Last listed at $129,900, CLOSED ON Nov 2012

$247,642

Est. refi paymentEst. refi $1,014/mo

•

1,709

sq ft

609 James St, Waterloo, IL 62298

About this home

Single-familyProperty Type

1972Year Built

$145Est. Price/Sq.Ft.

1 car garageParking

Listed by Default Zmember • Patton Properties

Bought with Tammy Hines • Tammy Mitchell Hines & Co.

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #4105132

Redfin Estimate

$247,642

$118K over list price of $130K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 23.7% lower than the average sale price ($325K) of 6 comparable homes.

SOLD AUG 28, 2026
$285,000
A
2 beds2 baths2,290 sq ft
719 Waterloo Dr, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
B
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
SOLD AUG 20, 2026
$522,308
C
3 beds2 baths1,706 sq ft
347 Jenny Ct, Waterloo, IL 62298
SOLD JUL 1, 2026
$400,000
D
3 beds2 baths1,880 sq ft
400 Mockingbird Ln, Waterloo, IL 62298
SOLD JUN 1, 2026
$229,900
E
3 beds2 baths1,318 sq ft
627 Mark Dr, Waterloo, IL 62298
SOLD AUG 26, 2026
$215,000
F
2 beds1 bath1,304 sq ft
405 Veterans Dr, Waterloo, IL 62298

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Earn from this home

Sell

$231,343

Est. take-home

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Refinance

Est. cash available

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Rent

$1,372/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

OPEN TODAY, 1PM TO 3PM
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
COMING SOON
$424,900
4 beds3 baths3,644 sq ft
624 Timberline Dr, Waterloo, IL 62298
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$790,000
3 beds3 baths2,059 sq ft
420 Covington Dr, Waterloo, IL 62298
$395,000
2 beds1 bath1,474 sq ft
4878 Sportsman Rd, Waterloo, IL 62298
$314,900
3 beds2.5 baths1,765 sq ft
112 Jefferson, Waterloo, IL 62298
OPEN TODAY, 11AM TO 1PM
$339,500
3 beds2.5 baths2,971 sq ft
214 Osterhage Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
OPEN TODAY, 2:30PM TO 4PM
$525,000
4 beds3 baths2,540 sq ft
910 Taylor Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 609 James St

Year

Property tax

Land + Additions

Assessment*

2025

$3,267 (+12.4%)

$16,840 + $47,240

$64,080

2024

$2,907 (+4.4%)

$16,840 + $47,240

$64,080

2023

$2,785 (−1.9%)

$16,454 + $43,659

$60,113

2022

$2,839 (−0.6%)

$15,240 + $39,880

$55,120

2021

$2,857 (+10.0%)

$15,450 + $40,100

$55,550

2020

$2,596 (−2.3%)

$13,050 + $41,810

$54,860

2019

$2,657 (+9.5%)

$13,050 + $36,650

$49,700

2018

$2,426 (+1.9%)

$13,050 + $36,990

$50,040

2017

$2,381 (+8.0%)

$10,110 + $37,440

$47,550

2016

$2,205 (−15.0%)

$9,390 + $36,680

$46,070

2015

$2,594 (+11.1%)

$9,390 + $36,680

$46,070

2014

$2,335 (+2.1%)

$10,910 + $36,280

$47,190

2013

$2,287

$10,910 + $30,900

$41,810

Tax history for 609 James St

Year

Property tax

Land + Additions

Assessment*

2025

$3,267 (+12.4%)

$16,840 + $47,240

$64,080

2024

$2,907 (+4.4%)

$16,840 + $47,240

$64,080

2023

$2,785 (−1.9%)

$16,454 + $43,659

$60,113

2022

$2,839 (−0.6%)

$15,240 + $39,880

$55,120

2021

$2,857 (+10.0%)

$15,450 + $40,100

$55,550

2020

$2,596 (−2.3%)

$13,050 + $41,810

$54,860

2019

$2,657 (+9.5%)

$13,050 + $36,650

$49,700

2018

$2,426 (+1.9%)

$13,050 + $36,990

$50,040

2017

$2,381 (+8.0%)

$10,110 + $37,440

$47,550

2016

$2,205 (−15.0%)

$9,390 + $36,680

$46,070

2015

$2,594 (+11.1%)

$9,390 + $36,680

$46,070

2014

$2,335 (+2.1%)

$10,910 + $36,280

$47,190

2013

$2,287

$10,910 + $30,900

$41,810

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.29 Acres

Year renovated

1972

Sq. Ft.

1,108

Year built

1972

Style

Single Family Residential

County

Monroe County

APN

07-24-401-011-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Carport - 1-2 Car, Attached Garage
Garage Spaces: 1
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Bedroom
Room Length: 15
Room Width: 11
Room Level: Second or Main

Room 2 Information
Room Type: Bedroom
Room Length: 14
Room Width: 11
Room Level: Second or Main

Room 3 Information
Room Type: Dining Room
Room Length: 10
Room Width: 10
Room Level: Second or Main

Room 4 Information
Room Type: Bathroom
Room Length: 5
Room Width: 5
Room Level: First or Lower

Room 5 Information
Room Type: Living Room
Room Length: 21
Room Width: 14
Room Level: Second or Main

Room 6 Information
Room Type: Kitchen
Room Length: 11
Room Width: 10
Room Level: Second or Main

Room 7 Information
Room Type: Other Room
Room Length: 24
Room Width: 24
Room Level: First or Lower

Basement Information
Basement Features: Full

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Range

Exterior

Building Information
Construction Materials: Brick Veneer
Roof: Asphalt

Property Information
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,108
Below Grade Finished Area: 601

Lot Information
Lot Size Dimensions: 100x125

Financial

Tax Information
Tax Annual Amount: $917
Tax Year: 2010

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt 3 to Left on N Market St. Turn right onto Columbia Ave. Turn right onto James St. 609 JAMES ST is on the left

Public facts

Beds: 2
Baths: 3.0
Sq. Ft.: 1,108
Stories: 1.0
Lot Size: 0.29 acres
Style: Single Family Residential
Year Built: 1972
Year Renovated: 1972
County: Monroe County
APN: 07-24-401-011-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1709
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.4mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.5mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$236,000 – $285,000

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Nearby similar homes

$395,000

2 beds1 bath1,474 sq ft

4878 Sportsman Rd, Waterloo, IL 62298

FOR SALE BY OWNER

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4 beds2 baths1,306 sq ft

3480 State Route 156, Waterloo, IL 62298

OPEN TODAY, 11AM TO 1PM

$339,500

3 beds2.5 baths2,971 sq ft

214 Osterhage Dr, Waterloo, IL 62298

FOR SALE BY OWNER

$499,900

3 beds3 baths1,932 sq ft

207 Vancouver Dr, Waterloo, IL 62298

$175,000

2 beds1 bath777 sq ft

319 S Main St, Waterloo, IL 62298

$425,000

4 beds3.5 baths3,524 sq ft

401 Briarcliff Dr, Waterloo, IL 62298

New listings for sale in 62298

OPEN TODAY, 1PM TO 3PM

$925,000

6 beds4.5 baths5,900 sq ft

324 Druscilla Ln, Waterloo, IL 62298

COMING SOON

$424,900

4 beds3 baths3,644 sq ft

624 Timberline Dr, Waterloo, IL 62298

$389,000

4 beds3 baths3,144 sq ft

1307 Rachael Ln, Waterloo, IL 62298

FOR SALE BY OWNER

$790,000

3 beds3 baths2,059 sq ft

420 Covington Dr, Waterloo, IL 62298

$395,000

2 beds1 bath1,474 sq ft

4878 Sportsman Rd, Waterloo, IL 62298

$314,900

3 beds2.5 baths1,765 sq ft

112 Jefferson, Waterloo, IL 62298

OPEN TODAY, 11AM TO 1PM

$339,500

3 beds2.5 baths2,971 sq ft

214 Osterhage Dr, Waterloo, IL 62298

FOR SALE BY OWNER

$1,375,000

— beds— baths— sq ft

Rogers St, Waterloo, IL 62298

$199,900

3 beds1 bath1,121 sq ft

309 N Moore St, Waterloo, IL 62298

Home values near 609 James St

Data from public records.

Address	Redfin Estimate
605 James St, Waterloo, IL 3 Beds \| 2 Baths \| 1107 Sq. Ft.	$236,975
604 James St, Waterloo, IL 3 Beds \| 3 Baths \| 1450 Sq. Ft.	$269,796

Address	Redfin Estimate
606 James St, Waterloo, IL 3 Beds \| 4 Baths \| 1340 Sq. Ft.	$275,078
624 James St, Waterloo, IL 3 Beds \| 3 Baths \| 1224 Sq. Ft.	$291,460

Address	Redfin Estimate
622 James St, Waterloo, IL 3 Beds \| 3 Baths \| 1968 Sq. Ft.	$305,446
602 James St, Waterloo, IL 3 Beds \| 1.5 Baths \| 1345 Sq. Ft.	$259,041

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2012. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 609 James St

Tax history for 609 James St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 609 James St

More real estate resources