OFF MARKET

Last listed at $180,000, CLOSED ON Dec 2021

$252,291

Est. refi paymentEst. refi $1,462/mo

•

1,556

sq ft

1414 Rachael Ln, Waterloo, IL 62298

About this home

Conveniently located on the north end of town! 3 Bed 2 Bath Ranch with a full basement. The home is wheel chair accessible. There may be a few dings here and there from a wheelchair. Vaulted ceiling, gas fireplace, breakfast bar, and main floor laundry. Very large fenced in back yard with a 12x12 deck that is also handicap accessible. The kids and pets will love it! The home also includes a full unfinished basement with a plumbing rough in, to add another bathroom. Perfect space to finish into a mancave, hobby room, exercise space, endless possibilities. It would also increase the value of the home, nothing like adding a bunch of sweat equity for the future.

Single-familyProperty Type

2002Year Built

$162Est. Price/Sq.Ft.

2 car garageParking

Listed by Donald Schaefer • Nester Realty

Bought with Amy Hank • Keller Williams Pinnacle

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #21076967

Redfin Estimate

$252,291

$72K over list price of $180K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 17.5% lower than the average sale price ($306K) of 6 comparable homes.

SOLD OCT 3, 2025
$308,000
A
3 beds2 baths1,530 sq ft
621 Hartman Ln, Waterloo, IL 62298
SOLD MAY 21, 2026
$215,000
B
3 beds2 baths1,424 sq ft
707 Marney Ln, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
C
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
SOLD JUL 1, 2026
$400,000
D
3 beds2 baths1,880 sq ft
400 Mockingbird Ln, Waterloo, IL 62298
SOLD JUN 26, 2026
$282,000
E
3 beds2 baths1,104 sq ft
8 Dwight St, Waterloo, IL 62298
SOLD MAY 20, 2026
$335,000
F
3 beds2 baths1,376 sq ft
708 Ward, Waterloo, IL 62298

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Earn from this home

Sell

$235,725

Est. take-home

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Refinance

Est. cash available

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Rent

$1,493/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.7%

+0.4% MoM

Median sale price

$335K

$28K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

16 MoM

New listings for sale

NEW 10 HRS AGO
$29,000
2 beds1 bath672 sq ft
4814 Timber Lake Ct, Waterloo, IL 62298
OPEN TODAY, 11AM TO 1PM
$275,000
3 beds2 baths2,076 sq ft
708 S Library St, Waterloo, IL 62298
OPEN SUN, 3PM TO 5PM
$525,000
3 beds2 baths1,760 sq ft
4375 Jj Rd, Waterloo, IL 62298
$180,000
2 beds1 bath768 sq ft
504 Stiening St, Waterloo, IL 62298
$379,900
3 beds2 baths2,134 sq ft
4609 Fountain Brook Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 1414 Rachael Ln

Year

Property tax

Land + Additions

Assessment*

2025

$5,447 (+6.0%)

$16,790 + $78,230

$95,020

2024

$5,139 (+15.1%)

$16,790 + $78,230

$95,020

2023

$4,466 (+1.5%)

$16,401 + $76,419

$92,820

2022

$4,401 (−2.1%)

$15,210 + $61,870

$77,080

2021

$4,496 (+0.9%)

$15,410 + $59,640

$75,050

2020

$4,454 (+1.0%)

$13,010 + $56,530

$69,540

2019

$4,411 (+0.9%)

$13,010 + $53,720

$66,730

2018

$4,371 (+8.9%)

$13,010 + $52,370

$65,380

2017

$4,015 (+1.4%)

$10,000 + $52,950

$62,950

2016

$3,961 (+10.3%)

$9,270 + $49,980

$59,250

2015

$3,592 (+37.2%)

$9,270 + $49,980

$59,250

2014

$2,619

$10,770 + $49,370

$60,140

2013

$2,619

$10,770 + $36,250

$47,020

Tax history for 1414 Rachael Ln

Year

Property tax

Land + Additions

Assessment*

2025

$5,447 (+6.0%)

$16,790 + $78,230

$95,020

2024

$5,139 (+15.1%)

$16,790 + $78,230

$95,020

2023

$4,466 (+1.5%)

$16,401 + $76,419

$92,820

2022

$4,401 (−2.1%)

$15,210 + $61,870

$77,080

2021

$4,496 (+0.9%)

$15,410 + $59,640

$75,050

2020

$4,454 (+1.0%)

$13,010 + $56,530

$69,540

2019

$4,411 (+0.9%)

$13,010 + $53,720

$66,730

2018

$4,371 (+8.9%)

$13,010 + $52,370

$65,380

2017

$4,015 (+1.4%)

$10,000 + $52,950

$62,950

2016

$3,961 (+10.3%)

$9,270 + $49,980

$59,250

2015

$3,592 (+37.2%)

$9,270 + $49,980

$59,250

2014

$2,619

$10,770 + $49,370

$60,140

2013

$2,619

$10,770 + $36,250

$47,020

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.28 Acres

Year renovated

2002

Sq. Ft.

1,556

Year built

2002

Style

Single Family Residential

County

Monroe County

APN

07-12-351-121-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Total: 2
Parking Features: Accessible Parking, Additional Parking, Attached Garage, Garage Door Opener, Off Street
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Living Room
Room Dimensions: 16x15
Room Length: 16
Room Width: 15
Room Level: Second or Main

Room 2 Information
Room Type: Dining Room
Room Dimensions: 15x12
Room Length: 15
Room Width: 12
Room Level: Second or Main

Room 3 Information
Room Type: Kitchen
Room Dimensions: 11x12
Room Length: 11
Room Width: 12
Room Level: Second or Main

Room 4 Information
Room Type: Master Bedroom
Room Dimensions: 15x13
Room Length: 15
Room Width: 13
Room Level: Second or Main

Room 5 Information
Room Type: Master Bathroom
Room Dimensions: 7x8
Room Length: 7
Room Width: 8
Room Level: Second or Main

Room 6 Information
Room Type: Bedroom
Room Dimensions: 12x13
Room Length: 12
Room Width: 13
Room Level: Second or Main

Room 7 Information
Room Type: Laundry
Room Dimensions: 9x6
Room Length: 9
Room Width: 6
Room Level: Second or Main

Room 8 Information
Room Type: Bathroom
Room Dimensions: 8x6
Room Length: 8
Room Width: 6
Room Level: Second or Main

Room 9 Information
Room Type: Bedroom
Room Dimensions: 11x10
Room Length: 11
Room Width: 10
Room Level: Second or Main

Basement Information
Has Basement
Basement Features: Concrete, Full, Bath/Stubbed, Unfinished

Other Rooms Information
# of Rooms: 7

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric, ENERGY STAR Qualified Equipment

Interior Features
Interior Features: Vaulted Ceiling
Appliances: Microwave, Electric Oven, Refrigerator

Exterior

Building Information
Construction Materials: Brk/Stn Veneer Frnt, Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Accessibility Features: Accessible Approach with Ramp, Accessible Bedroom, Accessible Central Living Area, Accessible Kitchen
Above Grade Finished Area: 1,556
Above Grade Finished Area Source: Public Records
Below Grade Finished Area Source: County Records

Lot Information
Lot Features: Fencing, Sidewalks, Streetlights
Lot Size Dimensions: 100x120
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $4,454
Tax Year: 2020

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Route 3 to Rose Ln, Left on Rachael Ln.
Cross Street: Rose Lane

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,556
Stories: 1.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 2002
Year Renovated: 2002
County: Monroe County
APN: 07-12-351-121-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Tuesday, November 2, 2021

Home Information
Living Area: 1556
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 2.0mi

Waterloo Junior High School

Public 6-8 • Assigned • 2.1mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.7mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$240,000 – $291,000

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OPEN TODAY, 11AM TO 1PM

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Home values near 1414 Rachael Ln

Data from public records.

Address	Redfin Estimate
1422 Rachael Lane, Waterloo, IL 3 Beds \| 3 Baths \| 2182 Sq. Ft.	$347,947
1430 Rachael Lane, Waterloo, IL 2 Beds \| 4 Baths \| 1546 Sq. Ft.	$322,224

Address	Redfin Estimate
1415 Rachael Lane, Waterloo, IL 3 Beds \| 5 Baths \| 1729 Sq. Ft.	$377,697
1418 Rachael Lane, Waterloo, IL 3 Beds \| 3 Baths \| 1512 Sq. Ft.	$315,788

Address	Redfin Estimate
1423 Rachael Lane, Waterloo, IL 3 Beds \| 2 Baths \| 2780 Sq. Ft.	$363,065
1431 Rachael Lane, Waterloo, IL 3 Beds \| 5 Baths \| 1650 Sq. Ft.	$372,535

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 1414 Rachael Ln

Tax history for 1414 Rachael Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 1414 Rachael Ln

More real estate resources