This 4 bedroom 3 bath home with a walk out basement has everything you need on the first floor! Panoramic views of the lake with easy access to fish, boat, paddle board, or watch the sun rise. The gorgeous vaulted cleiings have wooden beams that lead to the stone fireplace which overlooks Mother Natures best creation...Privacy! Grab your book and snuggle up to your choice of 2 fireplaces! The three seasons room has a hot tub, wooden ceiling, and the peace and quiet you need. The Primary suit is on the main level to make this home ideal for people wanting to live a stairs -free- life. The primary has floor to clg glass doors leading out to a balcony with one of a kind custom railings. With the kitchen being open to the great room and dining room this house is ideal for entertaining family and friends while allowing the cook to be included in the party! Granite countertops, newer appliances, and fresh paint! The office area has a huge picture window overlooking the lake to make working from home easy and fun. The walk out basement is great for kids, parties, and guests to stay for the weekend. It also houses the second fireplace. One bedroom and a full bathroom can also be found on this level along with a huge space for family fun and the pool table stays for your enjoyment! Host the BIG GAME or let the kids run wild. This basement can be whatever you need it to be! The bsmt leads outdoors to a paver patio with total privacy! Perfect for roasting marsh mellows or just relaxing the day away. This 18 hole golf course community has live music, golf cart strolls, and a ton of organized social events for every age at the course restaurant, bourbon bar, and club house. An elevated living no matter what stage of life you are in. This home has been meticulously maintained so you just come and start living the life you have always deserved! Tons of storage (4bdrm does not have a window)
Single-familyProperty Type
1973Year Built
0.35 acresLot Size
$154Price/Sq.Ft.
$148/moHOA Dues
2 car garageParking
Listed by Michelle Chandler• Keller Williams Indy Metro Partners
Listed by Bryan Williams• Keller Williams Indy Metro Partners
Bought with Patrick Watkins• Mike Watkins Real Estate Group
Est. $2,710 per month, based on comparable rentals
Sale and tax history for 3813 N Ramsgate Rd
Sale History
Tax History
Date
Event
Price
MIBOR as Distributed by MLS Grid #22071805
Mar 30, 2026
Sold
$445,000
$154/sq ft
Jan 27, 2026
Pending
—
Jan 22, 2026
Price Changed
$442,000
$153/sq ft
Jan 8, 2026
Price Changed
$444,000
$153/sq ft
Jan 1, 2026
Price Changed
$445,000
$154/sq ft
Nov 7, 2025
Listed
$449,000
$155/sq ft
MIBOR as Distributed by MLS Grid #22059372
Nov 4, 2025
Listing Removed
—
Sep 1, 2025
Listed
$450,000
$155/sq ft
MIBOR as Distributed by MLS Grid #22047831
Sep 1, 2025
Listing Removed
—
Aug 8, 2025
Price Changed
$450,000
$155/sq ft
Jul 24, 2025
Price Changed
$475,000
$164/sq ft
Jul 1, 2025
Listed
$495,000
$171/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,101 (−22.2%)
$30,500 + $244,000
$274,500
2024
$1,416 (−2.1%)
$30,500 + $244,000
$274,500
2023
$1,445 (+11.8%)
$30,500 + $245,500
$276,000
2022
$1,293 (+48.0%)
$42,700 + $292,600
$335,300
2021
$873 (+9.1%)
$42,700 + $235,900
$278,600
2020
$800 (+1.6%)
$27,600 + $184,000
$211,600
2019
$788 (+4.8%)
$27,600 + $177,100
$204,700
2018
$751 (+52.8%)
$27,600 + $163,100
$190,700
2017
$492 (−3.8%)
$27,600 + $108,800
$136,400
2016
$511 (+22.2%)
$27,600 + $108,800
$136,400
2015
$418 (−31.7%)
$27,600 + $108,800
$136,400
2013
$612
$27,600 + $104,500
$132,100
Public record
Public record
Zoning
Beds
3
Baths
2.5
Stories
1
Lot width
—
Lot depth
—
Lot size
0.35 Acres
Year renovated
1973
Sq. Ft.
1,656
Year built
1973
Style
Single Family Residential
County
Morgan County
APN
55-09-14-240-001.000-020
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 8, 2026.
R1
Low-Density Residential District
The Low-Density Residential District is intended for areas of Morgan County that can support low-density single-family detached homes and are in close proximity to nearby development and; or water and sewer. This district allows for a variety of housing types, facilities, and residential services necessary to meet the needs of local residents; All subdivisions require Subdivision approval unless exempt See Chapter 5.B.5: Exempt Subdivisions; All new primary structures for non-residential uses require Development Plan approval; All development may be subject to Drainage Board approval; Only one primary use or primary structure/dwelling unit per lot is permitted in this district.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Single unit
Office
Educational/school
Library
Park & open space
Property details
Parking
Parking Information
Garage SqFt: 576
Garage Parking Other: Finished Garage,Garage Door Opener
Parking Features: Attached, Garage Door Opener, Storage, Workshop in Garage
Garage Spaces: 2
Has Garage
Interior
Virtual Tour
Interior Sq. Ft. Information
Building Area Total: 2898
Living Area: 2898
Main Level Sq. Ft.: 1656
Upper Level Sq. Ft.: 0
Lower/Basement Level Sq. Ft (Finished): 1242
Bedroom Information
Primary Bedroom Description: Balcony,Closet Walk in,Deck,Patio