OFF MARKET

Off market feb 2021 for $210K

$313,350

•

2 ba

•

1,528

sq ft

445 Morgan St, Elgin, IL 60123

About this home

Incredible charm and character in this darling 2 story home with a full finished basement! Fresh paint throughout the first and second floor. Amazing hardwood floors that have recently been refinished, new countertops and original moldings. Updated kitchen with built-in combo microwave/oven unit, surface range and hood, backsplash and flooring. Separate formal dining room and generous living room. Enjoy the large 4 season room year round. Full basement boasts a large family room ideal for entertaining. Full basement bathroom and laundry space. A second gas oven is also downstairs refreshed with a new supply line and valve - perfect for additional cooking potential during the holidays. Close to schools, interstate, shopping/dining, and downtown! Dont miss this Elgin stunner - will go fast!

Single-familyProperty Type

1913Year Built

7,361 sq ftLot Size

$205Est. Price/Sq.Ft.

2 spacesParking

Listed by Sarah Leonard • RE/MAX Suburban

Bought with Bradley Magnant • Sage Real Estate Corp

Redfin checked: 2 minutes ago

•Source:MRED as Distributed by MLS Grid #10956111

Redfin Estimate

$313,350

$103K since sold in February 2021$3,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3% higher than the average sale price ($304K) of 6 comparable homes.

SOLD JUL 20, 2026
$335,000
A
4 beds2 baths— sq ft
571 Walnut Ave, Elgin, IL 60123
SOLD APR 7, 2026
$341,000
B
4 beds2 baths1,401 sq ft
400 Marguerite St, Elgin, IL 60123
SOLD JUN 16, 2026
$285,000
C
4 beds1.5 baths1,648 sq ft
447 Ashland Ave, Elgin, IL 60123
SOLD DEC 22, 2025
$259,700
D
3 beds2 baths1,554 sq ft
402 Orange St, Elgin, IL 60123
SOLD OCT 9, 2026
$307,000
E
4 beds2 baths2,392 sq ft
450 Arlington Ave, Elgin, IL 60120
SOLD AUG 25, 2026
$296,900
F
3 beds2.5 baths1,408 sq ft
216 Wilcox Ave, Elgin, IL 60123

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$148,279

Est. take-home

List your home with Redfin and save $1,567

Rent

$1,675/mo

Redfin rental estimate

List your home for rent

Market trends in 60123, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.0%

0.3% MoM

Median sale price

$320K

$8K MoM

Avg. days on market

41d

2 days MoM

Recently sold homes

136

4 MoM

New listings for sale

NEW 24 HRS AGO
$245,000
2 beds2 baths1,008 sq ft
1820 W Highland Ave Unit D, Elgin, IL 60123
$229,900
2 beds1 bath1,000 sq ft
186 S Lyle Ave, Elgin, IL 60123
$294,500
2 beds2 baths1,623 sq ft
164 S Du Bois Ave, Elgin, IL 60123
$249,900
2 beds1 bath1,044 sq ft
1168 Erie St, Elgin, IL 60123
$421,000
3 beds2 baths1,248 sq ft
36W155 Weld Rd, Elgin, IL 60123
$93,000
2 beds2 baths975 sq ft
801 N Mclean Blvd #222, Elgin, IL 60123
$459,900
4 beds2.5 baths2,623 sq ft
2205 Jordan Ln, Elgin, IL 60123
$249,000
4 beds2 baths1,407 sq ft
101 S Union St, Elgin, IL 60123
$269,900
3 beds1 bath— sq ft
952 Larkin Ave, Elgin, IL 60123
$399,900
3 beds2.5 baths1,956 sq ft
571 Shenandoah Trl, Elgin, IL 60123
See all

Provided by Redfin

Sale history for 445 Morgan St

Year

Property tax

Land + Additions

Assessment*

2025

$5,666 (+4.5%)

$15,540 + $66,733

$82,273

2024

$5,424 (+5.2%)

$15,540 + $66,733

$82,273

2023

$5,154 (+5.3%)

$14,313 + $61,465

$75,778

2022

$4,893 (+15.8%)

$12,931 + $55,529

$68,460

2021

$4,226 (+3.6%)

$11,791 + $50,633

$62,424

2020

$4,078 (+3.8%)

$11,024 + $47,338

$58,362

2019

$3,929 (+3.6%)

$10,025 + $43,047

$53,072

2018

$3,794 (+3.4%)

$10,025 + $43,047

$53,072

2017

$3,669 (+6.5%)

$9,444 + $39,929

$49,373

2016

$3,445 (+3.6%)

$8,928 + $37,747

$46,675

2015

$3,326 (+11.7%)

$8,283 + $35,019

$43,302

2013

$2,977 (−21.7%)

$7,696 + $32,538

$40,234

2012

$3,802 (−4.0%)

$7,696 + $32,538

$40,234

2011

$3,959 (−6.7%)

$8,313 + $38,889

$47,202

2010

$4,242 (+2.2%)

$10,300 + $48,184

$58,484

2009

$4,152 (+4.1%)

$10,300 + $48,184

$58,484

2008

$3,988 (+1.6%)

$11,042 + $51,655

$62,697

2007

$3,927

$10,687 + $49,995

$60,682

Tax history for 445 Morgan St

Year

Property tax

Land + Additions

Assessment*

2025

$5,666 (+4.5%)

$15,540 + $66,733

$82,273

2024

$5,424 (+5.2%)

$15,540 + $66,733

$82,273

2023

$5,154 (+5.3%)

$14,313 + $61,465

$75,778

2022

$4,893 (+15.8%)

$12,931 + $55,529

$68,460

2021

$4,226 (+3.6%)

$11,791 + $50,633

$62,424

2020

$4,078 (+3.8%)

$11,024 + $47,338

$58,362

2019

$3,929 (+3.6%)

$10,025 + $43,047

$53,072

2018

$3,794 (+3.4%)

$10,025 + $43,047

$53,072

2017

$3,669 (+6.5%)

$9,444 + $39,929

$49,373

2016

$3,445 (+3.6%)

$8,928 + $37,747

$46,675

2015

$3,326 (+11.7%)

$8,283 + $35,019

$43,302

2013

$2,977 (−21.7%)

$7,696 + $32,538

$40,234

2012

$3,802 (−4.0%)

$7,696 + $32,538

$40,234

2011

$3,959 (−6.7%)

$8,313 + $38,889

$47,202

2010

$4,242 (+2.2%)

$10,300 + $48,184

$58,484

2009

$4,152 (+4.1%)

$10,300 + $48,184

$58,484

2008

$3,988 (+1.6%)

$11,042 + $51,655

$62,697

2007

$3,927

$10,687 + $49,995

$60,682

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

7,264 Sq. Ft.

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Kane County

APN

0623259004

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
# of Cars: 2
# of Garage Spaces: 2
Garage Parking
Garage Door Opener(s)
Detached Garage
Garage On-Site
Owned Garage
Concrete Driveway

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 4
# of Bedrooms (Above Grade): 4

Master Bedroom Information
Size: 13X10
On 2nd Level
Hardwood Flooring

Bedroom #2 Information
Size: 13X10
On 2nd Level
Hardwood Flooring

Bedroom #3 Information
Size: 10X10
On 2nd Level
Hardwood Flooring

Bedroom #4 Information
Size: 9X7
On 2nd Level
Carpet Flooring

Bathroom Information
# of Baths (Full): 2
Separate Shower
Bathroom(s) in Basement

Living Room Information
Size: 23X13
On Main Level
Hardwood Flooring

Family Room Information
Size: 21X16
In Basement
Carpet Flooring

Dining Room Information
Separate Dining Room
Size: 13X12
On Main Level
Hardwood Flooring

Kitchen Information
Size: 11X11
On Main Level
Other Flooring

Laundry Room Information
Size: 13X11
In Basement

Additional Rooms Information
Sun/Florida Room
Full Basement
Partially Finished Basement

Additional Room #1 Information
Sunroom
Size: 13X8
On Main Level
Other Flooring

Equipment
Microwave, Dishwasher, Washer, Dryer, Disposal, Cooktop, Oven/Built-in, Range Hood
Carbon Monoxide Detectors, Ceiling Fan

Interior Features
Hardwood Flooring

Heating & Cooling
Gas Heating
Central Air Conditioning

Exterior

Building Information
Sq. Ft. Source: Assessor
Built Before 1978
Age: 100+ Years
Vinyl Siding
Concrete Foundation

Property Features
Storm/Screen Windows

Lot Information
Dimensions: 50 X 148
Less Than .25 Acre

Property Information
# of Rooms: 8
Ownership: Fee Simple
Main Sq. Ft.: 1528
Basement Sq. Ft.: 808
Assessor Sq.Ft.: 1528
Aprox. Total Finished Sq. Ft.: 1528
Total Finished/Unfinshed Sq Ft: 2336
Rural (Y/N): N
Commuter Train, Interstate Access
Parcel Identification Number: 0623259004

Financial

Financial Information
Tax: $3,929.40
Tax Year: 2019
Tax Exemptions: Homeowner, Senior
Special Service Area: N
Finance Code: FHA

Utilities

Utility Information
Water: Public
Sewer (Public)

Location

Community Information
Sidewalks, Street Lights, Paved Street

School Information
Elementary School: Lowrie Elementary School
Elementary School District: 46
Junior High: Abbott Middle School
Junior High District: 46
High School: Larkin High School
High School District: 46

Location Information
Township: Elgin
Corporate Limits: Elgin
Directions: Rt 20 to Rt 31 north - left on Morgan (West of the Fox River)

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 7,264 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0623259004

Home facts updated by county records on Sep 8, 2026

Other

Listing Information
Sale Price Includes Parking
Possession: Closing
Holds Earnest Money: Yes
Sale Terms: Conventional, FHA, VA
Seller Concessions: Yes
Seller Concessions Amount/Points: 5000

Around this home

Schools

Lowrie Elementary School

Public K-6 • Assigned • 0.3mi

3/10

Abbott Middle School

Public 7-8 • Assigned • 0.9mi

3/10

Larkin High School

Public PreK-12 • Assigned • 1.4mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60123

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$298,000 – $361,000

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Nearby similar homes

$294,500

2 beds2 baths1,623 sq ft

164 S Du Bois Ave, Elgin, IL 60123

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2 beds2.5 baths1,900 sq ft

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4 beds2.5 baths2,780 sq ft

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2 beds2.5 baths1,822 sq ft

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2 beds1 bath816 sq ft

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New listings for sale in 60123

NEW 24 HRS AGO

$245,000

2 beds2 baths1,008 sq ft

1820 W Highland Ave Unit D, Elgin, IL 60123

$229,900

2 beds1 bath1,000 sq ft

186 S Lyle Ave, Elgin, IL 60123

$294,500

2 beds2 baths1,623 sq ft

164 S Du Bois Ave, Elgin, IL 60123

$249,900

2 beds1 bath1,044 sq ft

1168 Erie St, Elgin, IL 60123

$421,000

3 beds2 baths1,248 sq ft

36W155 Weld Rd, Elgin, IL 60123

$93,000

2 beds2 baths975 sq ft

801 N Mclean Blvd #222, Elgin, IL 60123

$459,900

4 beds2.5 baths2,623 sq ft

2205 Jordan Ln, Elgin, IL 60123

$249,000

4 beds2 baths1,407 sq ft

101 S Union St, Elgin, IL 60123

$269,900

3 beds1 bath— sq ft

952 Larkin Ave, Elgin, IL 60123

Home values near 445 Morgan St

Data from public records.

Address	Redfin Estimate
417 Morgan Street, Elgin, IL 2 Beds \| 1 Baths \| - Sq. Ft.	$237,844
451 Morgan Street, Elgin, IL 4 Beds \| 1 Baths \| 1800 Sq. Ft.	$319,705

Address	Redfin Estimate
425 Morgan Street, Elgin, IL 3 Beds \| 2.5 Baths \| - Sq. Ft.	—
455 Morgan Street, Elgin, IL 4 Beds \| 2 Baths \| - Sq. Ft.	$352,386

Address	Redfin Estimate
429 Morgan Street, Elgin, IL 2 Beds \| 2 Baths \| - Sq. Ft.	$237,173
426 Morgan Street, Elgin, IL 5 Beds \| - Baths \| - Sq. Ft.	$294,747

Property information provided by MRED as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60123, IL

Sale history for 445 Morgan St

Tax history for 445 Morgan St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60123

Home values near 445 Morgan St

More real estate resources