OFF MARKET

Off market dec 2018 for $196K

$325,760

Est. refi paymentEst. refi $1,321/mo

•

1,679

sq ft

445 Oak St, Elgin, IL 60123

About this home

VERY Charming brick bungalow with nice back yard that is partially fenced. Mrs Clean lives here! Glassed in front porch & large living room window are favorites of the homeowners. The first floor has a nice large living room, 2 bedrooms, full bathroom and good size dining room area. Beautiful hardwood floors on main level with wood trim throughout. Newer kitchen with ceramic floor, cabinets and all appliances stay. Second floor boasts a nice loft area with a huge amount of storage. Second floor also has a newer full bath w/ double sinks with lots of storage. 2 bedrooms on the second floor as well. Sky lights in loft, bathroom and master bedroom sure brighten up these rooms. Full basement with laundry area. Basement also has storage rooms off to the side of the area that has furniture in it. Also has a rough in for shower & toilet. Home has central air and a newer roof. Spacious concrete patio makes for a great party area. Nice yard, trees, great location, this home has it all!!!

Single-familyProperty Type

3,484 sq ftLot Size

$194Est. Price/Sq.Ft.

1 car garageParking

Listed by Lory Prestidge • Max Sell

Listed by Pat Prestidge

Bought with Dina DePasquale-Duhr • Keller Williams Premiere Properties

Redfin checked: 3 minutes ago

•Source:MRED as Distributed by MLS Grid #10122157

Redfin Estimate

$325,760

$130K since sold in December 2018$2,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 28.8% higher than the average sale price ($253K) of 5 comparable homes.

SOLD JUN 16, 2026
$285,000
A
4 beds1.5 baths1,648 sq ft
447 Ashland Ave, Elgin, IL 60123
SOLD JUN 26, 2026
$260,200
B
4 beds1 bath1,660 sq ft
311 Ryerson Ave, Elgin, IL 60123
SOLD MAR 31, 2026
$229,000
C
4 beds2 baths1,352 sq ft
353 Wilcox Ave, Elgin, IL 60123
SOLD JUL 9, 2026
$280,000
D
4 beds2 baths1,845 sq ft
336 Wabash St, Elgin, IL 60123
SOLD SEP 28, 2026
$210,000
E
3 beds1.5 baths1,612 sq ft
330 Oak St, Elgin, IL 60123

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Earn from this home

Sell

$178,112

Est. take-home

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Refinance

Est. cash available

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Rent

$1,590/mo

Redfin rental estimate

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Market trends in 60123, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.0%

0.3% MoM

Median sale price

$320K

$8K MoM

Avg. days on market

41d

2 days MoM

Recently sold homes

136

4 MoM

New listings for sale

FOR SALE BY OWNER
$245,000
2 beds1 bath864 sq ft
409 Wilcox Ave, Elgin, IL 60123
OPEN SUN, 1PM TO 3PM
$285,000
2 beds1.5 baths1,026 sq ft
124 S Commonwealth Ave, Elgin, IL 60123
$267,000
3 beds1 bath990 sq ft
58 Vine St, Elgin, IL 60123
OPEN SUN, 11AM TO 1PM
$475,000
6 beds3 baths— sq ft
656 South St, Elgin, IL 60123
$469,000
4 beds3 baths— sq ft
176-178 N Dubois Ave, Elgin, IL 60123
OPEN SAT, 12PM TO 2PM
$365,900
4 beds3 baths1,056 sq ft
1175 Royal Blvd, Elgin, IL 60123
$245,000
2 beds2 baths1,008 sq ft
1820 W Highland Ave Unit D, Elgin, IL 60123
$421,000
3 beds2 baths1,248 sq ft
36W155 Weld Rd, Elgin, IL 60123
$93,000
2 beds2 baths975 sq ft
801 N Mclean Blvd #222, Elgin, IL 60123
$459,900
4 beds2.5 baths2,623 sq ft
2205 Jordan Ln, Elgin, IL 60123
See all

Provided by Redfin

Sale history for 445 Oak St

Date

Event

Price

MRED as Distributed by MLS Grid #10122157

Dec 3, 2018

Sold (MLS) (Closed Sale)

$196,000

$117/sq ft

Oct 28, 2018

Pending (Contingent (Do Not Show))

—

Oct 25, 2018

Listed (New)

$194,900

$116/sq ft

MRED as Distributed by MLS Grid #07940530

Feb 16, 2012

Sold (MLS) (Closed Sale)

$133,500

$80/sq ft

Jan 7, 2012

Contingent

—

Jan 2, 2012

Price Changed (Price Change)

$143,900

$86/sq ft

Dec 17, 2011

Price Changed (Price Change)

$149,900

$89/sq ft

Nov 8, 2011

Listed (New)

$155,000

$92/sq ft

+11

Charming brick bungalow. Refinished hardwood floors on main level. Beautiful wood trim throughout. Remodeled kitchen with ceramic floor, new cabinets and appliances, second floor has new carpet, loft, full bath w/ double sinks and lots of storage, sky lights in loft, bathroom and master bedroom. Full basement with laundry area. Detached garage, shed, patio and wooden play set. Central air newer roof. Nice yard, trees

MRED as Distributed by MLS Grid #07725634

Apr 27, 2011

Listing Removed

—

Feb 17, 2011

Contingent

—

Feb 17, 2011

Listing Removed

—

Feb 9, 2011

Contingent

—

MRED as Distributed by MLS Grid #07136721

Feb 16, 2010

Listing Removed

—

May 28, 2009

Contingent

—

MRED as Distributed by MLS Grid #06655609

Aug 16, 2008

Listing Removed

—

Public Records

Jul 14, 1999

Sold

$146,000

$87/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,848 (+4.4%)

$16,410 + $68,248

$84,658

2024

$5,600 (+5.2%)

$16,410 + $68,248

$84,658

2023

$5,323 (+5.4%)

$15,115 + $62,861

$77,976

2022

$5,050 (+4.7%)

$13,655 + $56,790

$70,445

2021

$4,823 (+3.0%)

$12,451 + $51,783

$64,234

2020

$4,682 (+3.1%)

$11,641 + $48,413

$60,054

2019

$4,540 (+6.3%)

$10,586 + $44,026

$54,612

2018

$4,269 (+2.5%)

$10,586 + $44,026

$54,612

2017

$4,165 (+5.2%)

$9,973 + $39,211

$49,184

2016

$3,961 (+1.8%)

$9,428 + $37,068

$46,496

2015

$3,889 (+12.0%)

$8,747 + $34,389

$43,136

2013

$3,471 (−30.2%)

$8,127 + $31,953

$40,080

2012

$4,974 (+11.0%)

$8,127 + $31,953

$40,080

2011

$4,480 (−5.7%)

$8,778 + $39,893

$48,671

2010

$4,752 (+2.8%)

$10,875 + $49,428

$60,303

2009

$4,620 (+4.2%)

$10,875 + $49,428

$60,303

2008

$4,434 (+1.3%)

$11,658 + $52,989

$64,647

2007

$4,375

$11,283 + $51,286

$62,569

Tax history for 445 Oak St

Year

Property tax

Land + Additions

Assessment*

2025

$5,848 (+4.4%)

$16,410 + $68,248

$84,658

2024

$5,600 (+5.2%)

$16,410 + $68,248

$84,658

2023

$5,323 (+5.4%)

$15,115 + $62,861

$77,976

2022

$5,050 (+4.7%)

$13,655 + $56,790

$70,445

2021

$4,823 (+3.0%)

$12,451 + $51,783

$64,234

2020

$4,682 (+3.1%)

$11,641 + $48,413

$60,054

2019

$4,540 (+6.3%)

$10,586 + $44,026

$54,612

2018

$4,269 (+2.5%)

$10,586 + $44,026

$54,612

2017

$4,165 (+5.2%)

$9,973 + $39,211

$49,184

2016

$3,961 (+1.8%)

$9,428 + $37,068

$46,496

2015

$3,889 (+12.0%)

$8,747 + $34,389

$43,136

2013

$3,471 (−30.2%)

$8,127 + $31,953

$40,080

2012

$4,974 (+11.0%)

$8,127 + $31,953

$40,080

2011

$4,480 (−5.7%)

$8,778 + $39,893

$48,671

2010

$4,752 (+2.8%)

$10,875 + $49,428

$60,303

2009

$4,620 (+4.2%)

$10,875 + $49,428

$60,303

2008

$4,434 (+1.3%)

$11,658 + $52,989

$64,647

2007

$4,375

$11,283 + $51,286

$62,569

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

8,925 Sq. Ft.

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Kane County

APN

0623253009

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
# Of Cars: 1
# of Garage Spaces: 1
Parking: Garage
Garage Ownership: N/A
Garage On-Site: Yes
Garage Type: Detached
Garage Details: Garage Door Opener(s)
Driveway: Concrete

Interior

Bathroom Information
# of Baths (Full): 2
Bath Amenities: Double Sink

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Possible: 4

Room Information
Room Type: Loft
Level: Second
Dimensions: 9 x 12
Flooring: Carpet

Room Information
Room Type: Bedroom 2
Level: Main
Dimensions: 12 x 12
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Bedroom 3
Level: Main
Dimensions: 12 x 12
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Bedroom 4
Level: Second
Dimensions: 9 x 10
Window Treatments: None
Flooring: Carpet

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 16 x 11
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Family Room

Room Information
Room Type: Kitchen
Type: Galley
Level: Main
Dimensions: 11 x 10
Window Treatments: None
Flooring: Ceramic Tile

Room Information
Room Type: Laundry
Level: Basement
Dimensions: 11 x 10

Room Information
Room Type: Living Room
Level: Main
Dimensions: 16 x 14
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 16 x 16
Window Treatments: None
Flooring: Carpet
Bath: Full

Additional Rooms Information
Dining Room: Combined w/ LivRm
Basement: Full
Basement Description: Unfinished

Interior Features
Interior Features: Skylight(s), Hardwood Floors
# of Rooms: 8

Equipment
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Humidifier, Ceiling Fan(s)

Exterior

Exterior Features
Exterior Features: Patio, Porch, Storms/Screens

Building Information
Living Area Source: Assessor
Exterior Building Type: Brick
Built Before 1978 (Y/N): Yes

Property Information
Property Type: Detached Single
Property Type: 1.5 Story
Ownership: Fee Simple
Rebuilt (Y/N): No
Rehab (Y/N): No
General Information: School Bus Service,Commuter Bus,Commuter Train
Parcel Number: 0623253009

Lot Information
Dimensions: 52X175
Lot Size: Less Than .25 Acre
Lot Features: Fenced Yard

Financial

Tax Information
Tax Annual Amount: $4,165.16
Tax Year: 2017
Tax Exemptions: Homeowner

Financial Information
Finance Code: Conventional
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Electric: Circuit Breakers

Heating & Cooling
Heating: Natural Gas
Cooling: Central Air

Location

School Information
Elementary School District: 46
Middle Or Junior School District: 46
High School District: 46

Location Information
Township: Elgin
Corporate Limits: Elgin
Directions: State St (rt 31) to Oak street west. Or Walnut to Moseley, south to Oak st East.

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: —
Stories: 1.5
Lot Size: 8,925 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0623253009

Home facts updated by county records on Sep 8, 2026

Other

Listing Information
Holds Earnest Money: No
Possession: Closing

Around this home

Schools

Lowrie Elementary School

Public K-6 • Assigned • 0.2mi

3/10

Abbott Middle School

Public 7-8 • Assigned • 0.8mi

3/10

Larkin High School

Public PreK-12 • Assigned • 1.3mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 102° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60123

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$310,000 – $375,000

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Nearby similar homes

FOR SALE BY OWNER

$245,000

2 beds1 bath864 sq ft

409 Wilcox Ave, Elgin, IL 60123

Open floor-plan • Large kitchen • Walk-in closet

$219,900

3 beds1.5 baths1,256 sq ft

679 Villa St, Elgin, IL 60120

Full basement • Detached garage • 3,850 sq ft lot

$299,900

3 beds1 bath1,430 sq ft

506 Barrett St, Elgin, IL 60120

Newer roof • Full basement • Large backyard

$267,000

3 beds1 bath990 sq ft

58 Vine St, Elgin, IL 60123

Updated flooring • Renovated bathroom • Enclosed porch

OPEN SAT, 11AM TO 1PM

$289,900

4 beds1.5 baths1,236 sq ft

618 Grace St, Elgin, IL 60120

Hardwood flooring • White cabinetry • Black countertops

3D WALKTHROUGH

$399,000

4 beds2 baths2,670 sq ft

415 Du Page St, Elgin, IL 60120

Pocket doors • Two fireplaces • Bay windows

New listings for sale in 60123

FOR SALE BY OWNER

$245,000

2 beds1 bath864 sq ft

409 Wilcox Ave, Elgin, IL 60123

Open floor-plan • Large kitchen • Walk-in closet

OPEN SUN, 1PM TO 3PM

$285,000

2 beds1.5 baths1,026 sq ft

124 S Commonwealth Ave, Elgin, IL 60123

Remodeled home • Updated flooring • Updated bathroom

$267,000

3 beds1 bath990 sq ft

58 Vine St, Elgin, IL 60123

Updated flooring • Renovated bathroom • Enclosed porch

OPEN SUN, 11AM TO 1PM

$475,000

6 beds3 baths— sq ft

656 South St, Elgin, IL 60123

Rehabbed in 2024 • Storage shed • 0.35 acre lot

$469,000

4 beds3 baths— sq ft

176-178 N Dubois Ave, Elgin, IL 60123

Private entrance • Full basement • Fenced yard

OPEN SAT, 12PM TO 2PM

$365,900

4 beds3 baths1,056 sq ft

1175 Royal Blvd, Elgin, IL 60123

Oversized deck • Updated bathrooms • Cul-de-sac

$245,000

2 beds2 baths1,008 sq ft

1820 W Highland Ave Unit D, Elgin, IL 60123

Renovated condo • Attached garage • Cozy fireplace

$421,000

3 beds2 baths1,248 sq ft

36W155 Weld Rd, Elgin, IL 60123

Eat-in kitchen • Finished basement • Spacious rec room

$93,000

2 beds2 baths975 sq ft

801 N Mclean Blvd #222, Elgin, IL 60123

New renovations • Inside garage • $2,115 HOA

Home values near 445 Oak St

Data from public records.

Address	Redfin Estimate
417 Oak St, Elgin, IL 3 Beds \| 2 Baths \| - Sq. Ft.	$297,277
440 Oak St, Elgin, IL 4 Beds \| - Baths \| 1825 Sq. Ft.	$317,840

Address	Redfin Estimate
447 Oak St, Elgin, IL 4 Beds \| 2 Baths \| 1525 Sq. Ft.	$345,672
450 Oak St, Elgin, IL 3 Beds \| 2 Baths \| 1389 Sq. Ft.	$232,898

Address	Redfin Estimate
455 Oak St, Elgin, IL 4 Beds \| 3 Baths \| - Sq. Ft.	$361,925
458 Orange St, Elgin, IL 4 Beds \| - Baths \| - Sq. Ft.	$313,467

Property information provided by MRED as Distributed by MLS Grid when last listed in 2018. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60123, IL

Sale history for 445 Oak St

Tax history for 445 Oak St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60123

Home values near 445 Oak St

More real estate resources