Price listed is Starting Bid Only. Bidding starts closing 8/12/2026 @ 5 p.m.Experience the charm of country living while remaining just minutes from town with this 3BR/1BA farmhouse situated on a recently surveyed 10± acre parcel in Waterloo, IL. Surrounded by open space and offering plenty of room to spread out, this property combines rural tranquility with convenient access to everyday amenities. The newly surveyed acreage includes a portion of income-producing tillable farmland, providing additional value and potential for agricultural use or supplemental income. Farming rights for the tillable acreage will be available for the 2027 crop season, offering the new owner the opportunity to farm the ground or negotiate a cash rent agreement. The home features a spacious living room and two generously sized main-level bedrooms that share a full bathroom off the central hallway. The combined kitchen and dining area is enhanced by beautiful bay windows and anchored by a cozy wood-burning fireplace with a brick mantel, creating a warm and inviting gathering space. Upstairs, a comfortable third bedroom is accompanied by a bonus room that could serve as a fourth bedroom with a little TLC and finishing touches. The partial, unfinished basement provides space for the home’s utilities and includes washer and dryer hookups. A fully enclosed breezeway connects the home to the attached two-car garage, offering additional room for a workshop, hobby area, or extra storage. Outdoor improvements include a 28’ x 32’ barn with electricity available and an upper hay loft, as well as a 60’ x 60’ pole barn with electricity available featuring a poured concrete floor and three overhead garage doors for convenient equipment access. These versatile outbuildings offer excellent space for livestock, equipment storage, hobbies, workshops, or agricultural use. The property is served by public water, a propane tank that is owned by the seller, and a private aeration system for sewer service. Conveniently located within Waterloo Community Unit School District No. 5, this property is just minutes from IL Route 3 for an easy commute and close to the shopping, dining, and entertainment options of historic Downtown Waterloo. P.O.A. assisting Seller is related to the seller and is a Licensed IL Real Estate Agent. Property will sell under auction terms and be sold AS- IS, WHERE-IS. Seller, will not make any repairs as a result of any building, occupancy, or environmental inspections. Buyer will be required to sign an Auction Purchase & Sale Agreement if final bid is accepted by Sellers.
Single-familyProperty Type
1840Year Built
10 acresLot Size
$88Price/Sq.Ft.
2 car garageParking
Listed by Adam Jokisch• Adams Auction & Real Estate Services Inc.
The Agricultural District of Monroe County encompasses areas where soil, water, vegetal, and topographical resources generally provide conditions well suited to the raising of crops and domestic animals. The district is designed to prevent the intrusion of nonagricultural land use and development which would hinder agricultural pursuits by reason of congestion on public roads, chemical and biological pollution of air and water, environmental conditions, soil erosion, and the depletion of natural cover causing runoff of storm water onto and across agricultural land. The district is designed to protect and preserve the areas of high agricultural productivity and is intended to preserve conditions suitable to agricultural purposes. Anyone applying for a permit for a residence in this Agriculture Zoned District must sign a certificate that they are aware that there might be a sight, smell, or sound of agriculture business in the area.
Home facts updated by county records on Aug 26, 2026
Other
Listing Information
Auction YN: 1
Home Warranty YN: No
Seller Consider Concession YN: 0
Seller Paid Repairs Amount: 0.00
Home Information
Living Area: 1713
Living Area Source: Other
Living Area Srch Sq Ft: 1713.00
Above Grade Finished Area Srch Sq Ft: 1713.00
Below Grade Finished Area Srch Sq Ft: 0.00
Public Records
Structure Type: House
Levels: One and One Half
Around this home
Schools
Gardner Elementary School
Public 4-5 • Assigned • 4.7mi
6/10
Waterloo Junior High School
Public 6-8 • Assigned • 5.1mi
7/10
Waterloo High School
Public 9-12 • Assigned • 3.5mi
6/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
2/10 Wind Factor
3% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IL • 62298
Average low and high temperatures (°F)
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66
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74
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58
41
47
30
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Sun exposure
100/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 1% for direct sun exposure in Waterloo. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
11 hrs
7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$171,000 – $207,000
Sell confidently with a local market expert in Waterloo.