Off Market May 2025 for $238K

$286,797

•

2,350

sq ft

646 N Rural St, Indianapolis, IN 46201

About this home

This charming St. Clair home crafts the best of original character with modern design, and uniquely features two primary bedrooms with ensuite full bathrooms and walk-in closets. A gorgeous front porch/entry welcomes you into a light-filled main level, with an open layout that is perfect for both hosting and relaxing. Enjoy a long list of luxury details and valuable spaces: laminate wood floors, coffered ceilings/wainscoting, white kitchen cabinetry, high-end countertops, open shelving, tiled backsplash, stainless steel appliances, vintage half-bath, and a dedicated laundry. Head to the second level on a custom handrail/spacious staircase, where you will find two well-appointed ensuite bedrooms. Each bathroom has updated finishes/vanities, and both bedrooms give you versatility for home office space. Every detail has been considered, including newer windows and HVAC, to go along with a full basement that provides even more storage area. A vast, privacy-fenced backyard brings abundant green space, a concrete patio/grilling area, and large dedicated parking spaces. Experience all of downtown Indianapolis in this turnkey classic. 646 N. Rural is ready for you to move right in.

Single-familyProperty Type

1901Year Built

5,706 sq ftLot Size

$122Est. Price/Sq.Ft.

Listed by Mary Wernke • Encore Sotheby's International

Listed by Christian Payne

Contact: mary.wernke@encoresir.com

Bought with Glenn Davis • Berkshire Hathaway Home

Redfin checked: 3 minutes ago

•Source:MIBOR as Distributed by MLS Grid #22004233

$283,770

Updated Oct 14, 2025

Based on recent home sales selected by the homeowner.

SOLD APR 4, 2025
856 N Rural St, Indianapolis, IN 46201
$236,500 Last sold price
A
3 beds2.5 baths2,340 sq ft
856 N Rural St, Indianapolis, IN 46201
SOLD JUN 27, 2025
835 N Dearborn St, Indianapolis, IN 46201
$242,000 Last sold price
B
3 beds2 baths1,749 sq ft
835 N Dearborn St, Indianapolis, IN 46201
SOLD APR 23, 2025
544 N Parker Ave, Indianapolis, IN 46201
$200,000 Last sold price
C
2 beds2 baths2,170 sq ft
544 N Parker Ave, Indianapolis, IN 46201
SOLD AUG 20, 2025
936 N Oxford St, Indianapolis, IN 46201
$168,500 Last sold price
D
2 beds1 bath1,822 sq ft
936 N Oxford St, Indianapolis, IN 46201
SOLD AUG 13, 2025
422 N Oxford St, Indianapolis, IN 46201
$215,900 Last sold price
E
3 beds2 baths2,004 sq ft
422 N Oxford St, Indianapolis, IN 46201

Redfin Estimate

$286,797

$49K since sold in May 2025$0 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10% higher than the average sale price ($261K) of 6 comparable homes.

SOLD JUL 2, 2026
$336,500
A
3 beds2.5 baths2,130 sq ft
1043 N Beville Ave, Indianapolis, IN 46201
SOLD FEB 13, 2026
$250,000
B
2 beds2 baths2,448 sq ft
829 N Oxford St, Indianapolis, IN 46201
SOLD AUG 18, 2026
$165,000
C
2 beds1.5 baths2,160 sq ft
931 N Oakland Ave, Indianapolis, IN 46201
SOLD MAY 6, 2026
$220,000
D
3 beds2 baths2,542 sq ft
810 N Oakland Ave, Indianapolis, IN 46201
SOLD FEB 19, 2026
$290,000
E
3 beds2 baths2,236 sq ft
554 N Tacoma Ave, Indianapolis, IN 46201
SOLD AUG 6, 2026
$303,000
F
3 beds2.5 baths2,873 sq ft
1216 N Oxford St, Indianapolis, IN 46201

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Earn from this home

Sell

$82,250

Est. take-home

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Rent

$1,548/mo

Redfin rental estimate

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Market trends in 46201, IN

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.9%

+1.0% MoM

Median sale price

$202K

$22K MoM

Avg. days on market

21d

9 days MoM

Recently sold homes

198

13 MoM

New listings for sale

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$166,900
1 bed2 baths1,104 sq ft
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NEW 23 HRS AGO
$280,000
4 beds3 baths2,064 sq ft
33 N Gray St, Indianapolis, IN 46201
NEW 31 HRS AGO
$474,900
2 beds4 baths2,352 sq ft
333 S State St, Indianapolis, IN 46201
REDFIN OPEN SEP 5, 1PM TO 3PM
$205,000
2 beds1 bath1,572 sq ft
315 N Beville Ave, Indianapolis, IN 46201
3D WALKTHROUGH
$180,000
3 beds1.5 baths1,588 sq ft
234 S Denny St, Indianapolis, IN 46201
$149,900
3 beds1 bath1,632 sq ft
4646 Farrington Ave, Indianapolis, IN 46201
$164,900
2 beds1.5 baths2,144 sq ft
339 N Euclid Ave, Indianapolis, IN 46201
$155,000
3 beds3 baths2,352 sq ft
850 N Dearborn St, Indianapolis, IN 46201
$609,995
4 beds3.5 baths2,400 sq ft
1021 Tecumseh St, Indianapolis, IN 46201
$164,555
4 beds3 baths3,184 sq ft
1519 Shannon Ave, Indianapolis, IN 46201
See all

Provided by Redfin

Sale history for 646 N Rural St

Date

Event

Price

MIBOR as Distributed by MLS Grid #22004233

May 28, 2025

Sold

$238,000

$101/sq ft

Apr 21, 2025

Pending

—

Jan 21, 2025

Price Changed

$256,000

$109/sq ft

Dec 9, 2024

Price Changed

$265,000

$113/sq ft

Oct 15, 2024

Price Changed

$274,500

$117/sq ft

Oct 3, 2024

Listed

$279,000

$119/sq ft

MIBOR as Distributed by MLS Grid #21913989

Jun 9, 2023

Sold

$256,000

$109/sq ft

Apr 14, 2023

Pending

—

Apr 12, 2023

Listed

$244,900

$104/sq ft

+30

This stunning & very well cared for home is a showcase of custom design in the heart of St. Clair. The white kitchen cabinets and stainless-steel appliances are beautifully appointed. The main level features gorgeous laminate wood floors, a custom handrail, exposed ducting, a coffer ceiling, wainscoting, and a vintage half bath sink. Every detail has been carefully considered. This home offers two primary bedrooms, each with its own private full bath & great closets. One of the primary baths boasts a gorgeous tile shower, adding a touch of luxury to daily routine. The back of the home features a large concrete patio inside a fully fenced yard. This home truly has it all- walking distance to coffee shops, boutiques & close to downtown Indy.

MIBOR as Distributed by MLS Grid #21546476

Apr 2, 2018

Sold

$182,000

$77/sq ft

Feb 28, 2018

Pending

—

Feb 23, 2018

Price Changed

$189,999

$81/sq ft

Feb 16, 2018

Listed

$199,000

$85/sq ft

+15

Another St. Clair Gem! Completely renovated down to studs and brought back to life with custom industrial touches. Stunning new white kitchen cabinets, Stainless Steel kitchen appliances. Front load washer and dryer also included. Laminate wood floors through out main level, custom handrail, exposed ducting, coffer ceiling, wainscoting and vintage half bath sink. Too many custom details down to the attic access. House offers 2 mstr bdrms with private full baths. One Master Bath has gorgeous tile shower. The dual Masters are perfect for roommates or guests. Large concrete patio in back leads to cozy fire pit inside fully fenced in yard with handcrafted metal roof wood storage already stocked for you!

MIBOR as Distributed by MLS Grid #21496539

Aug 1, 2017

Sold

$25,000

$11/sq ft

Jul 13, 2017

Contingent

—

Jul 7, 2017

Listed

$29,900

$13/sq ft

MIBOR as Distributed by MLS Grid #21173651

Sep 4, 2012

Listing Removed

—

Aug 31, 2012

Sold

$5,000

$2/sq ft

Apr 27, 2012

Listed

$18,900

$8/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,938

$25,000 + $237,900

$262,900

2024

$2,940 (+11.1%)

$25,000 + $215,200

$240,200

2023

$2,646 (−5.7%)

$25,000 + $215,200

$240,200

2022

$2,807 (+17.5%)

$25,000 + $192,900

$217,900

2021

$2,389 (+11.9%)

$25,000 + $175,400

$200,400

2020

$2,134 (+8.3%)

$25,000 + $175,400

$200,400

2019

$1,972 (+146.1%)

$2,300 + $176,400

$178,700

2018

$801 (−4.3%)

$2,300 + $160,300

$162,600

2017

$837 (−41.2%)

$2,300 + $46,100

$48,400

2016

$1,423 (+372.8%)

$2,300 + $46,100

$48,400

2015

$301 (+21.9%)

$2,300 + $54,000

$56,300

2014

$247 (−18.2%)

$2,300 + $49,000

$51,300

2013

$302

$2,300 + $43,100

$45,400

Tax history for 646 N Rural St

Year

Property tax

Land + Additions

Assessment*

2025

$2,938

$25,000 + $237,900

$262,900

2024

$2,940 (+11.1%)

$25,000 + $215,200

$240,200

2023

$2,646 (−5.7%)

$25,000 + $215,200

$240,200

2022

$2,807 (+17.5%)

$25,000 + $192,900

$217,900

2021

$2,389 (+11.9%)

$25,000 + $175,400

$200,400

2020

$2,134 (+8.3%)

$25,000 + $175,400

$200,400

2019

$1,972 (+146.1%)

$2,300 + $176,400

$178,700

2018

$801 (−4.3%)

$2,300 + $160,300

$162,600

2017

$837 (−41.2%)

$2,300 + $46,100

$48,400

2016

$1,423 (+372.8%)

$2,300 + $46,100

$48,400

2015

$301 (+21.9%)

$2,300 + $54,000

$56,300

2014

$247 (−18.2%)

$2,300 + $49,000

$51,300

2013

$302

$2,300 + $43,100

$45,400

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

2.5

Stories

1.5

Lot width

40 ft.

Lot depth

143 ft.

Lot size

5,706 Sq. Ft.

Year renovated

2012

Sq. Ft.

1,596

Year built

1901

Style

Single Family Residential

County

Marion County

APN

491005132044000101

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

COMPACT

Dwelling District Five

The D-5 district is intended for medium and large- lot housing formats, primarily for detached houses, but may incorporate small- scale multi- unit building types in strategic locations. This district can be used for new, walkable suburban neighborhoods or for infill situation in established urban areas, including both low density and medium density residential recommendations of the Comprehensive Plan, and the Suburban Neighborhood and Traditional Neighborhood Typologies of the Land Use Pattern Book.

Zone overlays

Compact Context Area

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Housing-Multiple units
Communications tower
Housing-Mobile home park
Park & open space

Property details

Parking

Parking Information
Garage SqFt: 0
Parking Features: Gravel, Other

Interior

Interior Sq. Ft. Information
Building Area Total: 2350
Living Area: 1694
Main Level Sq. Ft.: 842
Upper Level Sq. Ft.: 754
Lower/Basement Level Sq. Ft (Finished): 98

Bedroom Information
Primary Bedroom Description: Closet Walk in
# of Upper Bedrooms: 2
Beds MU: 2
Bedrooms MU: 2

Bathroom Information
# of Full Baths (Total): 2
# of Half Baths (Total): 1
# of Full Baths (Upper): 2
# of Half Baths (Main): 1
Half Baths MU: 1
Half Bathrooms MU: 1
Full Baths MU: 2
Full Bathrooms MU: 2
Primary Bathroom Description: Shower Stall Full

Room 1 Information
Room Type: Bedroom 2
Room Features: Carpet
Room Dimensions: 12x12
Room Level: Upper

Room 2 Information
Room Type: Dining Room
Room Features: Laminate Hardwood
Room Dimensions: 13x13
Room Level: Main

Room 3 Information
Room Features: Carpet
Room Dimensions: 13x12
Room Level: Upper

Room 4 Information
Room Type: Kitchen
Room Features: Laminate Hardwood
Room Dimensions: 15x15
Room Level: Main

Room 5 Information
Room Type: Living Room
Room Features: Laminate Hardwood
Room Dimensions: 15x15
Room Level: Main

Other Rooms Information
Rooms Upper: 2
Rooms Main: 3
Rooms Basement: 0
# of Rooms: 5

Laundry Room Information
Laundry Features: Main Level

Basement Information
Has Basement
Basement Features: Partial, Partially Finished

Heating & Cooling
Heating Information: Forced Air, Natural Gas

Interior Features
Interior Features: Attic Access, Walk-in Closet(s), Screens Complete, Windows Vinyl
Appliances: Dishwasher, Dryer, Microwave, Electric Oven, Refrigerator, Washer, Tankless Water Heater

Exterior

Building Information
Percent Optional Level Finished: 13

Exterior Features
Patio And Porch Features: Covered Patio
Exterior Features: Outdoor Fire Pit
Fence YN: Yes
Fencing: Fence Full Rear, Privacy

Farm Information
Horse Amenities: None

Property Information
Other Equipment: Smoke Alarm, Sump Pump
Property Type: Residential
Property Sub Type: Single Family Residence

Land Information
Acres: <1/4 Acre

Lot Information
Lot Size Acres: 0.13
Lot Features: Sidewalks

Utilities

Utility Information
Utility Prim Sewage Disp: Municipal Sewer Connected
Water Source: Municipal/City
Utilities: Cable Available
Solid Waste Information: Yes

Location

School Information
High School District: Indianapolis Public Schools

Location Information
Directions: GPS Friendly
Tax Legal Description: Hogate & Kings Rural St Resub & Add L32

Public facts

Beds: 2
Baths: 2.5
Sq. Ft.: 1,596
Stories: 1.5
Lot Size: 5,706 square feet
Style: Single Family Residential
Year Built: 1901
Year Renovated: 2012
County: Marion County
APN: 491005132044000101

Home facts updated by county records on Jul 29, 2026

Other

Listing Information
Attribution Contact: mary.wernke@encoresir.com

Green Information
Green Certification YN: No

Home Information
Foundation Details: Block
Construction Materials: Wood
Levels: Two

Around this home

Schools

Thomas D. Gregg School 15

Public PreK-5 • Assigned • 0.3mi

4/10

H.L. Harshman Magnet Middle School

Public 6-8 • Assigned • 0.9mi

10/10

Arsenal Technical High School

Public 9-12 • Assigned • 0.8mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 102° expected this year, 19 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

4/10 Air Factor

5 unhealthy days expected this year, 7 days in 30 years

Provided by First Street

Historical weather

Indianapolis, IN • 46201

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.7 hours in June and 3.3 hours in December, placing it below the U.S. average for solar exposure.

9.7 hrs

3.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$273,000 – $330,000

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Home values near 646 N Rural St

Data from public records.

Address	Redfin Estimate
634 North Rural St, Indianapolis, IN 3 Beds \| 1.5 Baths \| 1675 Sq. Ft.	$364,088
641 North Rural St, Indianapolis, IN 3 Beds \| 3.5 Baths \| 2430 Sq. Ft.	$315,960

Address	Redfin Estimate
651 North Rural St, Indianapolis, IN 2 Beds \| 2 Baths \| 1560 Sq. Ft.	$232,742
653 North Rural St, Indianapolis, IN 2 Beds \| - Baths \| 919 Sq. Ft.	$168,945

Address	Redfin Estimate
628 North Rural St, Indianapolis, IN 4 Beds \| 2.5 Baths \| 2829 Sq. Ft.	$347,122
648 North Rural St, Indianapolis, IN 4 Beds \| - Baths \| 2100 Sq. Ft.	$219,658

Property information provided by MIBOR as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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