OFF MARKET

Off market dec 2017 for $164K

—

Est. refi paymentEst. refi $1,112/mo

•

3 ba

•

—

sq ft

10 Union St S, Elgin, IL 60123

About this home

Great Queen-Ann Style investment opportunity, Large 2 Unit, 2 bedroom units. NEW Roof, NEW second floor windows, large open front-porch rebuilt with new stairs & rails. Tenants pay gas & electric. Lower unit with its 9 foot ceilings renovated - renovation included repainted, new blinds, maple floors refinished, new fixtures. Tenants have private laundry and storage. Oversized 2.5 car garage. This property is a great income property but would also be a great candidate for de-conversion. Home has a stately feel with its long cement driveway and many original features and sits on a high point in Elgin -- PRIVATE, PRIVATE! Close to schools, shopping and Metra.

Multi-familyProperty Type

1880Year Built

0.42 acresLot Size

2 spacesParking

Listed by Mary Hager-Swanson • Swanson Real Estate

Bought with Jesus Perez • Casablanca

Redfin checked: a few seconds ago

•Source:MRED as Distributed by MLS Grid #09615058

Redfin Estimate

Unfortunately, we don't have enough data to generate an accurate Estimate at this time.

Market trends in 60123, IL

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.0%

0.3% MoM

Median sale price

$320K

$8K MoM

Avg. days on market

41d

2 days MoM

Recently sold homes

136

4 MoM

New listings for sale

NEW 14 MINS AGO
$199,900
2 beds1 bath1,178 sq ft
2356 South St Unit B, Elgin, IL 60123
NEW 27 HRS AGO
$278,500
2 beds1.5 baths1,143 sq ft
1608 Pebble Beach Cir #1608, Elgin, IL 60123
$324,900
3 beds2 baths1,200 sq ft
345 Hubbard Ave, Elgin, IL 60123
$245,000
2 beds2 baths1,008 sq ft
1820 W Highland Ave Unit D, Elgin, IL 60123
$399,000
3 beds2 baths1,416 sq ft
2338 Coral Cv, Elgin, IL 60123
$375,000
3 beds2 baths2,499 sq ft
1223 Larkin Ave, Elgin, IL 60123
$409,900
3 beds3 baths1,583 sq ft
218 Wing Park Blvd, Elgin, IL 60123
FOR SALE BY OWNER
$245,000
2 beds1 bath864 sq ft
409 Wilcox Ave, Elgin, IL 60123
$285,000
2 beds1.5 baths1,026 sq ft
124 S Commonwealth Ave, Elgin, IL 60123
$267,000
3 beds1 bath990 sq ft
58 Vine St, Elgin, IL 60123
See all

Provided by Redfin

Sale history for 10 Union St S

Year

Property tax

Land + Additions

Assessment*

2025

$6,885 (+4.3%)

$26,512 + $71,738

$98,250

2024

$6,602 (+5.0%)

$26,512 + $71,738

$98,250

2023

$6,287 (+14.0%)

$24,419 + $66,075

$90,494

2022

$5,515 (+4.6%)

$22,061 + $59,694

$81,755

2021

$5,270 (+3.0%)

$20,116 + $49,483

$69,599

2020

$5,118 (+3.1%)

$18,807 + $46,263

$65,070

2019

$4,966 (+1.0%)

$17,102 + $42,070

$59,172

2018

$4,918 (−9.3%)

$17,102 + $42,070

$59,172

2017

$5,420 (+4.0%)

$16,111 + $39,633

$55,744

2016

$5,214 (+0.3%)

$15,231 + $37,467

$52,698

2015

$5,196 (+12.3%)

$14,130 + $34,759

$48,889

2013

$4,626 (−18.0%)

$13,128 + $32,297

$45,425

2012

$5,644 (−10.0%)

$13,128 + $32,297

$45,425

2011

$6,268 (+3.7%)

$14,180 + $41,041

$55,221

2010

$6,044 (+3.0%)

$17,570 + $57,504

$75,074

2009

$5,868 (+4.6%)

$17,570 + $57,504

$75,074

2008

$5,611 (+1.3%)

$18,836 + $61,647

$80,483

2007

$5,540

$18,231 + $59,666

$77,897

Tax history for 10 Union St S

Year

Property tax

Land + Additions

Assessment*

2025

$6,885 (+4.3%)

$26,512 + $71,738

$98,250

2024

$6,602 (+5.0%)

$26,512 + $71,738

$98,250

2023

$6,287 (+14.0%)

$24,419 + $66,075

$90,494

2022

$5,515 (+4.6%)

$22,061 + $59,694

$81,755

2021

$5,270 (+3.0%)

$20,116 + $49,483

$69,599

2020

$5,118 (+3.1%)

$18,807 + $46,263

$65,070

2019

$4,966 (+1.0%)

$17,102 + $42,070

$59,172

2018

$4,918 (−9.3%)

$17,102 + $42,070

$59,172

2017

$5,420 (+4.0%)

$16,111 + $39,633

$55,744

2016

$5,214 (+0.3%)

$15,231 + $37,467

$52,698

2015

$5,196 (+12.3%)

$14,130 + $34,759

$48,889

2013

$4,626 (−18.0%)

$13,128 + $32,297

$45,425

2012

$5,644 (−10.0%)

$13,128 + $32,297

$45,425

2011

$6,268 (+3.7%)

$14,180 + $41,041

$55,221

2010

$6,044 (+3.0%)

$17,570 + $57,504

$75,074

2009

$5,868 (+4.6%)

$17,570 + $57,504

$75,074

2008

$5,611 (+1.3%)

$18,836 + $61,647

$80,483

2007

$5,540

$18,231 + $59,666

$77,897

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

—

Stories

—

Lot width

56 ft.

Lot depth

—

Lot size

0.42 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Kane County

APN

0614330017

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
# of Cars: 2.5
# of Garage Spaces: 2.5
Garage Parking
Garage Door Opener(s), Garage Transmitter(s)
Detached Garage
Garage On-Site
Owned Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms (Above Grade): 4

Bathroom Information
# of Baths (Full): 3

Additional Rooms Information
Utility Room-Lower Level
Full Basement, Walkout
Partially Finished Basement, Exterior Access to Basement

Equipment
Cable TV, Carbon Monoxide Detectors, Ceiling Fan

Heating & Cooling
Gas Heating, Forced Air Heating

Exterior

Building Information
# of Units: 2
Built Before 1978
Recent Rehab (Y/N): Yes
Age: 100+ Years
Asbestos Siding
Concrete Foundation
Asphalt/Glass Roof (Shingles)

Property Features
Patio, Storm/Screen Windows

Lot Information
Dimensions: 57X107X10X118X121X90X56X13
.25-.49 Acre
Irregular, Wooded
Zoning: MULTI

Property Information
# of Rooms: 8
Ownership: Fee Simple
Rehab Year: 2016
Commuter Bus
Parcel Identification Number: 0614330017

Financial

Financial Information
Tax: $5,214.08
Tax Year: 2016
Special Service Area: N
Total Rental Income: $1,800
Gross Rental Income: $21,600
Finance Code: FHA

Utilities

Utility Information
Water: Public
Sewer (Public)

Location

Community Information
Curbs/Gutters, Sidewalks, Street Lights, Paved Street

Unit 1 Information
# of Rooms: 4
# of Beds: 2
# of Baths (Full): 2
Floor #: L
Stove, Refrigerator, Washer, Dryer, Dishwasher, Window Air Conditioner, Garage/Parking Space, Hardwood Floors
Tenant Pays Electric, Tenant Pays Gas
Rent: $950
Security Deposit: $950
Lease Expiration Date: 03/18

Unit 2 Information
# of Rooms: 4
# of Beds: 2
# of Baths (Full): 1
Floor #: U
Stove, Refrigerator, Washer, Dryer, Dishwasher, Window Air Conditioner, Garage/Parking Space
Tenant Pays Electric, Tenant Pays Gas
Rent: $850
Security Deposit: $800
Lease Expiration Date: M/M

School Information
Elementary School District: 46
Junior High District: 46
High School: LARKIN HIGH SCHOOL
High School District: 46

Location Information
Township: ELGIN
Corporate Limits: ELGIN
Directions: 31 or 25 South to East Chicago Street - West to Union Street and then South on Union to 10-12

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.42 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0614330017

Home facts updated by county records on Sep 8, 2026

Other

Listing Information
Sale Price Includes Parking
Possession: Closing
Holds Earnest Money: Yes
Sale Terms: Conventional, Cash Only
Seller Concessions: Yes
Seller Concessions Amount/Points: 4800.

Around this home

Schools

K - 12
Preschool & daycare

Washington Elementary School

Public PreK-6 • Assigned • 0.1mi

5/10

Abbott Middle School

Public 7-8 • Assigned • 0.3mi

3/10

Larkin High School

Public PreK-12 • Assigned • 0.9mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 102° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60123

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

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New listings for sale in 60123

NEW 14 MINS AGO

$199,900

2 beds1 bath1,178 sq ft

2356 South St Unit B, Elgin, IL 60123

$331 HOA • Garage • Built 1991

NEW 27 HRS AGO

$278,500

2 beds1.5 baths1,143 sq ft

1608 Pebble Beach Cir #1608, Elgin, IL 60123

Breakfast bar • Gas fireplace • Walk-in closet

$324,900

3 beds2 baths1,200 sq ft

345 Hubbard Ave, Elgin, IL 60123

Fenced backyard • Vegetable garden • 8,777 sq ft lot

$245,000

2 beds2 baths1,008 sq ft

1820 W Highland Ave Unit D, Elgin, IL 60123

Renovated condo • Attached garage • Cozy fireplace

$399,000

3 beds2 baths1,416 sq ft

2338 Coral Cv, Elgin, IL 60123

Breakfast bar • Hardwood flooring • Natural light

$375,000

3 beds2 baths2,499 sq ft

1223 Larkin Ave, Elgin, IL 60123

Extensive renovation • Hardwood floors • Stylish kitchen

$409,900

3 beds3 baths1,583 sq ft

218 Wing Park Blvd, Elgin, IL 60123

0.35 acre lot • Garage • Built 1952

FOR SALE BY OWNER

$245,000

2 beds1 bath864 sq ft

409 Wilcox Ave, Elgin, IL 60123

Open floor-plan • Large kitchen • Walk-in closet

$285,000

2 beds1.5 baths1,026 sq ft

124 S Commonwealth Ave, Elgin, IL 60123

Remodeled home • Updated flooring • Updated bathroom

Home values near 10 Union St S

Data from public records.

Address	Redfin Estimate
36 S Union Street, Elgin, IL 4 Beds \| 1.5 Baths \| 2300 Sq. Ft.	$303,915
32 S Union Street, Elgin, IL 3 Beds \| 1 Baths \| 1500 Sq. Ft.	$215,213
766 W Chicago Street, Elgin, IL 3 Beds \| 1.5 Baths \| 1476 Sq. Ft.	$302,991
27 Wilcox Avenue, Elgin, IL 3 Beds \| 1.5 Baths \| 1400 Sq. Ft.	$313,583
781 W Chicago Street, Elgin, IL 3 Beds \| 1.5 Baths \| 1842 Sq. Ft.	$252,554
776 W Chicago Street, Elgin, IL 5 Beds \| 2 Baths \| - Sq. Ft.	$353,007

Address	Redfin Estimate
15 S Union Street, Elgin, IL 4 Beds \| 2 Baths \| - Sq. Ft.	$397,201
26 S Union Street, Elgin, IL 2 Beds \| 1 Baths \| 950 Sq. Ft.	$244,182
35 Wilcox Avenue, Elgin, IL 3 Beds \| 1 Baths \| - Sq. Ft.	$192,635
21 Wilcox Avenue, Elgin, IL 5 Beds \| 3 Baths \| 2730 Sq. Ft.	$255,251
754 W Chicago Street, Elgin, IL 6 Beds \| 2 Baths \| 1821 Sq. Ft.	$255,340
794 W Chicago Street, Elgin, IL 3 Beds \| 1.5 Baths \| 2198 Sq. Ft.	$387,325

Address	Redfin Estimate
40 S Union Street, Elgin, IL 2 Beds \| 1 Baths \| 984 Sq. Ft.	$193,405
14 S Union Street, Elgin, IL 5 Beds \| 3 Baths \| 1800 Sq. Ft.	$301,735
33 Wilcox Avenue, Elgin, IL 3 Beds \| 1.5 Baths \| 2375 Sq. Ft.	$253,878
15 Wilcox Avenue, Elgin, IL 4 Beds \| 1.5 Baths \| - Sq. Ft.	$283,633
764 W Chicago Street, Elgin, IL 3 Beds \| 2 Baths \| 1476 Sq. Ft.	$312,198
800 W Chicago Street, Elgin, IL - Beds \| - Baths \| - Sq. Ft.	$197,954

Property information provided by MRED as Distributed by MLS Grid when last listed in 2017. This data may not match . Learn more.

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About this home

Redfin Estimate

Market trends in 60123, IL

Sale history for 10 Union St S

Tax history for 10 Union St S

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60123

Home values near 10 Union St S

More real estate resources