOOL

Location Information
Subdivision Name: WILLOW BAY
Township: ELGIN
Corporate Limits: ELGIN
Directions: RANDALL TO BOWES EAST TO UMBDENSTOCK SOUTH TO SPINNAKER

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 2,288
Stories: 2.0
Parking Spaces: 2
Basement: Yes
Accessible: No
Lot Size: 0.25 acres
Style: Single Family Residential
Year Built: 2002
Year Renovated: 2020
County: Kane County
APN: 0628452016
HOA Dues: $145/month
Garage: Yes
Features: Views, Green, Waterfront, Pool

Home facts updated by owner on Aug 28, 2026

Other

Listing Information
Holds Earnest Money: No
Possession: Closing

Around this home

Schools

Fox Meadow Elementary School

Public PreK-6 • Assigned • 0.5mi

7/10

Kenyon Woods Middle School

Public 7-8 • Assigned • 2.4mi

7/10

South Elgin High School

Public 9-12 • Assigned • 2.3mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 102° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60123

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$483,000 – $584,000

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Home values near 1074 Spinnaker St

Data from public records.

Address	Redfin Estimate
1066 Spinnaker Street, Elgin, IL 3 Beds \| 2.5 Baths \| 2015 Sq. Ft.	$485,110
1072 Spinnaker Street, Elgin, IL 4 Beds \| 2.5 Baths \| 2300 Sq. Ft.	$513,225

Address	Redfin Estimate
1106 Spinnaker Street, Elgin, IL 4 Beds \| 2.5 Baths \| 2569 Sq. Ft.	$506,878
1092 Spinnaker Street, Elgin, IL 4 Beds \| 2.5 Baths \| - Sq. Ft.	$483,573

Address	Redfin Estimate
1070 Spinnaker Street, Elgin, IL 3 Beds \| 2.5 Baths \| - Sq. Ft.	$483,450
1096 Spinnaker Street, Elgin, IL 4 Beds \| 2.5 Baths \| 2560 Sq. Ft.	$522,427

Property information provided by MRED as Distributed by MLS Grid when last listed in 2016. This data may not show owner updates. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60123, IL

Sale history for 1074 Spinnaker St

Tax history for 1074 Spinnaker St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60123

Home values near 1074 Spinnaker St

More real estate resources