For sale

$439,900

Est. $2,791/mo —

•

3 ba

•

1,738

sq ft

11190 Ruckle St, Carmel, IN 46032

About this home

Welcome to this beautifully situated home in the desirable Waterwood of Carmel subdivision, nestled on a quiet, peaceful street that offers a wonderful sense of privacy and neighborhood charm. This inviting story-and-a-half home features a sought-after main-floor primary suite, providing comfort and convenience with everything you need on one level. The thoughtfully designed floor plan offers spacious living areas, abundant natural light, and a warm, welcoming atmosphere. Upstairs, additional bedrooms and a full bath provide flexibility for family, guests, a home office, or hobbies. Located in Carmel, this home combines the tranquility of a quiet residential setting with convenient access to the monon trail across the street, shopping, dining, parks, schools, and everything Carmel has to offer. Whether you're looking for a comfortable place to call home or a property in a highly desirable community, this Waterwood of Carmel residence is a wonderful opportunity.

1995Year Built

$253Price/Sq.Ft.

Source:FSBO.com#cmtdbhukm02ovs601vd4jqc50

Payment calculator

$2,791 per month

Principal and interest$2,312

Property taxes

$329

HOA dues

Home insurance

$150

Utilities

Add

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Open houses

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Around this home

Schools

K - 12
Preschool & daycare

Clay Center Elementary School

Public PreK-5 • Assigned • 1.6mi

9/10

Creekside Middle School

Public 6-8 • Assigned • 3.8mi

9/10

Carmel High School

Public 9-12 • Assigned • 2.6mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

11190 Ruckle St · $439,900

DAYS ON MARKET

The average home goes pending in 12 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

LIST PRICE

Median sale price in this area is $488,640. (11% higher than this home)

PRICE DROP

30% of homes in this area have had a price drop in the past month.

Property details

Sale and tax history for 11190 Ruckle St

Sale History
Tax History

Date

Event

Price

FSBO.com #cmtdbhukm02ovs601vd4jqc50

Aug 28, 2026

Listed

$439,900

$253/sq ft

MIBOR as Distributed by MLS Grid #21178425

Sep 24, 2012

Listing Removed

—

Sep 21, 2012

Sold

$186,000

$107/sq ft

May 24, 2012

Listed

$189,900

$109/sq ft

+15

Back on Market financing fell! Great opportunity in South Carmel gorgeous bkyd w/ spacious maint-free deck. Quality updates include wood-look laminate floors (some areas heated!), newer mechanicals, ceramic tile floor, light fixtures & so much more! Wonderful open floor plan w/ soaring ceilings. Enormous Grt Rm opens to Kit & Brkfst Rm. Mstr Ste on main level w/ lovely Mstr BA & walk-in closet. Beautiful gardens, fenced yard & very private. Home is so well cared for & immaculate.

Year

Property tax

Land + Additions

Assessment*

2025

$3,944 (+2.9%)

$95,100 + $298,300

$393,400

2024

$3,834 (+12.1%)

$95,100 + $298,300

$393,400

2023

$3,422 (+7.2%)

$95,100 + $260,000

$355,100

2022

$3,191 (+19.0%)

$72,600 + $252,900

$325,500

2021

$2,681 (+9.9%)

$72,600 + $215,000

$287,600

2020

$2,439 (+6.0%)

$72,600 + $171,200

$243,800

2019

$2,301 (+6.7%)

$72,600 + $153,200

$225,800

2018

$2,156 (+9.5%)

$72,600 + $144,400

$217,000

2017

$1,970 (+3.3%)

$45,900 + $148,200

$194,100

2016

$1,907 (+10.3%)

$45,900 + $148,200

$194,100

2015

$1,729 (+15.3%)

$45,900 + $142,100

$188,000

2013

$1,500

$45,900 + $125,100

$171,000

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

7,405 Sq. Ft.

Year renovated

1995

Finished Sq. Ft.

1,738

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,738

Year built

1995

Style

Single Family Residential

County

Hamilton County

APN

291302209002000018

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 20, 2026.

R-1

HP-OL

Residence District

The purpose of this district is to provide for low-density single-family residential development where adequate public facilities are available. The preservation of natural features and encouragement of open space residential land-use patterns in this district is intended to correspond to Suburban Residential in the Comprehensive Plan’s Land Classification Plan.

Zone overlays

Home Place Overlay District

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Public service
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 17 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

4/10 Air Factor

3 unhealthy days expected this year, 6 days in 30 years

Provided by First Street

Historical weather

Carmel, IN • 46032

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

69/ 100

Moderate sunlight

Sunscore

There appears to be some shading by surrounding buildings, terrain, and vegetation.

8.1 hrs

4.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 11190 Ruckle St

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Land— sq ft

13315 S 350th St W, Romney, IN 47981

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Details provided by FSBO.com and may not match the public record. Learn more.

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11190 Ruckle St, Carmel, IN 46032

About this home

Payment calculator

See this home in person

Nearby open houses (10)

Around this home

Schools

Lifestyle

Market insights

Property details

Exterior

Public facts

Sale and tax history for 11190 Ruckle St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 11190 Ruckle St

Early Access listings

Nearby similar homes

New listings for sale in 46032

More real estate resources

Indianapolis homes for sale
Fishers homes for sale
Zionsville homes for sale