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About this home
Welcome to 2003 Cedar Ridge Drive in New Albany! This well-maintained 3-bedroom, 2-bath home, built in 2004, offers a functional layout with modern updates throughout. Recent improvements include new carpet and luxury plank vinyl flooring, a new dimensional shingle roof, a new efficient HVAC system, providing peace of mind and move-in-ready convenience. The walk-out basement offers flexible space for a variety of uses, whether you're looking for additional living, recreation, storage, or hobby space. This area is already roughed in and ready for finishing! Pre plumbed for a 3rd bathroom and electrical pre ran throughout! An attached two-car garage adds everyday convenience, while the home's location on a dead-end street offers minimal through traffic. Step outside to enjoy the yard, complete with mature fruit-bearing trees that add seasonal beauty and the opportunity to harvest fresh fruit right at home. With its thoughtful updates, versatile floor plan, and convenient New Albany location close to shopping, dining, parks, and major roadways, this move-in-ready home is ready for its next owner. Schedule your private showing today!
New Albany, located between the Ohio River waterfront and I-265, is a historic and walkable New Albany neighborhood with brick-lined blocks and a river-town arts streak. The neighborhood’s character concentrates around the Pearl Street & Bank Street corridor, where galleries, coffee counters, and chef-driven dining sit in restored storefronts. Community pillars include the Carnegie Center for Art & History, New Albany Floyd County Public Library, and the New Albany Farmers Market. Victorian-era homes and converted commercial buildings shape the streetscape, with pocket parks and river views setting the pace. Sidewalks connect to the Ohio River Greenway for cycling and sunset walks. Festivals and live music keep downtown blocks active without feeling loud.
Provided by Walk Score and Local Logic
Offer insights
2003 Cedar Ridge Dr · $249,000
$249K and above
75% chance or better to win
Why $249K+ is a strong offer
DAYS ON MARKET
105 days
The average home goes pending in 57 days.
SALE-TO-LIST
97.9%
Most homes are selling 2% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Ceiling fans
Eat-in kitchen
Primary bedroom with private bath
Main level primary bedroom
Open floorplan
Cable TV
Window treatments
Blinds
Thermal windows
Bedrooms
Three first-floor bedrooms (carpeted)
Bathrooms
Two full bathrooms
Kitchen
Dishwasher
Freezer
Disposal
Microwave
Oven
Range
Refrigerator
Eat-in kitchen layout
Laundry & utility
Laundry in basement
Flooring
Carpet in bedrooms
Heating & cooling
Heat pump heating
Central air conditioning
Exterior features
Landscaped yard
Paved driveway
Front porch
Patio
Dead-end street
Garden
Home design
Single-story home
Brick, frame and vinyl siding exterior
Shingle roof
Poured foundation
Resale property
Parking
Attached garage facing front
2-car garage
Construction
Built with brick, frame and vinyl siding
Shingle roof
Poured foundation
Utilities
Public sewer
Connected public water
HOA & community
Sidewalks in the community
Electricity and solar
View estimated energy costs and solar savings for this home
This home qualifies for just a $100 down payment through FHA financing. Large 3 bedroom 2 full bath home with full walkout basement. Open floor plan. Basement is plumbed for 3rd bath. This is a HUD owned home SOLD AS IS. HUD Case #151-828007. Listed FHA IN (insured) It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status or national origin. Number of rooms, measurements and sq. ft. are not warranted. If critical, buyer should verify. Taxes may reflect a deduction that may not continue to apply, possibly resulting in a higher tax bill.
Year
Property tax
Land + Additions
Assessment*
2025
$1,235 (−1.2%)
$20,200 + $114,800
$135,000
2024
$1,250 (−4.7%)
$20,200 + $103,300
$123,500
2023
$1,312 (−5.1%)
$20,200 + $108,300
$128,500
2022
$1,382 (+7.4%)
$20,200 + $110,800
$131,000
2021
$1,286 (+1.8%)
$20,200 + $102,400
$122,600
2020
$1,264 (+1.7%)
$20,200 + $103,700
$123,900
2019
$1,242 (−16.7%)
$20,200 + $104,900
$125,100
2018
$1,492 (+7.0%)
$20,200 + $120,700
$140,900
2017
$1,394 (−17.0%)
$20,200 + $105,600
$125,800
2016
$1,680 (+29.9%)
$20,200 + $105,600
$125,800
2015
$1,293 (+2.5%)
$20,200 + $109,100
$129,300
2013
$1,262
$20,200 + $106,000
$126,200
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
58 ft.
Lot depth
142 ft.
Lot size
7,057 Sq. Ft.
Year renovated
2004
Finished Sq. Ft.
1,304
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,304
Year built
2004
Style
Single Family Residential
County
Floyd County
APN
220503401854000008
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 13, 2026.
TR
Traditional Residential
The Traditional Residential district is intended for neighborhoods that are primarily residential in character with interspersed local Business uses to support the neighborhood. Single Family home Lots are compact. Multifamily housing types within the district include Duplex, Triplex, and small scale Multifamily Buildings. These Multifamily Buildings should serve as a transitional Use buffering Single Family homes from nearby, intense land uses such as regional Commercial or industrial uses. The permitted intensity of new Development will depend upon its compatibility with the existing neighborhood, proximity to major Streets and public transit, the distance to shopping, and environmental constraints.
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Other
Public service
Post office
Park & open space
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 106° expected this year, 21 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
New Albany, IN • 47150
Average low and high temperatures (°F)
39
21
49
29
66
42
74
52
76
57
87
67
91
73
88
67
85
60
73
49
59
41
48
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
93/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in New Albany. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.3 hrs
6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 2003 Cedar Ridge Dr
$245,235
$3,765 under list price of $249K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $201K to $333K.