Welcome to this 2-bedroom, 2-bathroom home offering comfort, functionality, and extra living space. The main level features a cozy layout with bright living areas, while the partially finished basement includes a second living room, a full bathroom, and the potential for a third bedroom with a closet already in place. Recent updates include a brand-new HVAC system and water heater installed 8/2025, giving peace of mind for years to come. Outside, enjoy a detached one-car garage, additional parking under the covered carport, and a spacious yard for outdoor activities. Whether you’re a first-time buyer or looking to downsize, this property combines indoor and outdoor living with plenty of charm.
Single-familyProperty Type
1963Year Built
5,627 sq ftLot Size
$188Est. Price/Sq.Ft.
1 garage spacesParking
Listed by Brooke Mitchell• Keller Williams Pinnacle
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
5,626 Sq. Ft.
Year renovated
1963
Sq. Ft.
816
Year built
1963
Style
Single Family Residential
County
Monroe County
APN
07-25-401-017-000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
R3
Single-Family Residence Districts
The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.
Permitted uses
Include but are not limited to:
Housing-Single unit
Property details
Parking
Parking Information
Parking Total: 2
Garage Spaces: 1
Has Carport
Carport Spaces: 1
Has Garage
Interior
Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2
Main And Upper Level Bedrooms: 2
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0
Bathroom Information
# of Full Baths (Total): 2
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 1
Main And Upper Level Bathrooms: 1
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 1
Basement Information
Has Basement
Basement Features: Partially Finished
Other Rooms Information
Room Count: 0
# of Rooms: 7
Heating & Cooling
Heating Information: Forced Air
Cooling Information: Central Air
Interior Features
Appliances: Electric Oven, Range Hood, Refrigerator
Exterior
Building Information
Construction Materials: Other
Pool Information
Pool YN: 0
Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 816
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 485
Below Grade Finished Area Source: Estimated
Lot Information
Lot Features: City Lot
Lot Size Acres: 0.1292
Lot Size Source: Public Records
Financial
Tax Information
Tax Annual Amount: $3,127
Tax Year: 2024
Property Assessment City Tax YN: 1
Lease / Rent Details
Lease Considered YN: No
Financial Information
Second Mortgage YN: 0
Utilities
Utility Information
Water Source: Public
Electric: Other
Sewer: Public Sewer
Utilities: Electricity Connected, Sewer Connected, Water Connected
Location
School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5
Location Information
Address Line: 902 Stiening ST, WTRL IL 62298
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 816
Stories: 1.0
Lot Size: 5,626 square feet
Style: Single Family Residential
Year Built: 1963
Year Renovated: 1963
County: Monroe County
APN: 07-25-401-017-000
Home facts updated by county records on Aug 26, 2026
Other
Listing Information
Auction YN: 0
Home Warranty YN: No
Seller Consider Concession YN: 1
Home Information
Living Area: 1256
Living Area Source: Estimated
Living Area Srch Sq Ft: 1256.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 816.00
Below Grade Finished Area Srch Sq Ft: 485.00
Public Records
Levels: One
Around this home
Schools
Rogers Elementary School
Public 2-3 • Assigned • 0.9mi
10/10
Waterloo Junior High School
Public 6-8 • Assigned • 0.9mi
7/10
Waterloo High School
Public 9-12 • Assigned • 1.1mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IL • 62298
Average low and high temperatures (°F)
38
21
48
28
66
42
71
52
75
57
86
68
90
73
87
66
83
61
74
50
58
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.9 hours in
June and 4.1 hours in December, which is comparable to the
U.S. average for solar exposure.
9.9 hrs
4.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$225,000 – $273,000
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