WELCOME to this character-filled classic and rare Carmel Cape Cod! Nestled on a peaceful, private, and beautifully landscaped 0.94-acre lot with a white picket fence, & covered front porch, this exceptional home offers the perfect blend of timeless character and modern updates, all w/ convenient access to downtown and Market District shops and restaurants. The interior has been completely remodeled and thoughtfully updated while preserving the captivating charm you would expect from a classic Cape Cod. The main level features hardwood floors throughout, a cozy gas fireplace, 2 Bay Windows & French doors that open to the backyard, creating a seamless connection to the outdoor living space. Enjoy your morning coffee in the charming breakfast room with stunning views of the backyard through one of the large bay windows! The beautifully updated kitchen showcases custom cabinetry and is equipped with all-new KitchenAid appliances (2026), including a double oven, convection microwave, and smooth-surface cooktop w/ downdraft ventilation. The adjoining dining room is filled with natural light & enhanced by custom storage cabinetry. Throughout the home, tasteful designer lighting adds warmth and sophistication. Upstairs, upgraded plush carpeting leads you to the luxurious primary suite. The spa-like primary bath features a freestanding soaking tub, updated walk-in shower, & spacious walk-in closet complete with a custom wardrobe system. Down the hall, you'll discover an extraordinary laundry room w/ custom cabinetry, abundant natural light, and ample workspace. Bedrooms 2,3, and 4 each offer their own unique charm, featuring details such as built-in bookcases/ drawers, and delightful dormered nooks. The lower level provides even more space to enjoy, with an additional gathering area, a dedicated, custom theater room, a half bath, & wet bar! Completing this remarkable property is an oversized 3 car garage with a separated workshop! HOA $150/Year! Water Heater New 2026
Est. $3,440 per month, based on comparable rentals
Sale and tax history for 10904 Spring Mill Ln
Sale History
Tax History
Date
Event
Price
MIBOR as Distributed by MLS Grid #22106873
Aug 5, 2026
Sold
$807,000
$178/sq ft
Jun 13, 2026
Pending
—
Jun 11, 2026
Listed
$729,900
$161/sq ft
MIBOR as Distributed by MLS Grid #21226031
Aug 28, 2013
Listing Removed
—
May 31, 2013
Sold
$273,000
$60/sq ft
Apr 12, 2013
Listed
$324,000
$71/sq ft
+4
Year
Property tax
Land + Additions
Assessment*
2025
$5,637 (+10.2%)
$149,500 + $383,800
$533,300
2024
$5,117 (+4.9%)
$149,500 + $383,800
$533,300
2023
$4,879 (+1.2%)
$149,500 + $308,300
$457,800
2022
$4,822 (+17.4%)
$149,500 + $296,500
$446,000
2021
$4,109 (+0.4%)
$112,600 + $311,200
$423,800
2020
$4,091 (+2.9%)
$112,600 + $246,500
$359,100
2019
$3,978 (+1.7%)
$112,600 + $245,000
$357,600
2018
$3,910 (+0.9%)
$72,100 + $275,600
$347,700
2017
$3,875 (+10.5%)
$72,100 + $272,500
$344,600
2016
$3,507 (+6.8%)
$72,100 + $272,500
$344,600
2015
$3,284 (+45.2%)
$72,100 + $244,400
$316,500
2013
$2,262
$57,800 + $220,200
$278,000
Public record
Public record
Zoning
Beds
4
Baths
3
Stories
1.5
Lot width
—
Lot depth
—
Lot size
3,354 Sq. Ft.
Year renovated
1985
Sq. Ft.
4,532
Year built
1985
Style
Single Family Residential
County
Hamilton County
APN
291302305032000018
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 6, 2026.
S-2
Residence District
The purpose of this district is to provide for low-density single-family residential development in areas facing conversion from a rural-agricultural nature to a residential nature. The preservation of natural features and encouragement of open space residential land-use patterns in this district is intended to correspond to Suburban Residential in the Comprehensive Plan’s Land Classification Plan.
Permitted uses
Include but are not limited to:
Agriculture
Housing-Single unit
Public service
Park & open space
Property details
Parking
Parking Information
Parking Features: Attached
Garage Spaces: 3
Has Garage
Interior
Virtual Tour
Interior Sq. Ft. Information
Building Area Total: 4532
Living Area: 4532
Main Level Sq. Ft.: 1316
Upper Level Sq. Ft.: 1900
Lower/Basement Level Sq. Ft (Finished): 1316
Bedroom Information
Primary Bedroom Description: Closet Walk in
# of Upper Bedrooms: 4
Beds MU: 4
Bedrooms MU: 4
Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 2
# of Full Baths (Upper): 2
# of Half Baths (Main): 1
# of Half Baths (Basement): 1
Half Baths MU: 1
Half Bathrooms MU: 1
Full Baths MU: 2
Full Bathrooms MU: 2
Primary Bathroom Description: Sinks Double,Suite,Tub Full with Separate Shower
Interior Features: Built-in Features, Kitchen Island, Hardwood Floors, Walk-in Closet(s)
Appliances: Electric Cooktop, Dishwasher, Down Draft, Microwave, Oven, Double Oven, Convection Oven, Refrigerator, Water Heater, Water Softener Rented
Exterior
Building Information
Percent Optional Level Finished: 100
Exterior Features
Patio And Porch Features: Patio
Fence YN: Yes
Fencing: Partial
Farm Information
Horse Amenities: None
Property Information
Ownership Interest Types: Mandatory Fee
Property Type: Residential
Property Sub Type: Single Family Residence
Land Information
Acres: 1/2-1 Acre
Lot Information
Lot Size Acres: 0.94
Lot Features: Mature Trees
Utilities
Utility Information
Utility Prim Sewage Disp: Septic
Water Source: Public
Solid Waste Information: No
Location
HOA Information
Has HOA
Association Fee: $150
Association Fee Frequency: Annually
Association Fee Includes: Entrance Common
School Information
High School: Carmel High School
High School District: Carmel Clay Schools
Location Information
Directions: GPS Friendly
Tax Legal Description: Acreage .94, Section 2, Township 17, Range 3, Spring Mill Place, Lot 2
Community Information
Low Maintenance Lifestyle YN: No
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 4,532
Stories: 1.5
Lot Size: 3,354 square feet
Style: Single Family Residential
Year Built: 1985
Year Renovated: 1985
County: Hamilton County
APN: 291302305032000018
Home facts updated by county records on Oct 6, 2026
Other
Home Information
Foundation Details: Concrete Perimeter
Construction Materials: Brick, Wood Siding
Levels: Two
Around this home
Schools
Clay Center Elementary School
Public PreK-5 • Assigned • 1.5mi
9/10
Creekside Middle School
Public 6-8 • Assigned • 3.4mi
9/10
Carmel High School
Public 9-12 • Assigned • 3.5mi
10/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 17 days in 30 years
2/10 Wind Factor
0% chance of strong winds in next 30 years
4/10 Air Factor
3 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Carmel, IN • 46032
Average low and high temperatures (°F)
31
16
41
25
59
38
67
47
71
52
82
64
87
69
81
63
80
56
70
47
53
38
40
26
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
95/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 18% for direct sun exposure in Carmel. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.8 hrs
6.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$739,000 – $894,000
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