Fantastic condition and value are found in this 2 story over a finished basement on the Southside, minutes from Fairfax Lake Monroe! This 5bd, 2.5 ba, 2 car garage home is situated on a 1.1ac lot with wonderful views and is beautifully landscaped, including a farmhouse framed garden. New flooring & paint throughout, an open spacious living and dining area, a light filled eat in kitchen with an island, and a huge master suite with vaulted ceilings, double vanity, and large walk in closet! The basement is finished and features a large limestone bar with beer taps, family room with plug & play sound panel, gym/office, and a large unfinished utility area great for storage. A new roof was just installed in 2015. Super Southside location convenient to Bloomington's South and Eastside shopping and restaurants. Don't miss this beautiful home!
Single-familyProperty Type
2004Year Built
1.1 acresLot Size
$186Est. Price/Sq.Ft.
2 car garageParking
Listed by Ajmal Safi• Millican Realty
Bought with Rodney Young• FC Tucker/Bloomington REALTORS
Fantastic condition and value are found in this 2 story over a finished basement on the Southside! This 5bd, 2.5 ba, 2car is situated on a 1.1ac lot with wonderful views and is beautifully landscaped. Highlights include lots of ceramic tile and wood flooring, an open, spacious living and dining area, a light filled eat in kitchen with an island, and a huge master suite with vaulted ceilings, double vanity, and large walk in closet! The basement is finished and features a large limestone bar, family room, bedroom, and an unfinished utility area great for storage. A new roof was just installed in 2015. Super Southside location convenient to Bloomington's South and Eastside shopping and restaurants and just minutes from Lake Monroe as well! Don’t miss this fantastic value!
IRMLS #201438848
Sep 3, 2014
Listed
$259,900
$102/sq ft
Year
Property tax
Land + Additions
Assessment*
2024
$3,067 (+5.4%)
$42,000 + $389,400
$431,400
2023
$2,909 (+7.2%)
$40,400 + $374,300
$414,700
2022
$2,713 (+6.8%)
$40,400 + $337,600
$378,000
2021
$2,540 (+48.7%)
$35,300 + $312,800
$348,100
2020
$1,709 (+3.5%)
$30,300 + $222,300
$252,600
2019
$1,651 (−0.7%)
$25,300 + $210,900
$236,200
2018
$1,663
$25,300 + $210,300
$235,600
2017
$1,664 (+16.3%)
$25,300 + $210,200
$235,500
2016
$1,430 (+0.1%)
$25,300 + $186,600
$211,900
2015
$1,428 (−5.4%)
$25,300 + $186,700
$212,000
2013
$1,510
$25,300 + $194,500
$219,800
Tax history for 2864 E Ramp Creek Rd Rd
Year
Property tax
Land + Additions
Assessment*
2024
$3,067 (+5.4%)
$42,000 + $389,400
$431,400
2023
$2,909 (+7.2%)
$40,400 + $374,300
$414,700
2022
$2,713 (+6.8%)
$40,400 + $337,600
$378,000
2021
$2,540 (+48.7%)
$35,300 + $312,800
$348,100
2020
$1,709 (+3.5%)
$30,300 + $222,300
$252,600
2019
$1,651 (−0.7%)
$25,300 + $210,900
$236,200
2018
$1,663
$25,300 + $210,300
$235,600
2017
$1,664 (+16.3%)
$25,300 + $210,200
$235,500
2016
$1,430 (+0.1%)
$25,300 + $186,600
$211,900
2015
$1,428 (−5.4%)
$25,300 + $186,700
$212,000
2013
$1,510
$25,300 + $194,500
$219,800
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
5
Baths
2.5
Stories
2
Lot width
—
Lot depth
—
Lot size
1.1 Acres
Year renovated
2010
Sq. Ft.
2,544
Year built
2004
Style
Single Family Residential
County
Monroe County
APN
531103400016000006
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 16, 2026.
SR
AREA 3
Suburban Residential District
The character of the Suburban Residential (SR) District is defined as that which is primarily intended for existing, possibly nonconforming, recorded single family residential subdivisions and lots of record. Its purposes are to accommodate existing, substandard subdivision developments and lots, to permit the build-out of single family residential uses in those developments and lots, to encourage the development of sanitary sewer systems for the existing development in the Lake Lemon area, to discourage the development of nonresidential uses, to protect environmentally sensitive areas, such as floodplain, karst, and steep slopes, and to maintain the character of the surrounding neighborhood. Therefore, the number of uses permitted in the SR District is limited. Some uses are conditionally permitted. The conditions placed on these uses are to insure their compatibility with the residential uses. The need for expanding this district beyond the areas designated on the Official Zone Maps on the date of the adoption of the zoning regulations is not anticipated or encouraged.
Zone overlays
Property details
Parking
Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Concrete, Attached
Interior
Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1
# of Main Level Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Central Air, Heat Pump
Has Heating
Heating: Heat Pump
Interior Features
Interior Features: Bar, Kitchen Island
Appliances: Dishwasher, Microwave, Refrigerator, Washer, Electric Range, Dryer
Flooring: Carpet, Tile, Vinyl
Room Information
# of Rooms Total: 9
Laundry Features: Upper Level
Has Basement
Basement Details: Full
Exterior
Exterior Features
Patio And Porch Features: Patio, Covered, Porch
Roof: Shingle
Building Information
Above Grade Finished Area: 1,704
Below Grade Finished Area: 840
# of Stories Total: 2
Construction Materials: Brick, Vinyl Siding
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Site-Built Home
Lot Information
Lot Features: Level, Landscaped
Lot Size Dimensions: Irregular
Lot Size Acres: 1.1
Financial
Tax Information
Tax Annual Amount: $1,616.04
Utilities
Utility Information
Water Source: Public
Sewer: Septic Tank
Location
Schools Information
School District: Monroe County Community School C
Elementary School: Lakeview
Middle Or Junior School: Jackson Creek
High School: Bloomington South
Location Information
Directions: South on Fairfax, East on Ramp Creek to home on right.
Subdivision Name: None
Public facts
Beds: 5
Baths: 2.5
Sq. Ft.: 2,544
Stories: 2.0
Lot Size: 1.1 acres
Style: Single Family Residential
Year Built: 2004
Year Renovated: 2010
County: Monroe County
APN: 531103400016000006
Home facts updated by county records on Jul 16, 2026
Other
Listing Information
List AOR: Bloomington BOR
Around this home
Schools
Lakeview Elementary School
Public PreK-6 • Assigned • 2.8mi
7/10
Jackson Creek Middle School
Public 7-8 • Assigned • 3.7mi
8/10
Bloomington High School South
Public 9-12 • Assigned • 5.2mi
10/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 105° expected this year, 19 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Bloomington, IN • 47401
Average low and high temperatures (°F)
35
18
45
26
62
40
71
49
74
54
84
66
87
70
82
63
81
57
71
47
55
39
43
29
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.8 hours in
June and 3.5 hours in December, placing it below the
U.S. average for solar exposure.
9.8 hrs
3.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$451,000 – $546,000
Sell confidently with a local market expert in Bloomington. 3 minutes to get started.