Sprawling all- brick ranch situated on a large waterfront lot in desirable Covington Shores. Enjoy this summer in your newer fiberglass pool complete with a pool house and bathroom. Step inside the front door and immediately you are greeted with incredible views of the lake and pool. Vaulted ceilings allow for loads of natural light to flow through this light and bright home. The updated eat- in kitchen is immaculate showcasing a massive island along with JennAir appliances. This flowing open concept offers a split floor plan with four generous size bedrooms on the main level. Downstairs a full wet- bar, billiards, a second fireplace, plus a full bath add over thousand square feet of additional living space. Other notable features include a three- car heated garage, walk in pantry, custom primary closet, oversize laundry/ mudroom, Northpoint/ Discovery Schools, and access to the Granger path.
Single-familyProperty Type
2000Year Built
0.81 acresLot Size
$245Est. Price/Sq.Ft.
3 car garageParking
Listed by Stephen Bizzaro• Howard Hanna SB Real Estate
Contact: Ofc: 574-207-7777
Bought with Kierstin Eifler• Home Gallery, KMC Realty
Wow! This spectacular all brick ranch on the lake in Covington Shores is a rare find! Extra large lot (. 92 acre). Award winning Northpoint, Discovery & Penn Schools. Recently installed 6? deep fiberglass salt water heated POOL (16' x 40') has an automatic walk-on cover, tanning ledge, plus a pool house including a bath. Great outdoor living space! 4 Bedrooms, 3.5 baths, split bedroom floor plan. This home has been totally updated with high end finishes. Stunning new custom kitchen features a huge center island with bar, honed marble counters, Jenn-Air pro stainless appliances & walk-in pantry. Open concept w/ lots of natural light throughout. Cathedral great room w/ gas fireplace opens to kitchen and sunroom overlooking the lake with gorgeous views! Spacious formal dining room w/ tray ceiling & french doors. Master suite w/ walk-in closet, tiled 2-head shower, jetted tub & double vanity. All new hardwood floors and carpeting. Finished lower level offers a large rec room, family room w/ gas fireplace, full bath & kitchenette for entertaining, plenty of storage! One year home warranty included. See attached list of improvements. Pool table will stay. Must see!
IRMLS #201537559
Jul 1, 2016
Sold
$550,000
$132/sq ft
Aug 7, 2015
Listed
$598,900
$144/sq ft
+31
Devon Custom Built panorama all brick, waterfront ranch in Covington Shores. Nearly 5400 square livable square feet, meticulously designed and maintained. Water views from the eat-in kitchen, living room, sun room, deck and two bedrooms including the master. Master suite bath has walk-in shower with glass block & jet tub. Sun room enjoys large window wall towards the lake, tongue & groove wood walls/cathedral ceiling & tile floors--WONDERFUL ROOM!! Many custom architectural features including columns, sky light, tray ceilings, 9'+ ceilings, cathedral ceilings, built-in cabinetry. Mostly finished basement with kitchenette (wet bar), rec area, family room area and a full bath. Dual HAVC & water heaters. Check out the photos. Better yet, set an appointment for a tour.
Year
Property tax
Land + Additions
Assessment*
2025
$7,598 (−22.2%)
$170,100 + $647,200
$817,300
2024
$9,766 (+54.0%)
$219,200 + $761,800
$981,000
2023
$6,343 (−38.3%)
$219,200 + $761,800
$981,000
2022
$10,286 (+21.3%)
$166,200 + $495,700
$661,900
2021
$8,479 (+16.1%)
$248,000 + $739,900
$987,900
2020
$7,306 (+31.0%)
$123,000 + $674,000
$797,000
2019
$5,576 (−8.9%)
$101,400 + $587,300
$688,700
2018
$6,121 (+9.7%)
$174,900 + $399,700
$574,600
2017
$5,581 (+2.3%)
$173,800 + $457,000
$630,800
2016
$5,457 (−9.2%)
$173,800 + $457,000
$630,800
2015
$6,011 (−24.4%)
$146,100 + $388,700
$534,800
2013
$7,950
$146,300 + $395,600
$541,900
Tax history for 51235 Harbor Ridge Dr
Year
Property tax
Land + Additions
Assessment*
2025
$7,598 (−22.2%)
$170,100 + $647,200
$817,300
2024
$9,766 (+54.0%)
$219,200 + $761,800
$981,000
2023
$6,343 (−38.3%)
$219,200 + $761,800
$981,000
2022
$10,286 (+21.3%)
$166,200 + $495,700
$661,900
2021
$8,479 (+16.1%)
$248,000 + $739,900
$987,900
2020
$7,306 (+31.0%)
$123,000 + $674,000
$797,000
2019
$5,576 (−8.9%)
$101,400 + $587,300
$688,700
2018
$6,121 (+9.7%)
$174,900 + $399,700
$574,600
2017
$5,581 (+2.3%)
$173,800 + $457,000
$630,800
2016
$5,457 (−9.2%)
$173,800 + $457,000
$630,800
2015
$6,011 (−24.4%)
$146,100 + $388,700
$534,800
2013
$7,950
$146,300 + $395,600
$541,900
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
1.5
Stories
1
Lot width
148 ft.
Lot depth
240 ft.
Lot size
0.81 Acres
Year renovated
2000
Sq. Ft.
3,125
Year built
2000
Style
Single Family Residential
County
St. Joseph County
APN
710414252011000011
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Nov 6, 2026.
R
Single Family District
The R single family districts are established to protect, promote and maintain the development of single-family dwellings as well as provide for other limited residential, public and institutional uses that are compatible with residential development located at the periphery of an urban area.
Permitted uses
Include but are not limited to:
Agriculture
Assembly/ meeting place
Community / recreation center
Religious facility
Housing-Single unit
Housing-Other
Educational/school
Library
Golf related
Cemetery
Property details
Parking
Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 3
Parking Features: Garage Door Opener, Concrete, Heated Garage, Garage, Attached
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 1
# of Main Level Bathrooms: 3
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air
Interior Features
Interior Features: Vaulted Ceiling(s), Walk-In Closet(s), Entrance Foyer, Pantry, Bar, Breakfast Bar, Crown Molding, Eat-in Kitchen, Kitchen Island, Open Floorplan, Wet Bar, Built-in Features, Master Downstairs
Window Features: Window Treatments
Appliances: Disposal, Dishwasher, Microwave, Refrigerator, Washer, Gas Range, Dryer
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Family Room, Basement
Room Information
# of Rooms Total: 11
Laundry Features: Main Level
Has Basement
Basement Details: Finished, Full
Exterior
Exterior Features
Patio And Porch Features: Deck, Patio
Roof: Asphalt, Shingle
Pool Information
Has Private Pool
Pool Features: In Ground
Building Information
Above Grade Finished Area: 3,125
Below Grade Finished Area: 1,039
# of Stories Total: 1
Construction Materials: Brick
Foundation Details: Concrete Perimeter
Property Features
On Waterfront
Waterfront Features: Pond
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Site-Built Home
Lot Information
Lot Features: Waterfront, Level, Landscaped
Lot Size Dimensions: 225 x 321
Lot Size Acres: 0.81
Financial
Tax Information
Tax Annual Amount: $6,391
Utilities
Utility Information
Water Source: Private, Well
Sewer: Septic Tank
Location
HOA Information
Has Homeowners Association
Association Fee: $598
Association Fee Frequency: Annually
Derived Association Fee (Monthly): $49.83
Schools Information
School District: Penn-Harris-Madison School Corp.
Elementary School: Northpoint
Middle Or Junior School: Discovery
High School: Penn
Location Information
Directions: North on N. Main St. East onto St. Rd. 23 North on Elm Rd. and Left on Ellington Dr. and right on Harbor Ridge Dr.
Subdivision Name: Covington Shores
Public facts
Beds: 3
Baths: 1.5
Sq. Ft.: 3,125
Stories: 1.0
Lot Size: 0.81 acres
Style: Single Family Residential
Year Built: 2000
Year Renovated: 2000
County: St. Joseph County
APN: 710414252011000011
Home facts updated by county records on Nov 6, 2026
Other
Listing Information
List AOR: Greater South Bend-Mishawaka AOR
AttributionContact: Ofc: 574-207-7777
Around this home
Schools
K - 12
Preschool & daycare
Northpoint Elementary School
Public K-5 • Assigned • 1.1mi
9/10
Discovery Middle School
Public 6-8 • Assigned • 4.3mi
9/10
Penn High School
Public 9-12 • Assigned • 5.2mi
10/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 100° expected this year, 16 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Granger, IN • 46530
Average low and high temperatures (°F)
29
16
36
21
55
33
63
42
70
48
81
62
86
66
81
61
78
54
66
45
50
36
36
24
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.3 hours in
June and 2.9 hours in December, placing it below the
U.S. average for solar exposure.
10.3 hrs
2.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$968,000 – $1.17M
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