OFF MARKET

Off market apr 2022 for $385K

$427,447

Est. refi paymentEst. refi $576/mo

•

3,498

sq ft

637 Prospect St, Elgin, IL 60120

About this home

Have you always dreamed of living in a piece of history? This lovingly restored 3 story Victorian stunner built in 1892 is ready for a new chapter! Professionally landscaped and sitting on a double lot just outside the Historic District, this gem includes a garden shed, gazebo, hot tub, and fenced yard. The grand front enclosed sitting porch leads into the large foyer, dining and living room with gas fireplace, 9ft ceilings, stained glass and carved oak staircase. Large kitchen boasts ample cabinetry, Bosch dishwasher, walk-in pantry and a full bath featuring a claw foot tub and built in curio. The double staircases lead to the 2nd level that incorporates 4 large bedrooms and a full elegant bath with built ins. The Master bedroom includes an alcove and window seat with storage. Venture up the turret staircase to the 3rd floor great room to view movies on your 75" tv and leather sectional! The large open basement provides ample storage with laundry and outside access. This home has been featured on 2 historical housewalks and is known for it's elaborate Christmas display every year! Additional amenities within walking distance include beautiful park with soccer, tennis, basketball, playground and grade school. Situated blocks from bike trails, library, recreational center, river, shopping and Casino, with easy access to I-90 and Metra. The homeowners have made wonderful memories in this home over 30 years...THIS IS A MUST SEE HOME!!!!

Single-familyProperty Type

1892Year Built

0.25 acresLot Size

$122Est. Price/Sq.Ft.

2 car garageParking

Listed by Henry Torn • ListWithFreedom.com

Bought with Nicole Hajdu • Dream Town Real Estate

Redfin checked: 2 minutes ago

•Source:MRED as Distributed by MLS Grid #11320020

Redfin Estimate

$427,447

$42K since sold in April 2022$9,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 21.5% higher than the average sale price ($352K) of 6 comparable homes.

SOLD SEP 3, 2026
$300,000
A
4 beds2 baths1,699 sq ft
1010 Center St, Elgin, IL 60120
SOLD JUL 15, 2026
$365,000
B
4 beds2 baths1,908 sq ft
509 N Spring St, Elgin, IL 60120
SOLD SEP 14, 2026
$350,000
C
4 beds2 baths1,905 sq ft
633 Lillie St, Elgin, IL 60120
SOLD AUG 28, 2026
$380,000
D
4 beds2 baths2,104 sq ft
725 Augusta Ave, Elgin, IL 60120
SOLD DEC 18, 2025
$390,000
E
4 beds2 baths2,382 sq ft
805 Augusta Ave, Elgin, IL 60120
SOLD JUL 13, 2026
$325,000
F
4 beds2 baths2,377 sq ft
17 S Liberty St, Elgin, IL 60120

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Earn from this home

Sell

$124,071

Est. take-home

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Refinance

Est. cash available

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Rent

$2,329/mo

Redfin rental estimate

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Market trends in 60120, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.9%

+0.0% MoM

Median sale price

$323K

$8K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

112

13 MoM

New listings for sale

NEW 6 HRS AGO
$389,900
2 beds2.5 baths1,926 sq ft
1121 Loganbury Ct, Elgin, IL 60120
OPEN SUN, 1:30PM TO 3:30PM
$250,000
2 beds2 baths— sq ft
730 Ripple Brook Ln, Elgin, IL 60120
NEW
$582,000
5 beds3 baths3,276 sq ft
501 Glenwood Trl, Elgin, IL 60120
NEW 30 HRS AGO
$225,000
2 beds2 baths1,100 sq ft
1011 Sommerset Ct Unit C, Elgin, IL 60120
$280,000
2 beds2.5 baths1,600 sq ft
1514 Keystone Ct, Elgin, IL 60120
EARLY ACCESS
Unknown
4 beds3 baths2,660 sq ft
1011 Iroquois Dr, Elgin, IL 60123
$319,000
4 beds1.5 baths2,000 sq ft
582 Park St, Elgin, IL 60120
$399,900
3 beds3 baths1,697 sq ft
981 Oak Ridge Blvd, Elgin, IL 60120
$424,900
5 beds3.5 baths— sq ft
386 E Chicago St, Elgin, IL 60120
OPEN SUN, 11AM TO 1PM
$300,000
2 beds2.5 baths1,796 sq ft
347 Gladstone Ln, Elgin, IL 60120
See all

Provided by Redfin

Sale history for 637 Prospect St

Year

Property tax

Land + Additions

Assessment*

2025

$7,447 (+4.2%)

$23,543 + $82,065

$105,608

2024

$7,144 (+4.9%)

$23,543 + $82,065

$105,608

2023

$6,809 (+5.9%)

$21,685 + $75,587

$97,272

2022

$6,428 (+4.5%)

$19,591 + $68,287

$87,878

2021

$6,148 (+7.2%)

$17,864 + $62,266

$80,130

2020

$5,734 (+3.0%)

$16,702 + $58,214

$74,916

2019

$5,567 (+17.3%)

$15,189 + $50,417

$65,606

2018

$4,745 (+2.4%)

$15,189 + $50,417

$65,606

2017

$4,633 (+5.0%)

$14,309 + $39,682

$53,991

2016

$4,410 (+1.7%)

$13,527 + $37,514

$51,041

2015

$4,337 (−2.6%)

$12,549 + $34,803

$47,352

2013

$4,451 (−8.7%)

$11,660 + $38,043

$49,703

2012

$4,874 (+5.9%)

$11,660 + $38,043

$49,703

2011

$4,600 (−4.0%)

$12,594 + $41,092

$53,686

2010

$4,791 (+2.8%)

$15,604 + $45,150

$60,754

2009

$4,658 (+4.2%)

$15,604 + $45,150

$60,754

2008

$4,470 (+1.3%)

$16,728 + $48,403

$65,131

2007

$4,411

$16,190 + $46,848

$63,038

Tax history for 637 Prospect St

Year

Property tax

Land + Additions

Assessment*

2025

$7,447 (+4.2%)

$23,543 + $82,065

$105,608

2024

$7,144 (+4.9%)

$23,543 + $82,065

$105,608

2023

$6,809 (+5.9%)

$21,685 + $75,587

$97,272

2022

$6,428 (+4.5%)

$19,591 + $68,287

$87,878

2021

$6,148 (+7.2%)

$17,864 + $62,266

$80,130

2020

$5,734 (+3.0%)

$16,702 + $58,214

$74,916

2019

$5,567 (+17.3%)

$15,189 + $50,417

$65,606

2018

$4,745 (+2.4%)

$15,189 + $50,417

$65,606

2017

$4,633 (+5.0%)

$14,309 + $39,682

$53,991

2016

$4,410 (+1.7%)

$13,527 + $37,514

$51,041

2015

$4,337 (−2.6%)

$12,549 + $34,803

$47,352

2013

$4,451 (−8.7%)

$11,660 + $38,043

$49,703

2012

$4,874 (+5.9%)

$11,660 + $38,043

$49,703

2011

$4,600 (−4.0%)

$12,594 + $41,092

$53,686

2010

$4,791 (+2.8%)

$15,604 + $45,150

$60,754

2009

$4,658 (+4.2%)

$15,604 + $45,150

$60,754

2008

$4,470 (+1.3%)

$16,728 + $48,403

$65,131

2007

$4,411

$16,190 + $46,848

$63,038

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

—

Stories

Lot width

—

Lot depth

—

Lot size

0.28 Acres

Year renovated

—

Sq. Ft.

3,500

Year built

1895

Style

Single Family Residential

County

Kane County

APN

0612306002

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
# Of Cars: 2
# of Garage Spaces: 2
Parking: Garage
Garage Ownership: Owned
Garage On-Site: Yes
Garage Type: Detached
Garage Details: Garage Door Opener(s)

Interior

Bathroom Information
# of Baths (Full): 2

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Possible: 4

Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 14 x 13

Room Information
Room Type: Bedroom 3
Level: Second
Dimensions: 14 x 10

Room Information
Room Type: Bedroom 4
Level: Second
Dimensions: 13 x 13

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 16 x 15

Room Information
Room Type: Family Room
Level: Third
Dimensions: 33 x 24

Room Information
Room Type: Kitchen
Level: Main
Dimensions: 20 x 15

Room Information
Room Type: Laundry
Level: Basement
Dimensions: 20 x 14

Room Information
Room Type: Living Room
Level: Main
Dimensions: 15 x 14

Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 15 x 15
Bath: None

Additional Rooms Information
Basement: Walkout
Basement Description: Finished
Laundry Features: In Unit

Interior Features
Interior Features: Hardwood Floors
# of Rooms: 8

Equipment
Appliances: Range, Microwave, Dishwasher, Refrigerator, Dryer

Fireplace Information
# of Fireplaces: 1
Fireplace Location: Living Room
Fireplace Features: Gas Log

Exterior

Exterior Features
Exterior Features: Patio

Building Information
Living Area Source: Landlord/Tenant/Seller
Exterior Building Type: Frame,Wood Siding
Age: 100+ Years
Built Before 1978 (Y/N): Yes
Foundation Details: Concrete Perimeter
Aprox. Total Finished Sq Ft: 3,498

Property Information
Property Type: Detached Single
Property Type: 3 Stories
Ownership: Fee Simple
Rebuilt (Y/N): No
Rehab (Y/N): No
Total Finished/Unfinshed Sq Ft: 3,498
Total Sq Ft: 3,498
Upper Sq Ft: 3498
General Information: School Bus Service
Parcel Number: 0612306002

Lot Information
Dimensions: 119X103X115X109
Lot Size: .25-.49 Acre

Financial

Tax Information
Tax Annual Amount: $5,820
Tax Year: 2020

Financial Information
Finance Code: Conventional
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Heating & Cooling
Heating: Natural Gas
Cooling: Central Air

Location

Homeowners Association Information
Master Association Fee Frequency: Not Required

School Information
Elementary School District: 46
Middle Or Junior School District: 46
High School District: 46

Location Information
Township: Elgin
Corporate Limits: Elgin
Directions: I-90 to Rt 25 south to Slade Avenue, turn right to Prospect Blvd. Turn south(L) on Prospect street ( blvd) three blocks to 637 Prospect

Public facts

Beds: 4
Baths: —
Sq. Ft.: 3,500
Stories: 3.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 1895
Year Renovated: —
County: Kane County
APN: 0612306002

Home facts updated by county records on Sep 8, 2026

Other

Listing Information
Holds Earnest Money: No
Possession: Closing

Teams Information
Buyer Team Name: The Hajdu Group

Around this home

Schools

Mckinley Elementary School

Public K-6 • Assigned • 0.1mi

3/10

Larsen Middle School

Public 7-8 • Assigned • 0.3mi

3/10

Elgin High School

Public 9-12 • Assigned • 2.4mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 102° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60120

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$407,000 – $492,000

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Nearby similar homes

$369,000

4 beds2 baths2,100 sq ft

265 Slade Ave, Elgin, IL 60120

$349,900

2 beds2 baths1,066 sq ft

746 Parkway Ave, Elgin, IL 60120

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3 beds1.5 baths1,282 sq ft

87 Highbury Dr, Elgin, IL 60120

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4 beds2 baths1,708 sq ft

1003 Saint John St, Elgin, IL 60120

$345,000

4 beds2 baths— sq ft

483 Barrett St, Elgin, IL 60120

$379,896

3 beds2 baths3,060 sq ft

468 Locust St, Elgin, IL 60123

New listings for sale in 60120

NEW 6 HRS AGO

$389,900

2 beds2.5 baths1,926 sq ft

1121 Loganbury Ct, Elgin, IL 60120

OPEN SUN, 1:30PM TO 3:30PM

$250,000

2 beds2 baths— sq ft

730 Ripple Brook Ln, Elgin, IL 60120

NEW

$582,000

5 beds3 baths3,276 sq ft

501 Glenwood Trl, Elgin, IL 60120

NEW 30 HRS AGO

$225,000

2 beds2 baths1,100 sq ft

1011 Sommerset Ct Unit C, Elgin, IL 60120

$280,000

2 beds2.5 baths1,600 sq ft

1514 Keystone Ct, Elgin, IL 60120

EARLY ACCESSCOLDWELL BANKER COMING SOON

Unknown

4 beds3 baths2,660 sq ft

1011 Iroquois Dr, Elgin, IL 60123

$319,000

4 beds1.5 baths2,000 sq ft

582 Park St, Elgin, IL 60120

$399,900

3 beds3 baths1,697 sq ft

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5 beds3.5 baths— sq ft

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Home values near 637 Prospect St

Data from public records.

Address	Redfin Estimate
623 Prospect Street, Elgin, IL 3 Beds \| - Baths \| - Sq. Ft.	$283,178
321 Lovell Street, Elgin, IL 3 Beds \| 2 Baths \| - Sq. Ft.	—

Address	Redfin Estimate
630 Prospect Street, Elgin, IL 4 Beds \| 2 Baths \| 1900 Sq. Ft.	$337,496
316 Jefferson Avenue, Elgin, IL 4 Beds \| 2.5 Baths \| 3683 Sq. Ft.	$405,909

Address	Redfin Estimate
313 Lovell Street Unit 311, Elgin, IL 4 Beds \| 4 Baths \| - Sq. Ft.	—
628 Saint John Street, Elgin, IL 4 Beds \| 1.5 Baths \| 1500 Sq. Ft.	$263,405

Property information provided by MRED as Distributed by MLS Grid when last listed in 2022. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60120, IL

Sale history for 637 Prospect St

Tax history for 637 Prospect St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60120

Home values near 637 Prospect St

More real estate resources