Over 100' of River Frontage and Incredible Views from the spacious outdoor living space. With nearly .6 acres you will have room for all outdoor activities. Enjoy kayaking, fishing, birdwatching, and more from your own backyard! With an open floor plan (great room with vaulted ceiling and skylights) you have river views from the living room , kitchen and dining area. The kitchen has ample cabinets, an island with newer cooktop, and a snack bar. The oversized living room features a gas fireplace and a dedicated dining area. With 3 bedrooms and 2.5 baths this home will not lack in convenience. Laundry room and laundry sink located in mud room. The Florida Room is heated and offers spectacular year round views. This home has a heated poured crawl space, 27 x 26 heated garage with the 1/2 bath ( needs tlc), vinyl replacement windows throughout, and a newer furnace and central air. The interior has been freshly painted, and the decks redone. Don't hesitate to seize the opportunity and your own affordable piece of riverfront property. Living space has been surveyed out of the 100 year floodplain. See disclosure for details.
Highly sought after but rarely available Indian Ridge Ranch backing to the Rock River. This Sprawling Ranch home sits on just over half an acre with mature trees and stunning river views. Inside boasts an open floor plan with all amenities on one floor. The kitchen offers ample counter and cabinet space with center island and downdraft range for clear line of site to the stunning living room. The living room offers vaulted ceilings with exposed wood beams and skylights. Sliding glass doors to the large deck overlooking the river, and a wood burning fireplace. Down the hall are two spacious bedrooms and full bath. The Primary suite offers sliding glass doors to the back deck along with private full bath. The 25x27 Attached Garage offers all kinds of space for cars toys and more. Rough in for a garage powder room available as well. The back yard is your private oasis on the river for peaceful nights and stunning sunrises. With updates like newer roof, electrical, and some mechanicals, this property is truly turnkey ready for you to move in and make your own. The perfect location out of the hustle and bustle of town while still being close to dinning shopping and I-88 access. * Property is being sold AS IS*
Year
Property tax
Land + Additions
Assessment*
2025
$6,053 (+6.0%)
$2,996 + $93,735
$96,731
2024
$5,711 (+15.5%)
$2,790 + $87,301
$90,091
2023
$4,944 (+9.1%)
$2,598 + $81,301
$83,899
2022
$4,532 (+30.0%)
$2,372 + $74,220
$76,592
2021
$3,487 (−0.5%)
$3,949 + $68,843
$72,792
2020
$3,503 (−1.6%)
$3,722 + $64,885
$68,607
2019
$3,560 (+0.7%)
$3,443 + $60,018
$63,461
2018
$3,535 (−2.8%)
$3,396 + $59,201
$62,597
2017
$3,635 (−1.3%)
$3,293 + $57,399
$60,692
2016
$3,682 (−3.5%)
$3,495 + $60,927
$64,422
2015
$3,816 (+1.9%)
$3,394 + $59,164
$62,558
2013
$3,746
$3,320 + $57,871
$61,191
Tax history for 12892 Lawrence Rd
Year
Property tax
Land + Additions
Assessment*
2025
$6,053 (+6.0%)
$2,996 + $93,735
$96,731
2024
$5,711 (+15.5%)
$2,790 + $87,301
$90,091
2023
$4,944 (+9.1%)
$2,598 + $81,301
$83,899
2022
$4,532 (+30.0%)
$2,372 + $74,220
$76,592
2021
$3,487 (−0.5%)
$3,949 + $68,843
$72,792
2020
$3,503 (−1.6%)
$3,722 + $64,885
$68,607
2019
$3,560 (+0.7%)
$3,443 + $60,018
$63,461
2018
$3,535 (−2.8%)
$3,396 + $59,201
$62,597
2017
$3,635 (−1.3%)
$3,293 + $57,399
$60,692
2016
$3,682 (−3.5%)
$3,495 + $60,927
$64,422
2015
$3,816 (+1.9%)
$3,394 + $59,164
$62,558
2013
$3,746
$3,320 + $57,871
$61,191
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
0.55 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Whiteside County
APN
1036229003
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 6, 2026.
R-1
One-Family Residence Districts
The purpose of the one-family residence district is to provide for residential uses on lots smaller than those permitted in the A-1 and A-R districts where soils allow.
Permitted uses
Include but are not limited to:
Agriculture
Greenhouse / nursery
Religious facility
Housing-Group
Housing-Single unit
Infrastructure
Office
Educational/school
Park & open space
Property details
Parking
Parking Information
# of Garage Spaces: 2
# of Parking (Total): 6
Parking Features: Concrete, Garage Door Opener, Heated Garage, On Site, Attached, Garage
Interior
Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 1
Bedroom Information
# of Bedrooms: 3
# of Bedrooms Possible: 3
Room Information
Room Type: Heated Sun Room
Level: Main
Dimensions: 13 x 12
Flooring: Vinyl
Room Information
Room Type: Bedroom 2
Level: Main
Dimensions: 11 x 9
Flooring: Carpet
Room Information
Room Type: Bedroom 3
Level: Main
Dimensions: 11 x 10
Flooring: Carpet
Room Information
Room Type: Bedroom 4
Room Information
Room Type: Dining Room
Room Information
Room Type: Family Room
Room Information
Room Type: Kitchen
Level: Main
Dimensions: 16 x 11
Flooring: Vinyl
Room Information
Room Type: Laundry
Level: Main
Dimensions: 9 x 7
Flooring: Vinyl
Room Information
Room Type: Living Room
Level: Main
Dimensions: 24 x 17
Flooring: Carpet
Room Information
Room Type: Master Bedroom
Level: Main
Dimensions: 14 x 12
Flooring: Carpet
Bath: Full
Additional Rooms Information
Basement: Crawl Space
Interior Features
# of Rooms: 6
Fireplace Information
# of Fireplaces: 1
Fireplace Location: Living Room
Fireplace Features: Gas Log
Exterior
Exterior Features
Patio And Porch Features: Deck
Building Information
Living Area Source: Estimated
Age: 31-40 Years
Built Before 1978 (Y/N): No
Construction Materials: Steel Siding
Property Information
Property Type: Detached Single
Property Type: 1 Story
Ownership: Fee Simple
Rebuilt (Y/N): No
Rehab (Y/N): No
General Information: Interstate Access
Parcel Number: 10362290030000
Lot Information
View: Water
Dimensions: 100 X 259 X 255 X 100
Lot Size: .50-.99 Acre
Lot Size Source: County Records
Lot Features: Mature Trees
WaterfrontYN: Yes
Waterfront Features: River Front, Waterfront
Financial
Tax Information
Tax Annual Amount: $4,944
Tax Year: 2023
Tax Exemptions: Senior
Financial Information
Finance Code: Conventional
Special Service Area: N
Utilities
Utility Information
Water Source: Well
Sewer: Septic Tank
Heating & Cooling
Heating: Natural Gas, Forced Air
Cooling: Central Air
Location
Homeowners Association Information
Master Association Fee Frequency: Not Required
School Information
Elementary School District: 5
Middle Or Junior School District: 5
High School District: 5
Location Information
Township: Hopkins
Corporate Limits: Unincorporated
Directions: Rt 30 West to Indian Ridge Subdivision
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.55 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Whiteside County
APN: 1036229003
Home facts updated by county records on Jul 6, 2026
Other
Listing Information
Holds Earnest Money: No
Possession: Closing
Some Photos Virtually Staged?: No
Around this home
Schools
Jefferson Elementary School
Public PreK-2 • Assigned • 3.9mi
Challand Middle School
Public 6-8 • Assigned • 3.8mi
4/10
Sterling High School
Public 9-12 • Assigned • 3.6mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 104° expected this year, 16 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Sterling, IL • 61081
Average low and high temperatures (°F)
30
14
39
20
56
34
64
44
74
51
83
63
86
69
83
63
82
56
70
47
50
35
35
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.9 hours in
June and 3.7 hours in December, placing it below the
U.S. average for solar exposure.