For sale

$167,900

Est. $1,104/mo —

•

3,533

sq ft

400 S Umbarger Rd, Muncie, IN 47304

About this home

Character and charm! Great neighborhood close to BSU and the hospital! This lovely well-kept home offers 1.5 stories and is tucked away in a quiet convenient location. Enjoy the warmth of the formal living room complete with a nice gas fireplace. Or spend time relaxing in the family room which overlooks the backyard. There are three nice bedrooms on the main level. One room has a built-in desk and storage which could also be used as a perfect office. A spiral staircase leads to a bonus room upstairs which could be an additional bedroom perfect for kids or a hobby/craft room. This room has a balcony to enjoy the outdoors. What a wonderful home or investment property.

Single-familyProperty Type

1940Year Built

8,880 sq ftLot Size

$48Price/Sq.Ft.

1 car garageParking

Listed by Joann Davis • F.C. Tucker Company

Listing updated: Oct 20, 2026 at 01:58pm

Redfin checked: 7 minutes ago

•Source:MIBOR as Distributed by MLS Grid #22128065

Payment calculator

$1,104 per month

Principal and interest$928

Property taxes

$99

HOA dues

Home insurance

$77

Utilities

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Nearby open houses (2)

Around this home

Schools

K - 12
Preschool & daycare

West View Elementary School

Public PreK-5 • Assigned • 0.3mi

4/10

Northside Middle School

Public 6-8 • Assigned • 1.6mi

5/10

Muncie Central High School

Public PreK-12 • Assigned • 2.0mi

3/10

Provided by GreatSchools

About

Carlton-Ludingwood

Carlton-Ludingwood, located between Ball State University and Downtown Muncie, is a residential and campus-adjacent Muncie neighborhood with tree-lined streets and early-20th-century homes. The neighborhood’s character concentrates around the Village area near W. University Ave and N. McKinley Ave, where coffee counters, indie eateries, and small storefronts set a steady, walkable rhythm. Architectural cues lean toward classic Midwestern houses with deep porches and mature canopy trees. Sidewalks and bike routes trace daily movement toward campus greens and downtown blocks. Cultural gravity comes from Emens Auditorium, the David Owsley Museum of Art, and the Muncie Civic Theatre. Pocket parks and nearby trails add a calm outdoor counterpoint to the academic energy.

Provided by Walk Score and Local Logic

Offer insights

400 S Umbarger Rd · $167,900

Strong offer

$168K and above

75% chance or better to win

Why $168K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 27 days.

SALE-TO-LIST

Most homes are selling 5% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Gas log fireplace in the living room
Basement
Porch access (listed under exterior features but relates to access)

Bedrooms
Three main-level bedrooms
Upper-level bonus room (additional living space)

Bathrooms
One full bathroom (main level)

Kitchen
Electric oven
Dishwasher
Refrigerator

Laundry & utility
Washer and dryer included
Laundry located in basement

Heating & cooling
Forced air heating (natural gas)
Central air conditioning

Sale and tax history for 400 S Umbarger Rd

Sale History
Tax History

Date

Event

Price

IRMLS #202639926

Oct 20, 2026

Price Changed

$167,900

$48/sq ft

Sep 25, 2026

Listed

$169,900

$48/sq ft

MIBOR as Distributed by MLS Grid #22128065

Oct 20, 2026

Price Changed

$167,900

$48/sq ft

Sep 25, 2026

Listed

$169,900

$48/sq ft

Year

Property tax

Land + Additions

Assessment*

2024

$1,472 (+0.4%)

$15,600 + $120,800

$136,400

2023

$1,466 (+14.8%)

$14,200 + $120,800

$135,000

2022

$1,277 (+29.5%)

$14,200 + $101,900

$116,100

2021

$986 (+22.3%)

$12,100 + $81,100

$93,200

2020

$806 (+62.9%)

$11,000 + $77,300

$88,300

2019

$495 (−12.7%)

$10,000 + $66,600

$76,600

2018

$567 (+3.9%)

$10,500 + $69,400

$79,900

2017

$546 (−20.4%)

$11,100 + $68,200

$79,300

2016

$686 (−17.8%)

$11,700 + $71,800

$83,500

2015

$834 (−21.2%)

$11,500 + $80,300

$91,800

2013

$1,058

$12,300 + $81,900

$94,200

Public record

Beds

Baths

Stories

Lot width

600 ft.

Lot depth

1 ft.

Lot size

8,880 Sq. Ft.

Year renovated

1955

Finished Sq. Ft.

2,149

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,149

Year built

1940

Style

Single Family Residential

County

Delaware County

APN

181117104003000003

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 12, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 100° expected this year, 18 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Muncie, IN • 47304

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

89/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.3 hrs

5.2 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 400 S Umbarger Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $130,000 and $235,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $130K to $235K.

SOLD SEP 16, 2026
$162,000 Last sold price
3 beds2.5 baths2,754 sq ft
3008 W Oaklyn, Muncie, IN 47304
$11/sq ft
larger lot
SOLD SEP 3, 2026
$161,000 Last sold price
2 beds3 baths2,260 sq ft
421 S Talley Ave, Muncie, IN 47303
$23/sq ft
smaller lot
4 years older
SOLD OCT 16, 2026
$235,000 Last sold price
4 beds5 baths3,806 sq ft
1925 W Jackson, Muncie, IN 47303
$14/sq ft
smaller lot
30 years older
SOLD JUN 26, 2026
$168,000 Last sold price
3 beds1 bath1,056 sq ft
211 N Ridge Rd, Muncie, IN 47304
$111/sq ft
smaller lot
15 years newer
SOLD JUL 16, 2026
$167,500 Last sold price
3 beds1.5 baths1,250 sq ft
1209 N Tillotson Ave, Muncie, IN 47304
$86/sq ft
18 years newer
no basement
SOLD JUN 26, 2026
$130,000 Last sold price
2 beds1 bath874 sq ft
417 S Hutchinson Ave, Muncie, IN 47303
$101/sq ft
smaller lot
14 years older

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Details provided by MIBOR as Distributed by MLS Grid and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (2)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 400 S Umbarger Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 400 S Umbarger Rd

Early Access listings

Nearby similar homes

New listings for sale in 47304

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