SOLD MAR 5, 2026

CLOSED ON Mar 2026

$259,000

•

1,961

sq ft

4 Victor St, Waterloo, IL 62298

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About this home

Welcome home to this meticulously cared-for all-brick ranch, perfectly situated on a desirable corner lot in Waterloo, Illinois. Brimming with charm and pride of ownership, this three-bedroom home offers comfortable, one-level living with timeless appeal. Inside, you’ll find a warm and inviting layout complemented by a full basement—ideal for additional living space, storage, or future finishing. The home features dual laundry hookups, offering flexibility and convenience to fit your lifestyle. A two-car garage provides ample parking and storage, while the fenced backyard is perfect for pets, play, or relaxing outdoors. An ancillary storage shed adds even more functionality for tools, hobbies, or seasonal items. With its solid all-brick construction, thoughtful features, and exceptional care throughout, this home is a rare find in a sought-after Waterloo location. A perfect blend of charm, space, and practicality—this one is truly move-in ready.

Single-familyProperty Type

1969Year Built

0.31 acresLot Size

$132Price/Sq.Ft.

2 garage spacesParking

Listed by Todd Favre • RE/MAX Preferred

Bought with Robby Nguyen • Worth Clark Realty

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #26002319

Redfin Estimate

$294,584

$36K over list price of $259K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 12.1% lower than the average sale price ($335K) of 6 comparable homes.

SOLD JUL 16, 2026
$320,000
A
3 beds2 baths2,437 sq ft
6 Dwight St, Waterloo, IL 62298
SOLD JUL 10, 2026
$259,000
B
3 beds1 bath1,690 sq ft
700 Waterloo Dr, Waterloo, IL 62298
SOLD JUL 1, 2026
$400,000
C
3 beds2 baths1,880 sq ft
400 Mockingbird Ln, Waterloo, IL 62298
SOLD AUG 20, 2026
$522,308
D
3 beds2 baths1,706 sq ft
347 Jenny Ct, Waterloo, IL 62298
SOLD MAY 21, 2026
$215,000
E
3 beds2 baths1,424 sq ft
707 Marney Ln, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
F
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.7%

+0.4% MoM

Median sale price

$335K

$28K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

16 MoM

New listings for sale

OPEN SUN, 3PM TO 5PM
$525,000
3 beds2 baths1,760 sq ft
4375 Jj Rd, Waterloo, IL 62298
NEW 35 HRS AGO
$180,000
2 beds1 bath768 sq ft
504 Stiening St, Waterloo, IL 62298
$379,900
3 beds2 baths2,134 sq ft
4609 Fountain Brook Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

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Rental estimate

Est. $1,428 per month, based on comparable rentals

Sale and tax history for 4 Victor St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$2,652 (−1.2%)

$17,080 + $60,280

$77,360

2024

$2,683 (−2.8%)

$17,080 + $60,280

$77,360

2023

$2,759 (−12.5%)

$16,655 + $58,635

$75,290

2022

$3,153 (+11.7%)

$15,400 + $45,780

$61,180

2021

$2,821 (−2.9%)

$15,590 + $44,880

$60,470

2020

$2,907 (−2.9%)

$13,160 + $45,620

$58,780

2019

$2,995 (−5.7%)

$13,160 + $43,160

$56,320

2018

$3,175 (+1.7%)

$13,160 + $41,890

$55,050

2017

$3,122

$10,410 + $41,050

$51,460

2016

$3,119 (+35.6%)

$9,750 + $42,900

$52,650

2015

$2,300 (+3.9%)

$9,750 + $42,900

$52,650

2014

$2,213

$11,290 + $40,620

$51,910

2013

$2,214

$11,290 + $35,820

$47,110

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.31 Acres

Year renovated

1969

Sq. Ft.

1,232

Year built

1969

Style

Single Family Residential

County

Monroe County

APN

07-13-151-013-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 4
Parking Features: Additional Parking, Concrete, Garage, Garage Door Opener
Garage Spaces: 2
Has Attached Garage
Has Garage
Garage Size Description: 19X26

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 1
# of Half Baths (Total): 1
Main Level Bathrooms Half: 1
Main Level Bathrooms Full: 1
Main And Upper Level Bathrooms: 2
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0

Room 1 Information
Room Type: Living Room
Room Description: * see floor plan for measurements
Room Dimensions: 16x12
Room Length: 16
Room Width: 12
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Description: *see floor plan for measurements
Room Dimensions: 13x8
Room Length: 13
Room Width: 8
Room Level: Main

Room 3 Information
Room Type: Bedroom
Room Description: *see floor plan for measurements
Room Dimensions: 12x11
Room Length: 12
Room Width: 11
Room Level: Main

Room 4 Information
Room Type: Bathroom
Room Description: *see floor plan for measurements
Room Dimensions: 9x10
Room Length: 9
Room Width: 10
Room Level: Main

Room 5 Information
Room Description: *see floor plan for measurements
Room Dimensions: 12x10
Room Length: 12
Room Width: 10
Room Level: Main

Room 6 Information
Room Description: *see floor plan for measurements
Room Dimensions: 3x3
Room Length: 3
Room Width: 3
Room Level: Main

Room 7 Information
Room Type: Bedroom 3
Room Description: *see floor plan for measurements
Room Dimensions: 13x11
Room Length: 13
Room Width: 11
Room Level: Main

Room 8 Information
Room Type: Recreation Room
Room Description: *see floor plan for measurements
Room Dimensions: 35x16
Room Length: 35
Room Width: 16
Room Level: Lower

Room 9 Information
Room Description: Non-Conforming for Bedroom (NO EGRESS WINDOW)
Room Dimensions: 13x13
Room Length: 13
Room Width: 13
Room Level: Lower

Room 10 Information
Room Type: Laundry
Room Description: *see floor plan for measurements
Room Dimensions: 28x13
Room Length: 28
Room Width: 13
Room Level: Lower

Laundry Room Information
Laundry Features: In Basement, In Garage

Basement Information
Has Basement
Basement Features: Concrete, Partially Finished, Full

Other Rooms Information
Room Count: 10
# of Rooms: 7

Heating & Cooling
Heating Information: Forced Air, Natural Gas
Cooling Information: Central Air

Interior Features
Appliances: Microwave, Electric Range, Refrigerator
Flooring: Carpet, Concrete, Linoleum, Wood

Exterior

Building Information
Construction Materials: Brick Veneer
Roof: Architectural Shingle

Exterior Features
Patio And Porch Features: Covered
Fencing: Back Yard
Door Features: Storm Door(s)

Pool Information
Pool YN: 0

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Updated/Remodeled
Other Structures: Shed(s)
Above Grade Finished Area: 1,232
Above Grade Finished Area Source: Assessor
Below Grade Finished Area: 729
Below Grade Finished Area Source: Other

Lot Information
Lot Features: City Lot, Corner Lot, Landscaped, Level
Lot Size Acres: 0.309
Lot Size Source: Public Records
Road Surface Type: Chip And Seal
Road Frontage Type: City Street

Financial

Tax Information
Tax Annual Amount: $2,683
Tax Year: 2024
Property Assessment City Tax YN: 0

Lease / Rent Details
Lease Considered YN: No

Financial Information
Second Mortgage YN: 0

Utilities

Utility Information
Water Source: Public
Electric: 220 Volts
Sewer: Public Sewer
Utilities: Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Water Connected

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Cross Street: David Street
Address Line: 4 Victor ST, WTRL IL 62298

Public facts

Beds: 2
Baths: 4.0
Sq. Ft.: 1,232
Stories: 1.0
Lot Size: 0.31 acres
Style: Single Family Residential
Year Built: 1969
Year Renovated: 1969
County: Monroe County
APN: 07-13-151-013-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Auction YN: 0
Home Warranty YN: No
Seller Consider Concession YN: 1

Home Information
Living Area: 1961
Living Area Source: Other
Living Area Srch Sq Ft: 1961.00
Above Grade Finished Area Srch Sq Ft: 1232.00
Below Grade Finished Area Srch Sq Ft: 729.00
Foundation Details: Concrete Perimeter
Assessor
Structure Type: House
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 1.5mi

Waterloo Junior High School

Public 6-8 • Assigned • 1.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.2mi

6/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 21 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$280,000 – $339,000

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Home values near 4 Victor St

Data from public records.

Address	Redfin Estimate
1 Victor St, Waterloo, IL 3 Beds \| 3 Baths \| 2312 Sq. Ft.	$311,169
5 Victor St, Waterloo, IL 3 Beds \| 3 Baths \| 1189 Sq. Ft.	$249,439

Address	Redfin Estimate
2 Victor St, Waterloo, IL 3 Beds \| 3 Baths \| 1653 Sq. Ft.	$297,959
12 Victor St, Waterloo, IL 3 Beds \| 2 Baths \| 1054 Sq. Ft.	$235,914

Address	Redfin Estimate
9 Victor St, Waterloo, IL 2 Beds \| 2 Baths \| 949 Sq. Ft.	$218,652
6 Victor St, Waterloo, IL 3 Beds \| 2 Baths \| 1054 Sq. Ft.	$232,645

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2026. This data may not match . Learn more.

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4 Victor St, Waterloo, IL 62298

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About this home

Redfin Estimate

Market trends in 62298, IL

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Sale and tax history for 4 Victor St

Public record

Property details

Parking

Interior

Exterior

Financial

Utilities

Location

Public facts

Other

Around this home

Schools

Climate risks

Historical weather

Sun exposure

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New listings for sale in 62298

Home values near 4 Victor St

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