OFF MARKET

Last listed at $199,900, CLOSED ON Oct 2024

$236,501

Est. refi paymentEst. refi $624/mo

•

1,836

sq ft

304 Walnut St, Waterloo, IL 62298

About this home

Step into a piece of history with this delightful 3-bed, 2-bath centennial home. Located just a short distance from downtown Waterloo, this property is ready for its new owners! The main level features a primary bedroom complete with its own full bathroom. Additionally, there’s a second full bathroom, a versatile bonus room (currently set up as a bedroom with a closet), and a laundry room. The kitchen and dining room provide ample space. Upstairs, you’ll find two more spacious bedrooms. Throughout the home, you’ll fall in love with the exposed brick walls and arched doorways. The exterior showcases classic brickwork and a durable metal roof. The backyard is fenced in and includes a nice-sized garden shed. While this home is ready for a few finishing touches, it presents a fantastic opportunity for the right buyer to restore its full potential. With an AC system only 3 years old, you can focus on bringing your own vision to life. This property is being sold as-is.

Single-familyProperty Type

1880Year Built

5,663 sq ftLot Size

$129Est. Price/Sq.Ft.

Listed by Monica Schmidt • eXp Realty

Listed by Sara Schmitz • eXp Realty

Bought with Monica Schmidt • eXp Realty

Redfin checked: 3 minutes ago

•Source:MARIS as Distributed by MLS Grid #24053737

Redfin Estimate

$236,501

$37K over list price of $200K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 11% higher than the average sale price ($213K) of 5 comparable homes.

SOLD AUG 17, 2026
$236,000
A
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
B
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD JUL 10, 2026
$209,900
C
3 beds1 bath1,654 sq ft
401 Park St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
D
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD JUN 1, 2026
$249,900
E
3 beds2.5 baths2,090 sq ft
308 Walnut St, Waterloo, IL 62298

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Earn from this home

Sell

$220,841

Est. take-home

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Refinance

Est. cash available

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Rent

$1,475/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

FOR SALE BY OWNER
$465,000
3 beds3 baths1,499 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$300,000
2 beds2 baths2,244 sq ft
411 Washington Dr, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 304 Walnut St

Year

Property tax

Land + Additions

Assessment*

2025

$4,553 (+6.7%)

$15,690 + $58,920

$74,610

2024

$4,268 (+7.2%)

$15,690 + $58,920

$74,610

2023

$3,981 (+9.6%)

$15,504 + $56,596

$72,100

2022

$3,633 (+12.9%)

$14,460 + $49,060

$63,520

2021

$3,218 (+5.1%)

$14,730 + $48,270

$63,000

2020

$3,061 (+2.3%)

$7,940 + $47,470

$55,410

2019

$2,993 (+0.4%)

$7,940 + $43,810

$51,750

2018

$2,980 (+4.2%)

$7,940 + $42,230

$50,170

2017

$2,861 (−1.8%)

$6,430 + $42,230

$48,660

2016

$2,914 (+10.9%)

$4,770 + $41,830

$46,600

2015

$2,628 (−0.6%)

$4,770 + $41,830

$46,600

2014

$2,644 (−3.0%)

$5,490 + $34,130

$39,620

2013

$2,727

$5,490 + $37,210

$42,700

Tax history for 304 Walnut St

Year

Property tax

Land + Additions

Assessment*

2025

$4,553 (+6.7%)

$15,690 + $58,920

$74,610

2024

$4,268 (+7.2%)

$15,690 + $58,920

$74,610

2023

$3,981 (+9.6%)

$15,504 + $56,596

$72,100

2022

$3,633 (+12.9%)

$14,460 + $49,060

$63,520

2021

$3,218 (+5.1%)

$14,730 + $48,270

$63,000

2020

$3,061 (+2.3%)

$7,940 + $47,470

$55,410

2019

$2,993 (+0.4%)

$7,940 + $43,810

$51,750

2018

$2,980 (+4.2%)

$7,940 + $42,230

$50,170

2017

$2,861 (−1.8%)

$6,430 + $42,230

$48,660

2016

$2,914 (+10.9%)

$4,770 + $41,830

$46,600

2015

$2,628 (−0.6%)

$4,770 + $41,830

$46,600

2014

$2,644 (−3.0%)

$5,490 + $34,130

$39,620

2013

$2,727

$5,490 + $37,210

$42,700

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

5,482 Sq. Ft.

Year renovated

1880

Sq. Ft.

1,386

Year built

1880

Style

Single Family Residential

County

Monroe County

APN

07-25-404-009-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 0
Parking Features: Off Street
Carport Spaces: 0

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 1

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Type: Living Room
Room Dimensions: 15x14
Room Length: 15
Room Width: 14
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 12x14
Room Length: 12
Room Width: 14
Room Level: Main

Room 3 Information
Room Type: Dining Room
Room Dimensions: 12x17
Room Length: 12
Room Width: 17
Room Level: Main

Room 4 Information
Room Type: Bathroom
Room Level: Main

Room 5 Information
Room Type: Laundry
Room Level: Main

Room 6 Information
Room Level: Main

Room 7 Information
Room Level: Main

Room 8 Information
Room Type: Bonus Room
Room Level: Main

Room 9 Information
Room Type: Bedroom
Room Level: Upper

Room 10 Information
Room Type: Bedroom
Room Level: Upper

Basement Information
Has Basement
Basement Features: Unfinished

Other Rooms Information
# of Rooms: 10

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Wall/Window Unit(s), Electric

Interior Features
Interior Features: Carpets
Appliances: Dishwasher, Gas Oven, Refrigerator

Exterior

Building Information
Construction Materials: Brick Veneer

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,836
Above Grade Finished Area Source: Other

Lot Information
Lot Features: Fencing
Lot Size Acres: 0.13
Lot Size Dimensions: .13
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $3,633
Tax Year: 2022

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 1,386
Stories: 1.5
Lot Size: 5,482 square feet
Style: Single Family Residential
Year Built: 1880
Year Renovated: 1880
County: Monroe County
APN: 07-25-404-009-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1836
Levels: One and One Half

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.7mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.7mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.1mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$225,000 – $272,000

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New listings for sale in 62298

FOR SALE BY OWNER

$465,000

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6730 Cardinal Dr, Waterloo, IL 62298

$114,000

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319 S Main St, Waterloo, IL 62298

$300,000

2 beds2 baths2,244 sq ft

411 Washington Dr, Waterloo, IL 62298

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Home values near 304 Walnut St

Data from public records.

Address	Redfin Estimate
310 Walnut St, Waterloo, IL 2 Beds \| 1.5 Baths \| 1805 Sq. Ft.	$218,182
311 Walnut St, Waterloo, IL 2 Beds \| 1 Baths \| 1170 Sq. Ft.	$158,932

Address	Redfin Estimate
313 Walnut St, Waterloo, IL 3 Beds \| 1 Baths \| 1020 Sq. Ft.	$211,365
309 Walnut St, Waterloo, IL 3 Beds \| 1 Baths \| 1008 Sq. Ft.	$214,319

Address	Redfin Estimate
315 Walnut St, Waterloo, IL 3 Beds \| 3 Baths \| 840 Sq. Ft.	$224,702
307 Walnut St, Waterloo, IL 2 Beds \| 1 Baths \| 891 Sq. Ft.	$163,300

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 304 Walnut St

Tax history for 304 Walnut St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 304 Walnut St

More real estate resources