SOLD SEP 19, 2025

Last listed at $515,000, CLOSED ON Sep 2025

$518,262

Est. refi paymentEst. refi $1,129/mo

•

3,290

sq ft

331 E 4th St, Waterloo, IL 62298

About this home

Historic 5-Bedroom Home on 3.88 Acres with Barn & Fountain Courtyard! Experience the perfect blend of historic charm and modern comfort with this beautifully updated 5-bedroom, 2-bath home set on 3.88 acres in the heart of town. A stunning 3-story barn, mature trees, and a fountain courtyard walkway create a private, country-like setting—yet you’re just steps from local schools and city conveniences. Inside, this beautiful space welcomes you with soaring ceilings, original wood floors, and abundant natural light. The grand foyer and staircase make a dramatic first impression. The family room with wood-burning fireplace opens to the formal dining room, perfect for hosting. A light-filled office/den/bedroom with built-in bookshelves adds versatile space. The kitchen features stainless steel appliances, a breakfast bar, and a coffee bar nook connecting to the main-floor laundry. A full bath completes the main level. Upstairs, you’ll find four oversized bedrooms and a full bath. Outdoor living is unmatched with a covered front porch, covered back porch, balcony, and back patio, all surrounded by lush green space. This home is truly one-of-a-kind—an acreage retreat with historic character, a barn, and a fountain courtyard, right in town!

Single-familyProperty Type

1840Year Built

3.88 acresLot Size

$158Est. Price/Sq.Ft.

Listed by Monica Schmidt • eXp Realty

Bought with Monica Schmidt • eXp Realty

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #25050610

Redfin Estimate

$518,262

$3,262 over list price of $515K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 66.8% higher than the average sale price ($311K) of 6 comparable homes.

SOLD SEP 4, 2026
$275,000
A
4 beds2 baths3,004 sq ft
217 Magnolia Ave, Waterloo, IL 62298
SOLD SEP 11, 2026
$365,000
B
3 beds2 baths2,220 sq ft
101 Polo Run, Waterloo, IL 62298
SOLD JUL 9, 2026
$235,500
C
4 beds2 baths2,268 sq ft
314 N Church St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
D
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD AUG 20, 2026
$299,900
E
3 beds2 baths3,450 sq ft
325 N Market St, Waterloo, IL 62298
SOLD AUG 14, 2026
$499,000
F
4 beds2.5 baths2,769 sq ft
5326 Konarcik Rd, Waterloo, IL 62298

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Earn from this home

Sell

$486,429

Est. take-home

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Refinance

Est. cash available

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Rent

$1,986/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

FOR SALE BY OWNER
$790,000
3 beds3 baths2,059 sq ft
420 Covington Dr, Waterloo, IL 62298
NEW 6 HRS AGO
$395,000
2 beds1 bath1,474 sq ft
4878 Sportsman Rd, Waterloo, IL 62298
NEW 26 HRS AGO
$314,900
3 beds2.5 baths1,765 sq ft
112 Jefferson, Waterloo, IL 62298
OPEN SUN, 11AM TO 1PM
$339,500
3 beds2.5 baths2,971 sq ft
214 Osterhage Dr, Waterloo, IL 62298
COMING SOON
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
COMING SOON
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
OPEN SAT, 11AM TO 1PM
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
OPEN SUN, 2:30PM TO 4PM
$525,000
4 beds3 baths2,540 sq ft
910 Taylor Dr, Waterloo, IL 62298
$638,000
3 beds4 baths3,406 sq ft
4176 State Route 156, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 331 E 4th St

Date

Event

Price

Public Records

Sep 22, 2025

Sold

$490,000

$149/sq ft

MARIS as Distributed by MLS Grid #25050610

Sep 19, 2025

Sold

Aug 5, 2025

Contingent

—

Aug 3, 2025

Listed

$515,000

$157/sq ft

Jul 29, 2025

Coming Soon

$515,000

$157/sq ft

Public Records

Aug 1, 2016

Sold

$239,000

$73/sq ft

MARIS as Distributed by MLS Grid #16023534

Jul 29, 2016

Sold

Jun 13, 2016

Contingent

—

May 11, 2016

Listed

$250,000

$76/sq ft

+43

Amazing...3.88 acres in the middle of town with an amazing 3 story barn & peaceful setting backing to school property & walking distance to grade schools. Historic 4 Br, 2 Bath 3200+ sq. ft. home with soaring ceilings, huge rooms and lots of wood floors. This home has been beautifully updated. As you enter foyer, you see grand staircase to 2nd level. Family Room has wood burning fireplace & opens to FDR. Lots of replacement windows & light fill the space. Office/Den/LR also on main with built in bookshelves. Kitchen beautifully updated w/ new cabinets, counters, stainless appliances, breakfast bar & coffee bar area that leads to laundry. Full bath w/ whirlpool on main. 4 huge bedrooms and nicely remodeled full bath upstairs. The setting of this home is spectacular as it sits off the road with a feeling of being in the country but the amenities of city living. Furnace 2016, entire house tuckpointed 2011, blown in insulation in attic, frig 2012 This is a such a gem...acreage in town!

Public Records

Nov 18, 2010

Sold

$215,000

$65/sq ft

Public Records

Feb 2, 1998

Sold

$165,000

$50/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$6,590 (+16.7%)

$28,170 + $85,580

$113,750

2024

$5,645 (+1.8%)

$28,170 + $85,580

$113,750

2023

$5,544 (+21.8%)

$25,853 + $75,511

$101,364

2022

$4,552 (−2.1%)

$22,770 + $71,500

$94,270

2021

$4,652 (−2.6%)

$22,200 + $55,230

$77,430

2020

$4,775 (−1.2%)

$22,200 + $55,230

$77,430

2019

$4,832 (−2.9%)

$22,200 + $55,230

$77,430

2018

$4,978 (+3.0%)

$22,200 + $55,230

$77,430

2017

$4,832 (−15.1%)

$22,200 + $55,230

$77,430

2016

$5,691 (+37.4%)

$29,310 + $61,820

$91,130

2015

$4,142 (+0.2%)

$29,310 + $61,820

$91,130

2014

$4,132 (−2.9%)

$15,370 + $53,060

$68,430

2013

$4,255

$15,370 + $57,250

$72,620

Tax history for 331 E 4th St

Year

Property tax

Land + Additions

Assessment*

2025

$6,590 (+16.7%)

$28,170 + $85,580

$113,750

2024

$5,645 (+1.8%)

$28,170 + $85,580

$113,750

2023

$5,544 (+21.8%)

$25,853 + $75,511

$101,364

2022

$4,552 (−2.1%)

$22,770 + $71,500

$94,270

2021

$4,652 (−2.6%)

$22,200 + $55,230

$77,430

2020

$4,775 (−1.2%)

$22,200 + $55,230

$77,430

2019

$4,832 (−2.9%)

$22,200 + $55,230

$77,430

2018

$4,978 (+3.0%)

$22,200 + $55,230

$77,430

2017

$4,832 (−15.1%)

$22,200 + $55,230

$77,430

2016

$5,691 (+37.4%)

$29,310 + $61,820

$91,130

2015

$4,142 (+0.2%)

$29,310 + $61,820

$91,130

2014

$4,132 (−2.9%)

$15,370 + $53,060

$68,430

2013

$4,255

$15,370 + $57,250

$72,620

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.96 Acres

Year renovated

1840

Sq. Ft.

3,290

Year built

1840

Style

Single Family Residential

County

Monroe County

APN

08-30-117-009-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Gravel

Interior

Bedroom Information
# of Bedrooms: 5
# of Bedrooms Main: 1
Main And Upper Level Bedrooms: 5
Upper Level Bedrooms: 4
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 2
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 1
Main And Upper Level Bathrooms: 2
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 1
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0

Room 1 Information
Room Type: Living Room
Room Level: Main

Room 2 Information
Room Type: Dining Room
Room Level: Main

Room 3 Information
Room Type: Kitchen
Room Level: Main

Room 4 Information
Room Type: Office
Room Level: Main

Room 5 Information
Room Type: Bathroom
Room Level: Main

Room 6 Information
Room Type: Bedroom
Room Level: Upper

Room 7 Information
Room Type: Bedroom 2
Room Level: Upper

Room 8 Information
Room Type: Bedroom 3
Room Level: Upper

Room 9 Information
Room Level: Upper

Room 10 Information
Room Type: Bathroom
Room Level: Upper

Laundry Room Information
Laundry Features: Main Level

Basement Information
Has Basement
Basement Features: Unfinished

Other Rooms Information
Room Count: 10
# of Rooms: 10

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Living Room

Heating & Cooling
Heating Information: Radiant
Cooling Information: Central Air

Interior Features
Interior Features: Bookcases, Breakfast Bar, Eat-in Kitchen, High Ceilings
Appliances: Electric Cooktop, Disposal, Oven, Refrigerator, Gas Water Heater
Flooring: Hardwood

Exterior

Building Information
Construction Materials: Brick

Exterior Features
Patio And Porch Features: Covered, Front Porch, Patio
Exterior Features: Balcony

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Barn(s)
Above Grade Finished Area: 3,290
Above Grade Finished Area Source: Public Records

Lot Information
Lot Features: Back Yard, Front Yard, Many Trees, Secluded
Lot Size Acres: 3.88
Lot Size Source: Other

Financial

Tax Information
Tax Annual Amount: $5,544
Tax Annual Amount Description: Owner Occupied
Tax Year: 2023
Property Assessment City Tax YN: 1

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: Electricity Connected, Sewer Connected, Water Connected

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Address Line: 331 E 4th ST, WTRL IL 62298

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 3,290
Stories: 2.0
Lot Size: 1.96 acres
Style: Single Family Residential
Year Built: 1840
Year Renovated: 1840
County: Monroe County
APN: 08-30-117-009-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Home Warranty YN: No
Seller Consider Concession YN: 1

Home Information
Living Area: 3290
Living Area Source: Public Records
Living Area Srch Sq Ft: 3290.00
Above Grade Finished Area Srch Sq Ft: 3290.00
Building Features: Basement
Public Records
Structure Type: House
Levels: Two

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 0.1mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$493,000 – $597,000

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Nearby similar homes

NEW 6 HRS AGO

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OPEN SAT, 12PM TO 2PM

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FOR SALE BY OWNER

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New listings for sale in 62298

FOR SALE BY OWNER

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NEW 6 HRS AGO

$395,000

2 beds1 bath1,474 sq ft

4878 Sportsman Rd, Waterloo, IL 62298

NEW 26 HRS AGO

$314,900

3 beds2.5 baths1,765 sq ft

112 Jefferson, Waterloo, IL 62298

OPEN SUN, 11AM TO 1PM

$339,500

3 beds2.5 baths2,971 sq ft

214 Osterhage Dr, Waterloo, IL 62298

COMING SOON

$925,000

6 beds4.5 baths5,900 sq ft

324 Druscilla Ln, Waterloo, IL 62298

COMING SOON

$389,000

4 beds3 baths3,144 sq ft

1307 Rachael Ln, Waterloo, IL 62298

FOR SALE BY OWNER

$1,375,000

— beds— baths— sq ft

Rogers St, Waterloo, IL 62298

OPEN SAT, 11AM TO 1PM

$199,900

3 beds1 bath1,121 sq ft

309 N Moore St, Waterloo, IL 62298

OPEN SUN, 2:30PM TO 4PM3D WALKTHROUGH

$525,000

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Home values near 331 E 4th St

Data from public records.

Address	Redfin Estimate
315 E 4th Street, Waterloo, IL 3 Beds \| 2 Baths \| 2996 Sq. Ft.	$333,409
318 E 4th Street, Waterloo, IL 3 Beds \| 3 Baths \| 1512 Sq. Ft.	$295,743

Address	Redfin Estimate
339 E 4th Street, Waterloo, IL 2 Beds \| 5 Baths \| 1950 Sq. Ft.	$346,425
334 E 4th Street, Waterloo, IL 2 Beds \| 3 Baths \| 2003 Sq. Ft.	$263,255

Address	Redfin Estimate
314 E 4th Street, Waterloo, IL 2 Beds \| 1.5 Baths \| 884 Sq. Ft.	$202,720
336 E 4th Street, Waterloo, IL 2 Beds \| 4 Baths \| 1210 Sq. Ft.	$254,773

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 331 E 4th St

Tax history for 331 E 4th St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 331 E 4th St

More real estate resources