SOLD JAN 30, 2026

Off market jan 2026 for $308K

$381,283

Est. refi paymentEst. refi $2,097/mo

•

1,185

sq ft

521 River Bluff Rd, Elgin, IL 60120

About this home

Single-familyProperty Type

1954Year Built

8,655 sq ftLot Size

$322Est. Price/Sq.Ft.

2 car garageParking

Listed by Esther Zamudio • Zamudio Realty Group

Listed by Juan Dominguez • Zamudio Realty Group

Bought with Esther Zamudio • Zamudio Realty Group

Redfin checked: 3 minutes ago

•Source:MRED as Distributed by MLS Grid #12534141

Redfin Estimate

$381,283

$73K since sold in January 2026$0 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 16.7% higher than the average sale price ($327K) of 6 comparable homes.

SOLD AUG 21, 2026
$323,000
A
3 beds2 baths1,222 sq ft
1003 Bellevue Ave, Elgin, IL 60120
SOLD OCT 13, 2026
$295,000
B
3 beds2 baths1,326 sq ft
658 Columbia Ave, Elgin, IL 60120
SOLD JUN 1, 2026
$296,000
C
2 beds2 baths1,196 sq ft
1027 St John St, Elgin, IL 60120
SOLD JUL 13, 2026
$331,000
D
3 beds1.5 baths1,429 sq ft
765 Algona Ave, Elgin, IL 60120
SOLD SEP 4, 2026
$359,900
E
3 beds2 baths2,120 sq ft
1193 Algonquin Dr, Elgin, IL 60120
SOLD JUN 12, 2026
$355,000
F
4 beds2 baths1,357 sq ft
700 Ford Ave, Elgin, IL 60120

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Earn from this home

Sell

$119,053

Est. take-home

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Est. cash available

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Rent

$1,787/mo

Redfin rental estimate

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Market trends in 60120, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

100.8%

+0.1% MoM

Median sale price

$324K

$4K MoM

Avg. days on market

50d

5 days MoM

Recently sold homes

13 MoM

New listings for sale

$399,900
4 beds3 baths3,200 sq ft
1011 Iroquois Dr, Elgin, IL 60123
$384,900
3 beds3 baths1,579 sq ft
980 Iroquois Dr, Elgin, IL 60120
FOR SALE BY OWNER
$200,000
1 bed1 bath630 sq ft
641 Cooper Ave, Elgin, IL 60120
$199,000
2 beds1 bath1,070 sq ft
1206 Kenneth Cir #1206, Elgin, IL 60120
OPEN TODAY, 1PM TO 3PM
$285,000
3 beds2 baths1,201 sq ft
524 Lavoie Ave, Elgin, IL 60120
3D WALKTHROUGH
$399,000
4 beds2 baths2,670 sq ft
415 Du Page St, Elgin, IL 60120
$432,900
3 beds2.5 baths1,819 sq ft
1180 Spring Creek Rd, Elgin, IL 60120
3D WALKTHROUGH
$359,900
3 beds2.5 baths1,630 sq ft
401 Longford Dr, Elgin, IL 60120
See all

Provided by Redfin

Redfin agents who toured

This home features a blend of original finishes and modern updates, including painted kitchen cabinets. It offers two bedrooms on the main level and an additional bedroom in the lower level. The unfinished basement houses laundry facilities, a...
10 months ago• May not reflect the current state of the home
Ken Canzone
Redfin Associate agent

Sale history for 521 River Bluff Rd

Date

Event

Price

MRED as Distributed by MLS Grid #12534141

Jan 30, 2026

Sold (MLS) (Closed)

$308,000

$260/sq ft

Jan 4, 2026

Contingent (Contingent - No Showings)

—

Dec 17, 2025

Listed (Active)

$314,900

$266/sq ft

MRED as Distributed by MLS Grid #10704636

Jul 24, 2020

Sold (MLS) (Closed Sale)

$205,000

$173/sq ft

Jun 12, 2020

Pending (Contingent)

—

Jun 9, 2020

Price Changed

$209,999

$177/sq ft

May 5, 2020

Listed (New)

$213,000

$180/sq ft

+14

FANTASTIC RANCH STYLE HOME LOCATED IN ELGIN'S GOLD COAST. This home boasts of Hardwood Floors in the Living Room, Kitchen, Family Room and Hallway. The Master and Second Bedroom carpet install was less than a month ago. Home has been freshly painted throughout. Furnace and AC are less than 2 years, 50 gal Hot Water Heater is less than 3 years. New French Doors in Family Room less than 3 years. Basement windows are less than a year. Roof, Vinyl Siding and Windows are all less than 10 years old. Kitchen has nice Pantry. Recessed lighting in Livingroom and Kitchen. Above Ground Pool with Composite Deck. (Pool has new lining and is in operation. Ready to enjoy after moving all day!)) Backyard Deck is also Composite. Garage Doors replaced 7 years ago. Warranties on Sump Pump, Furnace/AC, and Bathtub Lining. Seller is ready to sell, make us an offer!!!

Public Records

Oct 25, 2001

Sold

$140,000

$118/sq ft

Public Records

Feb 14, 1992

Sold

$108,000

$91/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$6,237 (+4.4%)

$20,485 + $69,268

$89,753

2024

$5,976 (+5.1%)

$20,485 + $69,268

$89,753

2023

$5,685 (+5.6%)

$18,868 + $63,800

$82,668

2022

$5,385 (+4.7%)

$17,046 + $57,638

$74,684

2021

$5,145 (+3.0%)

$15,543 + $52,556

$68,099

2020

$4,996 (+3.1%)

$14,532 + $49,136

$63,668

2019

$4,847 (+8.8%)

$13,215 + $44,683

$57,898

2018

$4,456 (+2.5%)

$13,215 + $44,683

$57,898

2017

$4,349 (+5.1%)

$12,449 + $38,623

$51,072

2016

$4,137 (+1.8%)

$11,769 + $36,513

$48,282

2015

$4,065 (+12.0%)

$10,918 + $33,874

$44,792

2013

$3,628 (−8.9%)

$10,144 + $31,475

$41,619

2012

$3,981 (−11.7%)

$10,144 + $31,475

$41,619

2011

$4,511 (−5.7%)

$10,957 + $33,998

$44,955

2010

$4,783 (+2.8%)

$13,576 + $47,089

$60,665

2009

$4,651 (+4.2%)

$13,576 + $47,089

$60,665

2008

$4,463 (+6.5%)

$14,554 + $50,481

$65,035

2007

$4,192

$14,086 + $46,069

$60,155

Tax history for 521 River Bluff Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,237 (+4.4%)

$20,485 + $69,268

$89,753

2024

$5,976 (+5.1%)

$20,485 + $69,268

$89,753

2023

$5,685 (+5.6%)

$18,868 + $63,800

$82,668

2022

$5,385 (+4.7%)

$17,046 + $57,638

$74,684

2021

$5,145 (+3.0%)

$15,543 + $52,556

$68,099

2020

$4,996 (+3.1%)

$14,532 + $49,136

$63,668

2019

$4,847 (+8.8%)

$13,215 + $44,683

$57,898

2018

$4,456 (+2.5%)

$13,215 + $44,683

$57,898

2017

$4,349 (+5.1%)

$12,449 + $38,623

$51,072

2016

$4,137 (+1.8%)

$11,769 + $36,513

$48,282

2015

$4,065 (+12.0%)

$10,918 + $33,874

$44,792

2013

$3,628 (−8.9%)

$10,144 + $31,475

$41,619

2012

$3,981 (−11.7%)

$10,144 + $31,475

$41,619

2011

$4,511 (−5.7%)

$10,957 + $33,998

$44,955

2010

$4,783 (+2.8%)

$13,576 + $47,089

$60,665

2009

$4,651 (+4.2%)

$13,576 + $47,089

$60,665

2008

$4,463 (+6.5%)

$14,554 + $50,481

$65,035

2007

$4,192

$14,086 + $46,069

$60,155

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

8,656 Sq. Ft.

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Kane County

APN

0612207008

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
# of Garage Spaces: 2
# of Parking (Total): 2
Parking Features: Concrete, Garage Door Opener, Garage Owned, Attached, Garage

Interior

Bathroom Information
# of Baths (Full): 2
Basement Bathrooms (Y/N): Yes

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Possible: 3

Room Information
Room Type: Other Room
Level: Basement
Dimensions: 13 x 12
Window Treatments: None
Flooring: Wood Laminate

Room Information
Room Type: Play Room
Level: Basement
Dimensions: 11 x 11
Window Treatments: None
Flooring: Ceramic Tile

Room Information
Room Type: Utility Room-Lower Level
Level: Basement
Dimensions: 10 x 10

Room Information
Room Type: Den
Level: Main
Dimensions: 11 x 08
Flooring: Tile

Room Information
Room Type: Bedroom 2
Level: Main
Dimensions: 13 x 8
Window Treatments: None
Flooring: Carpet

Room Information
Room Type: Bedroom 3
Level: Main
Dimensions: 11 x 10
Flooring: Wood Laminate

Room Information
Room Type: Bedroom 4

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 9 x 7
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Family Room
Level: Basement
Dimensions: 21 x 13
Window Treatments: None
Flooring: Laminate

Room Information
Room Type: Kitchen
Type: Island
Level: Main
Dimensions: 8 x 7
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Laundry
Level: Basement
Dimensions: 12 x 7

Room Information
Room Type: Living Room
Level: Main
Dimensions: 19 x 13
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Master Bedroom
Level: Main
Dimensions: 12 x 12
Window Treatments: None
Flooring: Carpet
Bath: None

Additional Rooms Information
Dining Room: Combined w/ LivRm
Basement: Finished, Full
Basement Sq. Ft.: 782
Laundry Features: Gas Dryer Hookup

Interior Features
# of Rooms: 9
Door Features: French Doors
Flooring: Hardwood

Equipment
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
Sump Pump, Water Heater-Gas

Exterior

Building Information
Living Area Source: Estimated
Below Grade Finished Area: 782
Age: 71-80 Years
Built Before 1978 (Y/N): Yes
Roof: Asphalt
Foundation Details: Concrete Perimeter
Construction Materials: Vinyl Siding
Aprox. Total Finished Sq Ft: 1,967

Property Information
Property Type: Detached Single
Property Type: 1 Story
Main Sq Ft: 1185
Ownership: Fee Simple
Property Currently Being Leased: No
Rebuilt (Y/N): No
Rehab (Y/N): No
Total Finished/Unfinshed Sq Ft: 1,967
Total Sq Ft: 1,185
General Information: School Bus Service,Commuter Bus,Commuter Train
Parcel Number: 0612207008

Lot Information
Dimensions: 8448
Lot Size: Less Than .25 Acre
Lot Size Source: County Records
Lot Features: Corner Lot

Financial

Tax Information
Tax Annual Amount: $5,975.56
Tax Year: 2024
Tax Exemptions: Homeowner

Financial Information
Finance Code: Conventional
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Electric: Circuit Breakers, 100 Amp Service

Heating & Cooling
Heating: Natural Gas
Cooling: Central Air

Location

Homeowners Association Information
Master Association Fee Frequency: Not Required

School Information
Elementary School District: 46
Middle Or Junior School District: 46
High School District: 46

Location Information
Subdivision Name: Gold Coast
Township: Elgin
Corporate Limits: Elgin
Directions: RT 25 TO RIVER BLUFF W TO HOME

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 8,656 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0612207008

Home facts updated by county records on Sep 8, 2026

Other

Listing Information
Holds Earnest Money: Yes
Possession: Closing
Some Photos Virtually Staged?: No

Teams Information
Buyer Team Name: THE ESTHER ZAMUDIO TEAM

Around this home

Schools

Coleman Elementary School

Public PreK-6 • Assigned • 0.2mi

5/10

Larsen Middle School

Public 7-8 • Assigned • 0.6mi

3/10

Elgin High School

Public 9-12 • Assigned • 2.5mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 102° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60120

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$363,000 – $439,000

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Nearby similar homes

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FOR SALE BY OWNER

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OPEN TODAY, 1PM TO 3PM

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3D WALKTHROUGH

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Home values near 521 River Bluff Rd

Data from public records.

Address	Redfin Estimate
508 River Bluff Road, Elgin, IL 2 Beds \| 1 Baths \| 900 Sq. Ft.	$284,239
1155 Morton Avenue, Elgin, IL 4 Beds \| 2 Baths \| - Sq. Ft.	$351,835

Address	Redfin Estimate
505 River Bluff Road, Elgin, IL 2 Beds \| 1 Baths \| - Sq. Ft.	$215,776
1165 Morton Avenue, Elgin, IL 2 Beds \| 1 Baths \| 720 Sq. Ft.	$275,263

Address	Redfin Estimate
499 River Bluff Road, Elgin, IL 3 Beds \| 2.5 Baths \| - Sq. Ft.	$345,761
1160 Morton Avenue, Elgin, IL - Beds \| - Baths \| - Sq. Ft.	$351,529

Property information provided by MRED as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60120, IL

Redfin agents who toured

Sale history for 521 River Bluff Rd

Tax history for 521 River Bluff Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60123

Home values near 521 River Bluff Rd

More real estate resources