For sale
$175,000
Est. $1,237/mo —
2
bd
•
1 ba
•
777
sq ft

319 S Main St, Waterloo, IL 62298

map-entry

About this home

Single-familyProperty Type
1876Year Built
4,965 sq ftLot Size
$225Price/Sq.Ft.
Listed by Michelle Miller • Miller & Associates of Waterloo
Listing updated:
Redfin checked: 2 minutes ago
•Source:MARIS as Distributed by MLS Grid #26054680
37 days on Redfin • 108 views

Payment calculator

$1,237 per month

Principal and interest$979
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($35,000)
Home price
$175,000
Loan details
30-yr fixed, 7.5%
5 minutes to get started. No credit impact. 

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Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.5mi

10/10
Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10
Waterloo High School

Public 9-12 • Assigned • 1.2mi

6/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

319 S Main St · $175,000
$176K and above
75% chance or better to win
Why $176K+ is a strong offer
DAYS ON MARKET
38 days
The average home goes pending in 38 days.
SALE-TO-LIST
100.3%
Most homes are selling 0% above list price.
About offer insights

Property details

  • Interior features
  • One and one-half levels
  • Crawl space basement
  • Bedrooms
  • 2 bedrooms total
  • 1 bedroom on the main level
  • 1 bedroom on the upper level
  • Bathrooms
  • 1 full bathroom
  • Heating & cooling
  • Forced air heating
  • Electric cooling

Sale and tax history for 319 S Main St

Public record

Beds
1
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
4,982 Sq. Ft.
Year renovated
1876
Finished Sq. Ft.
777
Unfinished Sq. Ft.
—
Total Sq. Ft.
777
Year built
1876
Style
Single Family Residential
County
Monroe County
APN
07-25-283-020-000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298
Average low and high temperatures (°F)
38
21
48
28
66
42
71
52
75
57
86
68
90
72
87
66
85
60
74
50
58
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

93/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.1 hrs
6.9 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 319 S Main St

$168,737
$6,263 under list price of $175K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $170K to $240K.

More resources

Rental earnings

Est. $1,374 per month, based on comparable rentals

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Details provided by MARIS as Distributed by MLS Grid and may not match the public record. Learn more.
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GreatSchools Ratings provided by GreatSchools.org.