OFF MARKET

Off Market Jan 2025 for $265K

$276,610

Est. refi paymentEst. refi $546/mo

•

1,270

sq ft

654 Grace St, Elgin, IL 60120

About this home

Welcome home to 654 Grace St, one of the best values right now in desired Elgin IL! Introducing a mix of vintage charm with twist of modern updates and new amenities. This 3bed -1.5bath home has been recently refreshed and it is far from original as there are plenty of newer updates throughout. Newer improvements include, updated plumbing, copper water lines from the city in, newer siding & gutters, newer Furnace & water heater, entry doors, refreshed decks, house insulation and so much more. Make your way through the popular open concept living/dining room, featuring wood laminate flooring, custom wood casting and crown molding, new modern light fixtures as well as plenty of natural light. Enjoy the holiday cooking season in this expanded style kitchen featuring updated light espresso shaker cabinets, black appliances, ceramic tile backsplash and plenty of counter space for all those kitchen gadgets. The laundry room is just off the kitchen for convenience as well as second exit to a small deck area for cook outs.The home boasts three spacious bedrooms, one is located on the main floor which is perfect for in law living or privacy bedroom separation. The other two are located on the second floor and each with plenty of closet space and great natural sunlight. A refreshed full bath is located on the main floor featuring a walk in shower while the other half bath is on the second floor for easy access. Bring your creativity to the dry lower basement level featuring an open room with extra storage shelves and easy access to the side drive through the cellar doors. This properties biggest feature is the generous side back yard with plenty of space for gardening or even room for expansion into your very own custom garage. Don't miss this opportunity to own this characterful residence where every detail reflects quality and sophistication. Located just moments from the downtown Elgin, Fox River, Highlands of Elgin golf course, local restaurants and transportation. Schedule your viewing today and find out why Elgin is one of the fastest growing markets in Illinois.

Single-familyProperty Type

8,276 sq ftLot Size

$218Est. Price/Sq.Ft.

4 spacesParking

Listed by Alejandro Trujillo • RE/MAX Premier

Bought with Rose Riordan • Century 21 Circle

Redfin checked: 2 minutes ago

•Source:MRED as Distributed by MLS Grid #12210591

Redfin Estimate

$276,610

$12K since sold in January 2025$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 9% higher than the average sale price ($254K) of 6 comparable homes.

SOLD AUG 11, 2026
$305,200
A
3 beds2 baths960 sq ft
345 Moody Ct, South Elgin, IL 60177
SOLD JUL 2, 2026
$300,000
B
3 beds2 baths1,300 sq ft
555 S Liberty St, Elgin, IL 60120
SOLD APR 1, 2026
$207,000
C
3 beds2 baths1,248 sq ft
716 S Liberty St, Elgin, IL 60120
SOLD JUN 26, 2026
$261,000
D
3 beds1 bath1,540 sq ft
711 Bluff City Blvd, Elgin, IL 60120
SOLD JUN 25, 2026
$269,000
E
3 beds1 bath1,270 sq ft
286 Villa St, Elgin, IL 60120
SOLD JUN 30, 2026
$180,000
F
3 beds2 baths1,560 sq ft
648 S Liberty St, Elgin, IL 60120

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Earn from this home

Sell

$56,248

Est. take-home

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Refinance

Est. cash available

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Rent

$1,605/mo

Redfin rental estimate

List your home for rent

Market trends in 60120, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.9%

+0.0% MoM

Median sale price

$323K

$8K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

112

13 MoM

New listings for sale

NEW 13 HRS AGO
$256,900
3 beds1.5 baths1,306 sq ft
612 Page Ave, Elgin, IL 60120
NEW
$349,900
2 beds2.5 baths1,875 sq ft
209 Prairie St #209, Elgin, IL 60120
NEW
$324,900
3 beds1 bath1,200 sq ft
557 Willard Ave, Elgin, IL 60120
OPEN TODAY, 12PM TO 2PM
$315,000
2 beds2.5 baths1,796 sq ft
347 Gladstone Ln, Elgin, IL 60120
$200,000
2 beds1 bath1,064 sq ft
607 Kenneth Cir, Elgin, IL 60120
$182,500
1 bed1 bath576 sq ft
673 Ludlow Ave, Elgin, IL 60120
$175,000
2 beds2 baths1,300 sq ft
1607 Kenneth Cir #1607, Elgin, IL 60120
$215,000
2 beds1 bath815 sq ft
1401 Sherwood Ave, Elgin, IL 60120
3D WALKTHROUGH
$374,900
3 beds2.5 baths1,630 sq ft
401 Longford Dr, Elgin, IL 60120
$352,000
2 beds2.5 baths1,970 sq ft
161 S Grove Ave, Elgin, IL 60120
See all

Provided by Redfin

Sale history for 654 Grace St

Date

Event

Price

MRED as Distributed by MLS Grid #12210591

Jan 10, 2025

Sold (MLS) (Closed)

$265,000

$209/sq ft

Nov 25, 2024

Pending

—

Nov 14, 2024

Listed (Active)

$259,999

$205/sq ft

MRED as Distributed by MLS Grid #12123337

Nov 1, 2024

Listing Removed

—

Oct 30, 2024

Relisted (Active)

—

Oct 16, 2024

Contingent (Contingent - Continue to Show)

—

Aug 13, 2024

Relisted (Active)

—

Aug 4, 2024

Contingent (Contingent - Continue to Show)

—

Jul 29, 2024

Listed (Active)

Public Records

Aug 27, 1991

Sold

$68,000

$54/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,776 (+5.0%)

$13,876 + $43,622

$57,498

2024

$3,598 (+5.9%)

$13,876 + $43,622

$57,498

2023

$3,397 (+4.1%)

$12,781 + $40,179

$52,960

2022

$3,263 (+5.1%)

$11,547 + $36,299

$47,846

2021

$3,104 (+7.9%)

$10,529 + $33,098

$43,627

2020

$2,876 (+4.7%)

$9,844 + $30,944

$40,788

2019

$2,748 (+4.8%)

$8,952 + $26,799

$35,751

2018

$2,622 (+3.0%)

$8,952 + $26,799

$35,751

2017

$2,545 (+6.0%)

$8,433 + $24,399

$32,832

2016

$2,402 (+2.9%)

$7,972 + $23,066

$31,038

2015

$2,335 (−4.3%)

$7,396 + $21,399

$28,795

2013

$2,441 (−9.4%)

$6,872 + $23,093

$29,965

2012

$2,695 (−9.1%)

$6,872 + $23,093

$29,965

2011

$2,966 (−6.3%)

$7,423 + $24,944

$32,367

2010

$3,165 (+2.5%)

$9,198 + $32,969

$42,167

2009

$3,089 (+3.4%)

$9,198 + $32,969

$42,167

2008

$2,989 (−10.1%)

$9,861 + $35,344

$45,205

2007

$3,325

$9,544 + $34,208

$43,752

Tax history for 654 Grace St

Year

Property tax

Land + Additions

Assessment*

2025

$3,776 (+5.0%)

$13,876 + $43,622

$57,498

2024

$3,598 (+5.9%)

$13,876 + $43,622

$57,498

2023

$3,397 (+4.1%)

$12,781 + $40,179

$52,960

2022

$3,263 (+5.1%)

$11,547 + $36,299

$47,846

2021

$3,104 (+7.9%)

$10,529 + $33,098

$43,627

2020

$2,876 (+4.7%)

$9,844 + $30,944

$40,788

2019

$2,748 (+4.8%)

$8,952 + $26,799

$35,751

2018

$2,622 (+3.0%)

$8,952 + $26,799

$35,751

2017

$2,545 (+6.0%)

$8,433 + $24,399

$32,832

2016

$2,402 (+2.9%)

$7,972 + $23,066

$31,038

2015

$2,335 (−4.3%)

$7,396 + $21,399

$28,795

2013

$2,441 (−9.4%)

$6,872 + $23,093

$29,965

2012

$2,695 (−9.1%)

$6,872 + $23,093

$29,965

2011

$2,966 (−6.3%)

$7,423 + $24,944

$32,367

2010

$3,165 (+2.5%)

$9,198 + $32,969

$42,167

2009

$3,089 (+3.4%)

$9,198 + $32,969

$42,167

2008

$2,989 (−10.1%)

$9,861 + $35,344

$45,205

2007

$3,325

$9,544 + $34,208

$43,752

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

8,320 Sq. Ft.

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Kane County

APN

0624401016

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
# of Parking (Total): 4
Parking On-Site: Yes
Parking Features: Off Street, Driveway, Direct Access, Basement, Oversized, Secured, Rear/Side Entry
Parking: Space/s
Parking Ownership: Owned
Driveway: Concrete

Interior

Bathroom Information
# of Baths (Full): 1
# of Baths (1/2): 1
Bath Amenities: No Tub

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Possible: 3

Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 11 x 11
Window Treatments: Curtains/Drapes
Flooring: Carpet

Room Information
Room Type: Bedroom 3
Level: Main
Dimensions: 15 x 8
Window Treatments: Curtains/Drapes
Flooring: Wood Laminate

Room Information
Room Type: Bedroom 4

Room Information
Room Type: Dining Room
Level: Main
Dimensions: COMBO
Window Treatments: Curtains/Drapes
Flooring: Wood Laminate

Room Information
Room Type: Family Room

Room Information
Room Type: Kitchen
Type: Eating Area-Table Space,Pantry-Closet,Custom Cabinetry,SolidSurfaceCounter,Updated Kitchen
Level: Main
Dimensions: 15 x 13
Window Treatments: Curtains/Drapes
Flooring: Wood Laminate

Room Information
Room Type: Laundry

Room Information
Room Type: Living Room
Level: Main
Dimensions: 22 x 11
Window Treatments: Curtains/Drapes
Flooring: Wood Laminate

Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 12 x 11
Window Treatments: Curtains/Drapes
Flooring: Carpet
Bath: None

Additional Rooms Information
Attic: Interior Stair
Dining Room: Combined w/ LivRm
Basement: Partial
Basement Description: Unfinished
Laundry Features: In Kitchen

Interior Features
Interior Features: Wood Laminate Floors, In-Law Arrangement, Built-in Features, Walk-In Closet(s), Open Floorplan, Some Carpeting, Special Millwork
# of Rooms: 6

Equipment
Appliances: Range, Microwave, Refrigerator, Washer, Dryer
CO Detectors, Ceiling Fan(s)

Exterior

Exterior Features
Exterior Features: Storms/Screens

Building Information
Living Area Source: Plans
Exterior Building Type: Vinyl Siding
Age: 91-100 Years
Built Before 1978 (Y/N): Yes
Roof: Asphalt
Foundation Details: Concrete Perimeter

Property Information
Property Type: Detached Single
Property Type: 2 Stories
Ownership: Fee Simple
Property Currently Being Leased: No
Rebuilt (Y/N): No
Rehab (Y/N): No
Parcel Number: 0624401016

Lot Information
Dimensions: 8275
Lot Size: Less Than .25 Acre
Lot Features: Corner Lot

Financial

Tax Information
Tax Annual Amount: $3,396.68
Tax Year: 2023
Tax Exemptions: Homeowner

Financial Information
Finance Code: FHA
Special Service Area: N

Utilities

Utility Information
Water Source: Lake Michigan, Public
Sewer: Public Sewer
Electric: 100 Amp Service

Heating & Cooling
Heating: Natural Gas, Forced Air

Location

Community Information
Community Features: Sidewalks, Street Lights, Street Paved

Homeowners Association Information
Master Association Fee Frequency: Not Required

School Information
Elementary School District: 46
Elementary School: Huff Elementary School
Middle Or Junior School District: 46
Middle Or Junior School: Kenyon Woods Middle School
High School District: 46
High School: South Elgin High School

Location Information
Township: Elgin
Corporate Limits: Elgin
Directions: Eastbound exit from Hwy 20, take e it towards IL-25, continue on Grace St, right onto Bluff City Blvd, right on Raymond St, right on Hastings St and final left onto Grace St.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 8,320 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0624401016

Home facts updated by county records on Sep 8, 2026

Other

Listing Information
Holds Earnest Money: Yes
Possession: Closing, Immediate, Negotiable
Some Photos Virtually Staged?: No

Around this home

Schools

Huff Elementary School

Public PreK-6 • Assigned • 0.4mi

5/10

Kenyon Woods Middle School

Public 7-8 • Assigned • 1.3mi

7/10

South Elgin High School

Public 9-12 • Assigned • 1.6mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 101° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60120

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$263,000 – $319,000

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Nearby similar homes

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3D WALKTHROUGH

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NEW

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New listings for sale in 60120

NEW 13 HRS AGO

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3 beds1.5 baths1,306 sq ft

612 Page Ave, Elgin, IL 60120

NEW

$349,900

2 beds2.5 baths1,875 sq ft

209 Prairie St #209, Elgin, IL 60120

NEW

$324,900

3 beds1 bath1,200 sq ft

557 Willard Ave, Elgin, IL 60120

OPEN TODAY, 12PM TO 2PM

$315,000

2 beds2.5 baths1,796 sq ft

347 Gladstone Ln, Elgin, IL 60120

$200,000

2 beds1 bath1,064 sq ft

607 Kenneth Cir, Elgin, IL 60120

$182,500

1 bed1 bath576 sq ft

673 Ludlow Ave, Elgin, IL 60120

$175,000

2 beds2 baths1,300 sq ft

1607 Kenneth Cir #1607, Elgin, IL 60120

$215,000

2 beds1 bath815 sq ft

1401 Sherwood Ave, Elgin, IL 60120

3D WALKTHROUGH

$374,900

3 beds2.5 baths1,630 sq ft

401 Longford Dr, Elgin, IL 60120

Home values near 654 Grace St

Data from public records.

Address	Redfin Estimate
665 Grace St, Elgin, IL 3 Beds \| 2 Baths \| 1768 Sq. Ft.	$214,877
658 Grace St, Elgin, IL 3 Beds \| 1 Baths \| 888 Sq. Ft.	$160,733

Address	Redfin Estimate
661 Grace St, Elgin, IL 4 Beds \| 1.5 Baths \| - Sq. Ft.	$280,934
637 Grace St, Elgin, IL 3 Beds \| 2 Baths \| - Sq. Ft.	$259,317

Address	Redfin Estimate
655 Grace St, Elgin, IL 4 Beds \| 2 Baths \| - Sq. Ft.	$301,798
650 Grace St, Elgin, IL 2 Beds \| 1 Baths \| - Sq. Ft.	$235,029

Property information provided by MRED as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60120, IL

Sale history for 654 Grace St

Tax history for 654 Grace St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60120

Home values near 654 Grace St

More real estate resources