OFF MARKET

Off market dec 2017 for $185K

$365,166

Est. refi paymentEst. refi $1,512/mo

•

2 ba

•

—

sq ft

450 Mill St, Elgin, IL 60123

About this home

ATTENTION INVESTORS ! Great opportunity to own a side by side duplex with 3 bedrooms each and full unfinished basement. All utilities: Gas, Electric and Water are paid by Tenants. Roof replaced in 2013. Furnace and Hot water heater replaced in both units. Seller spent over $14,000 on sewer and drainage line. Convenient to, I90, Metra, School and Library. Seller is not going to make any improvement, selling AS IS.

Multi-familyProperty Type

1965Year Built

6,996 sq ftLot Size

6 spacesParking

Listed by Sabir Siddique • Charles Rutenberg Realty of IL

Bought with Maxim Gorenyuk • Core Realty & Investments, Inc

Redfin checked: a minute ago

•Source:MRED as Distributed by MLS Grid #09594238

Redfin Estimate

$365,166

$180K since sold in December 2017$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 4.8% higher than the average sale price ($349K) of 5 comparable homes.

SOLD MAY 6, 2026
$335,000
A
4 beds2 baths— sq ft
302 Hubbard Ave, Elgin, IL 60123
BOUGHT WITH REDFIN JUL 9, 2026
$435,000
B
4 beds2 baths2,320 sq ft
51 Wilcox Ave, Elgin, IL 60123
SOLD JUN 3, 2026
$290,000
C
4 beds2 baths1,060 sq ft
121 Wilcox Ave, Elgin, IL 60123
SOLD AUG 13, 2026
$393,500
D
4 beds2.5 baths1,739 sq ft
409 Hubbard Ave, Elgin, IL 60123
SOLD AUG 21, 2026
$289,000
E
3 beds2 baths1,200 sq ft
26 Monroe Ave, Elgin, IL 60123

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Earn from this home

Sell

$226,686

Est. take-home

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Refinance

Est. cash available

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Market trends in 60123, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.0%

0.3% MoM

Median sale price

$320K

$8K MoM

Avg. days on market

41d

2 days MoM

Recently sold homes

136

4 MoM

New listings for sale

NEW
$749,000
Studio8 baths2,880 sq ft
809 South St, Elgin, IL 60123
$389,900
3 beds2 baths1,759 sq ft
273 Governors Ln, Elgin, IL 60123
$300,000
3 beds2 baths1,216 sq ft
279 S Aldine St, Elgin, IL 60123
$200,000
2 beds2 baths1,200 sq ft
1450 Plymouth Ln #203, Elgin, IL 60123
$465,000
5 beds2.5 baths2,292 sq ft
1450 Ashwood Dr, Elgin, IL 60123
$404,900
3 beds3.5 baths1,764 sq ft
532 Shenandoah Trl, Elgin, IL 60123
$414,900
3 beds3 baths2,518 sq ft
980 S State St, Elgin, IL 60123
$549,900
4 beds2.5 baths3,122 sq ft
2023 Torino Dr, Elgin, IL 60123
$399,000
4 beds3 baths3,100 sq ft
576 Shagbark Dr, Elgin, IL 60123
$220,000
2 beds2 baths986 sq ft
3 Creekside Cir Unit B, Elgin, IL 60123
See all

Provided by Redfin

Sale history for 450 Mill St

Date

Event

Price

MRED as Distributed by MLS Grid #09594238

Dec 4, 2017

Sold (MLS) (Closed Sale)

$185,000

Aug 23, 2017

Pending (Contingent (Do Not Show))

—

Jul 19, 2017

Relisted (Reactivated)

—

May 18, 2017

Pending (Contingent (Do Not Show))

—

Apr 13, 2017

Listed (New)

$199,500

MRED as Distributed by MLS Grid #06861011

Aug 8, 2008

Listing Removed

—

Public Records

Sep 19, 1995

Sold

$130,000

Public Records

Jan 24, 1990

Sold

$87,000

Year

Property tax

Land + Additions

Assessment*

2025

$4,749 (+5.8%)

$15,245 + $63,000

$78,245

2024

$4,487 (+7.2%)

$15,245 + $63,000

$78,245

2023

$4,186 (−0.2%)

$14,042 + $58,027

$72,069

2022

$4,194 (+5.6%)

$12,686 + $52,423

$65,109

2021

$3,971 (−17.8%)

$11,567 + $47,801

$59,368

2020

$4,833 (+2.5%)

$10,814 + $44,691

$55,505

2019

$4,714 (+0.3%)

$9,834 + $40,640

$50,474

2018

$4,701 (+1.7%)

$9,834 + $40,640

$50,474

2017

$4,623 (+4.0%)

$9,264 + $38,285

$47,549

2016

$4,448 (+0.4%)

$8,758 + $36,193

$44,951

2015

$4,432 (+12.3%)

$8,125 + $33,577

$41,702

2013

$3,946 (−7.7%)

$7,549 + $31,198

$38,747

2012

$4,277 (−6.6%)

$7,549 + $31,198

$38,747

2011

$4,579 (−4.6%)

$8,154 + $33,698

$41,852

2010

$4,799 (+3.6%)

$10,103 + $44,741

$54,844

2009

$4,632 (−5.5%)

$10,103 + $44,741

$54,844

2008

$4,903 (+1.1%)

$10,831 + $55,131

$65,962

2007

$4,852

$10,483 + $53,359

$63,842

Tax history for 450 Mill St

Year

Property tax

Land + Additions

Assessment*

2025

$4,749 (+5.8%)

$15,245 + $63,000

$78,245

2024

$4,487 (+7.2%)

$15,245 + $63,000

$78,245

2023

$4,186 (−0.2%)

$14,042 + $58,027

$72,069

2022

$4,194 (+5.6%)

$12,686 + $52,423

$65,109

2021

$3,971 (−17.8%)

$11,567 + $47,801

$59,368

2020

$4,833 (+2.5%)

$10,814 + $44,691

$55,505

2019

$4,714 (+0.3%)

$9,834 + $40,640

$50,474

2018

$4,701 (+1.7%)

$9,834 + $40,640

$50,474

2017

$4,623 (+4.0%)

$9,264 + $38,285

$47,549

2016

$4,448 (+0.4%)

$8,758 + $36,193

$44,951

2015

$4,432 (+12.3%)

$8,125 + $33,577

$41,702

2013

$3,946 (−7.7%)

$7,549 + $31,198

$38,747

2012

$4,277 (−6.6%)

$7,549 + $31,198

$38,747

2011

$4,579 (−4.6%)

$8,154 + $33,698

$41,852

2010

$4,799 (+3.6%)

$10,103 + $44,741

$54,844

2009

$4,632 (−5.5%)

$10,103 + $44,741

$54,844

2008

$4,903 (+1.1%)

$10,831 + $55,131

$65,962

2007

$4,852

$10,483 + $53,359

$63,842

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

6,744 Sq. Ft.

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Kane County

APN

0614176035

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
# of Cars: 6
# of Exterior Parking Spaces: 6
Parking Space(s)
Parking On-Site
Parking Ownership: Owned Parking

Interior

Bedroom Information
# of Bedrooms: 6
# of Bedrooms (Above Grade): 6

Bathroom Information
# of Baths (Full): 2

Additional Rooms Information
Full Basement
Unfinished Basement

Heating & Cooling
Gas Heating

Exterior

Building Information
# of Units: 2
Built Before 1978
Age: 51-60 Years
Vinyl Siding
Concrete Foundation
Asphalt/Glass Roof (Shingles)

Lot Information
Dimensions: 53X132
Less Than .25 Acre
Zoning: MULTI

Property Information
# of Rooms: 8
Ownership: Fee Simple
School Bus Service
Parcel Identification Number: 0614176035

Financial

Financial Information
Tax: $4,447.58
Tax Year: 2016
Special Service Area: N
Total Rental Income: $1,900
Gross Rental Income: $22,800
Net Operating Income: $17,507
Finance Code: FHA

Utilities

Utility Information
Water: Public
Sewer (Public)

Location

Community Information
Curbs/Gutters, Sidewalks, Street Lights, Paved Street

Multi-Family Information
3 Bedroom Unit(s) in Building

Unit 1 Information
# of Rooms: 5
# of Beds: 3
# of Baths (Full): 1
Total Sq. Ft.: 900
Floor #: 1
Stove, Refrigerator
Tenant Pays Electric, Tenant Pays Gas, Tenant Pays Water
Rent: $950
Security Deposit: $450
Lease Expiration Date: 5/18

Unit 2 Information
# of Rooms: 5
# of Beds: 3
# of Baths (Full): 1
Total Sq. Ft.: 900
Floor #: 1
Stove, Refrigerator
Tenant Pays Electric, Tenant Pays Gas, Tenant Pays Water
Rent: $950
Security Deposit: $950
Lease Expiration Date: 5/18

School Information
Elementary School District: 46
Junior High District: 46
High School District: 46

Location Information
Township: ELGIN
Corporate Limits: ELGIN
Directions: RT 31 to Lawrence to McCure left to Mill left.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 6,744 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0614176035

Home facts updated by county records on Sep 8, 2026

Other

Expense Information
Gross: $5,293

Listing Information
Sale Price Includes Parking
Possession: Closing
Holds Earnest Money: No
Sale Terms: Conventional, FHA, VA
Seller Concessions: Yes
Seller Concessions Amount/Points: 6500
Some Property Photos Virtually Staged

Information for Agents
Agent Owned/Interest

Around this home

Schools

Highland Elementary School

Public PreK-6 • Assigned • 0.8mi

3/10

Kimball Middle School

Public 7-8 • Assigned • 0.9mi

3/10

Larkin High School

Public PreK-12 • Assigned • 1.1mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

5/10 Flood Factor

Estimated 19-29% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 102° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60123

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$347,000 – $420,000

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New listings for sale in 60123

NEW

$749,000

Studio8 baths2,880 sq ft

809 South St, Elgin, IL 60123

$389,900

3 beds2 baths1,759 sq ft

273 Governors Ln, Elgin, IL 60123

$300,000

3 beds2 baths1,216 sq ft

279 S Aldine St, Elgin, IL 60123

$200,000

2 beds2 baths1,200 sq ft

1450 Plymouth Ln #203, Elgin, IL 60123

$465,000

5 beds2.5 baths2,292 sq ft

1450 Ashwood Dr, Elgin, IL 60123

$404,900

3 beds3.5 baths1,764 sq ft

532 Shenandoah Trl, Elgin, IL 60123

$414,900

3 beds3 baths2,518 sq ft

980 S State St, Elgin, IL 60123

$549,900

4 beds2.5 baths3,122 sq ft

2023 Torino Dr, Elgin, IL 60123

$399,000

4 beds3 baths3,100 sq ft

576 Shagbark Dr, Elgin, IL 60123

Home values near 450 Mill St

Data from public records.

Address	Redfin Estimate
508 Mill Street, Elgin, IL 4 Beds \| 1.5 Baths \| 1560 Sq. Ft.	$252,795
417 Mill Street, Elgin, IL 3 Beds \| 2.5 Baths \| - Sq. Ft.	$302,315

Address	Redfin Estimate
414 Mill Street, Elgin, IL 2 Beds \| 1 Baths \| - Sq. Ft.	$181,959
421 Mill Street, Elgin, IL 3 Beds \| 1 Baths \| 1032 Sq. Ft.	$263,928

Address	Redfin Estimate
413 Mill Street, Elgin, IL 3 Beds \| 2.5 Baths \| - Sq. Ft.	$343,632
513 Mill Street, Elgin, IL 4 Beds \| 1 Baths \| 1308 Sq. Ft.	$197,691

Property information provided by MRED as Distributed by MLS Grid when last listed in 2017. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60123, IL

Sale history for 450 Mill St

Tax history for 450 Mill St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60123

Home values near 450 Mill St

More real estate resources