OFF MARKET

Last listed at $299,900, CLOSED ON Jun 2017

$415,771

Est. refi paymentEst. refi $1,763/mo

•

2,038

sq ft

705 Ridge Rd, Waterloo, IL 62298

About this home

This ranch in Waterloo's Ridge subdivision is absolutely stunning. Walk up & note the 3-sides brick & 3 car garage (with utility sink & cabinet). Walk in & be awed by the gorgeous wood flooring, foyer framed by columns, & vaulted ceiling leading into the family room, accented by a gas fireplace. The family room opens up into the dining room, complete with a vaulted ceiling & french door entry to the gorgeous sunroom, which offers access to both patios in the back of the home, one covered & one uncovered, both with amazing views of the golf course. The kitchen, adjacent, offers a center island with breakfast bar, beautiful cabinetry, & granite countertops. Walk further into the home to find 2 bedrooms, a full & 1/2 bath, & laundry room with tons of cabinets. Then find the impressive master suite. The master bed offers coffered ceilings & large walk-in closet; the master bath, a corner whirlpool tub, separate shower, vaulted ceiling, & double vanity. Seller offering a home warranty!

Single-familyProperty Type

2002Year Built

0.31 acresLot Size

$204Est. Price/Sq.Ft.

3 car garageParking

Listed by Linda Frierdich • Century 21 Advantage

Bought with Tammy Hines • Tammy Mitchell Hines & Co.

Redfin checked: a few seconds ago

•Source:MARIS as Distributed by MLS Grid #17029398

Redfin Estimate

$415,771

$116K over list price of $300K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 28.3% higher than the average sale price ($324K) of 6 comparable homes.

SOLD MAY 21, 2026
$215,000
A
3 beds2 baths1,424 sq ft
707 Marney Ln, Waterloo, IL 62298
SOLD JUL 1, 2026
$400,000
B
3 beds2 baths1,880 sq ft
400 Mockingbird Ln, Waterloo, IL 62298
SOLD JUN 8, 2026
$325,000
C
3 beds3 baths2,464 sq ft
630 Hamacher St, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
D
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
SOLD FEB 25, 2026
$389,900
E
3 beds3 baths1,803 sq ft
517 Grand Ave, Waterloo, IL 62298
SOLD JUL 31, 2026
$319,900
F
3 beds2 baths1,682 sq ft
810 Victorian Ave, Waterloo, IL 62298

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Earn from this home

Sell

$389,821

Est. take-home

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Refinance

Est. cash available

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Rent

$1,794/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

$300,000
2 beds2 baths2,244 sq ft
411 Washington Dr, Waterloo, IL 62298
$255,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
$575,000
3 beds3.5 baths4,900 sq ft
6120 Old Baum Church Rd, Waterloo, IL 62298
FOR SALE BY OWNER
$275,000
2 beds2 baths962 sq ft
426 Sandalwood Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 705 Ridge Rd

Date

Event

Price

MARIS as Distributed by MLS Grid #17029398

Jun 1, 2017

Sold

May 16, 2017

Pending

—

Apr 16, 2017

Contingent

—

Apr 12, 2017

Listed

$299,900

$147/sq ft

Public Records

Mar 7, 2014

Sold

$270,000

$132/sq ft

MARIS as Distributed by MLS Grid #4216002

Mar 10, 2014

Sold

Nov 1, 2013

Listed

$289,000

$142/sq ft

+19

Situated on the stunning Mystic Oaks Golf Course, this spacious home exudes quality and attention to detail. Lush lawn showcases extensive landscaping plus sprinkler system plus a wrap around rear porch/deck that is ideal for taking in the panoramic golf course views. Formal foyer entry with hardwood floors & column accents leads you to the cavernous Living Room w/vaulted ceilings & gas fireplace w/detailed millwork surround. Opening to the dining room & Kitchen, the floor plan is all about flow & convenience. In the kitchen, enjoy gleaming granite counters & breakfast bar, detailed trim work & attached Dining Room. Family room has French Doors leading to outdoors space. Master Suite offers huge walk-in closet, tray ceiling, attached luxury bath w/Jacuzzi Tub, stunning tile floors, dual vanity, & separate shower. Plush carpeting graces the 2nd & 3rd bedrooms & are conveniently located by the Hall Bath. 3 car side entry garage, large utility room, walk-out basement & central vac!

Public Records

Jul 19, 2013

Sold

$260,100

$128/sq ft

Public Records

Mar 19, 2002

Sold

$234,195

$115/sq ft

Year

Property tax

Land + Additions

Assessment*

2024

$7,311 (+14.5%)

$17,010 + $114,990

$132,000

2023

$6,385 (+3.0%)

$16,591 + $112,918

$129,509

2022

$6,200 (+5.1%)

$15,350 + $92,350

$107,700

2021

$5,897 (+1.9%)

$15,530 + $87,750

$103,280

2020

$5,787 (+1.0%)

$13,140 + $83,410

$96,550

2019

$5,732 (−0.6%)

$13,140 + $79,460

$92,600

2018

$5,769 (+16.9%)

$13,140 + $77,640

$90,780

2017

$4,934 (+1.1%)

$10,310 + $78,510

$88,820

2016

$4,879 (+2.3%)

$9,630 + $74,350

$83,980

2015

$4,767 (+1.5%)

$9,630 + $74,350

$83,980

2014

$4,698 (−1.9%)

$11,160 + $71,690

$82,850

2013

$4,787

$11,160 + $69,800

$80,960

Tax history for 705 Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2024

$7,311 (+14.5%)

$17,010 + $114,990

$132,000

2023

$6,385 (+3.0%)

$16,591 + $112,918

$129,509

2022

$6,200 (+5.1%)

$15,350 + $92,350

$107,700

2021

$5,897 (+1.9%)

$15,530 + $87,750

$103,280

2020

$5,787 (+1.0%)

$13,140 + $83,410

$96,550

2019

$5,732 (−0.6%)

$13,140 + $79,460

$92,600

2018

$5,769 (+16.9%)

$13,140 + $77,640

$90,780

2017

$4,934 (+1.1%)

$10,310 + $78,510

$88,820

2016

$4,879 (+2.3%)

$9,630 + $74,350

$83,980

2015

$4,767 (+1.5%)

$9,630 + $74,350

$83,980

2014

$4,698 (−1.9%)

$11,160 + $71,690

$82,850

2013

$4,787

$11,160 + $69,800

$80,960

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.31 Acres

Year renovated

2002

Sq. Ft.

2,038

Year built

2002

Style

Single Family Residential

County

Monroe County

APN

08-20-301-001-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 13, 2026.

Multiple Family Residence Districts

The Multiple Family Residence Districts, as differentiated herein, and the district locations as shown on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of the stable and enduring multiple residence districts by establishing limitations on the use and character of development of land so as to take advantage of, or to avoid conflicts with, natural topography, existing development, arrangement and location of existing planned community facilities and the social needs of the community. These districts may also be utilized for the appropriate re-use of redevelopment of areas where obsolescence and socio-economic demands would suggest higher densities as necessary to encourage the re-use of such areas.

Permitted uses

Include but are not limited to:

Housing-Multiple units

Property details

Parking

Parking Information
Parking Features: Attached Garage
Garage Spaces: 3
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 1
# of Main Level Bathrooms (Total): 3
# of Main and Upper Bathrooms: 3
Main Level # of Half Bathrooms: 1
Main Level # of Full Bathrooms: 2

Room 1 Information
Room Dimensions: 14x15
Room Length: 14
Room Width: 15
Room Level: Second or Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 14x12
Room Length: 14
Room Width: 12
Room Level: Second or Main

Room 3 Information
Room Type: Dining Room
Room Dimensions: 16x15
Room Length: 16
Room Width: 15
Room Level: Second or Main

Room 4 Information
Room Type: Family Room
Room Dimensions: 19x16
Room Length: 19
Room Width: 16
Room Level: Second or Main

Room 5 Information
Room Type: Other Room
Room Dimensions: 19x7
Room Length: 19
Room Width: 7
Room Level: Second or Main

Room 6 Information
Room Type: Bedroom
Room Dimensions: 13x12
Room Length: 13
Room Width: 12
Room Level: Second or Main

Room 7 Information
Room Type: Bathroom
Room Dimensions: 7x10
Room Length: 7
Room Width: 10
Room Level: Second or Main

Room 8 Information
Room Type: Bedroom
Room Dimensions: 12x12
Room Length: 12
Room Width: 12
Room Level: Second or Main

Room 9 Information
Room Type: Master Bedroom
Room Dimensions: 17x15
Room Length: 17
Room Width: 15
Room Level: Second or Main

Room 10 Information
Room Type: Master Bathroom
Room Dimensions: 10x10
Room Length: 10
Room Width: 10
Room Level: Second or Main

Room 11 Information
Room Type: Bathroom
Room Dimensions: 4x7
Room Length: 4
Room Width: 7
Room Level: Second or Main

Room 12 Information
Room Type: Laundry
Room Dimensions: 8x8
Room Length: 8
Room Width: 8
Room Level: Second or Main

Basement Information
Basement Features: Full

Other Rooms Information
# of Rooms: 10

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Coffered Ceiling(s), Open Floorplan, Carpets, Vaulted Ceiling, Walk-in Closet(s), Some Wood Floors
Window Features: French Door(s), Sliding Glass Doors
Appliances: Microwave, Gas Oven, Refrigerator

Exterior

Building Information
Construction Materials: Brick Veneer, Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 2,038
Above Grade Finished Area Source: Other

Lot Information
Lot Features: Backs To Golf Course, Partial Fencing, Streetlights, Wood Fence
Lot Size Acres: 0.31
Lot Size Dimensions: 0.31+/- acres
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $4,767
Tax Year: 2015

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Route 3 to N Market to Hamacher to Ridge

Public facts

Beds: 3
Baths: 5.0
Sq. Ft.: 2,038
Stories: 1.0
Lot Size: 0.31 acres
Style: Single Family Residential
Year Built: 2002
Year Renovated: 2002
County: Monroe County
APN: 08-20-301-001-000

Home facts updated by county records on Jul 13, 2026

Other

Home Information
Living Area: 2038
Levels: One

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.9mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 1.0mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$395,000 – $479,000

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Nearby similar homes

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FOR SALE BY OWNER

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New listings for sale in 62298

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Home values near 705 Ridge Rd

Data from public records.

Address	Redfin Estimate
720 Ridge Road, Waterloo, IL 3 Beds \| 4 Baths \| 1495 Sq. Ft.	$298,104
706 Ridge Road, Waterloo, IL 2 Beds \| 4 Baths \| 1456 Sq. Ft.	$285,027

Address	Redfin Estimate
708 Ridge Road, Waterloo, IL 2 Beds \| 3 Baths \| 2448 Sq. Ft.	$344,200
702 Ridge Road, Waterloo, IL 2 Beds \| 4 Baths \| 1669 Sq. Ft.	$333,112

Address	Redfin Estimate
713 Ridge Road, Waterloo, IL 2 Beds \| 2 Baths \| 1638 Sq. Ft.	$297,819
716 Ridge Road, Waterloo, IL 3 Beds \| 5 Baths \| 1391 Sq. Ft.	$312,265

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2017. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 705 Ridge Rd

Tax history for 705 Ridge Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 705 Ridge Rd

More real estate resources