Calling all investors, rehabbers, flippers, and buyers looking to build instant equity! This spacious two-story home offers a fantastic floor plan featuring 3 bedrooms, 1.5 baths, and generously sized living spaces rarely found at this price point. There is hardwood floor throughout much of the home and the expansive living room, separate family room, formal dining room, and enclosed front porch provide exceptional flexibility and the perfect foundation for a stunning renovation The spacious kitchen includes all existing appliances and offers endless potential to become the heart of the home. Upstairs, you'll find all three generously sized bedrooms. The renovation has already begun to convert the upstairs half bath into a full bathroom, providing an outstanding opportunity to add immediate value. The huge unfinished basement offers incredible potential for future living space, a workshop, or abundant storage. A detached one-car garage adds even more functionality and convenience. Priced to sell and reflecting its current condition, this home is being sold AS IS, with cash buyers preferred. Whether you're looking for your next flip, long-term investment, or a chance to create your dream home while building significant equity, this property delivers outstanding potential. With solid bones, an excellent floor plan, tremendous upside, and a highly desirable west-side location, this is an opportunity you won't want to miss.
Single-familyProperty Type
1910Year Built
0.32 acresLot Size
$122Price/Sq.Ft.
1 car garageParking
Listed by Sarah Leonard• Legacy Properties, A Sarah Leonard Company, LLC
Listed by James Brown• Legacy Properties, A Sarah Leonard Company, LLC
Est. $1,536 per month, based on comparable rentals
Sale and tax history for 514 Locust St
Sale History
Tax History
Date
Event
Price
MRED as Distributed by MLS Grid #12711953
Aug 17, 2026
Sold (MLS) (Closed)
$200,000
$122/sq ft
MRED as Distributed by MLS Grid #12711807
Jul 23, 2026
Listing Removed
—
MRED as Distributed by MLS Grid #07217174
Jun 26, 2009
Sold (MLS) (Closed Sale)
$61,000
$37/sq ft
May 27, 2009
Listing Removed
—
May 15, 2009
Listed
$60,900
$37/sq ft
3 BEDROOM 1.1 BATH WITH BASEMENT. PRICED TO SELL! BANK OWNED, SOLD "AS IS" ALL OFFERS MUST BE PREQUALIFIED BY PREFERRED LENDER. FREE CREDIT REPORT AND APPRAISAL IF BUYER FINANCES THROUGH PREFERRED LENDER. PLEASE ALLOW 2-3 DAYS FOR SELLER RESPONSE, BUYER IS RESPOSIBLE FOR SURYEY IF REQUIRED.
Public Records
Mar 19, 2003
Sold
$155,000
$95/sq ft
Public Records
Jan 22, 2003
Sold
$155,000
$95/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$5,764 (+4.4%)
$16,075 + $67,481
$83,556
2024
$5,519 (+5.2%)
$16,075 + $67,481
$83,556
2023
$5,245 (+5.4%)
$14,806 + $62,154
$76,960
2022
$4,977 (+4.7%)
$13,376 + $56,151
$69,527
2021
$4,753 (+3.0%)
$12,197 + $51,200
$63,397
2020
$4,613 (+3.1%)
$11,403 + $47,868
$59,271
2019
$4,474 (+1.1%)
$10,370 + $43,529
$53,899
2018
$4,427 (+2.5%)
$10,370 + $43,529
$53,899
2017
$4,320 (+5.1%)
$9,769 + $41,007
$50,776
2016
$4,109 (+1.8%)
$9,235 + $38,766
$48,001
2015
$4,037 (+12.0%)
$8,568 + $35,964
$44,532
2013
$3,603 (−8.9%)
$7,961 + $33,416
$41,377
2012
$3,955 (−2.8%)
$7,961 + $33,416
$41,377
2011
$4,069 (−16.0%)
$8,599 + $36,094
$44,693
2010
$4,845 (+3.6%)
$10,654 + $44,720
$55,374
2009
$4,677 (+6.0%)
$10,654 + $44,720
$55,374
2008
$4,413 (+1.1%)
$11,421 + $47,942
$59,363
2007
$4,367
$11,054 + $46,401
$57,455
Public record
Beds
3
Baths
1.5
Stories
1.5
Lot width
—
Lot depth
—
Lot size
9,000 Sq. Ft.
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Kane County
APN
0614409035
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 9, 2026.
Property details
Parking
Parking Information
# of Garage Spaces: 1
# of Parking (Total): 1
Parking Features: Garage Owned, Detached, Garage
Interior
Bathroom Information
# of Baths (Full): 1
# of Baths (1/2): 1
Bedroom Information
# of Bedrooms: 3
# of Bedrooms Possible: 3
Room Information
Room Type: Enclosed Porch
Level: Main
Dimensions: 17 x 8
Window Treatments: All
Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 12 x 9
Window Treatments: All
Flooring: Carpet
Room Information
Room Type: Bedroom 3
Level: Second
Dimensions: 11 x 10
Window Treatments: All
Flooring: Hardwood
Room Information
Room Type: Bedroom 4
Room Information
Room Type: Dining Room
Level: Main
Dimensions: 11 x 9
Flooring: Hardwood
Room Information
Room Type: Family Room
Level: Main
Dimensions: 19 x 13
Window Treatments: All
Flooring: Hardwood
Room Information
Room Type: Kitchen
Type: Eating Area-Table Space
Level: Main
Dimensions: 15 x 12
Window Treatments: All
Flooring: Vinyl
Room Information
Room Type: Laundry
Room Information
Room Type: Living Room
Level: Main
Dimensions: 15 x 12
Window Treatments: All
Flooring: Hardwood
Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 15 x 11
Window Treatments: All
Flooring: Carpet
Bath: None
Additional Rooms Information
Basement: Unfinished, Full
Laundry Features: Sink
Interior Features
# of Rooms: 7
Equipment
Appliances: Range, Refrigerator
Water Heater-Gas
Exterior
Building Information
Living Area Source: Assessor
Age: 100+ Years
Built Before 1978 (Y/N): Yes
Construction Materials: Aluminum Siding, Vinyl Siding, Steel Siding
Property Information
Property Type: Detached Single
Property Type: 1.5 Story
Ownership: Fee Simple
Rebuilt (Y/N): No
Rehab (Y/N): No
Parcel Number: 0614409035
Lot Information
Dimensions: 13866
Lot Size: .25-.49 Acre
Financial
Tax Information
Tax Annual Amount: $5,764.22
Tax Year: 2025
Tax Exemptions: Homeowner
Financial Information
Finance Code: Cash
Special Service Area: N
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Electric: Circuit Breakers
Heating & Cooling
Heating: Natural Gas
Location
Homeowners Association Information
Master Association Fee Frequency: Not Required
School Information
Elementary School District: 46
Elementary School: Highland Elementary School
Middle Or Junior School District: 46
Middle Or Junior School: Kimball Middle School
High School District: 46
High School: Larkin High School
Location Information
Township: Elgin
Corporate Limits: Elgin
Directions: RT. 31 SOUTH OF RT. 19 TO LOCUST RIGHT TO PROPERTY
Public facts
Beds: 3
Baths: 1.5
Sq. Ft.: —
Stories: 1.5
Lot Size: 9,000 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0614409035
Home facts updated by county records on Sep 9, 2026
Other
Listing Information
Holds Earnest Money: No
Possession: Closing
Some Photos Virtually Staged?: No
Around this home
Schools
Washington Elementary School
Public PreK-6 • Assigned • 0.4mi
5/10
Abbott Middle School
Public 7-8 • Assigned • 0.6mi
3/10
Larkin High School
Public PreK-12 • Assigned • 1.2mi
3/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 102° expected this year, 14 days in 30 years
2/10 Wind Factor
0% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Elgin, IL • 60123
Average low and high temperatures (°F)
28
13
37
20
54
33
62
42
70
48
81
62
84
67
80
62
79
56
67
47
49
36
34
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
88/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in the zip code. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.4 hrs
6.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$212,000 – $257,000
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