OFF MARKET

Last listed at $199,900, closed on jun 2024

$213,721

Est. refi paymentEst. refi $1,672/mo

•

1,040

sq ft

257 N Main St, Waterloo, IL 62298

About this home

Single-familyProperty Type

1889Year Built

0.28 acresLot Size

$206Est. Price/Sq.Ft.

Listed by Monica Schmidt • eXp Realty

Bought with Lisa Meegan • RE/MAX Preferred

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #24028035

Redfin Estimate

$213,721

$14K over list price of $200K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 8.4% lower than the average sale price ($233K) of 6 comparable homes.

SOLD JUL 31, 2026
$189,900
A
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD AUG 26, 2026
$215,000
B
2 beds1 bath1,304 sq ft
405 Veterans Dr, Waterloo, IL 62298
SOLD AUG 28, 2026
$285,000
C
2 beds2 baths2,290 sq ft
719 Waterloo Dr, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
D
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD AUG 4, 2026
$185,000
E
2 beds1 bath1,031 sq ft
218 Magnolia Ave, Waterloo, IL 62298
SOLD SEP 25, 2026
$300,000
F
2 beds2 baths2,244 sq ft
411 Washington Dr, Waterloo, IL 62298

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Earn from this home

Sell

$199,369

Est. take-home

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Est. cash available

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Rent

$1,353/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

OPEN TODAY, 12PM TO 2PM
$549,900
5 beds3.5 baths3,950 sq ft
6131 Chantilly Bnd, Waterloo, IL 62298
$424,999
4 beds3.5 baths3,069 sq ft
1033 Turtle Dove Trl, Waterloo, IL 62298
OPEN TODAY, 12PM TO 2PM
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
$285,000
4 beds2 baths2,060 sq ft
210 W 4th St, Waterloo, IL 62298
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 257 N Main St

Date

Event

Price

Public Records

Jun 5, 2024

Sold

$200,000

$192/sq ft

MARIS as Distributed by MLS Grid #24028035

Jun 3, 2024

Sold

Public Records

Apr 18, 2022

Sold

$79,900

$77/sq ft

MARIS as Distributed by MLS Grid #22018739

Apr 1, 2022

Pending

—

Mar 31, 2022

Listed

$79,900

$77/sq ft

+21

Looking for a project... look no more! This 1.5 story home located in the heart of Waterloo is just waiting for its new owner to bring it back to life. The possibilities are endless in this 2 bed & 1 bath home featuring a detached workshop perfect for more finished living space. Tall ceilings, large open rooms, main floor laundry, HUGE private back yard and so much more. Great location - walking distance to Main Street restaurants & retail shops. Channel your inner Chip & Joanna Gains to make this house your perfect home or next investment property. Priced to sell and to be sold "AS IS" and to make no repairs..... buyers will also be responsible for city inspection. Opportunities don't come up like this very often; don't let this one get away, make your appointment today!

Year

Property tax

Land + Additions

Assessment*

2025

$2,793 (+1.4%)

$16,790 + $34,740

$51,530

2024

$2,755 (+0.9%)

$16,790 + $34,740

$51,530

2023

$2,730 (+94.3%)

$16,401 + $33,658

$50,059

2022

$1,405 (+10.3%)

$15,200 + $28,350

$43,550

2021

$1,274 (+3.7%)

$15,410 + $6,630

$22,040

2020

$1,229 (−0.3%)

$13,010 + $6,550

$19,560

2019

$1,232 (−9.8%)

$13,010 + $5,400

$18,410

2018

$1,366 (+2.8%)

$13,010 + $5,250

$18,260

2017

$1,328 (+1.0%)

$10,770 + $8,900

$19,670

2016

$1,315 (+0.8%)

$10,770 + $8,900

$19,670

2015

$1,305 (−7.8%)

$10,770 + $8,900

$19,670

2014

$1,415

$10,770 + $17,510

$28,280

2013

$1,416

$10,770 + $11,400

$22,170

Tax history for 257 N Main St

Year

Property tax

Land + Additions

Assessment*

2025

$2,793 (+1.4%)

$16,790 + $34,740

$51,530

2024

$2,755 (+0.9%)

$16,790 + $34,740

$51,530

2023

$2,730 (+94.3%)

$16,401 + $33,658

$50,059

2022

$1,405 (+10.3%)

$15,200 + $28,350

$43,550

2021

$1,274 (+3.7%)

$15,410 + $6,630

$22,040

2020

$1,229 (−0.3%)

$13,010 + $6,550

$19,560

2019

$1,232 (−9.8%)

$13,010 + $5,400

$18,410

2018

$1,366 (+2.8%)

$13,010 + $5,250

$18,260

2017

$1,328 (+1.0%)

$10,770 + $8,900

$19,670

2016

$1,315 (+0.8%)

$10,770 + $8,900

$19,670

2015

$1,305 (−7.8%)

$10,770 + $8,900

$19,670

2014

$1,415

$10,770 + $17,510

$28,280

2013

$1,416

$10,770 + $11,400

$22,170

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.28 Acres

Year renovated

1889

Sq. Ft.

1,040

Year built

1889

Style

Single Family Residential

County

Monroe County

APN

07-24-449-041-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 0
Parking Features: Off Street
Carport Spaces: 0

Interior

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 1

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 1

Basement Information
Has Basement
Basement Features: Cellar

Other Rooms Information
# of Rooms: 5

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Appliances: Dryer, Gas Oven, Refrigerator, Washer

Exterior

Building Information
Construction Materials: Vinyl Siding

Property Information
Ownership Type: Owner by Contract
Property Type: Residential
Property Sub Type: Residential
Other Structures: Shed(s)
Above Grade Finished Area: 1,040
Above Grade Finished Area Source: Other
Below Grade Finished Area Source: Other

Lot Information
Lot Size Acres: 0.28
Lot Size Dimensions: .28
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $1,405
Tax Year: 2022

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,040
Stories: 1.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 1889
Year Renovated: 1889
County: Monroe County
APN: 07-24-449-041-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1040
Levels: One and One Half

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.2mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.2mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.7mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$204,000 – $246,000

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New listings for sale in 62298

OPEN TODAY, 12PM TO 2PM

$549,900

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6131 Chantilly Bnd, Waterloo, IL 62298

$424,999

4 beds3.5 baths3,069 sq ft

1033 Turtle Dove Trl, Waterloo, IL 62298

OPEN TODAY, 12PM TO 2PM

$499,000

4 beds3 baths3,068 sq ft

6107 Briar Trl, Waterloo, IL 62298

$285,000

4 beds2 baths2,060 sq ft

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Home values near 257 N Main St

Data from public records.

Address	Redfin Estimate
239 N Main Street, Waterloo, IL 3 Beds \| 2 Baths \| 1517 Sq. Ft.	$270,797
263 N Main Street, Waterloo, IL 4 Beds \| 4 Baths \| 1129 Sq. Ft.	$247,795

Address	Redfin Estimate
267 N Main Street, Waterloo, IL 3 Beds \| 1 Baths \| 1546 Sq. Ft.	$211,651
237 N Main Street, Waterloo, IL 3 Beds \| 2 Baths \| 1260 Sq. Ft.	$219,361

Address	Redfin Estimate
262 N Main Street, Waterloo, IL 3 Beds \| 3 Baths \| 966 Sq. Ft.	$218,801
269 N Main Street, Waterloo, IL 3 Beds \| 1 Baths \| 1192 Sq. Ft.	$205,871

Property information provided by MARIS as Distributed by MLS Grid .

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 257 N Main St

Tax history for 257 N Main St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 257 N Main St

More real estate resources