Located right in the heart of downtown St. Charles, this currently rented 3-bedroom, 1.5-bath home with a finished basement offers a great opportunity in an unbeatable location! Recent updates include new flooring throughout, a new stove and dishwasher, plus a newer furnace, A/C, water heater, Ecobee thermostat, shower and enclosure. The home has also been weatherized for improved energy efficiency. The finished basement offers additional living space along with a 10' x 8' storage room, providing plenty of flexibility and additional storage. The location is hard to beat-walk to schools, shopping, restaurants, festivals and all the amenities of downtown St. Charles! With mixed-use zoning and an existing tenant in place, the property offers possibilities for investors as well as future owner-occupants. Looking for an additional investment opportunity? The 2-flat next door at 202 S. 3rd Street is also available for sale, creating a unique opportunity to purchase one or both properties.
St. Charles Central Historic District, located between the Fox River and Illinois Route 64, is a historic and walkable St. Charles neighborhood with a riverfront setting and a Main Street streetscape. The district’s character concentrates around the intersection of Main Street and Illinois Street, where brick storefronts frame coffee counters, indie boutiques, and patio dining. Arcada Theatre anchors the marquee-lit nightlife calendar, while Pollyanna Brewing Company and Hotel Baker add local flavor in landmark settings. Victorian and early-20th-century facades mix with converted lofts above shops, keeping the streetscape active from morning to late evening. Riverwalk paths and bridges stitch together parks, galleries, and civic buildings. Seasonal festivals and outdoor concerts often center on the riverfront and downtown blocks.
Provided by Walk Score and Local Logic
Market insights
SALE-TO-LIST
100.7%
Most homes are selling 1% above list price.
PRICE DROP
0 price drops
13% of homes in this area have had a price drop in the past month.
Property details
Public facts
Beds: —
Baths: —
Finished Sq. Ft.: —
Unfinished Sq. Ft.: —
Total Sq. Ft.: —
Stories: —
Lot Size: 3,311 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0934114002
Home facts updated by county records on Sep 8, 2026
Sale and tax history
Sale History
Tax History
Date
Event
Price
MRED as Distributed by MLS Grid #12074673
Jul 18, 2024
Sold (MLS) (Closed)
$270,000
Jun 25, 2024
Pending
—
Jun 24, 2024
Contingent (Contingent - Continue to Show)
—
Jun 12, 2024
Price Changed
$299,000
Jun 5, 2024
Listed (Active)
$319,000
+9
There are no remarks available.
MRED as Distributed by MLS Grid #11097278
Jul 14, 2021
Pending (Active Under Contract)
—
Jul 2, 2021
Sold (MLS) (Closed)
$200,000
May 25, 2021
Pending (Contingent)
—
May 22, 2021
Listed (New)
$200,000
+5
LOCATION, LOCATION, LOCATION! Charming downtown St.Charles home with 2 bedrooms, and 2 half baths! This property can be utilized for a home or office space! When you walk into the property, you are welcomed by a potential living room perfect for entertaining! Flowing through the property, you will find a spacious office with a wall of windows, and a kitchenette space that could be turned into a beautiful full kitchen! On the second level of this home, you will discover 2 spacious bedrooms and a half bath with the potential to be an elegant full bath! The lower level of this property offers a spacious family room and half bath. With being minutes from the beautiful downtown St. Charles area, this home is PERFECT for those wanting the full St. Charles experience! The property is within walking distance to schools, shopping, and wonderful dining. You will not want to miss this one!
Year
Property tax
Land + Additions
Assessment*
2025
$8,451 (+3.7%)
$38,396 + $73,165
$111,561
2024
$8,151
$38,396 + $73,165
$111,561
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
3,311 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Kane County
APN
0934114002
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 8, 2026.
CBD-2
Mixed Use Business District
The purpose of the CBD-2 Mixed Use District is to provide for a properly scaled mixed-use transition between single-family residential neighborhoods and the retail core of the CBD-1 Central Business District. The CBD-2 District permits a mix of retail, service, office, and medium-density residential uses within buildings that are of a reduced height and scale than that permitted in the CBD-1 District. However, development in this district is also intended to retain a pedestrian-oriented character, similar to that of the CBD-1 District.
Permitted uses
Include but are not limited to:
Religious facility
Bank
Day care facility
General retail
Housing-Single unit
Housing-Multiple units
Housing-Senior
Bed & breakfast
Mixed use building
Office
Historical weather
St Charles, IL • 60174
Average low and high temperatures (°F)
29
14
37
21
54
33
62
43
70
49
81
62
85
68
81
63
78
57
68
47
50
36
35
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.2 hours in
June and 3.4 hours in December, placing it below the
U.S. average for solar exposure.
10.2 hrs
3.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $302,000 and $735,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $302K to $735K.