Serene Riverfront Retreat in the Heart of Oswego - Nestled on a generous 0.83-acre exclusive rear lot with 140 feet of scenic Waubonsie Creek frontage, this unique property offers a rare opportunity to restore a once-glorious retreat to its original prestige. Perfectly situated in the heart of Oswego, this hidden gem seamlessly combines natural tranquility with exceptional investment potential. The property consists of two separate parcels: one encompassing the physical structures and a second dedicated parcel providing private access. Main Residence: Features 3 bedrooms, a full kitchen, a formal dining room, and a spacious living room. The full basement includes a convenient walk-out to a patio area, complete with a 12-foot barbecue grill and firepit-perfect for outdoor entertaining. Coach House: A detached 2-car garage featuring a private 1-bedroom apartment above. This versatile space is ideal for guest quarters, an in-law suite, or potential rental income. The Grounds: Enjoy ultimate privacy on a deep lot boasting mature trees and direct creek views, offering a true "one with nature" experience just minutes from local amenities. With an excellent After Repair Value (ARV) and immense upside, this property is a prime candidate for rehabbers, seasoned investors, or anyone looking to customize a waterfront estate. Property is sold strictly in "as-is" condition. The seller will make no repairs and will not offer any repair or monetary credits. Seller will not provide a survey or termite inspection. Property will be conveyed via a Special Warranty Deed with tax prorations set at 100%. Please submit Proof of Funds (POF) and all signed disclosures along with your offer. Schedule your private showing today to explore the endless possibilities this estate has to offer.
Est. $1,832 per month, based on comparable rentals
Sale and tax history for 124 Chicago Rd
Sale History
Tax History
Date
Event
Price
MRED as Distributed by MLS Grid #12681888
Jun 18, 2026
Listed (Active)
*
Jun 18, 2026
Listing Removed
—
MRED as Distributed by MLS Grid #12682396
Jul 10, 2026
Sold (MLS) (Closed)
$205,000
$124/sq ft
Jun 30, 2026
Contingent (Contingent - Continue to Show)
—
Jun 18, 2026
Listed (Active)
$199,900
$121/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,555 (+8.0%)
$27,928 + $32,331
$60,259
2024
$4,217 (+4.7%)
$24,285 + $28,114
$52,399
2023
$4,026 (+6.7%)
$21,303 + $24,661
$45,964
2022
$3,773 (−1.6%)
$19,366 + $22,419
$41,785
2021
$3,833 (+1.0%)
$18,986 + $21,979
$40,965
2020
$3,795 (+29.3%)
$18,614 + $21,548
$40,162
2019
$2,936 (+6.0%)
$18,614 + $11,971
$30,585
2018
$2,771 (+5.8%)
$16,871 + $10,850
$27,721
2017
$2,619 (−63.9%)
$16,871 + $10,850
$27,721
2016
$7,246 (+8.9%)
$14,738 + $54,928
$69,666
2015
$6,652 (−4.6%)
$14,738 + $54,928
$69,666
2013
$6,976 (+1.6%)
$14,194 + $52,900
$67,094
2012
$6,866
$14,941 + $55,684
$70,625
2011
$6,863 (+6.2%)
$16,256 + $60,586
$76,842
2010
$6,464 (+6.2%)
$17,112 + $63,775
$80,887
2008
$6,087 (+13.4%)
$18,112 + $67,508
$85,620
2006
$5,370
$16,144 + $60,172
$76,316
Public record
Public record
Zoning
Beds
3
Baths
1
Stories
1
Lot width
—
Lot depth
—
Lot size
0.79 Acres
Year renovated
—
Sq. Ft.
1,074
Year built
1940
Style
Single Family Residential
County
Kendall County
APN
0317328002
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 3, 2026.
R-3
Single-Unit Dwelling District
The R-3 Single-Unit Dwelling District is established to accommodate high density residential development. The R-3 District allows single-unit dwellings, other residential uses, and limited non-residential uses that are compatible with surrounding residential neighborhoods.
Permitted uses
Include but are not limited to:
Garden center
Housing-Group
Housing-Single unit
Housing-Multiple units
Public service
Educational/school
Park & open space
Property details
Parking
Parking Information
# of Garage Spaces: 2
# of Parking (Total): 2
Parking Features: No Garage, Garage Owned, Detached, Garage
Interior
Bathroom Information
# of Baths (Full): 1
Bedroom Information
# of Bedrooms: 4
# of Bedrooms Possible: 4
Room Information
Room Type: Kitchen- 2nd
Level: Second
Dimensions: 8 x 9
Room Information
Room Type: Recreation Room
Level: Second
Dimensions: 12 x 14
Room Information
Room Type: Bedroom 2
Level: Main
Dimensions: 12 x 11
Room Information
Room Type: Bedroom 3
Level: Main
Dimensions: 12 x 11
Room Information
Room Type: Bedroom 4
Level: Second
Dimensions: 10 x 9
Room Information
Room Type: Dining Room
Level: Main
Dimensions: 12 x 12
Room Information
Room Type: Family Room
Room Information
Room Type: Kitchen
Type: Eating Area-Table Space
Level: Main
Dimensions: 12 x 14
Room Information
Room Type: Laundry
Room Information
Room Type: Living Room
Level: Main
Dimensions: 15 x 14
Room Information
Room Type: Master Bedroom
Level: Main
Dimensions: 12 x 13
Bath: None
Additional Rooms Information
Dining Room: Combined w/ LivRm
Basement: Unfinished, Full
Interior Features
# of Rooms: 9
Equipment
Appliances: Range, Refrigerator
Fireplace Information
# of Fireplaces: 1
Fireplace Location: Living Room
Fireplace Features: Wood Burning
Exterior
Exterior Features
Patio And Porch Features: Patio
Exterior Features: Outdoor Grill, Other
Building Information
Living Area Source: Assessor
Age: 81-90 Years
Built Before 1978 (Y/N): Yes
Construction Materials: Other
Property Information
Property Type: Detached Single
Property Type: 1 Story
Ownership: Fee Simple
Rebuilt (Y/N): No
Rehab (Y/N): No
Parcel Number: 0317328002
Additional Parcels Description: 0317328012
Lot Information
View: Water
Dimensions: 129x270
Lot Size: .50-.99 Acre
Lot Features: Irregular Lot, Wooded, Rear of Lot
Waterfront Features: Stream
Financial
Tax Information
Tax Annual Amount: $4,586.36
Tax Year: 2024
Financial Information
Finance Code: Cash
Special Service Area: N
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Heating & Cooling
Heating: Other
Cooling: Other
Location
Homeowners Association Information
Master Association Fee Frequency: Not Required
School Information
Elementary School District: 308
Elementary School: Old Post Elementary School
Middle Or Junior School District: 308
Middle Or Junior School: Thompson Junior High School
High School District: 308
High School: Oswego High School
Location Information
Township: Oswego
Corporate Limits: Oswego
Directions: Take Exit 121 from I-88 W, Follow N. Eola Road to US-34 W/Chicago Rd. to 124 Chicago Rd. Enter through driveway at 124 sign and Chicago Road, (34) See maps below.
Public facts
Beds: 3
Baths: 1.0
Sq. Ft.: 1,074
Stories: 1.0
Lot Size: 0.79 acres
Style: Single Family Residential
Year Built: 1940
Year Renovated: —
County: Kendall County
APN: 0317328002
Home facts updated by county records on Aug 3, 2026
Other
Listing Information
Holds Earnest Money: No
Possession: Closing
Some Photos Virtually Staged?: No
Around this home
Schools
Old Post Elementary School
Public K-5 • Assigned • 1.6mi
6/10
Thompson Junior High School
Public 6-8 • Assigned • 1.0mi
5/10
Oswego High School
Public 9-12 • Assigned • 0.5mi
8/10
Provided by GreatSchools
Climate risks
6/10 Flood Factor
Estimated 67-74% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 103° expected this year, 15 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Oswego, IL • 60543
Average low and high temperatures (°F)
29
14
38
20
56
33
64
43
72
49
82
62
86
68
83
62
80
56
69
46
50
36
35
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
81/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.2 hrs
3.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$237,000 – $287,000
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