Welcome to 650 Shallow Cove Road in Lake Zurich, a charming 3-bedroom, 2.5-bath home located in the highly sought-after Lake Zurich School District 95. The main level features a bright living and dining area, a spacious kitchen with plenty of counter space, tall cabinetry, and room for casual dining, plus a comfortable family room that opens to a beautiful private backyard. Upstairs, the large primary suite offers generous closet space and a private full bath, with two additional bedrooms providing great storage. The partially finished basement adds flexible space for a family room, exercise area, laundry, and extra storage. Notable updates include new quartz kitchen countertops in 2024, a high-efficiency furnace and AC in 2017, water softener and reverse osmosis in 2015, updated north-facing bedroom windows in 2025, and a new sump pump also in 2025. A well-maintained home in a wonderful Lake Zurich location!
Single-familyProperty Type
1986Year Built
9,144 sq ftLot Size
$297Price/Sq.Ft.
2 car garageParking
Listed by Bistra Kangrga• Nabla Realty, Inc.
Bought with Aaron Pluda• Berkshire Hathaway HomeServices Starck Real Estate
Bought with Jessica Pluda• Berkshire Hathaway HomeServices Starck Real Estate
Est. $2,757 per month, based on comparable rentals
Sale and tax history for 650 Shallow Cove Rd
Sale History
Tax History
Date
Event
Price
MRED as Distributed by MLS Grid #12677743
Jul 29, 2026
Sold (MLS) (Closed)
$500,000
$297/sq ft
Jul 24, 2026
Pending
—
Jun 23, 2026
Contingent (Contingent - Continue to Show)
—
Public Records
Aug 20, 2007
Sold
$353,500
$210/sq ft
MRED as Distributed by MLS Grid #06511656
Jul 17, 2007
Sold (MLS)
$353,500
$210/sq ft
Jun 6, 2007
Listing Removed
—
May 11, 2007
Listed
$370,000
$220/sq ft
AWESOME HOME IN A SUPERIOR LOCATION! OPEN FLR PLAN W/ VAULTED CIELINGS! HUGE YARD W/ LRG 2 LEVEL DECK!, UPDATED ROOF, SIDING, ENTRANCE & SLIDERS, FURN/AC!! ALL NEWER WINDOWS, RMDLD KITCHEN W/ BIRCH 42'' CABINETS , APPLS, WOOD FLRS & EATING AREA! NEWER FIXTURES/FAUCETS T/OUT INC-RECESSED LIGHTS! FINISHED SUB BSMNT W/ DEN & REC RM! FRESH PAINT T/OUT- NEWER CARPET T/OUT- RMDLD BATHS INC SHARP MASTER W/ SKYLIGHT! A 10+
Public Records
Jul 31, 2002
Sold
$300,000
$178/sq ft
Public Records
Nov 15, 1999
Sold
$235,000
$140/sq ft
Public Records
Feb 1, 1989
Sold
$155,000
$92/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$7,689 (−3.7%)
$26,089 + $99,557
$125,646
2024
$7,983 (−5.0%)
$26,089 + $99,557
$125,646
2023
$8,403 (+11.3%)
$24,987 + $95,352
$120,339
2022
$7,551 (+3.6%)
$23,839 + $90,972
$114,811
2021
$7,286 (+1.8%)
$19,440 + $82,403
$101,843
2020
$7,155 (+1.5%)
$18,942 + $80,291
$99,233
2019
$7,046 (−2.1%)
$18,777 + $79,591
$98,368
2018
$7,200 (+1.4%)
$20,198 + $79,883
$100,081
2017
$7,101 (+2.1%)
$20,198 + $79,883
$100,081
2016
$6,958 (+1.5%)
$19,955 + $78,920
$98,875
2015
$6,853 (+8.5%)
$19,323 + $76,421
$95,744
2013
$6,314 (+1.1%)
$20,849 + $62,773
$83,622
2012
$6,244 (−0.9%)
$20,554 + $66,872
$87,426
2011
$6,302 (−0.6%)
$21,238 + $74,031
$95,269
2010
$6,340 (+3.9%)
$23,469 + $79,845
$103,314
2008
$6,101 (+10.3%)
$24,447 + $83,172
$107,619
2007
$5,532
$22,989 + $76,792
$99,781
Public record
Public record
Permits
Beds
3
Baths
2.5
Stories
2
Lot width
—
Lot depth
—
Lot size
9,144 Sq. Ft.
Year renovated
1986
Sq. Ft.
1,684
Year built
1986
Style
Single Family Residential
County
Lake County
APN
14-28-317-004
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 17, 2026.
Aug 15, 2025 • Final
Building - alteration
Remodel
Nov 9, 2017 • Final
Counter based permit - sewer repair
Plumbing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
# of Garage Spaces: 2
# of Parking (Total): 2
Parking Features: Asphalt, Attached, Garage
Interior
Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 1
Bedroom Information
# of Bedrooms: 3
# of Bedrooms Possible: 3
Room Information
Room Type: Recreation Room
Level: Basement
Dimensions: 18 x 15
Flooring: Ceramic Tile
Room Information
Room Type: Den
Level: Basement
Dimensions: 10 x 9
Flooring: Ceramic Tile
Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 11 x 11
Flooring: Hardwood
Room Information
Room Type: Bedroom 3
Level: Second
Dimensions: 11 x 10
Flooring: Hardwood
Room Information
Room Type: Bedroom 4
Room Information
Room Type: Dining Room
Level: Main
Dimensions: 11 x 10
Flooring: Hardwood
Room Information
Room Type: Family Room
Level: Main
Dimensions: 17 x 12
Flooring: Hardwood
Room Information
Room Type: Kitchen
Level: Main
Dimensions: 17 x 12
Flooring: Hardwood
Room Information
Room Type: Laundry
Level: Basement
Dimensions: 9 x 9
Room Information
Room Type: Living Room
Level: Main
Dimensions: 16 x 13
Flooring: Hardwood
Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 14 x 14
Flooring: Hardwood
Bath: Full
Additional Rooms Information
Basement: Partially Finished, Partial
Interior Features
# of Rooms: 9
Exterior
Exterior Features
Patio And Porch Features: Deck
Building Information
Living Area Source: Assessor
Age: 31-40 Years
Built Before 1978 (Y/N): No
Roof: Asphalt
Foundation Details: Concrete Perimeter
Construction Materials: Vinyl Siding, Brick
Property Information
Property Type: Detached Single
Property Type: 2 Stories
Ownership: Fee Simple
Property Currently Being Leased: No
Rebuilt (Y/N): No
Rehab (Y/N): No
General Information: School Bus Service
Parcel Number: 14283170040000
Lot Information
Dimensions: 127x72
Lot Size: .25-.49 Acre
Financial
Tax Information
Tax Annual Amount: $7,983
Tax Year: 2024
Tax Exemptions: Homeowner,Senior
Financial Information
Finance Code: Conventional
Special Service Area: N
Utilities
Utility Information
Water Source: Lake Michigan
Sewer: Public Sewer
Heating & Cooling
Heating: Natural Gas
Cooling: Central Air
Location
Homeowners Association Information
Master Association Fee Frequency: Not Required
School Information
Elementary School District: 95
Elementary School: Isaac Fox Elementary School
Middle Or Junior School District: 95
High School District: 95
High School: Lake Zurich High School
Location Information
Township: Ela
Corporate Limits: Lake Zurich
Directions: Rout 12 to Cuba to Coral Reef to Shallow Cove
Public facts
Beds: 3
Baths: 2.5
Sq. Ft.: 1,684
Stories: 2.0
Lot Size: 9,144 square feet
Style: Single Family Residential
Year Built: 1986
Year Renovated: 1986
County: Lake County
APN: 14-28-317-004
Home facts updated by county records on Aug 17, 2026
Other
Listing Information
Holds Earnest Money: No
Possession: Closing
Some Photos Virtually Staged?: No
Around this home
Schools
Isaac Fox Elementary School
Public K-5 • Assigned • 0.5mi
9/10
Lake Zurich Middle - S Campus
Public 6-8 • Assigned • 0.5mi
9/10
Lake Zurich High School
Public 9-12 • Assigned • 2.4mi
8/10
Provided by GreatSchools
Climate risks
3/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 100° expected this year, 14 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Lake Zurich, IL • 60047
Average low and high temperatures (°F)
29
13
37
19
54
32
61
41
69
47
81
61
84
66
81
62
79
57
67
46
50
36
35
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
87/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.6 hrs
6.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$476,000 – $577,000
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