SOLD SEP 16, 2026

CLOSED ON Sep 2026

$385,000

•

2,509

sq ft

1504 Rachael Ln, Waterloo, IL 62298

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About this home

Welcome to 1504 Rachael Lane in Waterloo—a beautifully maintained 4-bedroom, 3-bathroom home offering the space, updates, and flexibility you’ve been searching for! New luxury vinyl plank flooring flows throughout the main level, creating a fresh, stylish look that is both attractive and easy to maintain. The finished basement takes this home to the next level, featuring an additional bedroom, a separate bonus room perfect for a home office, gym, playroom, or hobby space, and a bar area ready for entertaining. Generous storage space provides plenty of room for seasonal decor, tools, and everything in between. Step outside and discover a spacious fenced backyard designed for relaxation and enjoyment. Gather with friends around the fire pit, enjoy the open lawn, or put your green thumb to work in the raised garden beds already in place. Attractive landscaping, welcoming curb appeal, a charming front porch, and an attached two-car garage complete the package. With its versatile living spaces, thoughtful updates, and inviting outdoor retreat, 1504 Rachael Lane is ready to welcome you home. Schedule your private showing today!

Single-familyProperty Type

2014Year Built

0.29 acresLot Size

$153Price/Sq.Ft.

2 car garageParking

Listed by Brooke Mitchell • Keller Williams Pinnacle

Bought with Tammy Hines • Tammy Mitchell Hines & Co.

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #26047675

Redfin Estimate

$386,981

$1,981 over list price of $385K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 16.1% lower than the average sale price ($461K) of 6 comparable homes.

SOLD JUN 5, 2026
$474,900
A
4 beds3 baths2,869 sq ft
205 Crosswinds Ct, Waterloo, IL 62298
SOLD NOV 10, 2025
$499,000
B
4 beds3 baths2,652 sq ft
209 Crosswinds Ct, Waterloo, IL 62298
SOLD SEP 11, 2026
$515,000
C
4 beds3 baths3,343 sq ft
1217 Kirk Ln, Waterloo, IL 62298
SOLD MAR 31, 2026
$499,000
D
4 beds3 baths3,084 sq ft
1613 Ontario Dr, Waterloo, IL 62298
SOLD MAY 22, 2026
$379,900
E
3 beds3 baths2,571 sq ft
1515 New Brunswick Dr, Waterloo, IL 62298
SOLD MAR 20, 2026
$398,975
F
4 beds3.5 baths2,704 sq ft
1235 Castle Green Dr, Waterloo, IL 62298

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

OPEN SAT, 11AM TO 1PM
$225,000
3 beds2 baths1,176 sq ft
513 N Moore St, Waterloo, IL 62298
COMING SOON
$999,999
3 beds3.5 baths2,960 sq ft
627 Benjamin Ln, Waterloo, IL 62298
OPEN SUN, 1PM TO 3PM
$317,000
3 beds3 baths1,928 sq ft
408 N Moore St, Waterloo, IL 62298
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
COMING SOON
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$790,000
3 beds3 baths2,059 sq ft
420 Covington Dr, Waterloo, IL 62298
$314,900
3 beds2.5 baths1,765 sq ft
112 Jefferson, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
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Rental estimate

Est. $1,511 per month, based on comparable rentals

Sale and tax history for 1504 Rachael Ln

Sale History
Tax History

Date

Event

Price

MARIS as Distributed by MLS Grid #26047675

Sep 16, 2026

Sold

Aug 7, 2026

Contingent

—

Jul 30, 2026

Listed

$385,000

$153/sq ft

Jul 24, 2026

Coming Soon

$385,000

$153/sq ft

MARIS as Distributed by MLS Grid #4311097

Dec 9, 2014

Sold

Aug 5, 2014

Listed

$195,000

$78/sq ft

Many upgrades to this energy efficient, new construction home on the north end of Waterloo with an easy commute to St. Louis! This 3 BR, 2 full bath, Craftsman style Gingerwood II plan offers a kitchen w/raised breakfast bar, black appliances, large laundry room and drop zone off kitchen, wood floors in foyer. It also includes an over-sized 16X12 patio, vaulted ceiling in kitchen, dining & great rooms, crown molding on kitchen cabinets along with knob hardware on all cabinetry! Master suite includes large walk-in closet, double bowl sinks, 60" x 42" oval tub/shower unit. Includes egress window for future bedroom in basement. Yard will be seeded and strawed. Estimated completion date November 2014!

MARIS as Distributed by MLS Grid #4209129

Jun 25, 2013

Listed

$29,000

$12/sq ft

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Year

Property tax

Land + Additions

Assessment*

2025

$6,140 (+9.3%)

$16,840 + $89,540

$106,380

2024

$5,620 (+11.3%)

$16,840 + $89,540

$106,380

2023

$5,049 (+0.4%)

$16,454 + $84,488

$100,942

2022

$5,026 (+3.7%)

$15,240 + $71,130

$86,370

2021

$4,848 (+4.3%)

$15,450 + $69,420

$84,870

2020

$4,649 (+4.0%)

$13,050 + $67,380

$80,430

2019

$4,471 (+3.6%)

$13,050 + $62,500

$75,550

2018

$4,316 (+8.9%)

$13,050 + $59,030

$72,080

2017

$3,965 (+3.7%)

$10,110 + $57,790

$67,900

2016

$3,823 (+4.8%)

$9,390 + $53,800

$63,190

2015

$3,647 (+13,926.9%)

$9,390 + $53,800

$63,190

2014

$26

$10,910 + $50,060

$60,970

2013

$26

$420

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.29 Acres

Year renovated

2014

Sq. Ft.

1,594

Year built

2014

Style

Single Family Residential

County

Monroe County

APN

07-12-334-037-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 3
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 0
Lower Level Bedrooms: 1

Bathroom Information
# of Full Baths (Total): 3
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 2
Main And Upper Level Bathrooms: 2
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 1

Basement Information
Has Basement
Basement Features: Partially Finished

Other Rooms Information
Room Count: 0
# of Rooms: 9

Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Dishwasher, Microwave, Range, Refrigerator
Flooring: Carpet, Vinyl

Exterior

Building Information
Construction Materials: Brick Veneer, Vinyl Siding
Roof: Architectural Shingle

Exterior Features
Patio And Porch Features: Front Porch, Patio

Pool Information
Pool YN: 0

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 1,600
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 909
Below Grade Finished Area Source: Estimated

Lot Information
Lot Features: Some Trees, Subdivided
Lot Size Acres: 0.29
Lot Size Source: Public Records

Financial

Tax Information
Tax Annual Amount: $6,140
Tax Year: 2025
Property Assessment City Tax YN: 1

Lease / Rent Details
Lease Considered YN: No

Utilities

Utility Information
Water Source: Public
Electric: Other
Sewer: Public Sewer
Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Address Line: 1504 Rachael LN, WTRL IL 62298

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,594
Stories: 1.0
Lot Size: 0.29 acres
Style: Single Family Residential
Year Built: 2014
Year Renovated: 2014
County: Monroe County
APN: 07-12-334-037-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Auction YN: 0
Home Warranty YN: No

Home Information
Living Area: 2509
Living Area Source: Estimated
Living Area Srch Sq Ft: 2509.00
Above Grade Finished Area Srch Sq Ft: 1600.00
Below Grade Finished Area Srch Sq Ft: 909.00
Public Records
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 2.1mi

Waterloo Junior High School

Public 6-8 • Assigned • 2.2mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.8mi

6/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 22 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

94/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Waterloo. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.4 hrs

6.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$368,000 – $446,000

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New listings for sale in 62298

OPEN SAT, 11AM TO 1PM

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COMING SOON

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FOR SALE BY OWNER

$790,000

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$314,900

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FOR SALE BY OWNER

$1,375,000

— beds— baths— sq ft

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Home values near 1504 Rachael Ln

Data from public records.

Address	Redfin Estimate
1501 Rachael Lane, Waterloo, IL 3 Beds \| 2 Baths \| 1600 Sq. Ft.	$363,282
1520 Rachael Lane, Waterloo, IL 3 Beds \| 4 Baths \| 1664 Sq. Ft.	$372,301

Address	Redfin Estimate
1510 Rachael Lane, Waterloo, IL 3 Beds \| 2 Baths \| 1700 Sq. Ft.	$357,895
1435 Rachael Lane, Waterloo, IL 3 Beds \| 3 Baths \| 1680 Sq. Ft.	$295,512

Address	Redfin Estimate
1509 Rachael Lane, Waterloo, IL 3 Beds \| 2 Baths \| 1721 Sq. Ft.	$339,718
1516 Rachael Lane, Waterloo, IL 3 Beds \| 3 Baths \| 2900 Sq. Ft.	$400,150

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2026. This data may not match . Learn more.

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1504 Rachael Ln, Waterloo, IL 62298

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Market trends in 62298, IL

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Sale and tax history for 1504 Rachael Ln

Public record

Property details

Parking

Interior

Exterior

Financial

Utilities

Location

Public facts

Other

Around this home

Schools

Climate risks

Historical weather

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Home values near 1504 Rachael Ln

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