OFF MARKET

Last listed at $124,900, closed on sep 2014

$207,723

Est. refi paymentEst. refi $719/mo

•

1,323

sq ft

400 W Mill St W, Waterloo, IL 62298

About this home

This amazing turn key home located on a corner lot in the heart of Waterloo is sure to please. Fenced in back yard with detached one car garage & inviting covered front porch with established & well kept landscaping give this home great curb appeal. Hardwood floors can be found from the entry hall, spacious living room, formal dining room with french doors & crown molding, & spacious main level master suite. All appliances stay in the kitchen with loads of cabinetry, built in desk, new pantry, & doors leading to the expansive back concrete patio. In the upper level you will find two large bedrooms with gleaming hardwood floors & a full bathroom. The second bedroom has a sitting area which would be ideal for office space, play area, or media room. There are updates galore in this home from the new hot water heater in 2014, new counter tops, new dishwasher in 2013, along with new flooring in kitchen & bathrooms. Schedule your showing today to see what all this home has to offer!

Single-familyProperty Type

1885Year Built

3,920 sq ftLot Size

$157Est. Price/Sq.Ft.

1 car garageParking

Listed by Linda Frierdich • Century 21 Advantage

Bought with Amy Hank • Century 21 Advantage

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #4308075

Redfin Estimate

$207,723

$83K over list price of $125K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 8.1% lower than the average sale price ($226K) of 5 comparable homes.

SOLD JUL 27, 2026
$179,900
A
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
B
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
C
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD APR 29, 2026
$239,900
D
3 beds2 baths1,356 sq ft
207 N Main St, Waterloo, IL 62298
SOLD SEP 28, 2026
$249,900
E
4 beds2 baths1,380 sq ft
306 Walnut St, Waterloo, IL 62298

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,349/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

COMING SOON
$560,000
4 beds3 baths2,741 sq ft
476 Hayden Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$380,000
3 beds2 baths1,849 sq ft
107 Kurken Dr, Waterloo, IL 62298
$495,000
4 beds2.5 baths1,895 sq ft
8329 Andy Rd, Waterloo, IL 62298
$424,999
4 beds3.5 baths3,069 sq ft
1033 Turtle Dove Trl, Waterloo, IL 62298
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 400 W Mill St W

Year

Property tax

Land + Additions

Assessment*

2025

$1,754 (−34.1%)

$15,490 + $42,210

$57,700

2024

$2,661 (+45.9%)

$15,490 + $42,210

$57,700

2023

$1,824 (−4.5%)

$15,335 + $40,618

$55,953

2022

$1,910 (−16.1%)

$14,320 + $35,280

$49,600

2021

$2,278 (+4.0%)

$14,600 + $34,710

$49,310

2020

$2,191 (+2.2%)

$6,820 + $34,150

$40,970

2019

$2,145 (+0.5%)

$6,820 + $31,900

$38,720

2018

$2,135 (+3.3%)

$6,820 + $30,780

$37,600

2017

$2,066 (+7.9%)

$5,700 + $30,780

$36,480

2016

$1,915 (+17.0%)

$3,860 + $30,780

$34,640

2015

$1,636 (−14.5%)

$3,860 + $30,780

$34,640

2014

$1,914 (−8.9%)

$4,390 + $26,280

$30,670

2013

$2,102

$4,390 + $28,530

$32,920

Tax history for 400 W Mill St W

Year

Property tax

Land + Additions

Assessment*

2025

$1,754 (−34.1%)

$15,490 + $42,210

$57,700

2024

$2,661 (+45.9%)

$15,490 + $42,210

$57,700

2023

$1,824 (−4.5%)

$15,335 + $40,618

$55,953

2022

$1,910 (−16.1%)

$14,320 + $35,280

$49,600

2021

$2,278 (+4.0%)

$14,600 + $34,710

$49,310

2020

$2,191 (+2.2%)

$6,820 + $34,150

$40,970

2019

$2,145 (+0.5%)

$6,820 + $31,900

$38,720

2018

$2,135 (+3.3%)

$6,820 + $30,780

$37,600

2017

$2,066 (+7.9%)

$5,700 + $30,780

$36,480

2016

$1,915 (+17.0%)

$3,860 + $30,780

$34,640

2015

$1,636 (−14.5%)

$3,860 + $30,780

$34,640

2014

$1,914 (−8.9%)

$4,390 + $26,280

$30,670

2013

$2,102

$4,390 + $28,530

$32,920

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

3,771 Sq. Ft.

Year renovated

1885

Sq. Ft.

882

Year built

1885

Style

Single Family Residential

County

Monroe County

APN

07-25-249-008-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Central Business District

The Central Business District is intended to provide for areas in which pedestrian-oriented comparative shopping facilities for retail sales and services would be encouraged and inappropriate or incompatible uses would be prohibited. Refuse containers shall not be located in any required front or side yard setback area. Said containers shall be enclosed by either fencing of 6 ft in height or applicable screening.

Permitted uses

Include but are not limited to:

Community / recreation center
Bank
General retail
Restaurant
Tavern / bar / nightclub / micro-Brewery
Housing-Senior
Bed & breakfast
Office
Medical office
Theater / performing arts facility

Property details

Parking

Parking Information
Parking Features: Detached
Garage Spaces: 1
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 1

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Dining Room
Room Length: 15
Room Width: 9
Room Level: Second or Main

Room 2 Information
Room Type: Bedroom
Room Length: 14
Room Width: 14
Room Level: Third or Upper

Room 3 Information
Room Type: Kitchen
Room Length: 10
Room Width: 10
Room Level: Second or Main

Room 4 Information
Room Type: Living Room
Room Length: 15
Room Width: 14
Room Level: Second or Main

Room 5 Information
Room Type: Other Room
Room Length: 5
Room Width: 8
Room Level: Third or Upper

Room 6 Information
Room Type: Bedroom
Room Length: 10
Room Width: 15
Room Level: Second or Main

Room 7 Information
Room Type: Other Room
Room Length: 10
Room Width: 12
Room Level: Third or Upper

Room 8 Information
Room Type: Other Room
Room Length: 4
Room Width: 5
Room Level: Second or Main

Basement Information
Basement Features: Full

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Dishwasher, Disposal, Dryer, Range, Washer

Exterior

Building Information
Construction Materials: Vinyl Siding
Roof: Metal

Property Information
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,323

Lot Information
Lot Size Acres: 0.09
Lot Size Dimensions: .09 acres

Financial

Tax Information
Tax Annual Amount: $2,103
Tax Year: 2013

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Amenities: School Bus, Patio

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: -Market St- W Mill St

Public facts

Beds: 2
Baths: 3.0
Sq. Ft.: 882
Stories: 1.5
Lot Size: 3,771 square feet
Style: Single Family Residential
Year Built: 1885
Year Renovated: 1885
County: Monroe County
APN: 07-25-249-008-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1323
Levels: One and One Half

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.7mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.4mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$198,000 – $239,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

FOR SALE BY OWNER

$380,000

3 beds2 baths1,849 sq ft

107 Kurken Dr, Waterloo, IL 62298

$225,000

3 beds2 baths1,176 sq ft

513 N Moore St, Waterloo, IL 62298

FOR SALE BY OWNER

$1,500,000

4 beds2 baths1,306 sq ft

3480 State Route 156, Waterloo, IL 62298

$365,000

4 beds3 baths2,451 sq ft

100 Willow Rdg, Valmeyer, IL 62295

FOR SALE BY OWNER

$790,000

3 beds3 baths2,059 sq ft

420 Covington Dr, Waterloo, IL 62298

$700,000

5 beds5.5 baths2,520 sq ft

5025 Edinburg Ct, Columbia, IL 62236

New listings for sale in 62298

COMING SOON3D WALKTHROUGH

$560,000

4 beds3 baths2,741 sq ft

476 Hayden Dr, Waterloo, IL 62298

FOR SALE BY OWNER

$380,000

3 beds2 baths1,849 sq ft

107 Kurken Dr, Waterloo, IL 62298

$495,000

4 beds2.5 baths1,895 sq ft

8329 Andy Rd, Waterloo, IL 62298

$424,999

4 beds3.5 baths3,069 sq ft

1033 Turtle Dove Trl, Waterloo, IL 62298

$499,000

4 beds3 baths3,068 sq ft

6107 Briar Trl, Waterloo, IL 62298

Home values near 400 W Mill St W

Data from public records.

Address	Redfin Estimate
401 W Mill Street, Waterloo, IL 4 Beds \| 2 Baths \| 2466 Sq. Ft.	$263,750
306 W Mill Street, Waterloo, IL - Beds \| 2 Baths \| 2734 Sq. Ft.	$251,421

Address	Redfin Estimate
305 W Mill Street, Waterloo, IL 3 Beds \| 4 Baths \| 1334 Sq. Ft.	$181,659
403 W Mill Street, Waterloo, IL 3 Beds \| 2 Baths \| 1500 Sq. Ft.	$191,276

Address	Redfin Estimate
304 W Mill Street, Waterloo, IL 4 Beds \| 4 Baths \| 1204 Sq. Ft.	$221,091
402 W Mill Street, Waterloo, IL 2 Beds \| 4 Baths \| 694 Sq. Ft.	$175,033

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2014. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Houses for rent in Waterloo	Agents near me	Glenview, IL homes for sale	Waterloo Housing Market
Houses for sale near me	Chicago, IL homes for sale	Evanston, IL homes for sale
Land for sale near me	Naperville, IL homes for sale	Oak Park, IL homes for sale
Open Houses near me	Schaumburg, IL homes for sale	Waterloo Property Records
Condos for sale near me	Arlington Heights, IL homes for sale	IL New Listings

Kirkwood homes for sale
St. Louis homes for sale
Webster Groves homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 400 W Mill St W

Tax history for 400 W Mill St W

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 400 W Mill St W

More real estate resources