For sale

$264,000

Est. $1,997/mo —

•

2,076

sq ft

708 S Library St, Waterloo, IL 62298

About this home

$15,000 below market value and loaded with potential. Solid home needing a little TLC, with opportunity for instant equity. Perfect for investors or buyers looking to make it their own. Message me for details or a private showing before it's gone! This 3-bedroom, 2-bath home offers approximately 2,076 sq. ft. of comfortable living space in the heart of Waterloo! From the moment you step inside, you’ll appreciate the inviting floor plan, impressive, vaulted ceilings, and abundance of natural light that create a bright, open atmosphere perfect for everyday living and entertaining. The kitchen offers plenty of workspace and storage, with appliances included for added convenience. A finished basement expands the living space and provides endless possibilities for a family room, recreation area, home office, workout space, or hobby room, while still offering plenty of storage. Outside, the spacious fenced backyard is ready to enjoy, complete with established garden beds for those who love growing flowers, herbs, or fresh vegetables. An attached 2-car garage and oversized driveway provide excellent parking and additional flexibility for guests or extra vehicles. Location adds even more appeal! Enjoy Waterloo’s charming historic downtown with locally owned restaurants, shops, community events, festivals, and farmers' market. Offering small-town charm with convenient access to the St. Louis metropolitan area, this well-cared-for home delivers the space, storage, outdoor living, and location today’s buyers want. Schedule your private showing and discover everything 708 S Library has to offer!

Single-familyProperty Type

1998Year Built

9,583 sq ftLot Size

$127Price/Sq.Ft.

2 car garageParking

Listed by Rebecca Bollinger • RE/MAX Preferred

Listing updated: Oct 1, 2026 at 10:36am

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #26057374

Payment calculator

$1,997 per month

Principal and interest$1,477

Property taxes

$408

HOA dues

Home insurance

$112

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

See this home in person

This home is unavailable to tour on this day.

Next available date: Wednesday, October 14

Open houses

No upcoming open houses.

Nearby open houses (8)

OPEN THU, 12PM TO 4PM
$436,550
3 beds2 baths1,878 sq ft
1017 Waymaker Ln, Waterloo, IL 62298
OPEN SAT, 11AM TO 1PM3D WALKTHROUGH
$575,000
4 beds2.5 baths2,858 sq ft
5767 Lake Briar Dr, Millstadt, IL 62260
OPEN SUN, 11AM TO 2PM
$525,000
3 beds3.5 baths4,900 sq ft
6120 Old Baum Church Rd, Waterloo, IL 62298
OPEN SUN, 12PM TO 2PM
$599,000
3 beds4 baths3,406 sq ft
4176 State Route 156, Waterloo, IL 62298
OPEN SUN, 1PM TO 3PM
$359,900
3 beds2.5 baths1,872 sq ft
5546 S Woods Manor Dr, Smithton, IL 62285
OPEN SUN, 1:30PM TO 3PM
$899,000
4 beds3 baths5,355 sq ft
7006 Christopher Dr, Saint Louis, MO 63129
OPEN OCT 25, 1PM TO 3PM
$765,000
4 beds3.5 baths4,880 sq ft
3449 Arbor View Ct, Freeburg, IL 62243
OPEN NOV 1, 2:30PM TO 4:30PM
$100,000
2 beds2 baths1,258 sq ft
4569 Elk Meadows Ln, Smithton, IL 62285

Around this home

Schools

K - 12
Preschool & daycare

Rogers Elementary School

Public 2-3 • Assigned • 0.9mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 1.0mi

7/10

Waterloo High School

Public 9-12 • Assigned • 0.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

708 S Library St · $264,000

Strong offer

$264K and above

75% chance or better to win

Why $264K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 38 days.

SALE-TO-LIST

Most homes are selling 0% above list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Partially finished basement with storage space and a sump pump
Basement present
Central air

Bedrooms
Three bedrooms, all on the main level

Bathrooms
Two full bathrooms, both on the main level

Heating & cooling
Forced air heating
Central air conditioning

Sale and tax history for 708 S Library St

Sale History
Tax History

Date

Event

Price

MARIS as Distributed by MLS Grid #26057374

Oct 1, 2026

Price Changed

$264,000

$127/sq ft

Sep 17, 2026

Price Changed

$270,000

$130/sq ft

Sep 4, 2026

Listed

$275,000

$132/sq ft

Public Records

Jul 7, 2021

Sold

$215,000

$104/sq ft

MARIS as Distributed by MLS Grid #21037705

Jun 7, 2021

Pending

—

Jun 7, 2021

Contingent

—

Jun 4, 2021

Listed

$198,000

$95/sq ft

Jun 1, 2021

Coming Soon

$198,000

$95/sq ft

+11

WELL MAINTAINED 3/BEDROOMS, 2/BATHROOM RANCH HOME! VERY SPACIOUS ROOMS WITH AMPLE STORAGE SPACE. SPLIT BEDROOM FLOOR PLAN. UPDATES INCLUDE; A/C (2020) GARAGE DOOR, BATHROOMS, MOST FLOORING, KTICHEN, SOME FIXTURES, EXTRA CONCRETE PAD AND ROOF (2017). NEWER FURANCE AND HOT WATER HEATER. FINSHED BASEMENT WITH TONS OF STORAGE SPACE. LARGE FENCED-IN BACKYARD. HEATED ATTACHED GARAGE WITH EXTRA CONCRETE PAD DRIVEWAY AND SO MUCH MORE.

Public Records

Feb 26, 2013

Sold

$152,000

$73/sq ft

MARIS as Distributed by MLS Grid #4115038

Feb 22, 2013

Sold

Dec 4, 2012

Listed

$154,840

$75/sq ft

You'll be wowed when you walk in the front door with the gleaming hardwood floor in the living room that has a vaulted ceiling that extends into the kitchen & dining area. You will find smartly placed plant shelves in the kitchen & living room. Enjoy the porcelain tile in the kitchen that was installed in 2012. In the master bedroom you will enjoy the walk in closet. Plenty of room for grilling on your 12X14' patio with a fenced in backyard. Downstairs you will find a toy room, family room,& bathroom. Call today for your opportunity to make this house yours.

Public Records

Jul 21, 2006

Sold

$158,000

$76/sq ft

Public Records

Dec 6, 2005

Sold

$145,000

$70/sq ft

Public Records

Jul 1, 1998

Sold

$97,058

$47/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,893 (+6.2%)

$16,390 + $69,550

$85,940

2024

$4,605 (+16.8%)

$16,390 + $69,550

$85,940

2023

$3,942 (+9.9%)

$16,095 + $67,707

$83,802

2022

$3,587 (+3.0%)

$14,920 + $53,800

$68,720

2021

$3,482 (+12.0%)

$15,140 + $47,150

$62,290

2020

$3,110 (+2.1%)

$11,760 + $47,700

$59,460

2019

$3,045 (+6.6%)

$11,760 + $45,640

$57,400

2018

$2,855 (+2.4%)

$11,760 + $44,030

$55,790

2017

$2,789 (−5.0%)

$8,940 + $42,700

$51,640

2016

$2,937 (+2.9%)

$7,950 + $41,980

$49,930

2015

$2,854 (+12.1%)

$7,950 + $41,980

$49,930

2014

$2,545 (−0.9%)

$9,300 + $39,720

$49,020

2013

$2,567

$9,300 + $36,900

$46,200

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

9,583 Sq. Ft.

Year renovated

1998

Finished Sq. Ft.

1,376

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,376

Year built

1998

Style

Single Family Residential

County

Monroe County

APN

07-25-452-022-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

97/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Waterloo. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.6 hrs

6.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 708 S Library St

$257,729

$6,271 under list price of $264K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $233K to $300K.

SOLD AUG 17, 2026
$236,000 Last sold price
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
$21/sq ft
smaller lot
91 years older
SOLD SEP 25, 2026
$300,000 Last sold price
2 beds2 baths2,244 sq ft
411 Washington Dr, Waterloo, IL 62298
$7/sq ft
larger lot
36 years older
SOLD JUL 29, 2026
$295,000 Last sold price
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
$50/sq ft
larger lot
SOLD MAY 21, 2026
$232,900 Last sold price
Studio— baths1,980 sq ft
404-406 Flower St, Waterloo, IL 62298
$9/sq ft
smaller lot
59 years older
SOLD JUL 9, 2026
$300,000 Last sold price
3 beds2 baths1,318 sq ft
409 Hartman Ln, Waterloo, IL 62298
$101/sq ft
larger lot
1 year newer
SOLD OCT 2, 2026
$285,000 Last sold price
2 beds1.5 baths2,018 sq ft
326 Briarwood Dr, Waterloo, IL 62298
$14/sq ft
smaller lot
3 years older

Rental earnings

Est. $1,483 per month, based on comparable rentals

Tour for free, no strings attached

Make a winning offer with the help of a local agent

Ask a question

(314) 463-4524

Early Access listings

EARLY ACCESSCOMPASS COMING SOON

$1,650,000

5 beds2 baths2,628 sq ft

456 Edgewood Dr, Saint Louis, MO 63105

EARLY ACCESSCOMPASS COMING SOON

$550,000

Studio— baths— sq ft

5464 Gravois Ave, St. Louis, MO 63116

Nearby similar homes

$475,000

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NEW CONSTRUCTION

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OPEN SUN, 12PM TO 2PM

$599,000

3 beds4 baths3,406 sq ft

4176 State Route 156, Waterloo, IL 62298

$750,000

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New listings for sale in 62298

COMING SOON

$499,000

4 beds3 baths3,068 sq ft

6107 Briar Trl, Waterloo, IL 62298

$285,000

4 beds2 baths2,060 sq ft

210 W 4th St, Waterloo, IL 62298

$215,000

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458 N Library St, Waterloo, IL 62298

$10,000

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Details provided by MARIS as Distributed by MLS Grid and may not match the public record. Learn more.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (8)

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 708 S Library St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 708 S Library St

Early Access listings

Nearby similar homes

New listings for sale in 62298

More real estate resources