OFF MARKET

Last listed at $169,900, closed on aug 2016

$307,160

Est. refi paymentEst. refi $1,333/mo

•

1,807

sq ft

205 Debra Ln, Waterloo, IL 62298

About this home

Ready to move into 3 Bedroom, 3 Bath ranch home with privacy fenced yard, maintenance free composite/vinyl deck and much more. Vaulted ceiling as you enter the Great Room which has a gas fireplace & plant shelf. The vault continues into the dining area with wood floors, pretty white cabinets & all the appliances stay. Door from kitchen leads to the new deck added in 2015. The entire Kitchen/Great Room has been freshly painted and very nice. Master suite has a walk in closet, freshly painted & a 3/4 master bath with ceramic floor & built in cabinet. Bedrooms 2 and 3 share a full hall bath. Lower level is finished with a nice sized family room, an office as well as a 3rd bath. Lots of built in storage shelves in the unfinished part of the basement along with a new sump pump. This home has also been mitigated for radon. There is also an oversized 2 car finished garage. This is a very nice home with easy access to Rt. 3.

Single-familyProperty Type

2001Year Built

10,454 sq ftLot Size

$170Est. Price/Sq.Ft.

2 car garageParking

Listed by Tammy Hines • Tammy Mitchell Hines & Co.

Bought with Tammy Hines • Tammy Mitchell Hines & Co.

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #16029097

Redfin Estimate

$307,160

$137K over list price of $170K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.7% lower than the average sale price ($316K) of 6 comparable homes.

SOLD JUL 29, 2026
$295,000
A
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
SOLD OCT 9, 2026
$264,900
B
3 beds2 baths2,236 sq ft
523 Mary Dr, Waterloo, IL 62298
SOLD SEP 24, 2026
$324,900
C
3 beds2 baths1,792 sq ft
849 Blazing Star Dr, Waterloo, IL 62298
SOLD SEP 16, 2026
$290,000
D
3 beds2.5 baths2,296 sq ft
118 Jefferson Dr, Waterloo, IL 62298
SOLD APR 3, 2026
$319,900
E
3 beds2 baths1,640 sq ft
497 Mary Dr, Waterloo, IL 62298
SOLD JUL 1, 2026
$400,000
F
3 beds2 baths1,880 sq ft
400 Mockingbird Ln, Waterloo, IL 62298

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Earn from this home

Sell

$287,444

Est. take-home

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Refinance

Est. cash available

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Rent

$1,485/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

COMING SOON
$560,000
4 beds3 baths2,741 sq ft
476 Hayden Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$380,000
3 beds2 baths1,849 sq ft
107 Kurken Dr, Waterloo, IL 62298
$495,000
4 beds2.5 baths1,895 sq ft
8329 Andy Rd, Waterloo, IL 62298
$424,999
4 beds3.5 baths3,069 sq ft
1033 Turtle Dove Trl, Waterloo, IL 62298
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 205 Debra Ln

Year

Property tax

Land + Additions

Assessment*

2025

$5,750 (+5.0%)

$16,520 + $83,470

$99,990

2024

$5,476 (+12.3%)

$16,520 + $83,470

$99,990

2023

$4,874 (+10.7%)

$16,190 + $82,323

$98,513

2022

$4,402 (+6.7%)

$15,020 + $68,570

$83,590

2021

$4,126 (+1.8%)

$15,230 + $59,850

$75,080

2020

$4,054 (+0.9%)

$12,510 + $56,840

$69,350

2019

$4,017 (+1.3%)

$12,510 + $54,130

$66,640

2018

$3,967 (+8.7%)

$12,510 + $52,850

$65,360

2017

$3,651 (+13.6%)

$9,440 + $53,430

$62,870

2016

$3,215 (−2.0%)

$8,570 + $50,520

$59,090

2015

$3,282 (+6.4%)

$8,570 + $50,520

$59,090

2014

$3,086 (+3.3%)

$10,040 + $50,430

$60,470

2013

$2,988

$10,040 + $47,750

$57,790

Tax history for 205 Debra Ln

Year

Property tax

Land + Additions

Assessment*

2025

$5,750 (+5.0%)

$16,520 + $83,470

$99,990

2024

$5,476 (+12.3%)

$16,520 + $83,470

$99,990

2023

$4,874 (+10.7%)

$16,190 + $82,323

$98,513

2022

$4,402 (+6.7%)

$15,020 + $68,570

$83,590

2021

$4,126 (+1.8%)

$15,230 + $59,850

$75,080

2020

$4,054 (+0.9%)

$12,510 + $56,840

$69,350

2019

$4,017 (+1.3%)

$12,510 + $54,130

$66,640

2018

$3,967 (+8.7%)

$12,510 + $52,850

$65,360

2017

$3,651 (+13.6%)

$9,440 + $53,430

$62,870

2016

$3,215 (−2.0%)

$8,570 + $50,520

$59,090

2015

$3,282 (+6.4%)

$8,570 + $50,520

$59,090

2014

$3,086 (+3.3%)

$10,040 + $50,430

$60,470

2013

$2,988

$10,040 + $47,750

$57,790

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

10,403 Sq. Ft.

Year renovated

2001

Sq. Ft.

1,336

Year built

2001

Style

Single Family Residential

County

Monroe County

APN

07-25-451-031-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Attached Garage, Garage Door Opener
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 3
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Great Room
Room Dimensions: 16x15
Room Length: 16
Room Width: 15
Room Level: Second or Main

Room 2 Information
Room Type: Breakfast Room
Room Dimensions: 12x13
Room Length: 12
Room Width: 13
Room Level: Second or Main

Room 3 Information
Room Type: Kitchen
Room Dimensions: 12x13
Room Length: 12
Room Width: 13
Room Level: Second or Main

Room 4 Information
Room Type: Master Bedroom
Room Dimensions: 15x13
Room Length: 15
Room Width: 13
Room Level: Second or Main

Room 5 Information
Room Type: Bathroom
Room Dimensions: 9x5
Room Length: 9
Room Width: 5
Room Level: Second or Main

Room 6 Information
Room Type: Bedroom
Room Dimensions: 13x11
Room Length: 13
Room Width: 11
Room Level: Second or Main

Room 7 Information
Room Type: Bedroom
Room Dimensions: 13x11
Room Length: 13
Room Width: 11
Room Level: Second or Main

Room 8 Information
Room Type: Bathroom
Room Dimensions: 8x5
Room Length: 8
Room Width: 5
Room Level: Second or Main

Room 9 Information
Room Type: Family Room
Room Dimensions: 22x15
Room Length: 22
Room Width: 15
Room Level: First or Lower

Room 10 Information
Room Type: Other Room
Room Dimensions: 11x9
Room Length: 11
Room Width: 9
Room Level: First or Lower

Room 11 Information
Room Type: Bathroom
Room Dimensions: 7x6
Room Length: 7
Room Width: 6
Room Level: First or Lower

Basement Information
Basement Features: Bathroom in LL, Concrete, Full, Partially Finished

Other Rooms Information
# of Rooms: 11

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Open Floorplan, Vaulted Ceiling, Walk-in Closet(s)
Window Features: Six Panel Door(s)
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator

Exterior

Building Information
Construction Materials: Brk/Stn Veneer Frnt, Vinyl Siding

Property Information
Ownership Type: Private
Development Status: Unknown
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,336
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 471
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Fencing
Lot Size Acres: 0.24
Lot Size Dimensions: 116x93x109x94
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $3,086
Tax Year: 2014

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt. 3 to Library. Right on Debra. House on Left

Public facts

Beds: 3
Baths: 4.0
Sq. Ft.: 1,336
Stories: 1.0
Lot Size: 10,403 square feet
Style: Single Family Residential
Year Built: 2001
Year Renovated: 2001
County: Monroe County
APN: 07-25-451-031-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1807
Levels: One

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.8mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.9mi

7/10

Waterloo High School

Public 9-12 • Assigned • 0.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$292,000 – $354,000

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Nearby similar homes

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NEW CONSTRUCTION

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New listings for sale in 62298

COMING SOON3D WALKTHROUGH

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476 Hayden Dr, Waterloo, IL 62298

FOR SALE BY OWNER

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3 beds2 baths1,849 sq ft

107 Kurken Dr, Waterloo, IL 62298

$495,000

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Home values near 205 Debra Ln

Data from public records.

Address	Redfin Estimate
209 Debra Lane, Waterloo, IL 3 Beds \| 4 Baths \| 1720 Sq. Ft.	$307,654
709 Elaine Drive, Waterloo, IL 3 Beds \| 2 Baths \| 1748 Sq. Ft.	$290,265

Address	Redfin Estimate
206 Dale Street, Waterloo, IL 4 Beds \| 2.5 Baths \| 1714 Sq. Ft.	$284,724
209 Dale Street, Waterloo, IL 3 Beds \| 3 Baths \| 1400 Sq. Ft.	$252,019

Address	Redfin Estimate
615 S Church Street, Waterloo, IL 3 Beds \| 2 Baths \| 1410 Sq. Ft.	$233,327
609 S Church Street, Waterloo, IL 4 Beds \| 3 Baths \| 806 Sq. Ft.	$201,452

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2016. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 205 Debra Ln

Tax history for 205 Debra Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 205 Debra Ln

More real estate resources