Last listed at $100,000, CLOSED ON Aug 2021

$166,226

Est. refi paymentEst. refi $972/mo

•

2,332

sq ft

314 Front St, Waterloo, IL 62298

About this home

Delightful 3 Bedroom, 2 Bath home sits at the front of its lot with a large fenced in park-like back yard and mature trees. Foyer with closet entrance opens this cozy home to the living room lit up by the beautiful bay window. Elegant arched doorway highlights the formal dining room. Wood wrapped doorways lead you to the eat-in kitchen with exposed grey brick accent wall. Full bathroom has oversized single sink vanity, additional wall cabinet, window in the tub/shower and laundry shoot to the basement. Main Level Master Bedroom showcases his and hers closets while the upstairs features 2 bedrooms with individual closets, foyer closet and attic storage. Full basement is ready for any party with Bathroom, Refrigerator, Wood Bar, stools and open floor plan. Laundry room connects to utility room/storage area with built-in shelving for convenience. Oversized 2 Car Garage in rear with additional parking to the side. Windsor stone flower bed accents parking area beautifully.

Single-familyProperty Type

1944Year Built

6,970 sq ftLot Size

$71Est. Price/Sq.Ft.

2 car garageParking

Listed by JoAnn Meier • Re/Max First Choice

Bought with JoAnn Meier • Re/Max First Choice

Redfin checked: a few seconds ago

•Source:MARIS as Distributed by MLS Grid #21060287

Redfin Estimate

$166,226

$66K over list price of $100K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 17.4% lower than the average sale price ($201K) of 5 comparable homes.

SOLD AUG 17, 2026
$236,000
A
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
B
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD MAY 7, 2026
$229,900
C
3 beds2 baths1,829 sq ft
705 Leo St, Waterloo, IL 62298
SOLD JUL 14, 2026
$150,000
D
2 beds2 baths1,410 sq ft
539 S Main St, Waterloo, IL 62298
SOLD JUL 10, 2026
$209,900
E
3 beds1 bath1,654 sq ft
401 Park St, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,360/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

NEW 6 HRS AGO
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$465,000
3 beds3 baths1,499 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 314 Front St

Date

Event

Price

Public Records

Apr 2, 2015

Sold

$146,400

$63/sq ft

MARIS as Distributed by MLS Grid #4315798

Apr 1, 2015

Sold

Nov 12, 2014

Listed

$123,000

$53/sq ft

+19

Public Records

Jul 30, 2004

Sold

$125,000

$54/sq ft

Public Records

Aug 8, 1979

Sold

$44,000

$19/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,946 (+2.5%)

$16,050 + $48,610

$64,660

2024

$3,849 (+15.1%)

$16,050 + $48,610

$64,660

2023

$3,344 (−1.5%)

$15,789 + $49,235

$65,024

2022

$3,394 (+11.7%)

$14,710 + $38,640

$53,350

2021

$3,038 (+0.1%)

$14,950 + $38,310

$53,260

2020

$3,033 (−4.4%)

$9,920 + $36,720

$46,640

2019

$3,174 (+1.8%)

$9,920 + $35,530

$45,450

2018

$3,119 (+2.8%)

$9,920 + $37,130

$47,050

2017

$3,034 (+4.1%)

$7,740 + $37,180

$44,920

2016

$2,915 (+16.7%)

$6,420 + $37,190

$43,610

2015

$2,498 (+8.5%)

$6,420 + $37,190

$43,610

2014

$2,303 (+2.3%)

$7,460 + $36,200

$43,660

2013

$2,252

$7,460 + $33,810

$41,270

Tax history for 314 Front St

Year

Property tax

Land + Additions

Assessment*

2025

$3,946 (+2.5%)

$16,050 + $48,610

$64,660

2024

$3,849 (+15.1%)

$16,050 + $48,610

$64,660

2023

$3,344 (−1.5%)

$15,789 + $49,235

$65,024

2022

$3,394 (+11.7%)

$14,710 + $38,640

$53,350

2021

$3,038 (+0.1%)

$14,950 + $38,310

$53,260

2020

$3,033 (−4.4%)

$9,920 + $36,720

$46,640

2019

$3,174 (+1.8%)

$9,920 + $35,530

$45,450

2018

$3,119 (+2.8%)

$9,920 + $37,130

$47,050

2017

$3,034 (+4.1%)

$7,740 + $37,180

$44,920

2016

$2,915 (+16.7%)

$6,420 + $37,190

$43,610

2015

$2,498 (+8.5%)

$6,420 + $37,190

$43,610

2014

$2,303 (+2.3%)

$7,460 + $36,200

$43,660

2013

$2,252

$7,460 + $33,810

$41,270

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

7,171 Sq. Ft.

Year renovated

1944

Sq. Ft.

856

Year built

1944

Style

Single Family Residential

County

Monroe County

APN

08-30-333-006-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 2
Parking Features: Detached, Other
Garage Spaces: 2
Carport Spaces: 0
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 1

Bathroom Information
# of Full Baths (Total): 1
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Bedroom
Room Dimensions: 12x11
Room Length: 12
Room Width: 11
Room Level: Second or Main

Room 2 Information
Room Type: Bedroom
Room Dimensions: 10x12
Room Length: 10
Room Width: 12
Room Level: Third or Upper

Room 3 Information
Room Type: Bedroom
Room Dimensions: 10x12
Room Length: 10
Room Width: 12
Room Level: Third or Upper

Room 4 Information
Room Type: Dining Room
Room Dimensions: 10x10
Room Length: 10
Room Width: 10
Room Level: Second or Main

Room 5 Information
Room Type: Kitchen
Room Dimensions: 15x9
Room Length: 15
Room Width: 9
Room Level: Second or Main

Room 6 Information
Room Type: Living Room
Room Dimensions: 18x14
Room Length: 18
Room Width: 14
Room Level: Second or Main

Room 7 Information
Room Type: Other Room
Room Dimensions: 14x6
Room Length: 14
Room Width: 6
Room Level: Third or Upper

Basement Information
Has Basement
Basement Features: Full

Other Rooms Information
# of Rooms: 7

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Appliances: Dishwasher, Microwave, Range

Exterior

Building Information
Construction Materials: Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,712
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 620

Lot Information
Lot Size Acres: 0.16
Lot Size Dimensions: 45 x 155

Financial

Tax Information
Tax Annual Amount: $2,253
Tax Year: 2013

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Route 3 to Market Street to Front Street (aka Highway 156 East), House on the right.

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 856
Stories: 1.5
Lot Size: 7,171 square feet
Style: Single Family Residential
Year Built: 1944
Year Renovated: 1944
County: Monroe County
APN: 08-30-333-006-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 2332
Levels: One and One Half

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 0.5mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.8mi

7/10

Waterloo High School

Public 9-12 • Assigned • 0.8mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$158,000 – $192,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 62298

NEW 6 HRS AGO

$898,000

4 beds3.5 baths4,100 sq ft

600 Covington Dr, Waterloo, IL 62298

FOR SALE BY OWNER

$465,000

3 beds3 baths1,499 sq ft

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$114,000

1 bed1 bath777 sq ft

319 S Main St, Waterloo, IL 62298

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3 beds2.5 baths1,852 sq ft

610 Laurel Dr, Waterloo, IL 62298

Home values near 314 Front St

Data from public records.

Address	Redfin Estimate
316 Front St, Waterloo, IL 3 Beds \| 1 Baths \| 1275 Sq. Ft.	$146,635
305 Front St, Waterloo, IL 4 Beds \| 2 Baths \| 2200 Sq. Ft.	$238,826

Address	Redfin Estimate
323 Front St, Waterloo, IL 3 Beds \| 3 Baths \| 1228 Sq. Ft.	$251,334
309 Front St, Waterloo, IL 2 Beds \| 2 Baths \| 1150 Sq. Ft.	$214,063

Address	Redfin Estimate
319 Front St, Waterloo, IL 3 Beds \| 2 Baths \| 1283 Sq. Ft.	$243,315
307 Front St, Waterloo, IL 3 Beds \| 2 Baths \| 1224 Sq. Ft.	$234,075

Property information provided by MARIS as Distributed by MLS Grid .

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 314 Front St

Tax history for 314 Front St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 314 Front St

More real estate resources