Nestled on the serene shores of a picturesque lake, this 3 bed 2 Bath home offers a perfect blend of comfort and tranquility. Step inside and be greeted by hardwood floors throughout the home. The Greatroom has a fireplace and there's an enclosed porch off the kitchen. The Master Bedrm has a walk in closet & Bathrm w/ whirlpool tub & separate shower. Enjoy fishing from your own yard enhanced with mature trees. From the deck the sunsets are awesome as it sets over the lake! While this home is filled with charm and potential, it does require some TLC to truly shine. With a little effort and creativity, you can transform this property into your dream lakeside retreat. The house is built on a deep crawlspace with easy access for any updates or renovations. As a residence of this community you will have access to the club facilities for $200 a year .Don't miss out on the chance to own a piece of Lakeside paradise. Excellent Location with easy access to Rt 3 for your commute.
Single-familyProperty Type
2010Year Built
0.75 acresLot Size
$175Est. Price/Sq.Ft.
2 car garageParking
Listed by JoAnn Meier• RE/MAX First Choice
Bought with Dana Franke-Vogt• Keller Williams Pinnacle
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
0.75 Acres
Year renovated
2010
Sq. Ft.
1,812
Year built
2010
Style
Single Family Residential
County
Monroe County
APN
07-26-234-046-000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
R3
Single-Family Residence Districts
The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.
Permitted uses
Include but are not limited to:
Housing-Single unit
Property details
Parking
Parking Information
Parking Total: 2
Parking Features: Attached, Garage, Garage Door Opener
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage
Interior
Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0
Bathroom Information
# of Full Baths (Total): 2
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 2
Main And Upper Level Bathrooms: 2
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0
Room 1 Information
Room Type: Kitchen
Room Dimensions: 23x13
Room Length: 23
Room Width: 13
Room Level: Main
Room 2 Information
Room Type: Great Room
Room Dimensions: 16x21
Room Length: 16
Room Width: 21
Room Level: Main
Room 3 Information
Room Type: Laundry
Room Dimensions: 8x9
Room Length: 8
Room Width: 9
Room Level: Main
Room 4 Information
Room Dimensions: 16x13
Room Length: 16
Room Width: 13
Room Level: Main
Room 5 Information
Room Dimensions: 11x10
Room Length: 11
Room Width: 10
Room Level: Main
Room 6 Information
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Main
Room 7 Information
Room Dimensions: 14x11
Room Length: 14
Room Width: 11
Room Level: Main
Room 8 Information
Room Dimensions: 13x7
Room Length: 13
Room Width: 7
Room Level: Main
Room 9 Information
Room Dimensions: 10x6
Room Length: 10
Room Width: 6
Room Level: Main
Laundry Room Information
Laundry Features: Main Level
Basement Information
Has Basement
Basement Features: Crawl Space
Other Rooms Information
Room Count: 9
# of Rooms: 7
Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Electric, Great Room
Heating & Cooling
Heating Information: Forced Air, Electric
Cooling Information: Ceiling Fan(s), Central Air, Electric
Interior Features
Floor Plan: Primary Bed on Main
Interior Features: Breakfast Bar, Kitchen/Dining Room Combo, Open Floorplan, Walk-in Closet(s)
Window Features: Tilt-In Windows
Appliances: Dishwasher, Disposal, Electric Water Heater
Flooring: Carpet
Exterior
Building Information
Construction Materials: Brick Veneer, Vinyl Siding
Exterior Features
Patio And Porch Features: Glass Enclosed, Porch, Deck
Pool Information
Pool YN: 0
Waterfront Information
On Waterfront
Waterfront Features: Lake
Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 1,812
Above Grade Finished Area Units: Square Feet
Above Grade Finished Area Source: Assessor
Below Grade Finished Area Source: Assessor
Lot Information
Lot Features: Level, Waterfront
Lot Size Area: 0.75
Lot Size Units: Acres
Lot Size Acres: 0.75
Lot Size Dimensions: 68 x 257 x 110 x 82 x264
Lot Size Source: Public Records
Lot Size Area Unknown YN: 0
Road Surface Type: Concrete
Financial
Tax Information
Tax Annual Amount: $4,674
Tax Annual Amount Description: No Exemptions
Tax Year: 2022
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: Electricity Available
Location
Multi-Unit Information
Unit Count: 0
School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5
Location Information
Directions: State Rt 3 south to Illinois Ave to Turtle Dove Trail. or State Rt 156 West to Creekside Dr to Turtle Dove Trail
Cross Street: Creekside
Address Line: 1037 Turtle Dove, Waterloo IL 62298
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 1,812
Stories: 1.0
Lot Size: 0.75 acres
Style: Single Family Residential
Year Built: 2010
Year Renovated: 2010
County: Monroe County
APN: 07-26-234-046-000
Home facts updated by county records on Aug 26, 2026
Other
Listing Information
Transaction Type: Sale
Possible Buyer Fees YN: 0
Listing Date Information
Expected Active Date: 2024-06-23
Home Information
Living Area: 1812
Living Area Units: Square Feet
Living Area Source: Assessor
Living Area Srch Sq Ft: 1812.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 1812.00
Below Grade Finished Area Srch Sq Ft: 0.00
Levels: One
Around this home
Schools
W J Zahnow Elementary School
Public PreK-1 • Assigned • 1.2mi
Waterloo Junior High School
Public 6-8 • Assigned • 1.2mi
7/10
Waterloo High School
Public 9-12 • Assigned • 2.0mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
3/10 Flood Factor
Estimated 10-14% chance of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IL • 62298
Average low and high temperatures (°F)
38
21
48
28
66
42
71
52
75
57
86
68
90
72
87
66
85
60
73
52
58
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.8 hours in
June and 4.2 hours in December, which is comparable to the
U.S. average for solar exposure.
9.8 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$302,000 – $366,000
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