WATERFRONT HOUSE!! Beautifully landscaped year round Stone Lake home! Located on the west shore of Stone Lake in Middlebury, Indiana . Only 5 minutes from Interstate 80 Exit 107. Just a 2 hour ride from Chicago! Home has four bedrooms with large closets - master has walk in closet, three baths, living room, family room/home office area, formal dining room, large kitchen with open informal dining area. Kitchen island has Jenn-Air gas cooktop. Also generous pantry cabinets with pull out shelves. Kitchen boasts many cabinets Full length balcony overlooking the lake and yard ponds from the master bedroom. Covered porch main level with beautiful lake view. New metal roof on all buildings in 2018. There are gutters and leaf guards attached to the roof. This home offers a 5 bay insulated attached garage plumbed for toilet and has a furnace. There is a detached garage with 4 bays 3 of which are insulated. Perfect for auto collectors, workshops, and storage. Potential area for an in law suite, apartment or man cave! A perfect year round home for your family! Middlebury Schools too!! Stone Lake is a 110 acre no wake lake connected by a scenic channel that leads into Brokesha Lake (36 acres). Enjoy dining, entertaining or just watching from the additional balcony area located above the lake. Living on the lake provides immediate access to sports like boating, fishing, swimming, sailing, kayaking, paddle boarding, and cruising the lake at sunset! Winter months provide activities like ice fishing, cross country skiing, snowshoeing and even ice skating. Stone Lake is a great community with its own conservation club that cares for the lake. The volunteer club works along with DNR to protect and constantly monitor the quality of the lake. Stone Lake is truly a hidden gem yet it is less than 5 minutes to the Indiana Toll Road and Michigan border.
Single-familyProperty Type
1926Year Built
10,019 sq ftLot Size
$194Est. Price/Sq.Ft.
5 car garageParking
Listed by Joshua Vida• Paradigm Realty Solutions
Bought with Ginger Miller• CENTURY 21 Bradley Realty, Inc
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
4
Baths
3
Stories
2
Lot width
100 ft.
Lot depth
100 ft.
Lot size
10,019 Sq. Ft.
Year renovated
1974
Sq. Ft.
2,310
Year built
1926
Style
Single Family Residential
County
Elkhart County
APN
200413478031000032
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 13, 2026.
R-2
Two-Family Residential District
The purpose of the R-2, Two-Family Residential, zoning district is to accommodate single- and two-family dwellings duplexes and other compatible and supporting uses on medium sized lots within a subdivision. The district should be applied within a municipality, generally in close proximity to a municipality or adjacent to another residential zoning district or use.
Permitted uses
Include but are not limited to:
Housing-Group
Housing-Single unit
Housing-Multiple units
Infrastructure
Agriculture-Cropland
Housing-Mobile home park
Property details
Parking
Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 5
Parking Features: Garage Door Opener, Concrete, Heated Garage, Garage, Attached
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 3
# of Main Level Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s), Attic Fan, Central Air
Has Heating
Heating: Natural Gas, Forced Air
Interior Features
Interior Features: Walk-In Closet(s), Breakfast Bar, Ceiling Fan(s), Crown Molding, Eat-in Kitchen, Kitchen Island
Window Features: Skylight(s), Window Treatments
Appliances: Disposal, Dishwasher, Refrigerator, Washer, Gas Cooktop, Oven, Convection Oven, Electric Oven, Dryer, Exhaust Fan
Fireplace Features: Family Room, Free Standing, Ventless
Room Information
# of Rooms Total: 9
Laundry Features: Washer Hookup, Gas Dryer Hookup, Main Level
Has Basement
Exterior
Exterior Features
Exterior Features: Balcony
Patio And Porch Features: Deck, Covered, Porch
Fencing: Vinyl
Roof: Metal
Building Information
Above Grade Finished Area: 2,116
# of Stories Total: 2
Construction Materials: Vinyl Siding
Foundation Details: Block
Property Features
On Waterfront
Waterfront Features: Lake, Lake Front
Has View
Other Structures: Workshop, Second Garage
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Site-Built Home
Lot Information
Lot Features: Waterfront, Level, Landscaped, Views
Frontage Type: Waterfront
Water Body Name: Stone Lake
Lot Size Dimensions: .23 acres
Lot Size Acres: 0.23
Financial
Tax Information
Tax Annual Amount: $1,649
Utilities
Utility Information
Water Source: Private, Well
Sewer: Public Sewer
Location
Schools Information
School District: Middlebury Community Schools
Elementary School: York
Middle Or Junior School: Northridge
High School: Northridge
Location Information
Directions: Interstate 80 Exit 107 or SR 120 SR 13 to CR 4 Turn East Follow CR4 to curve and turn north onto East County Line House 1/4 mile on west side of Stone Lake
Subdivision Name: None
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 2,310
Stories: 2.0
Lot Size: 10,019 square feet
Style: Single Family Residential
Year Built: 1926
Year Renovated: 1974
County: Elkhart County
APN: 200413478031000032
Home facts updated by county records on Aug 13, 2026
Other
Listing Information
List AOR: Elkhart County BOR
Around this home
Schools
York Elementary School
Public K-3 • Assigned • 3.8mi
7/10
Northridge Middle School
Public 6-8 • Assigned • 6.0mi
8/10
Northridge High School
Public 9-12 • Assigned • 6.4mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 100° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Middlebury, IN • 46540
Average low and high temperatures (°F)
28
16
36
21
54
34
62
42
68
49
80
62
83
67
80
62
77
56
66
45
49
36
36
24
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.4 hours in
June and 2.9 hours in December, placing it below the
U.S. average for solar exposure.
10.4 hrs
2.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$390,000 – $472,000
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