Google street view image for 620 James St, Waterloo, IL 62298

Off Market Sep 1986 for $14K

$317,493

Est. refi paymentEst. refi $97/mo

•

3 ba

•

1,999

sq ft

620 James St, Waterloo, IL 62298

About this home

620 James St is a 1,999 square foot house on a 0.31 acre lot with 3 bedrooms and 3 bathrooms. - it last sold on September 01, 1986 for $14,250. Based on Redfin's Waterloo data, we estimate the home's value is $317,493.

Single-familyProperty Type

1988Year Built

0.31 acresLot Size

$159Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$317,493

$303K since sold in September 1986$5,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 17.3% lower than the average sale price ($384K) of 6 comparable homes.

SOLD FEB 25, 2026
$389,900
A
3 beds3 baths1,803 sq ft
517 Grand Ave, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
B
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
SOLD JUL 1, 2026
$400,000
C
3 beds2 baths1,880 sq ft
400 Mockingbird Ln, Waterloo, IL 62298
SOLD MAY 8, 2026
$349,900
D
3 beds3 baths3,281 sq ft
101 Adams Dr, Waterloo, IL 62298
SOLD MAY 8, 2026
$345,000
E
3 beds3 baths2,873 sq ft
135 Westview Pl, Waterloo, IL 62298
SOLD AUG 20, 2026
$522,308
F
3 beds2 baths1,706 sq ft
347 Jenny Ct, Waterloo, IL 62298

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Earn from this home

Sell

$297,184

Est. take-home

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Est. cash available

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Rent

$1,608/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

COMING SOON
112 Jefferson, Waterloo, IL 62298
$314,900
3 beds2.5 baths1,765 sq ft
112 Jefferson, Waterloo, IL 62298
OPEN SUN, 11AM TO 1PM
$339,500
3 beds2.5 baths2,971 sq ft
214 Osterhage Dr, Waterloo, IL 62298
COMING SOON
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
COMING SOON
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
OPEN SAT, 11AM TO 1PM
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
OPEN SUN, 2:30PM TO 4PM
$525,000
4 beds3 baths2,540 sq ft
910 Taylor Dr, Waterloo, IL 62298
$638,000
3 beds4 baths3,406 sq ft
4176 State Route 156, Waterloo, IL 62298
FOR SALE BY OWNER
$795,000
5 beds5 baths1,895 sq ft
207 Links Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$46,900
Studio— baths— sq ft
124 Kurken Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 620 James St

Year

Property tax

Land + Additions

Assessment*

2025

$5,592 (+3.7%)

$16,950 + $85,240

$102,190

2024

$5,392 (+2.0%)

$16,950 + $85,240

$102,190

2023

$5,287 (+9.9%)

$16,517 + $80,580

$97,097

2022

$4,808 (+6.6%)

$15,290 + $74,880

$90,170

2021

$4,510

$15,510 + $65,940

$81,450

2020

$4,513 (+5.7%)

$13,070 + $62,180

$75,250

2019

$4,270 (+0.5%)

$13,070 + $60,440

$73,510

2018

$4,250 (+2,393.6%)

$13,070 + $56,040

$69,110

2017

$170 (−95.7%)

$10,190 + $56,750

$66,940

2016

$4,003 (+2.4%)

$9,500 + $56,370

$65,870

2015

$3,909 (−2.5%)

$9,500 + $56,370

$65,870

2014

$4,008 (−3.2%)

$11,020 + $53,900

$64,920

2013

$4,141

$11,020 + $59,820

$70,840

Tax history for 620 James St

Year

Property tax

Land + Additions

Assessment*

2025

$5,592 (+3.7%)

$16,950 + $85,240

$102,190

2024

$5,392 (+2.0%)

$16,950 + $85,240

$102,190

2023

$5,287 (+9.9%)

$16,517 + $80,580

$97,097

2022

$4,808 (+6.6%)

$15,290 + $74,880

$90,170

2021

$4,510

$15,510 + $65,940

$81,450

2020

$4,513 (+5.7%)

$13,070 + $62,180

$75,250

2019

$4,270 (+0.5%)

$13,070 + $60,440

$73,510

2018

$4,250 (+2,393.6%)

$13,070 + $56,040

$69,110

2017

$170 (−95.7%)

$10,190 + $56,750

$66,940

2016

$4,003 (+2.4%)

$9,500 + $56,370

$65,870

2015

$3,909 (−2.5%)

$9,500 + $56,370

$65,870

2014

$4,008 (−3.2%)

$11,020 + $53,900

$64,920

2013

$4,141

$11,020 + $59,820

$70,840

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Interior

Bathroom Information
# of Bathroom Fixtures: 8

Heating & Cooling
Air Conditioning Type: Central

Fireplace Information
Has Fireplace

Exterior

Exterior Information
Physical Condition: Average
Foundation Type: Unknown With Crawlspace
Exterior Wall: Masonry
Building Type: Single Family

Property Information
Subdivision Name: MEADOWBROOK HEIGHTS
Living Sq. Ft: 1,999
Ground Floor Sq. Ft: 1,999
Building Sq. Ft: 1,999
# of Stories: 1
Stories Type: 1
Legal Description: LOT 5 MEADOWBROOK HEIGHTS

Parking & Garage Information
Parking Type: Masonry Garage
Garage/Parking Sq. Ft: 624
Garage / Carport Type: Masonry

Lot Information
# of Buildings: 1
Land Sq. Ft: 13,504
Legal Lot Number: 5
Acres: 0.31
Zoning Code: WR2
County Use Description: IMPROVED RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,999
Stories: 1.0
Lot Size: 0.31 acres
Style: Single Family Residential
Year Built: 1988
Year Renovated: 1988
County: Monroe County
APN: 07-24-402-009-000

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.4mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.5mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$302,000 – $366,000

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Nearby similar homes

OPEN SUN, 11AM TO 1PM

$339,500

3 beds2.5 baths2,971 sq ft

214 Osterhage Dr, Waterloo, IL 62298

$638,000

3 beds4 baths3,406 sq ft

4176 State Route 156, Waterloo, IL 62298

$549,900

3 beds2.5 baths2,328 sq ft

8718 D Rd, Waterloo, IL 62298

OPEN SAT, 12PM TO 2PM

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401 Briarcliff Dr, Waterloo, IL 62298

$220,000

3 beds1.5 baths2,304 sq ft

609 Willow Ln, Waterloo, IL 62298

FOR SALE BY OWNER

$1,500,000

4 beds2 baths1,306 sq ft

3480 State Route 156, Waterloo, IL 62298

New listings for sale in 62298

COMING SOON

$314,900

3 beds2.5 baths1,765 sq ft

112 Jefferson, Waterloo, IL 62298

OPEN SUN, 11AM TO 1PM

$339,500

3 beds2.5 baths2,971 sq ft

214 Osterhage Dr, Waterloo, IL 62298

COMING SOON

$925,000

6 beds4.5 baths5,900 sq ft

324 Druscilla Ln, Waterloo, IL 62298

COMING SOON

$389,000

4 beds3 baths3,144 sq ft

1307 Rachael Ln, Waterloo, IL 62298

FOR SALE BY OWNER

$1,375,000

— beds— baths— sq ft

Rogers St, Waterloo, IL 62298

OPEN SAT, 11AM TO 1PM

$199,900

3 beds1 bath1,121 sq ft

309 N Moore St, Waterloo, IL 62298

OPEN SUN, 2:30PM TO 4PM3D WALKTHROUGH

$525,000

4 beds3 baths2,540 sq ft

910 Taylor Dr, Waterloo, IL 62298

$638,000

3 beds4 baths3,406 sq ft

4176 State Route 156, Waterloo, IL 62298

FOR SALE BY OWNER

$795,000

5 beds5 baths1,895 sq ft

207 Links Ln, Waterloo, IL 62298

Home values near 620 James St

Data from public records.

Address	Redfin Estimate
605 James St, Waterloo, IL 3 Beds \| 2 Baths \| 1107 Sq. Ft.	$236,807
604 James St, Waterloo, IL 3 Beds \| 3 Baths \| 1450 Sq. Ft.	$269,329

Address	Redfin Estimate
606 James St, Waterloo, IL 3 Beds \| 4 Baths \| 1340 Sq. Ft.	$274,846
628 James St, Waterloo, IL 3 Beds \| 3 Baths \| 1075 Sq. Ft.	$245,992

Address	Redfin Estimate
622 James St, Waterloo, IL 3 Beds \| 3 Baths \| 1968 Sq. Ft.	$305,526
624 James St, Waterloo, IL 3 Beds \| 3 Baths \| 1224 Sq. Ft.	$291,634

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 620 James St

Tax history for 620 James St

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 620 James St

More real estate resources