OFF MARKET

Off market sep 2015 for $220K

$401,116

Est. refi paymentEst. refi $1,518/mo

•

3,312

sq ft

399 Silver St, Elgin, IL 60123

About this home

Experience the feeling of a urban loft in this beautiful 3000+ sq ft single family home! Truly Rare opportunity to own a beautiful property rich with history. Gorgeous plank hardwood floors, original wood beamed ceilings, huge awe-inspiring Great room w/center post beam construction, large loft+ 3 Bedrooms, two full baths, fenced yard, covered porches, one car attached garage, main fl laundry- all Modern updates! WOW

Single-familyProperty Type

0.25 acresLot Size

$121Est. Price/Sq.Ft.

1 car garageParking

Listed by Tamara O'Connor • Premier Living Properties

Listed by Amanda Laughlin

Bought with Scott Lindemann • Berkshire Hathaway HomeServices Starck Real Estate

Redfin checked: 2 minutes ago

•Source:MRED as Distributed by MLS Grid #08949693

Redfin Estimate

$401,116

$181K since sold in September 2015$5,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 9.3% higher than the average sale price ($367K) of 4 comparable homes.

SOLD AUG 6, 2026
$285,000
A
3 beds1.5 baths2,072 sq ft
726 W Highland Ave, Elgin, IL 60123
SOLD MAY 8, 2026
$443,500
B
3 beds1.5 baths3,000 sq ft
336 Hamilton Ave, Elgin, IL 60123
SOLD JUL 31, 2026
$450,000
C
3 beds2.5 baths2,462 sq ft
415 N Worth Ave, Elgin, IL 60123
SOLD AUG 21, 2026
$289,000
D
3 beds2 baths1,200 sq ft
26 Monroe Ave, Elgin, IL 60123

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Earn from this home

Sell

$247,964

Est. take-home

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Refinance

Est. cash available

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Rent

$1,571/mo

Redfin rental estimate

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Market trends in 60123, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.3%

0.7% MoM

Median sale price

$325K

$141 MoM

Avg. days on market

44d

4 days MoM

Recently sold homes

143

14 MoM

New listings for sale

OPEN SAT, 1PM TO 3PM
$200,000
2 beds1 bath1,002 sq ft
283 S Aldine Ave, Elgin, IL 60123
NEW 1 HR AGO
$284,900
3 beds2 baths1,024 sq ft
115 S Du Bois Ave, Elgin, IL 60123
NEW 2 HRS AGO
$274,900
3 beds1.5 baths1,680 sq ft
6 Cypress Sq, Elgin, IL 60123
$300,000
4 beds2 baths1,600 sq ft
304 N Worth Ave, Elgin, IL 60123
OPEN SUN, 11AM TO 1PM
$429,900
4 beds3.5 baths2,000 sq ft
585 Yellowstone Dr, Elgin, IL 60123
$315,000
3 beds1.5 baths1,334 sq ft
320 N Alfred Ave, Elgin, IL 60123
OPEN SAT, 11AM TO 1PM
$290,000
3 beds2.5 baths1,542 sq ft
1087 Delta Dr #1087, Elgin, IL 60123
OPEN SAT, 2PM TO 4PM
$65,000
2 beds2 baths— sq ft
1130 Country Club Rd, Elgin, IL 60123
$445,000
4 beds2.5 baths1,782 sq ft
1419 N Madlock Ct, Elgin, IL 60123
OPEN SAT, 11AM TO 1PM
$249,999
2 beds2 baths1,008 sq ft
1820 W Highland Ave Unit D, Elgin, IL 60123
See all

Provided by Redfin

Sale history for 399 Silver St

Year

Property tax

Land + Additions

Assessment*

2025

$7,499 (+4.2%)

$16,203 + $90,095

$106,298

2024

$7,195 (+4.9%)

$16,203 + $90,095

$106,298

2023

$6,858 (+5.9%)

$14,924 + $82,983

$97,907

2022

$6,473 (+4.5%)

$13,483 + $74,969

$88,452

2021

$6,192 (+2.9%)

$12,294 + $68,359

$80,653

2020

$6,018 (+3.0%)

$11,494 + $63,911

$75,405

2019

$5,844 (+0.9%)

$10,452 + $58,119

$68,571

2018

$5,793 (+2.3%)

$10,452 + $58,119

$68,571

2017

$5,664 (+4.8%)

$9,846 + $54,752

$64,598

2016

$5,402 (+13.8%)

$9,308 + $51,760

$61,068

2015

$4,746 (−18.3%)

$8,635 + $48,019

$56,654

2013

$5,809 (−10.5%)

$8,023 + $60,011

$68,034

2012

$6,489 (−2.8%)

$8,023 + $60,011

$68,034

2011

$6,678 (−5.1%)

$8,666 + $64,821

$73,487

2010

$7,038 (+3.1%)

$10,737 + $75,695

$86,432

2009

$6,827 (−3.0%)

$10,737 + $75,695

$86,432

2008

$7,042 (+1.2%)

$11,510 + $88,223

$99,733

2007

$6,956

$11,140 + $85,388

$96,528

Tax history for 399 Silver St

Year

Property tax

Land + Additions

Assessment*

2025

$7,499 (+4.2%)

$16,203 + $90,095

$106,298

2024

$7,195 (+4.9%)

$16,203 + $90,095

$106,298

2023

$6,858 (+5.9%)

$14,924 + $82,983

$97,907

2022

$6,473 (+4.5%)

$13,483 + $74,969

$88,452

2021

$6,192 (+2.9%)

$12,294 + $68,359

$80,653

2020

$6,018 (+3.0%)

$11,494 + $63,911

$75,405

2019

$5,844 (+0.9%)

$10,452 + $58,119

$68,571

2018

$5,793 (+2.3%)

$10,452 + $58,119

$68,571

2017

$5,664 (+4.8%)

$9,846 + $54,752

$64,598

2016

$5,402 (+13.8%)

$9,308 + $51,760

$61,068

2015

$4,746 (−18.3%)

$8,635 + $48,019

$56,654

2013

$5,809 (−10.5%)

$8,023 + $60,011

$68,034

2012

$6,489 (−2.8%)

$8,023 + $60,011

$68,034

2011

$6,678 (−5.1%)

$8,666 + $64,821

$73,487

2010

$7,038 (+3.1%)

$10,737 + $75,695

$86,432

2009

$6,827 (−3.0%)

$10,737 + $75,695

$86,432

2008

$7,042 (+1.2%)

$11,510 + $88,223

$99,733

2007

$6,956

$11,140 + $85,388

$96,528

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

—

Stories

Lot width

—

Lot depth

—

Lot size

0.25 Acres

Year renovated

—

Sq. Ft.

—

Year built

1889

Style

Single Family Residential

County

Kane County

APN

0614130022

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
# Of Cars: 1
# of Garage Spaces: 1
Parking: Garage
Garage Ownership: Owned
Garage On-Site: Yes
Garage Type: Attached
Garage Details: Garage Door Opener(s)
Driveway: Asphalt

Interior

Bathroom Information
# of Baths (Full): 2

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Possible: 3

Room Information
Room Type: Breakfast Room
Level: Main
Dimensions: 10 x 9
Flooring: Hardwood

Room Information
Room Type: Loft
Level: Second
Dimensions: 23 x 17
Flooring: Hardwood

Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 14 x 12
Flooring: Carpet

Room Information
Room Type: Bedroom 3
Level: Second
Dimensions: 13 x 12
Flooring: Carpet

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 17 x 14
Flooring: Hardwood

Room Information
Room Type: Family Room
Level: Main
Dimensions: 11 x 10
Flooring: Hardwood

Room Information
Room Type: Kitchen
Level: Main
Dimensions: 15 x 14
Flooring: Hardwood

Room Information
Room Type: Laundry
Level: Main
Dimensions: 14 x 6
Flooring: Ceramic Tile

Room Information
Room Type: Living Room
Level: Main
Dimensions: 29 x 28
Flooring: Hardwood

Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 17 x 15
Flooring: Carpet

Additional Rooms Information
Attic: Dormer
Dining Room: Separate
Basement Description: None

Interior Features
Interior Features: Hardwood Floors
# of Rooms: 9

Equipment
Appliances: Range, Dishwasher, Refrigerator, Disposal
Humidifier, Ceiling Fan(s)

Fireplace Information
# of Fireplaces: 1
Fireplace Location: Family Room
Fireplace Features: Wood Burning Stove, Gas Log

Exterior

Exterior Features
Exterior Features: Patio

Building Information
Living Area Source: Assessor
Exterior Building Type: Brick
Age: 100+ Years
Built Before 1978 (Y/N): Yes
Roof: Asphalt
Foundation Details: Stone

Property Information
Property Type: Detached Single
Property Type: 2 Stories
Ownership: Fee Simple
Rehab (Y/N): Yes
Parcel Number: 0614130022

Lot Information
Dimensions: 130X83X125X58
Lot Size: .25-.49 Acre
Lot Features: Corner Lot, Fenced Yard, Landscaped, Wooded

Financial

Tax Information
Tax Annual Amount: $5,059.82
Tax Year: 2014
Tax Exemptions: Homeowner,Senior

Financial Information
Finance Code: Conventional
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Electric: Circuit Breakers

Heating & Cooling
Heating: Natural Gas, Forced Air
Cooling: Central Air

Location

Community Information
Community Features: Sidewalks, Street Lights, Street Paved

School Information
Elementary School District: 46
Middle Or Junior School District: 46
High School District: 46
High School: LARKIN HIGH SCHOOL

Location Information
Township: ELGIN
Corporate Limits: ELGIN
Directions: I-90 to Rt. 31 S to Lawrence W to silver N to Home

Public facts

Beds: 3
Baths: —
Sq. Ft.: —
Stories: 2.0
Lot Size: 0.25 acres
Style: Single Family Residential
Year Built: 1889
Year Renovated: —
County: Kane County
APN: 0614130022

Home facts updated by county records on Sep 8, 2026

Other

Listing Information
Holds Earnest Money: Yes
Possession: Closing, Immediate

Around this home

Schools

Highland Elementary School

Public PreK-6 • Assigned • 0.8mi

3/10

Kimball Middle School

Public 7-8 • Assigned • 0.8mi

3/10

Larkin High School

Public PreK-12 • Assigned • 1.2mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 102° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60123

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$382,000 – $462,000

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Nearby similar homes

NEW 1 HR AGO

$284,900

3 beds2 baths1,024 sq ft

115 S Du Bois Ave, Elgin, IL 60123

$395,000

2 beds2.5 baths1,822 sq ft

254 Wing Park Blvd, Elgin, IL 60123

$240,000

2 beds2 baths754 sq ft

33 S Aldine St, Elgin, IL 60123

OPEN SAT, 12PM TO 2PM

$399,900

4 beds3 baths1,056 sq ft

1175 Royal Blvd, Elgin, IL 60123

$274,500

4 beds2 baths2,307 sq ft

558 N Crystal St, Elgin, IL 60123

$299,900

3 beds2 baths1,170 sq ft

129 S Dubois Ave, Elgin, IL 60123

New listings for sale in 60123

OPEN SAT, 1PM TO 3PM

$200,000

2 beds1 bath1,002 sq ft

283 S Aldine Ave, Elgin, IL 60123

NEW 1 HR AGO

$284,900

3 beds2 baths1,024 sq ft

115 S Du Bois Ave, Elgin, IL 60123

NEW 2 HRS AGO

$274,900

3 beds1.5 baths1,680 sq ft

6 Cypress Sq, Elgin, IL 60123

$300,000

4 beds2 baths1,600 sq ft

304 N Worth Ave, Elgin, IL 60123

OPEN SUN, 11AM TO 1PM3D WALKTHROUGH

$429,900

4 beds3.5 baths2,000 sq ft

585 Yellowstone Dr, Elgin, IL 60123

$315,000

3 beds1.5 baths1,334 sq ft

320 N Alfred Ave, Elgin, IL 60123

OPEN SAT, 11AM TO 1PM

$290,000

3 beds2.5 baths1,542 sq ft

1087 Delta Dr #1087, Elgin, IL 60123

OPEN SAT, 2PM TO 4PM

$65,000

2 beds2 baths— sq ft

1130 Country Club Rd, Elgin, IL 60123

$445,000

4 beds2.5 baths1,782 sq ft

1419 N Madlock Ct, Elgin, IL 60123

Home values near 399 Silver St

Data from public records.

Address	Redfin Estimate
365 Silver St, Elgin, IL 5 Beds \| 3 Baths \| 1988 Sq. Ft.	$321,188
422 North Crystal St, Elgin, IL 3 Beds \| 2 Baths \| - Sq. Ft.	$279,412

Address	Redfin Estimate
374 Silver St, Elgin, IL 3 Beds \| 2 Baths \| 1632 Sq. Ft.	$329,467
712 Wilder St, Elgin, IL 3 Beds \| - Baths \| - Sq. Ft.	$290,075

Address	Redfin Estimate
382 Silver St, Elgin, IL 4 Beds \| 3 Baths \| 1842 Sq. Ft.	$332,796
391 McClure Ave, Elgin, IL 3 Beds \| 2 Baths \| 1318 Sq. Ft.	$310,480

Property information provided by MRED as Distributed by MLS Grid when last listed in 2015. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60123, IL

Sale history for 399 Silver St

Tax history for 399 Silver St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60123

Home values near 399 Silver St

More real estate resources