OFF MARKET

Last listed at $189,900, CLOSED ON Jun 2017

$344,692

Est. refi paymentEst. refi $465/mo

•

—

sq ft

979 Gall Rd, Waterloo, IL 62298

About this home

Just what everyone is looking for....a 3 BR, 2 Bath farmhouse on 3.12 acres on the north end of Waterloo just minutes from Rt. 3. There is a creek running through the property! Fabulous setting w/ an additional 5.7 acres ($77,500) available. There is so much character in this house from the tall ceilings, beautiful wood floors, wood beamed ceiling to the arched ceiling in the cellar. This home has newer windows (approx. 10-12 yrs), roof new in 2016. The main level offers a large living room w/ wood burning stove, dining room, kitchen, full bath & laundry/storage room. Upstairs there are 3 spacious bedrooms and a "secret room" with a small door but awesome space inside that would make a cute bedroom. There is also a 3/4 bath upstairs. Outside you will find a large covered front porch as well as a covered side entry which is the main entrance. The house has a well & septic & propane boiler. The location is fabulous, the setting is ideal and the house is so charming!

Single-familyProperty Type

1885Year Built

3.12 acresLot Size

2 car garageParking

Listed by Tammy Hines • Tammy Mitchell Hines & Co.

Bought with Trudy Lacefield • Coldwell Banker Brown Realtors

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #17023393

Redfin Estimate

$344,692

$155K over list price of $190K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 55.1% higher than the average sale price ($222K) of 6 comparable homes.

SOLD AUG 3, 2026
$239,900
A
3 beds3 baths1,311 sq ft
206 Magnolia Ave, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
B
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
C
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
D
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298
SOLD JUL 10, 2026
$259,000
E
3 beds1 bath1,690 sq ft
700 Waterloo Dr, Waterloo, IL 62298
SOLD APR 2, 2026
$170,000
F
3 beds1.5 baths1,408 sq ft
227 N Moore St, Waterloo, IL 62298

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Earn from this home

Sell

$322,822

Est. take-home

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Refinance

Est. cash available

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Rent

$1,510/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

NEW 5 HRS AGO
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$465,000
3 beds3 baths1,499 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 979 Gall Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,974 (+10.5%)

$20,450 + $85,030

$105,480

2024

$5,406 (+0.5%)

$20,450 + $85,030

$105,480

2023

$5,378 (+19.4%)

$21,597 + $77,644

$99,241

2022

$4,505 (−2.4%)

$20,450 + $73,570

$94,020

2021

$4,618 (+8.1%)

$20,450 + $58,040

$78,490

2020

$4,272 (+5.1%)

$20,450 + $58,110

$78,560

2019

$4,064 (+0.9%)

$20,450 + $50,770

$71,220

2018

$4,029 (+3.2%)

$16,530 + $50,770

$67,300

2017

$3,903 (+1.0%)

$16,530 + $48,390

$64,920

2016

$3,864 (+10.2%)

$16,530 + $48,410

$64,940

2015

$3,507 (+4.6%)

$16,530 + $48,410

$64,940

2014

$3,354 (+0.6%)

$11,430 + $48,430

$59,860

2013

$3,333

$11,430 + $47,900

$59,330

Tax history for 979 Gall Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,974 (+10.5%)

$20,450 + $85,030

$105,480

2024

$5,406 (+0.5%)

$20,450 + $85,030

$105,480

2023

$5,378 (+19.4%)

$21,597 + $77,644

$99,241

2022

$4,505 (−2.4%)

$20,450 + $73,570

$94,020

2021

$4,618 (+8.1%)

$20,450 + $58,040

$78,490

2020

$4,272 (+5.1%)

$20,450 + $58,110

$78,560

2019

$4,064 (+0.9%)

$20,450 + $50,770

$71,220

2018

$4,029 (+3.2%)

$16,530 + $50,770

$67,300

2017

$3,903 (+1.0%)

$16,530 + $48,390

$64,920

2016

$3,864 (+10.2%)

$16,530 + $48,410

$64,940

2015

$3,507 (+4.6%)

$16,530 + $48,410

$64,940

2014

$3,354 (+0.6%)

$11,430 + $48,430

$59,860

2013

$3,333

$11,430 + $47,900

$59,330

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

3.12 Acres

Year renovated

1885

Sq. Ft.

1,534

Year built

1885

Style

Single Family Residential

County

Monroe County

APN

07-23-100-009-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Agricultural/Single-Family Residential District

The A-2 Agricultural District of Monroe County recognizes that some of the land indicated for agricultural purposes in the Comprehensive Plan Land Use Map will not be farmed because of a variety of conditions including topography, karst terrain, flooding, wetlands, vegetation, man-made facilities and barriers, including essential services and public facilities. Further, that all areas of high agricultural productivity in the County have not been designated in the Comprehensive Plan and zoned exclusively for agriculture because of existing urban development. This district is primarily for areas undergoing transition from agriculture to more intensive residential uses, to serve as a buffering district between the A-1 and the residential districts.

Permitted uses

Include but are not limited to:

Agriculture
Ranch
Housing-Single unit
Housing-Multiple units
Housing-Other
Public service
Recreation
Agriculture-Cropland

Property details

Parking

Parking Information
Parking Features: Off Street
Garage Spaces: 2
Carport Spaces: 0
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 0

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 2
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Kitchen
Room Dimensions: 17x13
Room Length: 17
Room Width: 13
Room Level: Second or Main

Room 2 Information
Room Type: Living Room
Room Dimensions: 33x15
Room Length: 33
Room Width: 15
Room Level: Second or Main

Room 3 Information
Room Type: Other Room
Room Dimensions: 15x13
Room Length: 15
Room Width: 13
Room Level: Second or Main

Room 4 Information
Room Type: Bedroom
Room Dimensions: 16x12
Room Length: 16
Room Width: 12
Room Level: Second or Main

Room 5 Information
Room Type: Bedroom
Room Dimensions: 15x13
Room Length: 15
Room Width: 13
Room Level: Second or Main

Room 6 Information
Room Type: Bathroom
Room Dimensions: 19x7
Room Length: 19
Room Width: 7
Room Level: Second or Main

Room 7 Information
Room Type: Master Bedroom
Room Dimensions: 16x12
Room Length: 16
Room Width: 12
Room Level: Third or Upper

Room 8 Information
Room Type: Bathroom
Room Dimensions: 13x7
Room Length: 13
Room Width: 7
Room Level: Third or Upper

Room 9 Information
Room Type: Dining Room
Room Dimensions: 15x15
Room Length: 15
Room Width: 15

Basement Information
Basement Features: Cellar

Other Rooms Information
# of Rooms: 10

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Woodburning Fireplce

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator

Exterior

Building Information
Construction Materials: Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area Source: Public Records

Lot Information
Lot Size Acres: 3.12
Lot Size Dimensions: 386x474x278x406
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $3,508
Tax Year: 2015

Utilities

Utility Information
Water Source: Well
Sewer: Septic Tank

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: From Waterloo: HH to right on Moore to right on Gall.

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 1,534
Stories: 1.5
Lot Size: 3.12 acres
Style: Single Family Residential
Year Built: 1885
Year Renovated: 1885
County: Monroe County
APN: 07-23-100-009-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Levels: One and One Half

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 1.7mi

Waterloo Junior High School

Public 6-8 • Assigned • 1.8mi

7/10

Waterloo High School

Public 9-12 • Assigned • 3.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.8 hours in June and 4.2 hours in December, which is comparable to the U.S. average for solar exposure.

9.8 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$328,000 – $397,000

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Home values near 979 Gall Rd

Data from public records.

Address	Redfin Estimate
1066 Gall Rd, Waterloo, IL 3 Beds \| 2 Baths \| 1352 Sq. Ft.	$273,705
1027 Gall Rd, Waterloo, IL 3 Beds \| 3 Baths \| 3836 Sq. Ft.	$460,890

Address	Redfin Estimate
828 Gall Rd, Waterloo, IL 4 Beds \| 3 Baths \| 1904 Sq. Ft.	$379,094
1038 Gall Rd, Waterloo, IL 3 Beds \| 4 Baths \| 1711 Sq. Ft.	$416,064

Address	Redfin Estimate
1026 Gall Rd, Waterloo, IL 4 Beds \| 5 Baths \| 1474 Sq. Ft.	$395,653
4079 HH Rd, Waterloo, IL 3 Beds \| 2 Baths \| 1214 Sq. Ft.	$304,549

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2017. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 979 Gall Rd

Tax history for 979 Gall Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 979 Gall Rd

More real estate resources