SOLD JAN 30, 2026

Off Market Jan 2026 for $308K

$378,898

Est. refi paymentEst. refi $1,993/mo

•

1,185

sq ft

521 River Bluff Rd, Elgin, IL 60120

About this home

Single-familyProperty Type

1954Year Built

8,655 sq ftLot Size

$320Est. Price/Sq.Ft.

2 car garageParking

Listed by Esther Zamudio • Zamudio Realty Group

Listed by Juan Dominguez • Zamudio Realty Group

Bought with Esther Zamudio • Zamudio Realty Group

Redfin checked: 2 minutes ago

•Source:MRED as Distributed by MLS Grid #12534141

Redfin Estimate

$378,898

$71K since sold in January 2026$1,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 12.5% higher than the average sale price ($337K) of 6 comparable homes.

SOLD JUL 13, 2026
$331,000
A
3 beds1.5 baths1,429 sq ft
765 Algona Ave, Elgin, IL 60120
SOLD JUN 1, 2026
$296,000
B
2 beds2 baths1,196 sq ft
1027 St John St, Elgin, IL 60120
SOLD JUN 12, 2026
$355,000
C
4 beds2 baths1,357 sq ft
700 Ford Ave, Elgin, IL 60120
SOLD MAR 2, 2026
$318,000
D
3 beds2 baths957 sq ft
1210 Mohawk Dr, Elgin, IL 60120
SOLD MAY 6, 2026
$366,000
E
4 beds2 baths1,287 sq ft
955 Ford Ave, Elgin, IL 60120
SOLD JUN 2, 2026
$355,000
F
4 beds2.5 baths1,168 sq ft
850 Arthur Dr, Elgin, IL 60120

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Earn from this home

Sell

$115,779

Est. take-home

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Refinance

Est. cash available

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Rent

$1,918/mo

Redfin rental estimate

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Market trends in 60120, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.7%

+0.1% MoM

Median sale price

$313K

$2K MoM

Avg. days on market

43d

0 days MoM

Recently sold homes

108

25 MoM

New listings for sale

OPEN SAT, 11AM TO 1PM
$360,000
6 beds3 baths3,402 sq ft
217 Michigan St, Elgin, IL 60120
$230,000
2 beds1 bath850 sq ft
940 Jefferson Ave Unit B, Elgin, IL 60120
$395,000
3 beds2.5 baths2,800 sq ft
1130 Duncan Ave, Elgin, IL 60120
$289,900
3 beds3 baths1,700 sq ft
864 N Shady Oaks Dr #864, Elgin, IL 60120
OPEN SAT, 12PM TO 2PM
$240,000
2 beds2 baths1,290 sq ft
615 Waverly Dr Unit C, Elgin, IL 60120
$255,000
2 beds1.5 baths1,350 sq ft
738 Shady Oaks Ct, Elgin, IL 60120
$285,000
4 beds1.5 baths1,602 sq ft
808 N Spring St #808, Elgin, IL 60120
$419,000
4 beds3.5 baths2,714 sq ft
176 S Channing St, Elgin, IL 60120
$569,900
5 beds3.5 baths2,723 sq ft
2615 Poplar View Bnd, Elgin, IL 60120
$315,000
3 beds2 baths1,400 sq ft
626 Bent St, Elgin, IL 60120
See all

Provided by Redfin

Redfin agents who toured

This home features a blend of original finishes and modern updates, including painted kitchen cabinets. It offers two bedrooms on the main level and an additional bedroom in the lower level. The unfinished basement houses laundry facilities, a...
8 months ago• May not reflect the current state of the home
Ken Canzone
Redfin Associate agent

Sale history for 521 River Bluff Rd

Date

Event

Price

MRED as Distributed by MLS Grid #12534141

Jan 30, 2026

Sold (MLS) (Closed)

$308,000

$260/sq ft

Jan 4, 2026

Contingent (Contingent - No Showings)

—

Dec 17, 2025

Listed (Active)

$314,900

$266/sq ft

MRED as Distributed by MLS Grid #10704636

Jul 24, 2020

Sold (MLS) (Closed Sale)

$205,000

$173/sq ft

Jun 12, 2020

Pending (Contingent)

—

Jun 9, 2020

Price Changed

$209,999

$177/sq ft

May 5, 2020

Listed (New)

$213,000

$180/sq ft

+14

FANTASTIC RANCH STYLE HOME LOCATED IN ELGIN'S GOLD COAST. This home boasts of Hardwood Floors in the Living Room, Kitchen, Family Room and Hallway. The Master and Second Bedroom carpet install was less than a month ago. Home has been freshly painted throughout. Furnace and AC are less than 2 years, 50 gal Hot Water Heater is less than 3 years. New French Doors in Family Room less than 3 years. Basement windows are less than a year. Roof, Vinyl Siding and Windows are all less than 10 years old. Kitchen has nice Pantry. Recessed lighting in Livingroom and Kitchen. Above Ground Pool with Composite Deck. (Pool has new lining and is in operation. Ready to enjoy after moving all day!)) Backyard Deck is also Composite. Garage Doors replaced 7 years ago. Warranties on Sump Pump, Furnace/AC, and Bathtub Lining. Seller is ready to sell, make us an offer!!!

Public Records

Oct 25, 2001

Sold

$140,000

$118/sq ft

Public Records

Feb 14, 1992

Sold

$108,000

$91/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$6,237 (+4.4%)

$20,485 + $69,268

$89,753

2024

$5,976 (+5.1%)

$20,485 + $69,268

$89,753

2023

$5,685 (+5.6%)

$18,868 + $63,800

$82,668

2022

$5,385 (+4.7%)

$17,046 + $57,638

$74,684

2021

$5,145 (+3.0%)

$15,543 + $52,556

$68,099

2020

$4,996 (+3.1%)

$14,532 + $49,136

$63,668

2019

$4,847 (+8.8%)

$13,215 + $44,683

$57,898

2018

$4,456 (+2.5%)

$13,215 + $44,683

$57,898

2017

$4,349 (+5.1%)

$12,449 + $38,623

$51,072

2016

$4,137 (+1.8%)

$11,769 + $36,513

$48,282

2015

$4,065 (+12.0%)

$10,918 + $33,874

$44,792

2013

$3,628 (−8.9%)

$10,144 + $31,475

$41,619

2012

$3,981 (−11.7%)

$10,144 + $31,475

$41,619

2011

$4,511 (−5.7%)

$10,957 + $33,998

$44,955

2010

$4,783 (+2.8%)

$13,576 + $47,089

$60,665

2009

$4,651 (+4.2%)

$13,576 + $47,089

$60,665

2008

$4,463 (+6.5%)

$14,554 + $50,481

$65,035

2007

$4,192

$14,086 + $46,069

$60,155

Tax history for 521 River Bluff Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,237 (+4.4%)

$20,485 + $69,268

$89,753

2024

$5,976 (+5.1%)

$20,485 + $69,268

$89,753

2023

$5,685 (+5.6%)

$18,868 + $63,800

$82,668

2022

$5,385 (+4.7%)

$17,046 + $57,638

$74,684

2021

$5,145 (+3.0%)

$15,543 + $52,556

$68,099

2020

$4,996 (+3.1%)

$14,532 + $49,136

$63,668

2019

$4,847 (+8.8%)

$13,215 + $44,683

$57,898

2018

$4,456 (+2.5%)

$13,215 + $44,683

$57,898

2017

$4,349 (+5.1%)

$12,449 + $38,623

$51,072

2016

$4,137 (+1.8%)

$11,769 + $36,513

$48,282

2015

$4,065 (+12.0%)

$10,918 + $33,874

$44,792

2013

$3,628 (−8.9%)

$10,144 + $31,475

$41,619

2012

$3,981 (−11.7%)

$10,144 + $31,475

$41,619

2011

$4,511 (−5.7%)

$10,957 + $33,998

$44,955

2010

$4,783 (+2.8%)

$13,576 + $47,089

$60,665

2009

$4,651 (+4.2%)

$13,576 + $47,089

$60,665

2008

$4,463 (+6.5%)

$14,554 + $50,481

$65,035

2007

$4,192

$14,086 + $46,069

$60,155

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

8,656 Sq. Ft.

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Kane County

APN

0612207008

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 24, 2026.

Property details

Parking

Parking Information
# of Garage Spaces: 2
# of Parking (Total): 2
Parking Features: Concrete, Garage Door Opener, Garage Owned, Attached, Garage

Interior

Bathroom Information
# of Baths (Full): 2
Basement Bathrooms (Y/N): Yes

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Possible: 3

Room Information
Room Type: Other Room
Level: Basement
Dimensions: 13 x 12
Window Treatments: None
Flooring: Wood Laminate

Room Information
Room Type: Play Room
Level: Basement
Dimensions: 11 x 11
Window Treatments: None
Flooring: Ceramic Tile

Room Information
Room Type: Utility Room-Lower Level
Level: Basement
Dimensions: 10 x 10

Room Information
Room Type: Den
Level: Main
Dimensions: 11 x 08
Flooring: Tile

Room Information
Room Type: Bedroom 2
Level: Main
Dimensions: 13 x 8
Window Treatments: None
Flooring: Carpet

Room Information
Room Type: Bedroom 3
Level: Main
Dimensions: 11 x 10
Flooring: Wood Laminate

Room Information
Room Type: Bedroom 4

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 9 x 7
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Family Room
Level: Basement
Dimensions: 21 x 13
Window Treatments: None
Flooring: Laminate

Room Information
Room Type: Kitchen
Type: Island
Level: Main
Dimensions: 8 x 7
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Laundry
Level: Basement
Dimensions: 12 x 7

Room Information
Room Type: Living Room
Level: Main
Dimensions: 19 x 13
Window Treatments: None
Flooring: Hardwood

Room Information
Room Type: Master Bedroom
Level: Main
Dimensions: 12 x 12
Window Treatments: None
Flooring: Carpet
Bath: None

Additional Rooms Information
Dining Room: Combined w/ LivRm
Basement: Finished, Full
Basement Sq. Ft.: 782
Laundry Features: Gas Dryer Hookup

Interior Features
# of Rooms: 9
Door Features: French Doors
Flooring: Hardwood

Equipment
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
Sump Pump, Water Heater-Gas

Exterior

Building Information
Living Area Source: Estimated
Below Grade Finished Area: 782
Age: 71-80 Years
Built Before 1978 (Y/N): Yes
Roof: Asphalt
Foundation Details: Concrete Perimeter
Construction Materials: Vinyl Siding
Aprox. Total Finished Sq Ft: 1,967

Property Information
Property Type: Detached Single
Property Type: 1 Story
Main Sq Ft: 1185
Ownership: Fee Simple
Property Currently Being Leased: No
Rebuilt (Y/N): No
Rehab (Y/N): No
Total Finished/Unfinshed Sq Ft: 1,967
Total Sq Ft: 1,185
General Information: School Bus Service,Commuter Bus,Commuter Train
Parcel Number: 0612207008

Lot Information
Dimensions: 8448
Lot Size: Less Than .25 Acre
Lot Size Source: County Records
Lot Features: Corner Lot

Financial

Tax Information
Tax Annual Amount: $5,975.56
Tax Year: 2024
Tax Exemptions: Homeowner

Financial Information
Finance Code: Conventional
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Electric: Circuit Breakers, 100 Amp Service

Heating & Cooling
Heating: Natural Gas
Cooling: Central Air

Location

Homeowners Association Information
Master Association Fee Frequency: Not Required

School Information
Elementary School District: 46
Middle Or Junior School District: 46
High School District: 46

Location Information
Subdivision Name: Gold Coast
Township: Elgin
Corporate Limits: Elgin
Directions: RT 25 TO RIVER BLUFF W TO HOME

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 8,656 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0612207008

Home facts updated by county records on Aug 24, 2026

Other

Listing Information
Holds Earnest Money: Yes
Possession: Closing
Some Photos Virtually Staged?: No

Teams Information
Buyer Team Name: THE ESTHER ZAMUDIO TEAM

Around this home

Schools

Coleman Elementary School

Public PreK-6 • Assigned • 0.2mi

5/10

Larsen Middle School

Public 7-8 • Assigned • 0.6mi

3/10

Elgin High School

Public 9-12 • Assigned • 2.5mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 102° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60120

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$360,000 – $436,000

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Nearby similar homes

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904 Chippewa Dr, Elgin, IL 60120

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New listings for sale in 60120

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176 S Channing St, Elgin, IL 60120

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Home values near 521 River Bluff Rd

Data from public records.

Address	Redfin Estimate
508 River Bluff Road, Elgin, IL 2 Beds \| 1 Baths \| 900 Sq. Ft.	$284,048
1155 Morton Avenue, Elgin, IL 4 Beds \| 2 Baths \| - Sq. Ft.	$332,259

Address	Redfin Estimate
505 River Bluff Road, Elgin, IL 2 Beds \| 1 Baths \| - Sq. Ft.	$214,379
1165 Morton Avenue, Elgin, IL 2 Beds \| 1 Baths \| 720 Sq. Ft.	$276,544

Address	Redfin Estimate
499 River Bluff Road, Elgin, IL 3 Beds \| 2.5 Baths \| - Sq. Ft.	$353,668
1160 Morton Avenue, Elgin, IL - Beds \| - Baths \| - Sq. Ft.	$349,660

Property information provided by MRED as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60120, IL

Redfin agents who toured

Sale history for 521 River Bluff Rd

Tax history for 521 River Bluff Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60120

Home values near 521 River Bluff Rd

More real estate resources