This is the one! Beautiful end unit ranch townhome with 2 car attached garage and full finished basement. Location backs to 34 acres of open area and beautiful sunsets! Enter the living/dining room with cathedral ceilings and windows including sliders to deck. Mounted TV stays! Well equipped kitchen with eating area features porcelain tiled floor, all SS appliances, 42" cabinets with glass tiled backsplash and large pantry closet! Primary suite is spacious with WIC and double door closet for all your wardrobe needs. Private full bath with jetted tub, double sinks and step in shower. 2nd bedroom with full bath adjacent. Two hallway closets for linens and coat storage. 1st floor laundry with full sized washer/ dryer and closet. Lower level is a great place to entertain! Architect designed and toasty warm with heated floors in bath. 3rd bedroom with closet. 3rd full bath with oversized shower. Rec room equipped with an 11' bar, granite countertops and kegerator. Roof and gutters: 2019; HWH: 2018; Refrigerator and dishwasher: 2024; Trex deck: 2025; Driveway and EGDO: 2026.
Southeast Elgin, located between the Fox River and I-90, is a residential and industrial Elgin neighborhood with river-adjacent green space and a working-corridor feel. Character concentrates around the Randall Road and Larkin Avenue corridor, where big-box retail, local eateries, and steady traffic set the pace. Housing ranges from mid-century ranches to newer subdivisions, with pockets of mature trees and wide setbacks. The Fox River Trail and nearby parks shape an outdoors-forward routine along the water. Cultural anchors nearby include the Hemmens Cultural Center, Elgin Public Museum, and Elgin Symphony Orchestra for nights out beyond the main arterials.
Provided by Walk Score and Local Logic
Market insights
981 Oak Ridge Blvd · $399,900
SALE-TO-LIST
100.8%
Most homes are selling 1% above list price.
LIST PRICE
$399,900
Median sale price in this area is $393,920. (1% lower than this home)
PRICE DROP
0 price drops
11% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Open floorplan
First-floor bedroom
First-floor full bath
Walk-in closet(s)
Finished full basement
Window screens
CO detectors
Ceiling fans
Sump pump
Radon mitigation system
8 total rooms
Bedrooms
Primary bedroom on main level (15 x 15) with full bath featuring double sink, whirlpool and separate shower
Second bedroom on main level (12 x 11)
Additional bedroom in basement (17 x 10); property has space for up to 3 bedrooms total
Bathrooms
3 full bathrooms
Basement includes a bathroom
Kitchen
Range
Microwave
Dishwasher
Refrigerator
Pantry/closet
Eating area/table space
Laundry & utility
Main-level laundry (in unit)
Washer
Dryer
Disposal
Flooring
Porcelain tile in kitchen and eating area
Ceramic tile in basement entertainment area and laundry
Luxury vinyl in living and dining areas
Carpet in bedrooms and basement family room
Heating & cooling
Natural gas heating
Forced air
Radiant floor heating
Central air conditioning
Exterior features
Deck
Landscaped grounds
Backs to open ground
Wetlands on lot
Access to interstate nearby
Home design
Attached single, end unit
Townhouse - ranch model
One story entry level (ranch)
Parking
Attached garage with 2 garage spaces
Garage owned with garage door opener
Asphalt parking surfaces
2 parking spaces total
Security
Carbon monoxide detectors
Construction
Built 16–20 years ago
Vinyl siding with brick accents
Asphalt roof
Concrete perimeter foundation
Utilities
Public water
Public sewer
Electric service with circuit breakers
HOA & community
Monthly association fee of $300
Association covers insurance, exterior maintenance, lawn care, and snow removal
Manager off-site
Community sidewalks and street lights
Pets allowed (cats and dogs)
Other
Part of a 6-unit building
Ownership is fee simple with homeowners association
Electricity and solar
View estimated energy costs and solar savings for this home
LOOK NO FURTHER! THIS BEAUTIFUL END-UNIT RANCH TOWNHOUSE WITH FULL FINISHED BASEMENT IS READTY FOR YOU TO MOVE IN! THIS 3 BEDROOM, 3 FULL BATH HOME HAS AN OPEN FLOOR PLAN, VAULTED CEILINGS AND SIX-PANEL DOORS THROUGHOUT. IT ALSO BACKS UP TO AN OPEN AREA WITH MATURE TREES GIVING YOU ULTIMATE PRIVACY AS YOU ENJOY YOUR BACKYARD. THE KITCHEN BOASTS STAINLESS STEEL APPLIANCES, 42" CABINETS, BACKSPLASH AND A SEPARATE EATING AREA WITH A NICE VIEW. A FULL PANTRY CLOSET PROVIDES ALL THE STORAGE YOU NEED. ALL COMMON ROOMS ON THE MAIN LEVEL HAVE HIGH-END LUXURY FLOORING ADDED IN 2018, AND ALL WINDOWS ON THE MAIN LEVEL HAVE CUSTOM BLINDS. THE MASTER BEDROOM HAS A WALK-IN CLOSET PLUS A SECOND CLOSET IN THE ROOM GIVING YOU PLENTY OF ROOM FOR YOUR CLOTHES! BOTH BATHS ON THE MAIN LEVEL ARE UPDATED. IN THE BASEMENT, IT IS READY FOR ALL YOUR ENTERTAINING NEEDS. THERE IS AN 11-FOOT LONG WETBAR WITH GRANITE COUNTERS, BACKSPLASH AND A KEGERATOR THAT STAYS WITH THE SALE. PAST THE BAR, YOU HAVE A FINISHED FAMILY ROOM WITH BUILT-IN SURROUND SOUND WHERE ALL SPEAKERS STAY! THERE IS ALSO A THIRD BEDROOM AND A FULL BATH WITH HEATED FLOORS IN THE BASEMENT AS WELL. THE ROOF AND GUTTERS WERE DONE IN 2019 AND NEW WATER HEATER IN 2018. DON'T MISS THIS ONE!
Year
Property tax
Land + Additions
Assessment*
2023
$5,658 (+3.9%)
$3,999 + $21,624
$25,623
2022
$5,446 (+10.8%)
$3,999 + $21,624
$25,623
2021
$4,914 (−19.5%)
$651 + $20,271
$20,922
2020
$6,102 (+0.5%)
$651 + $20,271
$20,922
2019
$6,074 (−10.4%)
$651 + $22,596
$23,247
2018
$6,776
$520 + $22,858
$23,378
2017
$6,775 (+1.8%)
$520 + $22,858
$23,378
2016
$6,654 (+17.9%)
$520 + $22,858
$23,378
2015
$5,646 (+2.9%)
$390 + $18,304
$18,694
2014
$5,487 (+3.8%)
$390 + $18,304
$18,694
2013
$5,287 (+1.7%)
$390 + $18,304
$18,694
2012
$5,198 (+4.4%)
$520 + $19,322
$19,842
2011
$4,979 (−11.2%)
$520 + $19,322
$19,842
2010
$5,604 (−15.6%)
$520 + $19,322
$19,842
2009
$6,641 (+197.7%)
$4,687 + $21,251
$25,938
2008
$2,231
$7,499 + $2,125
$9,624
2007
$7,499 + $2,146
$9,645
Public record
Beds
3
Baths
2.5
Stories
1
Lot width
—
Lot depth
—
Lot size
5,208 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
1,697
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,697
Year built
2007
Style
Townhouse
County
Cook County
APN
06204060560000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 12, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 14 days in 30 years
2/10 Wind Factor
0% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Elgin, IL • 60120
Average low and high temperatures (°F)
28
13
37
20
54
33
62
42
70
47
81
61
85
67
81
62
79
56
67
47
49
36
35
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
94/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Elgin. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
11 hrs
6.2 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 981 Oak Ridge Blvd
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