Imagine a place where weekends stretch a little longer, where the water glistens just beyond your backyard, and where every season brings a new chapter of memories with the people who matter most. This exceptional waterfront retreat on Lake Monroe offers a rare opportunity to own direct lakeside property with a private boat dock-something seldom found on the lake. Here, life naturally slows down and moments together take center stage. Picture mornings with coffee on the deck as mist rises over the water, afternoons spent boating, swimming, or paddleboarding just steps from your home, and evenings gathered around the lakeside firepit while the sunset paints the sky in brilliant colors. Whether this becomes your everyday sanctuary or a cherished second home, the setting is designed for lake living at its very best-easy, relaxed, and centered around time together. Set on approximately 0.8 acres bordering the shoreline, the property offers rare direct access to the lake and a covered boat slip with electricity and a boat lift, just a short stroll from the home-making spontaneous lake days effortless. The custom-built Amish home was thoughtfully designed to celebrate its surroundings, featuring energy-efficient 2x6 construction and water views from every room. Quality craftsmanship is evident throughout with solid wood doors, Andersen windows, and high-end custom window treatments. The flexible layout accommodates both comfortable everyday living and hosting guests: Main Level: Spacious primary suite with ensuite bath, living room, den with custom fireplace, kitchen, dining area, sunroom, laundry room, and half bath. Upper Level: Two generously sized bedrooms connected by a Jack-and-Jill bath, plus large bonus room over the three-car garage ideal for recreation space, office, or additional bedroom. Three-Car Garage: Oversized with dedicated workshop area. The home reflects thoughtful design, enduring craftsmanship, and a setting that celebrates lakeside living!
Single-familyProperty Type
1995Year Built
0.55 acresLot Size
$269Price/Sq.Ft.
$292/moHOA Dues
3 car garageParking
Listed by Alice Chastain• RE/MAX Acclaimed Properties
Rarely available on Lake Monroe—direct waterfront ownership with a private covered boat slip. Set on approximately 0.8 acres in Hardin Ridge, this custom-built Amish home offers panoramic water views from every room, exceptional craftsmanship, and the lake lifestyle you've been dreaming about. Imagine mornings with coffee overlooking the water, afternoons spent boating, swimming, paddleboarding or fishing, and evenings watching the sun set over Lake Monroe. Gather around the lakeside firepit, entertain on the expansive lawn, or enjoy volleyball, croquet and outdoor games with family and friends. Whether a full-time residence or weekend retreat, this property is designed for making lasting memories. The custom-built Amish home showcases thoughtful design and quality craftsmanship throughout, including energy-efficient 2x6 construction, Andersen windows, solid wood doors and premium custom window treatments. The flexible floor plan includes: • Main Level: Spacious primary suite with ensuite bath, living room, den with custom fireplace, kitchen and dining area, sunroom, laundry room and half bath. • Upper Level: Two generously sized bedrooms connected by a Jack-and-Jill bath, plus a large bonus room above the three-car garage—ideal for recreation, a home office, guest space or fourth bedroom. • Three-Car Garage: Oversized with a dedicated workshop area and abundant room for vehicles, lake toys, hobbies and storage. Originally featured in H & L Magazine, the home reflects timeless craftsmanship and a design that celebrates its spectacular waterfront setting. Just a short walk from the home, your private covered boat slip includes electricity and a boat lift for effortless access to the lake. Boat slips in Hardin Ridge are available exclusively to property owners, making this a truly rare opportunity on Lake Monroe. Direct waterfront ownership, a private covered boat slip, exceptional craftsmanship and panoramic lake views rarely come together in one property. If you're looking for a place where family traditions are made and every season brings new adventures on the water, this is your opportunity.
MIBOR as Distributed by MLS Grid #22089663
Aug 22, 2026
Pending
—
Aug 22, 2026
Price Changed
$929,000
$269/sq ft
Aug 6, 2026
Relisted
—
Aug 3, 2026
Listing Removed
—
Jul 20, 2026
Price Changed
$948,000
$274/sq ft
Jun 24, 2026
Price Changed
$990,000
$286/sq ft
May 21, 2026
Price Changed
$1,025,000
$297/sq ft
May 8, 2026
Price Changed
$1,039,900
$301/sq ft
Apr 15, 2026
Price Changed
$1,079,900
$312/sq ft
Mar 23, 2026
Price Changed
$1,119,900
$324/sq ft
Mar 17, 2026
Listed
$1,199,900
$347/sq ft
IRMLS #202602130
Jul 20, 2026
Price Changed
$948,000
$274/sq ft
Jun 24, 2026
Price Changed
$990,000
$286/sq ft
May 21, 2026
Price Changed
$1,025,000
$297/sq ft
May 5, 2026
Price Changed
$1,039,900
$301/sq ft
Apr 15, 2026
Price Changed
$1,079,900
$312/sq ft
Mar 23, 2026
Price Changed
$1,119,900
$324/sq ft
Jan 20, 2026
Listed
$1,199,900
$347/sq ft
Year
Property tax
Land + Additions
Assessment*
2024
$5,532 (+4.9%)
$298,100 + $367,000
$665,100
2023
$5,273 (+1.9%)
$286,700 + $350,000
$636,700
2022
$5,177 (+2.2%)
$286,700 + $315,300
$602,000
2021
$5,067 (−4.9%)
$286,700 + $288,700
$575,400
2020
$5,326 (+16.2%)
$286,700 + $291,300
$578,000
2019
$4,582 (−1.1%)
$286,700 + $287,000
$573,700
2018
$4,634 (+0.3%)
$286,700 + $287,200
$573,900
2017
$4,619 (+1.9%)
$286,700 + $285,200
$571,900
2016
$4,535 (+0.6%)
$286,700 + $285,300
$572,000
2015
$4,509 (−2.9%)
$286,700 + $289,100
$575,800
2013
$4,646
$286,700 + $285,600
$572,300
Public record
Public record
Zoning
Beds
3
Baths
2.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.55 Acres
Year renovated
1995
Finished Sq. Ft.
3,456
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,456
Year built
1995
Style
Single Family Residential
County
Monroe County
APN
531124400019000006
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 16, 2026.
FR
AREA 1
Forest Reserve District
The character of the Forest Reserve (FR) District is defined as that which is primarily intended for the preservation of forests, recreational areas, parks and greenways, limited agricultural uses and very, very low density single family residential uses. Its purposes are to permit limited single family residential development on very large lots, to discourage the development of residential subdivisions and nonresidential uses, to protect environmentally sensitive areas, such as floodplain and steep slopes and to maintain the character of the surrounding neighborhood. Development in the FR District is hindered by extreme topography, poor access and the availability of few or no public services. Therefore, the number of uses permitted in the FR District is limited. Some uses are conditionally permitted. The conditions placed on these uses are to insure their compatibility with the low-density residential and public open space uses.
Zone overlays
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 105° expected this year, 19 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Heltonville, IN • 47436
Average low and high temperatures (°F)
34
18
44
27
62
40
69
49
71
54
82
65
86
70
83
64
80
58
70
47
55
39
43
29
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
88/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.9 hrs
6.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 8031 E Hardin Ridge Rd
$853,402
$76K under list price of $929K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $464K to $1.2M.