OFF MARKET

Last listed at $209,000, closed on aug 2025

$210,535

Est. refi paymentEst. refi $1,625/mo

•

772

sq ft

412 Monroe St, Waterloo, IL 62298

About this home

Welcome to your dream home in Waterloo! This charming 2-bedroom, 1-bathroom residence has undergone thoughtful updates, making it the epitome of modern comfort and style. Discover freshly painted interiors, illuminated by an abundance of natural light that floods through the windows. New 4-inch trim frames the space beautifully. The kitchen boasts a host of upgrades including a sleek backsplash, elegant quartz countertops, under cabinet lighting, a brand new garbage disposal, and new appliances! The bathroom features a tiled shower, a stylish vanity, an LED mirror, and updated plumbing fixtures that ensure efficiency. Additional enhancements include some new light fixtures throughout the home. The laundry is located in the full, unfinished basement. Outside, a generously sized yard is complete with a charming fire pit area and refreshed landscaping. Don't miss out on the opportunity to make this updated home yours!

Single-familyProperty Type

1953Year Built

10,524 sq ftLot Size

$273Est. Price/Sq.Ft.

1 car garageParking

Listed by Stacey Russelburg • Strano & Associates

Bought with Tammy Hines • Tammy Mitchell Hines & Co.

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #25046157

Redfin Estimate

$210,535

$1,535 over list price of $209K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.6% higher than the average sale price ($182K) of 6 comparable homes.

SOLD AUG 26, 2026
$215,000
A
2 beds1 bath1,304 sq ft
405 Veterans Dr, Waterloo, IL 62298
SOLD MAY 4, 2026
$185,000
B
2 beds1 bath725 sq ft
506 Veterans Dr, Waterloo, IL 62298
SOLD AUG 3, 2026
$224,900
C
3 beds1 bath1,128 sq ft
429 Sunset Dr, Waterloo, IL 62298
SOLD JUN 18, 2026
$118,000
D
1 bed1 bath672 sq ft
410 S Market St, Waterloo, IL 62298
SOLD JUN 18, 2026
$124,900
E
2 beds1 bath764 sq ft
106 Columbia Ave, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
F
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298

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Earn from this home

Sell

$196,366

Est. take-home

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Refinance

Est. cash available

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Rent

$1,336/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

$369,900
4 beds2 baths2,272 sq ft
1024 W Fallen Lake Dr, Waterloo, IL 62298
$10,000
2 beds2 baths1,200 sq ft
5245 Timber Lake Dr, Waterloo, IL 62298
$399,900
4 beds4 baths2,203 sq ft
720-722 Brittany Ct, Waterloo, IL 62298
OPEN TODAY, 12PM TO 2PM
$320,000
3 beds2.5 baths2,598 sq ft
118 Osterhage Dr, Waterloo, IL 62298
COMING SOON
$215,000
3 beds1 bath1,797 sq ft
458 N Library St, Waterloo, IL 62298
OPEN TODAY, 12PM TO 2PM
$339,900
3 beds2 baths1,500 sq ft
711 Ward, Waterloo, IL 62298
OPEN SUN, 12PM TO 2PM
$385,000
4 beds2 baths2,641 sq ft
106 Elmwood St, Waterloo, IL 62298
OPEN SUN, 1PM TO 3PM
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 412 Monroe St

Date

Event

Price

MARIS as Distributed by MLS Grid #25046157

Aug 21, 2025

Sold

Jul 18, 2025

Pending

—

Jul 11, 2025

Listed

$209,000

$271/sq ft

Jul 7, 2025

Coming Soon

$209,000

$271/sq ft

Public Records

Jun 7, 2024

Sold

$192,000

$249/sq ft

MARIS as Distributed by MLS Grid #24016504

Jun 6, 2024

Pending

—

Jun 6, 2024

Sold

May 2, 2024

Contingent

—

Apr 30, 2024

Relisted

—

Apr 23, 2024

Contingent

—

Apr 17, 2024

Price Changed

$193,500

$251/sq ft

Mar 27, 2024

Listed

$199,900

$259/sq ft

Mar 20, 2024

Coming Soon

$199,900

$259/sq ft

+13

Welcome to your dream home in Waterloo! This charming 2-bedroom, 1-bathroom residence has undergone thoughtful updates, making it the epitome of modern comfort and style. Step inside to discover freshly painted interiors, illuminated by an abundance of natural light that floods through the windows. New 4-inch trim frames the space beautifully. The kitchen boasts a host of upgrades including a sleek backsplash, elegant quartz countertops, under cabinet lighting, a brand new garbage disposal, and new appliances! The bathroom features a tiled shower, a stylish vanity, an LED mirror, and updated plumbing fixtures that ensure efficiency. Additional enhancements include some new light fixtures throughout the home. The laundry is located in the full, unfinished basement. Outside, a generously sized yard is complete with a charming fire pit area and refreshed landscaping. Don't miss out on the opportunity to make this updated home yours!

Public Records

May 31, 2018

Sold

$128,500

$166/sq ft

Public Records

Jun 30, 2006

Sold

$86,100

$112/sq ft

Public Records

Mar 14, 2006

Sold

$60,000

$78/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,786 (+122.1%)

$16,470 + $34,940

$51,410

2024

$1,254 (−44.4%)

$16,470 + $34,940

$51,410

2023

$2,256 (+1.4%)

$16,158 + $33,510

$49,668

2022

$2,225 (+1.9%)

$14,970 + $26,850

$41,820

2021

$2,183 (+16.3%)

$15,200 + $25,710

$40,910

2020

$1,878 (−0.2%)

$12,150 + $27,370

$39,520

2019

$1,881 (+8.3%)

$12,150 + $21,880

$34,030

2018

$1,738 (+3.5%)

$12,150 + $21,550

$33,700

2017

$1,679 (−2.7%)

$9,210 + $21,550

$30,760

2016

$1,726 (−1.9%)

$8,300 + $23,520

$31,820

2015

$1,760 (+9.0%)

$8,300 + $23,520

$31,820

2014

$1,615 (+0.4%)

$9,710 + $22,830

$32,540

2013

$1,608

$9,710 + $21,470

$31,180

Tax history for 412 Monroe St

Year

Property tax

Land + Additions

Assessment*

2025

$2,786 (+122.1%)

$16,470 + $34,940

$51,410

2024

$1,254 (−44.4%)

$16,470 + $34,940

$51,410

2023

$2,256 (+1.4%)

$16,158 + $33,510

$49,668

2022

$2,225 (+1.9%)

$14,970 + $26,850

$41,820

2021

$2,183 (+16.3%)

$15,200 + $25,710

$40,910

2020

$1,878 (−0.2%)

$12,150 + $27,370

$39,520

2019

$1,881 (+8.3%)

$12,150 + $21,880

$34,030

2018

$1,738 (+3.5%)

$12,150 + $21,550

$33,700

2017

$1,679 (−2.7%)

$9,210 + $21,550

$30,760

2016

$1,726 (−1.9%)

$8,300 + $23,520

$31,820

2015

$1,760 (+9.0%)

$8,300 + $23,520

$31,820

2014

$1,615 (+0.4%)

$9,710 + $22,830

$32,540

2013

$1,608

$9,710 + $21,470

$31,180

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

10,524 Sq. Ft.

Year renovated

1953

Sq. Ft.

772

Year built

1953

Style

Single Family Residential

County

Monroe County

APN

07-24-383-013-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Detached, Garage, Gravel
Garage Spaces: 1
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2
Main And Upper Level Bedrooms: 2
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 1
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 1
Main And Upper Level Bathrooms: 1
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0

Room 1 Information
Room Type: Living Room
Room Level: Main

Room 2 Information
Room Type: Kitchen
Room Description: Kitchen/Dining Combo
Room Level: Main

Room 3 Information
Room Type: Bedroom
Room Level: Main

Room 4 Information
Room Type: Bedroom 2
Room Level: Main

Room 5 Information
Room Type: Bathroom
Room Level: Main

Room 6 Information
Room Type: Office

Laundry Room Information
Laundry Features: In Basement

Basement Information
Has Basement
Basement Features: 8 ft + Pour, Unfinished

Other Rooms Information
Room Count: 6
# of Rooms: 5

Heating & Cooling
Heating Information: Natural Gas
Cooling Information: Central Air

Interior Features
Interior Features: Kitchen/Dining Room Combo, Pantry
Window Features: Double Pane Windows
Appliances: Dishwasher, Disposal, Microwave, Gas Range, Refrigerator, Washer/Dryer, Gas Water Heater
Flooring: Vinyl

Exterior

Building Information
Construction Materials: Vinyl Siding
Roof: Architectural Shingle

Exterior Features
Patio And Porch Features: Front Porch, Side Porch
Fencing: None

Pool Information
Pool YN: 0

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Property Condition: Updated/Remodeled
Other Structures: Garage(s)
Above Grade Finished Area: 772
Above Grade Finished Area Source: Public Records

Lot Information
Lot Features: Level
Lot Size Acres: 0.2416
Lot Size Source: Public Records
Road Frontage Type: City Street

Financial

Tax Information
Tax Annual Amount: $1,254
Tax Annual Amount Description: Owner Occupied,Veterans with Disabilities
Tax Year: 2024

Lease / Rent Details
Lease Considered YN: No

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: Electricity Available, Sewer Available, Water Available

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Address Line: 412 Monroe ST, WTRL IL 62298

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 772
Stories: 1.0
Lot Size: 10,524 square feet
Style: Single Family Residential
Year Built: 1953
Year Renovated: 1953
County: Monroe County
APN: 07-24-383-013-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Home Warranty YN: No
Seller Consider Concession YN: 1

Home Information
Living Area: 772
Living Area Source: Public Records
Living Area Srch Sq Ft: 772.00
Above Grade Finished Area Srch Sq Ft: 772.00
Foundation Details: Block
Building Features: Basement
Public Records
Structure Type: House
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.5mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.5mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.8mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$201,000 – $243,000

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COMING SOON

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OPEN TODAY, 12PM TO 2PM

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OPEN SUN, 12PM TO 2PM

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Home values near 412 Monroe St

Data from public records.

Address	Redfin Estimate
409 Monroe St, Waterloo, IL 2 Beds \| 1 Baths \| 768 Sq. Ft.	$187,937
419 Monroe St, Waterloo, IL 3 Beds \| 3 Baths \| 1092 Sq. Ft.	$215,896

Address	Redfin Estimate
432 Monroe St, Waterloo, IL 3 Beds \| 2 Baths \| 1042 Sq. Ft.	$221,405
413 Monroe St, Waterloo, IL 2 Beds \| 1.5 Baths \| 1341 Sq. Ft.	$226,164

Address	Redfin Estimate
404 Monroe St, Waterloo, IL 3 Beds \| 3 Baths \| 1160 Sq. Ft.	$236,802
418 Monroe St, Waterloo, IL 3 Beds \| 2 Baths \| 864 Sq. Ft.	$205,906

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 412 Monroe St

Tax history for 412 Monroe St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 412 Monroe St

More real estate resources