Highly sought-after location on River Bluff Road at the north end of Elgin, near the Cook/Lovell Historic District and Spring-Douglas Historic District-surrounded by beauty in every direction. Perched atop the bluff overlooking the Fox River, this unique property includes three parcels totaling over 1 acre of land! The wooded backyard slopes gently down to the Fox River Bike Trail, and the riverfront shoreline is also conveyed with the sale. Panoramic views steal the show both inside and out. The kitchen, dining room, and main floor primary suite all take full advantage with expansive windows that bring the scenery in. Refinished hardwood floors, fresh paint, updated electrical, and remodeled bathrooms provide the perfect blend of character and modern updates. With 2,745 square feet across three levels, there's space to spread out and enjoy. The impressive 400 sq ft living room highlights the warmth and charm of the original hardwood floors. A truly unique feature-the main floor primary suite with vaulted ceilings and full bath-is accessed through a hidden bookcase built into the living room wall! Upstairs, you'll find two additional bedrooms with beautiful hardwood floors and a recently remodeled full bathroom. The inviting family room features a cozy corner fireplace, while the walkout basement offers abundant storage and flexible space for entertaining, hobbies, or recreation. All of this in a wonderful neighborhood just minutes from I-90, the Metra train, restaurants, shopping, and the Hemmens Cultural Center. This is a rare opportunity to own over an acre in town, enjoy exceptional privacy, and take in breathtaking Fox River views from one of Elgin's most scenic settings. Sold AS IS.
Lot Features: Forest Preserve Adjacent, Water Rights, Wooded, Rear of Lot, Mature Trees, Backs to Trees/Woods, Views
WaterfrontYN: Yes
Waterfront Features: River Front, Waterfront
Financial
Tax Information
Tax Annual Amount: $9,666.14
Tax Year: 2024
Tax Exemptions: Homeowner
Financial Information
Finance Code: Conventional
Special Service Area: N
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Heating & Cooling
Heating: Steam, Baseboard, Radiator(s)
Cooling: Window Unit(s)
Location
Community Information
Community Features: Sidewalks, Park, Street Lights
Homeowners Association Information
Master Association Fee Frequency: Not Required
School Information
Elementary School District: 46
Middle Or Junior School District: 46
High School District: 46
Location Information
Township: Elgin
Corporate Limits: Elgin
Directions: I 90 to Dundee Ave (Route 25). South on Dundee Ave to River Bluff. West to home. (River Bluff makes a sight jog on Cedar). The home is 362 1/2. It's presumably the old carriage home. Take the long driveway down to the white home.
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: —
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0612126005
Home facts updated by county records on Apr 8, 2026
Other
Listing Information
Holds Earnest Money: No
Possession: Closing
Some Photos Virtually Staged?: No
Around this home
Schools
Coleman Elementary School
Public PreK-6 • Assigned • 0.5mi
5/10
Larsen Middle School
Public 7-8 • Assigned • 0.7mi
3/10
Elgin High School
Public 9-12 • Assigned • 2.7mi
2/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 102° expected this year, 14 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Elgin, IL • 60120
Average low and high temperatures (°F)
28
13
37
20
54
33
62
42
70
47
81
61
85
67
82
62
79
56
67
47
49
36
35
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
82/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.7 hrs
5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$471,000 – $570,000
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