OFF MARKET

Off Market Sep 2021 for $462K

$560,117

Est. refi paymentEst. refi $1,642/mo

•

—

sq ft

406 Prospect St, Elgin, IL 60120

About this home

Well maintained and fully rented 4 unit near Gold Coast with 2 bed/1 bath in each unit. Many recent updates including newer plumbing, electric, 4 hwh, 4 furnaces (2 high efficiency in the basement, 2 85% in attic, high efficiency windows, new carpeting, interior and exterior painting. Tenant pays all utilities! Each unit has an updated kitchen with refrigerator, range and microwave, full bath, living area, 2 bedrooms, deck area and designated parking spot. Additional owner storage in basement and attic. Photos shown are of unit 2 and finishes are similar in other units. Agents - please read agent comments.

Multi-familyProperty Type

0.48 acresLot Size

6 spacesParking

Listed by Joan Couris • Keller Williams Thrive

Bought with David Lobraco • RE/MAX Destiny

Redfin checked: 3 minutes ago

•Source:MRED as Distributed by MLS Grid #11159891

Redfin Estimate

$560,117

$98K since sold in September 2021$0 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 30.6% higher than the average sale price ($429K) of 5 comparable homes.

SOLD AUG 31, 2026
$420,000
A
6 beds2 baths— sq ft
472 N Spring St, Elgin, IL 60120
SOLD JUL 15, 2026
$365,000
B
4 beds2 baths1,908 sq ft
509 N Spring St, Elgin, IL 60120
SOLD MAR 27, 2026
$520,000
C
6 beds5 baths3,620 sq ft
841 Douglas Ave, Elgin, IL 60120
SOLD AUG 28, 2026
$380,000
D
4 beds2 baths2,104 sq ft
725 Augusta Ave, Elgin, IL 60120
BOUGHT WITH REDFIN JAN 16, 2026
$460,000
E
5 beds2 baths2,424 sq ft
602 Prospect St, Elgin, IL 60120

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Earn from this home

Sell

$197,572

Est. take-home

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Refinance

Est. cash available

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Market trends in 60120, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.9%

+0.0% MoM

Median sale price

$323K

$8K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

112

13 MoM

New listings for sale

$349,325
3 beds1.5 baths1,272 sq ft
1025 Bode Rd, Elgin, IL 60120
3D WALKTHROUGH
$374,900
3 beds2.5 baths1,630 sq ft
401 Longford Dr, Elgin, IL 60120
$260,000
3 beds1.5 baths1,282 sq ft
87 Highbury Dr, Elgin, IL 60120
$352,000
2 beds2.5 baths1,970 sq ft
161 S Grove Ave, Elgin, IL 60120
$289,900
2 beds1.5 baths936 sq ft
724 Hastings St, Elgin, IL 60120
VIDEO TOUR
$935,000
4 beds4.5 baths4,504 sq ft
110 Rolling Knolls Ave, Elgin, IL 60120
$244,900
2 beds2.5 baths1,250 sq ft
1144 Stillwater Rd, Elgin, IL 60120
$449,900
5 beds3.5 baths— sq ft
386 E Chicago St, Elgin, IL 60120
$327,000
2 beds2 baths1,388 sq ft
1321 Dancing Bear Ln, Elgin, IL 60120
LISTED BY REDFIN
$250,000
2 beds2 baths1,100 sq ft
1052 Woodhill Ct, Elgin, IL 60120
See all

Provided by Redfin

Sale history for 406 Prospect St

Date

Event

Price

REDFIN #1

Dec 18, 2025

Rental Removed

$1,550

Nov 24, 2025

Listed for Rent

$1,550

Nov 20, 2025

Rental Removed

$1,550

Nov 10, 2025

Listed for Rent

$1,550

MRED as Distributed by MLS Grid #11159891

Sep 29, 2021

Sold (MLS) (Closed)

$462,500

Jul 31, 2021

Pending (Active Under Contract)

—

Jul 30, 2021

Relisted (Active)

—

Jul 28, 2021

Pending (Active Under Contract)

—

Jul 17, 2021

Listed (Active)

$380,000

MRED as Distributed by MLS Grid #08293557

Jul 5, 2013

Sold (MLS) (Closed Sale)

$126,406

Jun 13, 2013

Pending

—

May 29, 2013

Relisted (Reactivated)

—

Apr 3, 2013

Pending

—

Mar 17, 2013

Listed (New)

$89,900

MRED as Distributed by MLS Grid #07190267

Apr 17, 2012

Listing Removed

—

Mar 25, 2012

Price Changed (Price Change)

Apr 5, 2010

Price Changed (Price Change)

Nov 6, 2009

Price Changed (Price Change)

Aug 11, 2009

Price Changed (Price Change)

Jun 9, 2009

Price Changed

Apr 16, 2009

Listed

MRED as Distributed by MLS Grid #07003956

Dec 3, 2008

Listing Removed

—

Nov 6, 2008

Price Changed

Aug 25, 2008

Listed

MRED as Distributed by MLS Grid #06404512

Jul 13, 2007

Sold (MLS)

$290,000

Jun 20, 2007

Listing Removed

—

Feb 6, 2007

Listed

$314,900

Public Records

Jun 4, 1996

Sold

$140,000

Public Records

May 19, 1994

Sold

$135,000

Year

Property tax

Land + Additions

Assessment*

2025

$9,954 (+3.5%)

$20,871 + $109,603

$130,474

2024

$9,617 (+3.9%)

$20,871 + $109,603

$130,474

2023

$9,255 (+16.7%)

$19,224 + $100,951

$120,175

2022

$7,929 (+4.0%)

$17,367 + $91,202

$108,569

2021

$7,627 (+2.5%)

$15,836 + $75,600

$91,436

2020

$7,443 (+2.5%)

$14,806 + $70,681

$85,487

2019

$7,261 (+0.3%)

$13,464 + $64,275

$77,739

2018

$7,240 (−4.4%)

$13,464 + $64,275

$77,739

2017

$7,575 (+4.0%)

$12,684 + $60,551

$73,235

2016

$7,287 (+0.3%)

$12,756 + $60,896

$73,652

2015

$7,262 (+12.3%)

$11,834 + $56,495

$68,329

2013

$6,466 (−17.1%)

$10,996 + $52,493

$63,489

2012

$7,799 (+8.6%)

$10,996 + $52,493

$63,489

2011

$7,184 (−4.6%)

$11,877 + $64,432

$76,309

2010

$7,529 (+3.6%)

$14,716 + $71,325

$86,041

2009

$7,267 (+5.8%)

$14,716 + $71,325

$86,041

2008

$6,866 (+1.2%)

$15,776 + $76,463

$92,239

2007

$6,785

$15,269 + $74,006

$89,275

Tax history for 406 Prospect St

Year

Property tax

Land + Additions

Assessment*

2025

$9,954 (+3.5%)

$20,871 + $109,603

$130,474

2024

$9,617 (+3.9%)

$20,871 + $109,603

$130,474

2023

$9,255 (+16.7%)

$19,224 + $100,951

$120,175

2022

$7,929 (+4.0%)

$17,367 + $91,202

$108,569

2021

$7,627 (+2.5%)

$15,836 + $75,600

$91,436

2020

$7,443 (+2.5%)

$14,806 + $70,681

$85,487

2019

$7,261 (+0.3%)

$13,464 + $64,275

$77,739

2018

$7,240 (−4.4%)

$13,464 + $64,275

$77,739

2017

$7,575 (+4.0%)

$12,684 + $60,551

$73,235

2016

$7,287 (+0.3%)

$12,756 + $60,896

$73,652

2015

$7,262 (+12.3%)

$11,834 + $56,495

$68,329

2013

$6,466 (−17.1%)

$10,996 + $52,493

$63,489

2012

$7,799 (+8.6%)

$10,996 + $52,493

$63,489

2011

$7,184 (−4.6%)

$11,877 + $64,432

$76,309

2010

$7,529 (+3.6%)

$14,716 + $71,325

$86,041

2009

$7,267 (+5.8%)

$14,716 + $71,325

$86,041

2008

$6,866 (+1.2%)

$15,776 + $76,463

$92,239

2007

$6,785

$15,269 + $74,006

$89,275

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

0.48 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Kane County

APN

0612361010

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
# Of Cars: 6
# of Parking (Total): 6
Parking On-Site: Yes
Parking Features: Side Apron, Driveway
Parking: Space/s
Parking Ownership: Owned

Interior

Bathroom Information
# of Baths (Full): 4

Bedroom Information
# of Bedrooms: 8
# of Bedrooms Possible: 8

Additional Rooms Information
Basement: Full
Basement Description: Unfinished

Interior Features
# of Rooms: 20

Exterior

Building Information
# Of Units in Building: 4
Exterior Building Type: Stucco
Built Before 1978 (Y/N): Yes

Property Information
Property Type: Two to Four Units
Ownership: Fee Simple
Rebuilt (Y/N): No
Rehab (Y/N): No
Parcel Number: 0612361010

Lot Information
Dimensions: 169X124
Lot Size: .25-.49 Acre
Lot Features: Corner Lot
Zoning: MULTI

Financial

Tax Information
Tax Annual Amount: $7,260.58
Tax Year: 2019

Financial Information
Finance Code: Conventional
Special Service Area: N
Gross Income: $48,000

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Heating & Cooling
Heating: Natural Gas, Forced Air

Location

School Information
Elementary School District: 46
Middle Or Junior School District: 46
High School District: 46

Location Information
Township: Elgin
Corporate Limits: Elgin
Directions: DUNDEE AVE. TO SUMMIT WEST TO PROSPECT. SOUTH

Public facts

Beds: 8
Baths: 4.0
Sq. Ft.: —
Stories: —
Lot Size: 0.48 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0612361010

Home facts updated by county records on Sep 8, 2026

Other

Expense Information
Insurance Expense: $3,644

Listing Information
Holds Earnest Money: Yes
Possession: Closing

Around this home

Schools

Ronald D O'Neal Elementary School

Public K-6 • Assigned • 0.5mi

4/10

Kimball Middle School

Public 7-8 • Assigned • 1.6mi

3/10

Larkin High School

Public PreK-12 • Assigned • 2.0mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 102° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60120

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$533,000 – $645,000

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New listings for sale in 60120

$349,325

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1025 Bode Rd, Elgin, IL 60120

3D WALKTHROUGH

$374,900

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401 Longford Dr, Elgin, IL 60120

$260,000

3 beds1.5 baths1,282 sq ft

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2 beds2.5 baths1,970 sq ft

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2 beds1.5 baths936 sq ft

724 Hastings St, Elgin, IL 60120

VIDEO TOUR

$935,000

4 beds4.5 baths4,504 sq ft

110 Rolling Knolls Ave, Elgin, IL 60120

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1144 Stillwater Rd, Elgin, IL 60120

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5 beds3.5 baths— sq ft

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Home values near 406 Prospect St

Data from public records.

Address	Redfin Estimate
401 Prospect Street, Elgin, IL 4 Beds \| 2.5 Baths \| 2301 Sq. Ft.	$322,295
401 Prospect Street, Elgin, IL 4 Beds \| 2.5 Baths \| 2301 Sq. Ft.	$402,619

Address	Redfin Estimate
411 Prospect Street, Elgin, IL 5 Beds \| 3 Baths \| - Sq. Ft.	$377,820
401 Prospect Street, Elgin, IL 4 Beds \| 2.5 Baths \| 2244 Sq. Ft.	$318,637

Address	Redfin Estimate
421 Prospect Street #419, Elgin, IL 8 Beds \| 4 Baths \| - Sq. Ft.	$502,345
263 Seneca Street, Elgin, IL 4 Beds \| 1 Baths \| 1235 Sq. Ft.	$243,630

Property information provided by undefined .

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60120, IL

Sale history for 406 Prospect St

Tax history for 406 Prospect St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60120

Home values near 406 Prospect St

More real estate resources