For sale

$219,900

Est. $1,406/mo —

•

1,900

sq ft

518 Rutledge St, Gary, IN 46404

About this home

Welcome home to this beautifully updated brick Cape Cod, where classic character meets fresh, modern style! Step inside to a warm and inviting color palette featuring soft neutral tones, rich earthy accents and wood-look flooring that flows throughout the spacious living areas. Offering 4 bedrooms and 2.5 , this home provides plenty of room and flexibility to make the space your own. The finished basement adds even more usable living space--perfect for entertaining, a recreation area, home office, workout space or additional living options. Major improvements include updated plumbing and electrical, while newer appliances add convenience to the kitchen. Outside, the timeless brick exterior delivers classic curb appeal, and the 2-car garage provides additional parking and storage. Conveniently located near major roadways, South Shore commuter rail access and downtown Gary, with shopping, dining and entertainment options nearby. Enjoy easy access to I-80/94, Hard Rock Casino Northern Indiana, Lake Michigan, Marquette Park and the Indiana Dunes. Spacious, updated and full of possibilities. Request a personal tour!

Single-familyProperty Type

1942Year Built

5,097 sq ftLot Size

$116Price/Sq.Ft.

2 car garageParking

Listed by Melissa Yanez • Favela Real Estate, LLC

•219-617-9710 (broker)

•favelagc@yahoo.com (broker)

Listed by Cirilo Favela • Favela Real Estate, LLC

•219-617-9710 (broker)

•favelagc@yahoo.com (broker)

Listing updated: Oct 1, 2026 at 10:47am

Redfin checked: 2 minutes ago

•Source:NIRA MLS as Distributed by MLS Grid #844797

Payment calculator

$1,406 per month

Principal and interest$1,230

Property taxes

$88

HOA dues

Home insurance

$88

Utilities

Add

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Affordability tools

See this home in person

This home is unavailable to tour on this day.

Next available date: Tuesday, October 13

Open houses

No upcoming open houses.

Nearby open houses (10)

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Around this home

Schools

K - 12
Preschool & daycare

Beveridge Elementary School

Public K-5 • Assigned • 0.8mi

3/10

Bailly Preparatory Academy

Public 6-8 • Assigned • 5.1mi

3/10

West Side Leadership Academy

Public 9-12 • Assigned • 2.1mi

2/10

Provided by GreatSchools

About Combs Addition Historic

District

Combs Addition Historic District, located between Broadway and Grant Street, is a historic and residential Gary neighborhood with early-20th-century streetscapes and a walkable grid. The neighborhood’s character concentrates around Broadway near 5th Avenue, where storefront blocks and civic buildings set a classic downtown cadence. Architectural details lean toward brick and frame homes with period porches and tidy setbacks that read as distinctly Calumet Region. Indiana University Northwest and its arts programming add a steady cultural current nearby. Marquette Park’s dunes-and-lagoon landscape frames weekend routines with trails and lake air. The Genesis Convention Center and the Gary Public Library anchor public life with events and local history.

Provided by Walk Score and Local Logic

Offer insights

518 Rutledge St · $219,900

Strong offer

$220K and above

75% chance or better to win

Why $220K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 35 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Ceiling fans
Walk-in closets
Stone countertops
Partially finished basement
Insulated windows
Rain gutters
Smoke detector(s)

Bedrooms
Primary bedroom
Three additional bedrooms (total 4)

Bathrooms
One full bathroom
One three-quarter bathroom
One half bathroom

Kitchen
Dishwasher
Gas range
Microwave
Refrigerator
Stainless steel appliances
Stone counters

Laundry & utility
Washer hookup
Gas dryer hookup
Laundry sink
Laundry located on lower level

Flooring
Carpet
Vinyl

Heating & cooling
Central heating (forced air)
Central air conditioning
Ceiling fans

Sale and tax history for 518 Rutledge St

Sale History
Tax History

Date

Event

Price

NIRA MLS as Distributed by MLS Grid #844797

Oct 1, 2026

Price Changed

$219,900

$116/sq ft

Sep 23, 2026

Price Changed

$224,900

$118/sq ft

Sep 3, 2026

Listed

$229,900

$121/sq ft

NIRA MLS as Distributed by MLS Grid #524010

Jan 12, 2023

Contingent

—

Dec 16, 2022

Listed

$85,518

$45/sq ft

Year

Property tax

Land + Additions

Assessment*

2024

$880 (+6.1%)

$6,700 + $71,400

$78,100

2023

$829 (+4.5%)

$6,300 + $67,400

$73,700

2022

$794 (+7.8%)

$4,000 + $64,400

$68,400

2021

$736 (+1.1%)

$4,000 + $59,400

$63,400

2020

$728 (+9.8%)

$4,000 + $58,700

$62,700

2019

$663 (−2.4%)

$4,000 + $55,500

$59,500

2018

$679 (+3.0%)

$3,800 + $52,200

$56,000

2017

$659 (−3.0%)

$3,800 + $52,900

$56,700

2016

$680 (+0.6%)

$3,800 + $55,400

$59,200

2015

$676 (−31.8%)

$4,700 + $60,300

$65,000

2013

$991

$4,700 + $58,800

$63,500

Public record

Beds

Baths

1.5

Stories

Lot width

—

Lot depth

—

Lot size

5,097 Sq. Ft.

Year renovated

1942

Finished Sq. Ft.

1,750

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,750

Year built

1942

Style

Single Family Residential

County

Lake County

APN

450805333015000004

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 102° expected this year, 15 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

4/10 Air Factor

5 unhealthy days expected this year, 6 days in 30 years

Provided by First Street

Historical weather

Gary, IN • 46404

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

88/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in Gary. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.7 hrs

4.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 518 Rutledge St

$246,967

$27K over list price of $220K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $145K to $209K.

SOLD MAR 6, 2026
$145,000 Last sold price
3 beds2 baths1,952 sq ft
429 Ellsworth St, Gary, IN 46404
$42/sq ft
1 year older
SOLD APR 30, 2026
$188,000 Last sold price
3 beds2 baths1,567 sq ft
418 Taft St, Gary, IN 46404
$4/sq ft
15 years older
SOLD AUG 21, 2026
$209,000 Last sold price
3 beds2 baths2,022 sq ft
1965 W 10th Pl, Gary, IN 46404
$13/sq ft
22 years older
SOLD SEP 30, 2026
$156,500 Last sold price
4 beds2 baths1,963 sq ft
1522 Cleveland St, Gary, IN 46404
$36/sq ft
smaller lot
12 years older
SOLD MAY 29, 2026
$160,000 Last sold price
2 beds2 baths1,952 sq ft
541 Taft Pl, Gary, IN 46404
$34/sq ft
2 years older
SOLD SEP 14, 2026
$179,000 Last sold price
3 beds2 baths1,392 sq ft
1948 Mckinley St, Gary, IN 46404
$13/sq ft
9 years newer

Rental earnings

Est. $1,303 per month, based on comparable rentals

Tour for free, no strings attached

Make a winning offer with the help of a local agent

Ask a question

(312) 572-8983

Early Access listings

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EARLY ACCESSCOLDWELL BANKER COMING SOON

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EARLY ACCESSCOLDWELL BANKER COMING SOON

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Nearby similar homes

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Land— sq ft

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New listings for sale in 46404

NEW 1 DAY AGO

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1355 Willard St, Gary, IN 46404

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4 beds2 baths4,014 sq ft

951 Wright St, Gary, IN 46404

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3 beds2 baths1,968 sq ft

561 W Taft St, Gary, IN 46404

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2 beds1 bath1,124 sq ft

231 Mckinley St, Gary, IN 46404

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Details provided by NIRA MLS as Distributed by MLS Grid and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 518 Rutledge St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 518 Rutledge St

Early Access listings

Nearby similar homes

New listings for sale in 46404

More real estate resources