OFF MARKET

Off Market Feb 2024 for $222K

$301,170

Est. refi paymentEst. refi $1,505/mo

•

1,688

sq ft

490 Division St, Elgin, IL 60120

About this home

490 Division Street is known as the spirit of Elgin itself! John Fluck was a well known builder, mason and plasterer for nearly 54 years who constructed this all-brick worker cottage for him and his family. known for his signature stepped brick pattern at the eave line and quality craftsmanship, John's brilliant designs where never mistaken. The most recent refurbishing of the front porch, roof and windows were restored with the help of the city's Historic Rehabilitation Grant program. Upon entering guests are allured by the 9' 6" ceilings and forward thinking of an open concept. From the charming entry to the expansive living room, you can't help but crave for more. The living room is finished with gorgeous leaded glass windows, fireplace and easy access to a formal dining room. The dining room is an exemplary design centrally located in the middle of the home making for a great entertaining space. The dining easily accommodates seating for 6 to 8 guests while open to the all seasons room on one side and an adjacent kitchen on the other side. The kitchen is finished with 36" oak cabinets and new wood laminate floors. The main floor also offers hardwood floors leading to 2 separate bedrooms, 1 spacious bedroom off the front entry and the primary suite with direct access to a shared full bathroom with a shower/tub combination and a single vanity. The second floor is equally impressive with a loft, 2 generous bedrooms and a full bathroom. The bathroom showcases a single shower and vanity. Full unfinished lower level. 1-car detached garage! Private yard! Near shopping and entertainment. SOLD AS-IS

Single-familyProperty Type

1892Year Built

4,965 sq ftLot Size

$178Est. Price/Sq.Ft.

1 car garageParking

Listed by Robbie Morrison • Coldwell Banker Realty

Listed by Dave Freeman • Coldwell Banker Realty

Bought with Adalberto Sanchez-Arias • A&O Dream Key Real Estate

Redfin checked: a minute ago

•Source:MRED as Distributed by MLS Grid #11936896

Redfin Estimate

$301,170

$79K since sold in February 2024$10K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3% lower than the average sale price ($311K) of 6 comparable homes.

SOLD AUG 5, 2026
$292,000
A
3 beds2 baths1,784 sq ft
630 Forest Ave, Elgin, IL 60120
SOLD JUN 1, 2026
$305,000
B
4 beds1.5 baths1,660 sq ft
12 Rugby Pl, Elgin, IL 60120
SOLD JUN 24, 2026
$302,575
C
4 beds2.5 baths1,906 sq ft
168 Villa St, Elgin, IL 60120
SOLD MAY 26, 2026
$365,000
D
4 beds1.5 baths1,824 sq ft
489 Division St, Elgin, IL 60120
SOLD JUN 1, 2026
$300,000
E
3 beds2 baths1,344 sq ft
468 North St, Elgin, IL 60120
SOLD MAY 18, 2026
$299,000
F
3 beds2 baths1,820 sq ft
268 Seneca St, Elgin, IL 60120

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Earn from this home

Sell

$116,666

Est. take-home

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Est. cash available

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Rent

$1,555/mo

Redfin rental estimate

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Market trends in 60120, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.9%

+0.0% MoM

Median sale price

$323K

$8K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

112

13 MoM

New listings for sale

NEW 19 HRS AGO
$256,900
3 beds1.5 baths1,306 sq ft
612 Page Ave, Elgin, IL 60120
NEW
$349,900
2 beds2.5 baths1,875 sq ft
209 Prairie St #209, Elgin, IL 60120
NEW
$324,900
3 beds1 bath1,200 sq ft
557 Willard Ave, Elgin, IL 60120
OPEN TODAY, 12PM TO 2PM
$315,000
2 beds2.5 baths1,796 sq ft
347 Gladstone Ln, Elgin, IL 60120
$200,000
2 beds1 bath1,064 sq ft
607 Kenneth Cir, Elgin, IL 60120
$182,500
1 bed1 bath576 sq ft
673 Ludlow Ave, Elgin, IL 60120
$175,000
2 beds2 baths1,300 sq ft
1607 Kenneth Cir #1607, Elgin, IL 60120
$215,000
2 beds1 bath815 sq ft
1401 Sherwood Ave, Elgin, IL 60120
3D WALKTHROUGH
$374,900
3 beds2.5 baths1,630 sq ft
401 Longford Dr, Elgin, IL 60120
$352,000
2 beds2.5 baths1,970 sq ft
161 S Grove Ave, Elgin, IL 60120
See all

Provided by Redfin

Sale history for 490 Division St

Date

Event

Price

MRED as Distributed by MLS Grid #11936896

Feb 2, 2024

Sold (MLS) (Closed)

$222,500

$132/sq ft

Jan 3, 2024

Contingent (Contingent - Continue to Show)

—

Nov 27, 2023

Listed (Active)

$239,000

$142/sq ft

MRED as Distributed by MLS Grid #11893362

Oct 31, 2023

Contingent (Contingent - Continue to Show)

—

Oct 31, 2023

Listing Removed

—

Oct 24, 2023

Price Changed

Sep 27, 2023

Listed (Active)

Public Records

Sep 11, 2014

Sold

$143,000

$85/sq ft

MRED as Distributed by MLS Grid #08122091

Nov 12, 2012

Sold (MLS) (Closed Sale)

$23,500

$14/sq ft

Sep 18, 2012

Contingent

—

Aug 28, 2012

Price Changed (Price Change)

$22,600

$13/sq ft

Aug 24, 2012

Relisted (Reactivated)

—

Aug 20, 2012

Contingent

—

Jul 24, 2012

Listed (New)

$24,900

$15/sq ft

MRED as Distributed by MLS Grid #08106012

Jul 24, 2012

Listing Removed

—

Jul 3, 2012

Listed (New)

MRED as Distributed by MLS Grid #07056952

Oct 24, 2009

Listing Removed

—

Jul 1, 2009

Price Changed (Price Change)

Dec 2, 2008

Price Changed

Nov 24, 2008

Price Changed

Oct 23, 2008

Listed

Public Records

May 13, 2004

Sold

$154,000

$91/sq ft

Public Records

Apr 10, 2002

Sold

$104,000

$62/sq ft

Public Records

Oct 21, 1997

Sold

$84,500

$50/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,633 (+4.5%)

$11,642 + $70,188

$81,830

2024

$5,392 (+5.3%)

$11,642 + $70,188

$81,830

2023

$5,123 (+5.3%)

$10,723 + $64,648

$75,371

2022

$4,863 (+4.7%)

$9,687 + $58,405

$68,092

2021

$4,644 (+8.0%)

$8,833 + $53,255

$62,088

2020

$4,301 (+3.2%)

$8,258 + $49,790

$58,048

2019

$4,168 (+9.4%)

$7,510 + $43,122

$50,632

2018

$3,811 (+2.6%)

$7,510 + $43,122

$50,632

2017

$3,714 (+5.3%)

$7,075 + $37,469

$44,544

2016

$3,527 (+2.0%)

$6,688 + $35,422

$42,110

2015

$3,456 (−4.9%)

$6,205 + $32,862

$39,067

2013

$3,635 (−21.0%)

$5,765 + $35,922

$41,687

2012

$4,602 (+7.9%)

$5,765 + $35,922

$41,687

2011

$4,264 (−4.6%)

$6,227 + $38,801

$45,028

2010

$4,469 (+3.6%)

$7,715 + $43,360

$51,075

2009

$4,314 (+6.0%)

$7,715 + $43,360

$51,075

2008

$4,070 (+1.1%)

$8,271 + $46,484

$54,755

2007

$4,028

$8,005 + $44,990

$52,995

Tax history for 490 Division St

Year

Property tax

Land + Additions

Assessment*

2025

$5,633 (+4.5%)

$11,642 + $70,188

$81,830

2024

$5,392 (+5.3%)

$11,642 + $70,188

$81,830

2023

$5,123 (+5.3%)

$10,723 + $64,648

$75,371

2022

$4,863 (+4.7%)

$9,687 + $58,405

$68,092

2021

$4,644 (+8.0%)

$8,833 + $53,255

$62,088

2020

$4,301 (+3.2%)

$8,258 + $49,790

$58,048

2019

$4,168 (+9.4%)

$7,510 + $43,122

$50,632

2018

$3,811 (+2.6%)

$7,510 + $43,122

$50,632

2017

$3,714 (+5.3%)

$7,075 + $37,469

$44,544

2016

$3,527 (+2.0%)

$6,688 + $35,422

$42,110

2015

$3,456 (−4.9%)

$6,205 + $32,862

$39,067

2013

$3,635 (−21.0%)

$5,765 + $35,922

$41,687

2012

$4,602 (+7.9%)

$5,765 + $35,922

$41,687

2011

$4,264 (−4.6%)

$6,227 + $38,801

$45,028

2010

$4,469 (+3.6%)

$7,715 + $43,360

$51,075

2009

$4,314 (+6.0%)

$7,715 + $43,360

$51,075

2008

$4,070 (+1.1%)

$8,271 + $46,484

$54,755

2007

$4,028

$8,005 + $44,990

$52,995

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

4,826 Sq. Ft.

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Kane County

APN

0613253011

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
# of Garage Spaces: 1
# of Parking (Total): 1
Parking: Garage
Garage Ownership: Owned
Garage On-Site: Yes
Garage Type: Detached
Driveway: Concrete,Side Drive

Interior

Bathroom Information
# of Baths (Full): 2
Bath Amenities: Separate Shower,Soaking Tub

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Possible: 4

Room Information
Room Type: Loft
Level: Second
Dimensions: 16 x 15
Window Treatments: Blinds
Flooring: Carpet

Room Information
Room Type: Heated Sun Room
Level: Main
Dimensions: 14 x 12
Window Treatments: Blinds
Flooring: Hardwood

Room Information
Room Type: Foyer
Level: Main
Dimensions: 6 x 3
Window Treatments: Blinds
Flooring: Ceramic Tile

Room Information
Room Type: Bedroom 2
Level: Main
Dimensions: 11 x 10
Window Treatments: Blinds
Flooring: Carpet

Room Information
Room Type: Bedroom 3
Level: Second
Dimensions: 15 x 13
Window Treatments: None
Flooring: Carpet

Room Information
Room Type: Bedroom 4
Level: Second
Dimensions: 11 x 11
Window Treatments: None
Flooring: Carpet

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 12 x 12
Window Treatments: Blinds
Flooring: Hardwood

Room Information
Room Type: Family Room
Level: Main
Dimensions: 22 x 12
Window Treatments: Blinds
Flooring: Hardwood

Room Information
Room Type: Kitchen
Type: Galley
Level: Main
Dimensions: 10 x 11
Window Treatments: Blinds
Flooring: Vinyl

Room Information
Room Type: Laundry

Room Information
Room Type: Living Room

Room Information
Room Type: Master Bedroom
Level: Main
Dimensions: 13 x 10
Window Treatments: Blinds
Flooring: Carpet
Bath: Full

Additional Rooms Information
Dining Room: Separate
Basement: Full
Basement Description: Unfinished,Cellar,Exterior Access,Storage Space
Basement Sq. Ft.: 1,208

Interior Features
Interior Features: Hardwood Floors, Built-in Features, Historic/Period Mlwk, Some Wood Floors, Drapes/Blinds, Separate Dining Room, Some Storm Doors
# of Rooms: 9

Equipment
Appliances: Microwave, Dishwasher
CO Detectors

Fireplace Information
# of Fireplaces: 1
Fireplace Location: Family Room

Exterior

Building Information
Living Area Source: Assessor
Exterior Building Type: Brick
Age: 100+ Years
Built Before 1978 (Y/N): Yes
Roof: Asphalt
Foundation Details: Brick/Mortar

Property Information
Property Type: Detached Single
Property Type: 2 Stories
Ownership: Fee Simple
Property Currently Being Leased: No
Rebuilt (Y/N): No
Rehab (Y/N): Yes
Rehab Year: 2013
Total Finished/Unfinshed Sq Ft: 1,208
Unfinished Basement Sq Ft: 1208
General Information: School Bus Service,Commuter Bus,Commuter Train,Historical District
Parcel Number: 0613253011

Lot Information
Dimensions: 38X129X23X9X17X121
Lot Size: Less Than .25 Acre
Lot Features: Partial Fencing, Sidewalks, Streetlights
Zero Lot Line: No

Financial

Tax Information
Tax Annual Amount: $4,863.46
Tax Year: 2022
Tax Exemptions: Homeowner

Financial Information
Finance Code: Conventional
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Electric: 100 Amp Service

Heating & Cooling
Heating: Natural Gas, Forced Air
Cooling: Central Air

Location

Community Information
Community Features: Curbs, Sidewalks, Street Lights, Street Paved

Homeowners Association Information
Master Association Fee Frequency: Not Required

School Information
Elementary School District: 46
Elementary School: Ronald D O'Neal Elementary Schoo
Middle Or Junior School District: 46
Middle Or Junior School: Ellis Middle School
High School District: 46
High School: Elgin High School

Location Information
Township: Elgin
Corporate Limits: Elgin
Directions: S. Liberty St/RT25, N. on E. Chicago St., W. on Division St., N. on Hill Ave, W. on Division St

Public facts

Beds: 4
Baths: 1.0
Sq. Ft.: —
Stories: 2.0
Lot Size: 4,826 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0613253011

Home facts updated by county records on Sep 8, 2026

Other

Listing Information
Holds Earnest Money: Yes
Possession: Closing
Some Photos Virtually Staged?: No

Around this home

Schools

Ronald D O'Neal Elementary School

Public K-6 • Assigned • 0.3mi

4/10

Ellis Middle School

Public 7-8 • Assigned • 0.4mi

4/10

Elgin High School

Public 9-12 • Assigned • 1.6mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 102° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60120

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$287,000 – $347,000

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New listings for sale in 60120

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Home values near 490 Division St

Data from public records.

Address	Redfin Estimate
481 Division St, Elgin, IL 3 Beds \| 1 Baths \| 1400 Sq. Ft.	$252,770
488 Division St, Elgin, IL 4 Beds \| 1.5 Baths \| - Sq. Ft.	$307,654

Address	Redfin Estimate
489 Division St, Elgin, IL 4 Beds \| 1.5 Baths \| 1824 Sq. Ft.	$374,751
484 Division St, Elgin, IL 3 Beds \| 1 Baths \| - Sq. Ft.	$150,304

Address	Redfin Estimate
477 Division St, Elgin, IL 3 Beds \| 1.5 Baths \| 1650 Sq. Ft.	$309,594
480 Division St, Elgin, IL 4 Beds \| 4 Baths \| - Sq. Ft.	$401,952

Property information provided by MRED as Distributed by MLS Grid when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60120, IL

Sale history for 490 Division St

Tax history for 490 Division St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60120

Home values near 490 Division St

More real estate resources