OFF MARKET

Off market dec 2024 for $195K

$235,443

Est. refi paymentEst. refi $1,347/mo

•

3 ba

•

1,090

sq ft

404 W Mill St, Waterloo, IL 62298

About this home

A Wonderful 1-1/2 Story, White Brick/Vinyl, 3 Bedroom, 2 Full Bath home with Fenced Back yard, 1 Car Garage, 3 parking space gravel area, small work shed, Partial Basement & Cellar area is just waiting for you! Master Bedroom and Bathroom on upper floor are highlighted by the large Window seat with built-in storage and corner book shelves. Full Bathroom on main floor shares it's space with the Laundry Closet. Eat-in kitchen offers plenty of extra cabinet storage as well as counter space and includes disposal, refrigerator, stove/range, microwave built-in and portable dishwasher. Relax on the covered front and back porches, under the covered patio or in the privacy of the fenced-in back yard. Large Sand pit in back yard is ready for the above ground Intex easy set pool that is included in the sale of the home (wrapped in box in basement). Partial basement is home to the water heater, furnace and storage shelving. Entrance is through outside cellar door and rock cellar area. Great Buy!!

Single-familyProperty Type

1910Year Built

7,988 sq ftLot Size

$216Est. Price/Sq.Ft.

1 car garageParking

Listed by JoAnn Meier • RE/MAX First Choice

Bought with JoAnn Meier • RE/MAX First Choice

Source:MARIS as Distributed by MLS Grid #4405036

Redfin Estimate

$235,443

$40K since sold in December 2024$0 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 8.9% higher than the average sale price ($216K) of 5 comparable homes.

SOLD SEP 1, 2026
$225,000
A
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
B
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
C
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
D
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD SEP 28, 2026
$249,900
E
4 beds2 baths1,380 sq ft
306 Walnut St, Waterloo, IL 62298

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Earn from this home

Sell

$68,844

Est. take-home

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Refinance

Est. cash available

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Rent

$1,401/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

NEW 1 DAY AGO
$424,999
4 beds3.5 baths3,069 sq ft
1033 Turtle Dove Trl, Waterloo, IL 62298
OPEN SAT, 12PM TO 2PM
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
$285,000
4 beds2 baths2,060 sq ft
210 W 4th St, Waterloo, IL 62298
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 404 W Mill St

Date

Event

Price

Public Records

Dec 17, 2024

Sold

$195,000

$179/sq ft

Public Records

Aug 10, 2015

Sold

$117,000

$107/sq ft

MARIS as Distributed by MLS Grid #4405036

Aug 10, 2015

Sold

Apr 14, 2015

Listed

$120,000

$110/sq ft

+19

Public Records

Oct 9, 2009

Sold

$132,000

$121/sq ft

Public Records

Aug 14, 2006

Sold

$127,000

$117/sq ft

Public Records

Dec 3, 2001

Sold

$108,500

$100/sq ft

Public Records

Jul 1, 1996

Sold

$85,000

$78/sq ft

Public Records

Oct 1, 1990

Sold

$40,500

$37/sq ft

Tax history for 404 W Mill St

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Central Business District

The Central Business District is intended to provide for areas in which pedestrian-oriented comparative shopping facilities for retail sales and services would be encouraged and inappropriate or incompatible uses would be prohibited. Refuse containers shall not be located in any required front or side yard setback area. Said containers shall be enclosed by either fencing of 6 ft in height or applicable screening.

Permitted uses

Include but are not limited to:

Community / recreation center
Bank
General retail
Restaurant
Tavern / bar / nightclub / micro-Brewery
Housing-Senior
Bed & breakfast
Office
Medical office
Theater / performing arts facility

Property details

Interior

Bathroom Information
# of Bathroom Fixtures: 8

Exterior

Exterior Information
Physical Condition: Average
Foundation Type: Unknown With Crawlspace
Exterior Wall: Masonry
Building Type: Single Family

Property Information
Subdivision Name: J B MOORES ADD
Living Sq. Ft: 1,090
Ground Floor Sq. Ft: 810
Building Sq. Ft: 1,090
# of Stories: 1.5
Stories Type: 1 1/2
Legal Description: LOT 10 J B MOORES ADDN

Parking & Garage Information
Parking Type: Frame Garage
Garage/Parking Sq. Ft: 308
Garage / Carport Type: Frame

Lot Information
# of Buildings: 1
Land Sq. Ft: 7,988
Legal Lot Number: 10
Acres: 0.18
Depth Footage: 163
Front Footage: 49
Zoning Code: WB3
County Use Description: IMPROVED RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,090
Stories: 1.5
Lot Size: 7,988 square feet
Style: Single Family Residential
Year Built: 1910
Year Renovated: 1910
County: Monroe County
APN: 07-25-249-006-000

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.7mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.4mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$224,000 – $271,000

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Nearby similar homes

NEW 1 DAY AGO

$424,999

4 beds3.5 baths3,069 sq ft

1033 Turtle Dove Trl, Waterloo, IL 62298

$339,900

3 beds2 baths1,500 sq ft

711 Ward, Waterloo, IL 62298

$264,000

3 beds2 baths2,076 sq ft

708 S Library St, Waterloo, IL 62298

NEW CONSTRUCTION

$709,000

4 beds3 baths3,660 sq ft

208 Donna Ct, Columbia, IL 62236

NEW CONSTRUCTION

$499,900

3 beds2 baths1,782 sq ft

516 Hayden Dr, Waterloo, IL 62298

FOR SALE BY OWNER

$790,000

3 beds3 baths2,059 sq ft

420 Covington Dr, Waterloo, IL 62298

New listings for sale in 62298

NEW 1 DAY AGO

$424,999

4 beds3.5 baths3,069 sq ft

1033 Turtle Dove Trl, Waterloo, IL 62298

OPEN SAT, 12PM TO 2PM

$499,000

4 beds3 baths3,068 sq ft

6107 Briar Trl, Waterloo, IL 62298

$285,000

4 beds2 baths2,060 sq ft

210 W 4th St, Waterloo, IL 62298

$215,000

3 beds1 bath1,797 sq ft

458 N Library St, Waterloo, IL 62298

Home values near 404 W Mill St

Data from public records.

Address	Redfin Estimate
401 W Mill Street, Waterloo, IL 4 Beds \| 2 Baths \| 2466 Sq. Ft.	$265,435
403 W Mill Street, Waterloo, IL 3 Beds \| 2 Baths \| 1500 Sq. Ft.	$192,135

Address	Redfin Estimate
304 W Mill Street, Waterloo, IL 4 Beds \| 4 Baths \| 1204 Sq. Ft.	$220,628
402 W Mill Street, Waterloo, IL 2 Beds \| 4 Baths \| 694 Sq. Ft.	$174,529

Address	Redfin Estimate
306 W Mill Street, Waterloo, IL - Beds \| 2 Baths \| 2734 Sq. Ft.	$253,008
406 W Mill Street, Waterloo, IL 2 Beds \| 3 Baths \| 993 Sq. Ft.	$193,083

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 404 W Mill St

Tax history for 404 W Mill St

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 404 W Mill St

More real estate resources