OFF MARKET

Last listed at $399,900, closed on jan 2025

$398,296

Est. refi paymentEst. refi $3,132/mo

•

2,897

sq ft

308 Independence Ave, Waterloo, IL 62298

About this home

Want to sit on your deck or patio and look out over the lake? This 3br home sits on over 1/3 acre in a sought after subdivision in town! Main level has 2 full baths & the 3 bedrooms including a primary suite with a walkin closet to die for, wooden plank accent wall and primary bathroom. Kitchen has newer SS appliances including a refrigerator that the doors change color, granite countertops & breakfast bar. Open floor plan between kitchen, dining area and family room and a gas fireplace. Lower level has a HUGE family room area, full bath and a 2nd fully operational kitchen that leads out to a covered patio area.....also lots of storage space. Newer Washer and dryer also stay and you have lake privileges and access to the clubhouse. House on the lake in town on a large lot, minutes from Rte 3....won't last long!

Single-familyProperty Type

2016Year Built

0.35 acresLot Size

$137Est. Price/Sq.Ft.

3 car garageParking

Listed by Beth Luhr • eXp Realty

Bought with Monica Schmidt • eXp Realty

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #24061525

Redfin Estimate

$398,296

$1,604 under list price of $400K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 9.4% higher than the average sale price ($364K) of 6 comparable homes.

SOLD JUL 1, 2026
$400,000
A
3 beds2 baths1,880 sq ft
400 Mockingbird Ln, Waterloo, IL 62298
SOLD FEB 25, 2026
$389,900
B
3 beds3 baths1,803 sq ft
517 Grand Ave, Waterloo, IL 62298
SOLD OCT 27, 2026
$369,900
C
4 beds2 baths2,272 sq ft
1024 W Fallen Lake Dr, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
D
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
SOLD FEB 26, 2026
$339,900
E
3 beds3 baths1,538 sq ft
1014 Illinois Ave, Waterloo, IL 62298
SOLD JUL 23, 2026
$390,000
F
3 beds3 baths3,257 sq ft
1042 Illinois Ave, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

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Rent

$1,713/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

NEW 19 HRS AGO
$267,500
3 beds1.5 baths2,491 sq ft
902 Evansville Ave, Waterloo, IL 62298
NEW 23 HRS AGO
$399,900
3 beds2 baths1,584 sq ft
5842 Deer Hill Rd, Waterloo, IL 62298
COMING SOON
$299,900
2 beds3 baths1,616 sq ft
713 Willow Ln, Waterloo, IL 62298
$30,000
Studio— baths784 sq ft
238 Grand Ave Unit A, Waterloo, IL 62298
OPEN NOV 21, 10AM TO 12PM
$300,000
3 beds2.5 baths3,797 sq ft
5723 Konarick Rd, Waterloo, IL 62298
$345,000
3 beds3 baths2,887 sq ft
715 Legion Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 308 Independence Ave

Date

Event

Price

Public Records

Jan 16, 2025

Sold

$393,000

$136/sq ft

MARIS as Distributed by MLS Grid #24061525

Jan 15, 2025

Sold

Jan 11, 2025

Pending

—

Dec 3, 2024

Contingent

—

Nov 13, 2024

Price Changed

$399,900

$138/sq ft

Oct 21, 2024

Price Changed

$409,900

$141/sq ft

Oct 10, 2024

Listed

$420,000

$145/sq ft

Sep 27, 2024

Coming Soon

$420,000

$145/sq ft

MARIS as Distributed by MLS Grid #16065149

Dec 20, 2016

Pending

—

Dec 19, 2016

Sold

Oct 24, 2016

Contingent

—

Sep 16, 2016

Listed

$239,900

$83/sq ft

Welcome to this new construction, ranch home in Westview Acres w/over 1800 sq. ft. & 3 car garage. With 3 beds, 2 baths & a full, unfinished, walk-out bsmt that has a 12' pour, this home has plenty of room for your needs. The covered front porch is great for enjoying peaceful evenings. The entry foyer has wood floors, & you will see the 2 beds and bath on one side of the home. The kitchen features stainless appliances, granite counters, and tons of cabinet space. The dining room also has wood floors and leads into the living room w/ gas fp. There is a 18 x 10 deck off the dining room. On the other side of the kitchen is the master suite with a door leading to the deck as well. The mstr bath has double sinks, separate tub/shower & huge walk-in closet. The main floor laundry is off the garage. The bsmt has a rough-in for future bath & would be a great space to finish w/the high ceilings. Home is built in compliance w/the IL Energy Conservation Law. Don't miss this great home! ECD Dec 16.

MARIS as Distributed by MLS Grid #4307290

May 29, 2014

Listed

$32,000

$11/sq ft

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Tax history for 308 Independence Ave

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.35 Acres

Year renovated

2016

Sq. Ft.

1,842

Year built

2016

Style

Single Family Residential

County

Monroe County

APN

07-26-201-134-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 3
Parking Features: Attached Garage, Garage Door Opener
Garage Spaces: 3
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 3
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 2

Basement Information
Has Basement
Basement Features: Bathroom in LL, Full, Partially Finished, Walk-Out Access

Other Rooms Information
# of Rooms: 8

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Exterior

Building Information
Construction Materials: Brick Veneer

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,811
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 1,086
Below Grade Finished Area Source: Owner

Lot Information
Lot Size Acres: 0.35
Lot Size Dimensions: .35 acre

Financial

Tax Information
Tax Annual Amount: $5,900
Tax Year: 2022

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Amenities: Clubhouse, Underground Utilities

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rte 3 to Illinois Ave, right on Mockingbird, left on Independence.

Public facts

Beds: 3
Baths: 5.0
Sq. Ft.: 1,842
Stories: 1.0
Lot Size: 0.35 acres
Style: Single Family Residential
Year Built: 2016
Year Renovated: 2016
County: Monroe County
APN: 07-26-201-134-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Date Information
Expected Active Date: Friday, October 11, 2024

Home Information
Living Area: 2897
Levels: One

Around this home

Schools

K - 12
Preschool & daycare

W J Zahnow Elementary School

Public PreK-1 • Assigned • 1.4mi

Waterloo Junior High School

Public 6-8 • Assigned • 1.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 2.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.8 hours in June and 4.2 hours in December, which is comparable to the U.S. average for solar exposure.

9.8 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$379,000 – $459,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

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New listings for sale in 62298

NEW 19 HRS AGO

$267,500

3 beds1.5 baths2,491 sq ft

902 Evansville Ave, Waterloo, IL 62298

Full brick ranch • Natural light • Breakfast bar

NEW 23 HRS AGO

$399,900

3 beds2 baths1,584 sq ft

5842 Deer Hill Rd, Waterloo, IL 62298

All brick ranch • 4.7 wooded acres • New deck

COMING SOON

$299,900

2 beds3 baths1,616 sq ft

713 Willow Ln, Waterloo, IL 62298

Full brick ranch • Corner lot • Main level living

$30,000

Studio— baths784 sq ft

238 Grand Ave Unit A, Waterloo, IL 62298

Storage shed • Manageable lot • Prime location

OPEN NOV 21, 10AM TO 12PM

$300,000

3 beds2.5 baths3,797 sq ft

5723 Konarick Rd, Waterloo, IL 62298

2.5 acres • Finished basement • 30 x 40 pole barn

$345,000

3 beds3 baths2,887 sq ft

715 Legion Dr, Waterloo, IL 62298

Full brick home • Hardwood floors • Large picture window

Home values near 308 Independence Ave

Data from public records.

Address	Redfin Estimate
323 Independence Avenue, Waterloo, IL 3 Beds \| 2 Baths \| 1790 Sq. Ft.	$382,017
311 Independence Avenue, Waterloo, IL 3 Beds \| 3 Baths \| 2251 Sq. Ft.	$421,264

Address	Redfin Estimate
322 Independence Avenue, Waterloo, IL 3 Beds \| 2 Baths \| 1721 Sq. Ft.	$341,524
307 Independence Avenue, Waterloo, IL 5 Beds \| 3 Baths \| 3050 Sq. Ft.	$454,089

Address	Redfin Estimate
303 Independence Avenue, Waterloo, IL 3 Beds \| 4 Baths \| 2102 Sq. Ft.	$418,621
315 Independence Avenue, Waterloo, IL 3 Beds \| 2 Baths \| 1811 Sq. Ft.	$395,886

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 308 Independence Ave

Tax history for 308 Independence Ave

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 308 Independence Ave

More real estate resources