For sale

$409,500

Est. $2,761/mo —

•

1,922

sq ft

11190 Ruckle St, Carmel, IN 46032

About this home

Welcome to this beautifully maintained home in the desirable Waterwood of Carmel neighborhood! An inviting open floor plan with soaring ceilings creates a bright and spacious feel, with comfortable living areas designed for both everyday living and entertaining. The main-level primary suite offers a peaceful retreat with an en-suite bath and convenient main-level living, while additional bedrooms and a full bath upstairs provide plenty of space for family, guests, or a home office. Step outside to enjoy the privacy of the fully fenced backyard, perfect for relaxing, entertaining, gardening, or enjoying your morning coffee. The established neighborhood offers a quiet setting with mature surroundings while being conveniently located near the Monon Trail, Monon Community Center, shopping, dining, parks, and everyday amenities. Notable updates include a tankless water heater, furnace (2023), and water softener (2018), providing added comfort and efficiency. Located within the highly regarded Carmel Clay Schools district, this home offers an ideal combination of comfortable living, privacy, convenience

Single-familyProperty Type

1995Year Built

7,405 sq ftLot Size

$213Price/Sq.Ft.

$30/moHOA Dues

2 car garageParking

Listed by Chizuki Lothamer • @properties

Listing updated: Oct 16, 2026 at 12:19pm

Redfin checked: a few seconds ago

•Source:MIBOR as Distributed by MLS Grid #22125813

Payment calculator

$2,761 per month

Principal and interest$2,263

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

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Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

Clay Center Elementary School

Public PreK-5 • Assigned • 1.6mi

9/10

Creekside Middle School

Public 6-8 • Assigned • 3.8mi

9/10

Carmel High School

Public 9-12 • Assigned • 2.6mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

11190 Ruckle St · $409,500

Strong offer

$410K and above

75% chance or better to win

Why $410K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 22 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Breakfast bar
Cathedral ceilings
High ceilings
Vaulted ceilings
Walk-in closet(s)

Bedrooms
Three bedrooms total — one on the main level and two on the upper level
Primary bedroom includes a walk-in closet

Bathrooms
Two full bathrooms
One half bathroom
Primary bathroom with separate tub and shower and a whirlpool tub

Kitchen
Electric oven
Microwave
Microhood
Dishwasher
Disposal
Refrigerator

Laundry & utility
Dedicated laundry room
Washer and dryer included
Tankless water heater
Water softener (owned)

Heating & cooling
Forced air heating (natural gas)
Central air conditioning

Sale and tax history for 11190 Ruckle St

Sale History
Tax History

Date

Event

Price

MIBOR as Distributed by MLS Grid #22125813

Oct 16, 2026

Price Changed

$409,500

$213/sq ft

Oct 1, 2026

Price Changed

$415,000

$216/sq ft

Sep 24, 2026

Price Changed

$419,000

$218/sq ft

Sep 14, 2026

Listed

$429,900

$224/sq ft

MIBOR as Distributed by MLS Grid #21178425

Sep 24, 2012

Listing Removed

—

Sep 21, 2012

Sold

$186,000

$97/sq ft

May 24, 2012

Listed

$189,900

$99/sq ft

+15

Back on Market financing fell! Great opportunity in South Carmel gorgeous bkyd w/ spacious maint-free deck. Quality updates include wood-look laminate floors (some areas heated!), newer mechanicals, ceramic tile floor, light fixtures & so much more! Wonderful open floor plan w/ soaring ceilings. Enormous Grt Rm opens to Kit & Brkfst Rm. Mstr Ste on main level w/ lovely Mstr BA & walk-in closet. Beautiful gardens, fenced yard & very private. Home is so well cared for & immaculate.

Year

Property tax

Land + Additions

Assessment*

2025

$3,944 (+2.9%)

$95,100 + $298,300

$393,400

2024

$3,834 (+12.1%)

$95,100 + $298,300

$393,400

2023

$3,422 (+7.2%)

$95,100 + $260,000

$355,100

2022

$3,191 (+19.0%)

$72,600 + $252,900

$325,500

2021

$2,681 (+9.9%)

$72,600 + $215,000

$287,600

2020

$2,439 (+6.0%)

$72,600 + $171,200

$243,800

2019

$2,301 (+6.7%)

$72,600 + $153,200

$225,800

2018

$2,156 (+9.5%)

$72,600 + $144,400

$217,000

2017

$1,970 (+3.3%)

$45,900 + $148,200

$194,100

2016

$1,907 (+10.3%)

$45,900 + $148,200

$194,100

2015

$1,729 (+15.3%)

$45,900 + $142,100

$188,000

2013

$1,500

$45,900 + $125,100

$171,000

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

7,405 Sq. Ft.

Year renovated

1995

Finished Sq. Ft.

1,738

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,738

Year built

1995

Style

Single Family Residential

County

Hamilton County

APN

291302209002000018

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 16, 2026.

R-1

HP-OL

Residence District

The purpose of this district is to provide for low-density single-family residential development where adequate public facilities are available. The preservation of natural features and encouragement of open space residential land-use patterns in this district is intended to correspond to Suburban Residential in the Comprehensive Plan’s Land Classification Plan.

Zone overlays

Home Place Overlay District

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Public service
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 17 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

4/10 Air Factor

3 unhealthy days expected this year, 6 days in 30 years

Provided by First Street

Historical weather

Carmel, IN • 46032

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

69/ 100

Moderate sunlight

Sunscore

There appears to be some shading by surrounding buildings, terrain, and vegetation.

8.1 hrs

4.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 11190 Ruckle St

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $370,000 and $484,900.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $370K to $485K.

SOLD JUL 10, 2026
$415,000 Last sold price
3 beds3.5 baths2,135 sq ft
11535 Perkins St, Carmel, IN 46032
$19/sq ft
smaller lot
7 years newer
SOLD OCT 2, 2026
$484,900 Last sold price
3 beds2 baths1,935 sq ft
11501 Woodview East Dr, Carmel, IN 46032
$38/sq ft
larger lot
4 years older
SOLD APR 29, 2026
$370,000 Last sold price
3 beds2 baths1,629 sq ft
596 Burr Oak Dr, Carmel, IN 46032
$14/sq ft
smaller lot
SOLD JUN 12, 2026
$448,000 Last sold price
3 beds3 baths2,079 sq ft
10807 Belair Dr, Carmel, IN 46280
$2/sq ft
3 years older
SOLD AUG 5, 2026
$423,800 Last sold price
3 beds2 baths1,665 sq ft
605 Beaverbrook Dr, Carmel, IN 46032
$42/sq ft
smaller lot
1 year newer
SOLD DEC 17, 2025
$420,000 Last sold price
3 beds2 baths1,799 sq ft
629 Beaverbrook Dr, Carmel, IN 46032
$20/sq ft
smaller lot

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Early Access listings

3D WALKTHROUGH

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Details provided by MIBOR as Distributed by MLS Grid and may not match the public record. Learn more.

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